Civic Intelligence

Cadmus Credit Union

990 • Fiscal year 2012 • EIN 54-0739822

Jan 01, 2012 to Dec 31, 2012 • Filed on Nov 01, 2013

2901 Byrdhill Road23228
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

29th percentile

0.76x

Higher debt load relative to assets than 29% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

53rd percentile

2.1%

Faster asset growth than 53% of similar nonprofits.

2012 filings • 501(c)14 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$2,402,760

Up $49,741 (+2.1%) from 2011

Net Assets

Down

$577,869

Down $14,314 (-2.4%) from 2011

Liabilities

Up

$1,824,891

Up $64,055 (+3.6%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Up

$205,049

Up $2,482 (+1.2%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2010: $2,441,762Liabilities 2010: $1,828,181Net Assets 2010: $613,5812010Assets 2011: $2,353,019Liabilities 2011: $1,760,836Net Assets 2011: $592,1832011Assets 2012: $2,402,760Liabilities 2012: $1,824,891Net Assets 2012: $577,8692012Assets 2013: $2,231,587Liabilities 2013: $1,673,098Net Assets 2013: $558,4892013Assets 2014: $1,978,581Liabilities 2014: $1,428,696Net Assets 2014: $549,8852014Assets 2015: $2,065,469Liabilities 2015: $1,555,566Net Assets 2015: $509,9032015Assets 2016: $2,074,624Liabilities 2016: $1,646,599Net Assets 2016: $428,0252016Assets 2017: $1,979,773Liabilities 2017: $1,629,812Net Assets 2017: $349,9612017

Highlighted filing

2012

Assets$2,402,760
Liabilities$1,824,891
Net Assets$577,869

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $200,4572010Expenses 2011: $202,5672011Expenses 2012: $205,0492012Revenue 2013: $191,581Expenses 2013: $210,961Net Income 2013: -$19,3802013Revenue 2014: $188,292Expenses 2014: $196,896Net Income 2014: -$8,6042014Revenue 2015: $173,738Expenses 2015: $213,720Net Income 2015: -$39,9822015Revenue 2016: $148,339Expenses 2016: $230,217Net Income 2016: -$81,8782016Revenue 2017: $137,877Expenses 2017: $215,941Net Income 2017: -$78,0642017

Highlighted filing

2012

Revenue-
Expenses$205,049
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Nov 1, 2013
Return Version
2012v2.0
Gross Receipts
$190,735
Mission and Program Overview

Mission

To provide affordable financial services to its members, including loan relationships, depository services, and debit cards at its office at 2901 byrdhill road, richmond, virginia by professionals who provide excellent service.

Filing and Contact Details

Filer

EIN
54-0739822
Raw XML Appendix385 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part VI, Line 11b: Form 990 Review Process
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ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/Filer/EIN0540739822
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ReturnHeader/Filer/NameControl0CADM
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ReturnHeader/Officer/DateSigned02013-11-01
ReturnHeader/Officer/Name0JAMES WINKLER
ReturnHeader/Officer/Title0MANAGER/CFO
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10BOYCE SPADY & MOORE PLC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine101013 W Washington Street
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Suffolk
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0VA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode023434
ReturnHeader/Preparer/Name0Robert M Moore Jr
ReturnHeader/Preparer/Phone07575392953
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-11-01T08:01:12-07:00

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Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2012 filings • 501(c)14 • $1M-$5M nonprofits