Civic Intelligence

Cadmus Credit Union

EIN 54-0739822 • 501(c)14 • Richmond, VA

View Organization Page

Profile

To provide affordable financial services to its members, including loan relationships, depository services, and debit cards at its office at 2901 byrdhill road, richmond, virginia by professionals who provide excellent service.

2901 Byrdhill RoadRichmond, VA 23228

www.cadmuscu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

54th percentile

0.82x

Higher debt load relative to assets than 54% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

49th percentile

11.82x

Higher debt load relative to revenue than 49% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2017

Net Margin

10th percentile

-57%

Higher net margin than 10% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

59th percentile

$0

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

$1M-$5M nonprofits • Source year 2016

Asset Growth

56th percentile

-4.6%

Faster asset growth than 56% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

37th percentile

-7.1%

Faster revenue growth than 37% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets54th percentile

Assets

Down

$1,979,773

Down $94,851 (-4.6%) from 2016

Liabilities

Down

$1,629,812

Down $16,787 (-1.0%) from 2016

Net Assets

Down

$349,961

Down $78,064 (-18%) from 2016

Operations
Liabilities / Revenue49th percentileNet Margin10th percentile

Revenue

Down

$137,877

Down $10,462 (-7.1%) from 2016

Expenses

Down

$215,941

Down $14,276 (-6.2%) from 2016

Net Income

Up

-$78,064

Up $3,814 (+4.7%) from 2016

Trend Graphs

Balance Sheet Trend

Asset Growth56th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2010: $2,441,762Liabilities 2010: $1,828,181Net Assets 2010: $613,5812010Assets 2011: $2,353,019Liabilities 2011: $1,760,836Net Assets 2011: $592,1832011Assets 2012: $2,402,760Liabilities 2012: $1,824,891Net Assets 2012: $577,8692012Assets 2013: $2,231,587Liabilities 2013: $1,673,098Net Assets 2013: $558,4892013Assets 2014: $1,978,581Liabilities 2014: $1,428,696Net Assets 2014: $549,8852014Assets 2015: $2,065,469Liabilities 2015: $1,555,566Net Assets 2015: $509,9032015Assets 2016: $2,074,624Liabilities 2016: $1,646,599Net Assets 2016: $428,0252016Assets 2017: $1,979,773Liabilities 2017: $1,629,812Net Assets 2017: $349,9612017

Highlighted filing

2017

Assets$1,979,773
Liabilities$1,629,812
Net Assets$349,961
Open 2017 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KExpenses 2010: $200,4572010Expenses 2011: $202,5672011Expenses 2012: $205,0492012Revenue 2013: $191,581Expenses 2013: $210,961Net Income 2013: -$19,3802013Revenue 2014: $188,292Expenses 2014: $196,896Net Income 2014: -$8,6042014Revenue 2015: $173,738Expenses 2015: $213,720Net Income 2015: -$39,9822015Revenue 2016: $148,339Expenses 2016: $230,217Net Income 2016: -$81,8782016Revenue 2017: $137,877Expenses 2017: $215,941Net Income 2017: -$78,0642017

Highlighted filing

2017

Revenue$137,877
Expenses$215,941
Net Income-$78,064
Open 2017 Filing

Filings

Most recent year

2017 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$1,979,773
Liabilities
$1,629,812
Net assets
$349,961
Revenue
$137,877
Expenses
$215,941
Net income
-$78,064
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.98$1.63$0.35$0.14$0.22$0.08
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.07$1.65$0.43$0.15$0.23$0.08
2015Detailed filing. Detailed filing data is available for this year.$2.07$1.56$0.51$0.17$0.21$0.04
2014Detailed filing. Detailed filing data is available for this year.$1.98$1.43$0.55$0.19$0.20$0.01
2013Detailed filing. Detailed filing data is available for this year.$2.23$1.67$0.56$0.19$0.21$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.40$1.82$0.58$0.21
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.35$1.76$0.59$0.20
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.44$1.83$0.61$0.20
Latest Detailed Filing

The latest 2017 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2016 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Sep 14, 2017
Return Version
2016v3.0
Gross Receipts
$148,339
Mission and Program Overview

Mission

To provide affordable financial services to its members, including loan relationships, depository services, and debit cards at its office at 2901 byrdhill road, richmond, virginia by professionals who provide excellent service.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$735,842$977,889▲ $242,047
Rtn Earn Endowment Incm Other Fnds$509,903$428,025▼ $81,878
Cash and Non-Interest-Bearing Accounts$142,261$173,965▲ $31,704
Prepaid Expenses and Deferred Charges$4,779$4,113▼ $666
Land, Buildings, and Equipment, Net$6,558$3,642▼ $2,916
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$2,065,469$2,074,624▲ $9,155
Other Assets Total$1,176,029$915,015▼ $261,014
Liabilities
Other Liabilities$1,547,946$1,629,877▲ $81,931
Accounts Payable and Accrued Expenses$7,620$16,722▲ $9,102
Total Liabilities$1,555,566$1,646,599▲ $91,033
Net Assets / Fund Balance
Total Net Assets Fund Balance$509,903$428,025▼ $81,878
Total Liabilities and Net Assets / Fund Balance$2,065,469$2,074,624▲ $9,155

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements-$27,510$27,510
Other Land Buildings$3,642$23,569$27,211
Other Assets Org$15,479--
Compensation and Service Providers
Top Officer Pay59th percentile

Board Members and Trustees

NameTitle
William GroomePresident
Victoria AllenVice President
Wilma Springs-mckeithanDirector
Jacquelin BaskervilleSecretary
Donald HillTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$137,426
Investment Income
$10,573
Other Revenue
$340
Change in Net Assets
$-81,878
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$120,161
Other Expenses$110,056
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$86,690
Other Employee Benefits---$33,471
All Other Expenses---$20,144
Other Expenses---$6,070
Insurance---$5,386
Depreciation Depletion---$2,916
Travel---$1,723
Total Functional Expenses$0$0$0$230,217
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$1,629,877
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“No review was or will be conducted.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“AVAILABLE UPON REQUEST”

Filing and Contact Details

Filer

Filer Name
Cadmus Credit Union
EIN
54-0739822
Phone
8042613026
Address
2901 BYRDHILL ROAD, RICHMOND, VA 23228

Signing Officer

Name
James Winkler
Title
Manager/CFO
Signed
2017-09-14
Discuss with paid preparer
Yes

Organization Details

Formed
1951
Legal Domicile
Va
Voting Board Members
5
Independent Board Members
5
Employees
2
Volunteers
8

Preparer

Firm
Boyce Spady & Moore Plc
Address
1013 W Washington Street, Suffolk, VA 23434
Preparer
Robert M Moore Jr
Phone
7575392953
Raw XML Appendix387 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt07620
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt016722
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROVIDE AFFORDABLE FINANCIAL SERVICES TO ITS MEMBERS, INCLUDING LOAN RELATIONSHIPS, DEPOSITORY SERVICES, AND DEBIT CARDS AT ITS OFFICE AT 2901 BYRDHILL ROAD, RICHMOND, VIRGINIA BY PROFESSIONALS WHO PROVIDE EXCELLENT SERVICE.
IRS990/AdvertisingGrp/TotalAmt00
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/TotalAmt020144
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0JAMES WINKLER
IRS990/BooksInCareOfDetail/PhoneNum08042613026
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt02901 BYRDHILL RD
IRS990/BooksInCareOfDetail/USAddress/CityNm0RICHMOND
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd023228
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0142261
IRS990/CashNonInterestBearingGrp/EOYAmt0173965
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt010573
IRS990/CYOtherExpensesAmt0110056
IRS990/CYOtherRevenueAmt0340
IRS990/CYProgramServiceRevenueAmt0137426
IRS990/CYRevenuesLessExpensesAmt0-81878
IRS990/CYSalariesCompEmpBnftPaidAmt0120161
IRS990/CYTotalExpensesAmt0230217
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0148339
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt02916
IRS990/Desc0CADMUS CREDIT UNION PROVIDED AFFORDABLE LOANS TO 182 INDIVIDUALS DURING THE YEAR. MANY OF THE INDIVIDUALS WOULD NOT HAVE BEEN ABLE TO OBTAIN SUCH LOANS FROM OTHER FINANCIAL INSTITUTIONS. IN ADDITION, THE CREDIT UNION PROVIDED DEPOSITORY SERVICES TO MEMBERS. THE CREDIT UNION'S MEMBERSHIP CONSISTS PRIMARILY OF EMPLOYEES OF CADMUS/CENVEO AND SMURFIT STONE AND INCLUDES MANY INDIVIDUALS GENERALLY NOT RECRUITED FOR SERVICES AT LARGER FINANCIAL INSTITUTIONS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt02.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/PersonNm0WILMA SPRINGS-MCKEITHAN
IRS990/Form990PartVIISectionAGrp/PersonNm1WILLIAM GROOME
IRS990/Form990PartVIISectionAGrp/PersonNm2JACQUELIN BASKERVILLE
IRS990/Form990PartVIISectionAGrp/PersonNm3DONALD HILL
IRS990/Form990PartVIISectionAGrp/PersonNm4VICTORIA ALLEN
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/TitleTxt0Director
IRS990/Form990PartVIISectionAGrp/TitleTxt1President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice President
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0false
IRS990/FormationYr01951
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0148339
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt05386
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt010573
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt010573
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt017
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt051079
IRS990/LandBldgEquipBasisNetGrp/BOYAmt06558
IRS990/LandBldgEquipBasisNetGrp/EOYAmt03642
IRS990/LandBldgEquipCostOrOtherBssAmt054721
IRS990/LegalDomicileStateCd0VA
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0true
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0true
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROVIDE AFFORDABLE FINANCIAL SERVICES TO ITS MEMBERS, INCLUDING LOAN RELATIONSHIPS, DEPOSITORY SERVICES, AND DEBIT CARDS AT ITS OFFICE AT 2901 BYRDHILL ROAD, RICHMOND, VIRGINIA BY PROFESSIONALS WHO PROVIDE EXCELLENT SERVICE.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0509903
IRS990/NetAssetsOrFundBalancesEOYAmt0428025
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-174
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/TotalAmt00
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt01176029
IRS990/OtherAssetsTotalGrp/EOYAmt0915015
IRS990/OtherEmployeeBenefitsGrp/TotalAmt033471
IRS990/OtherExpensesGrp/Desc0BANK SERVICE CHARGES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2INTEREST
IRS990/OtherExpensesGrp/Desc3EQUIP MAINT
IRS990/OtherExpensesGrp/TotalAmt045559
IRS990/OtherExpensesGrp/TotalAmt120316
IRS990/OtherExpensesGrp/TotalAmt27942
IRS990/OtherExpensesGrp/TotalAmt36070
IRS990/OtherLiabilitiesGrp/BOYAmt01547946
IRS990/OtherLiabilitiesGrp/EOYAmt01629877
IRS990/OtherRevenueMiscGrp/Desc0SALE OF INSURANCE
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0340
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt0340
IRS990/OtherRevenueTotalAmt0340
IRS990/OtherSalariesAndWagesGrp/TotalAmt086690
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt04779
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt04113
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/Desc1LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt027663
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1109763
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt027663
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1109763
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt012395
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt099746
IRS990/PYOtherRevenueAmt0390
IRS990/PYProgramServiceRevenueAmt0160953
IRS990/PYRevenuesLessExpensesAmt0-39982
IRS990/PYSalariesCompEmpBnftPaidAmt0113974
IRS990/PYTotalExpensesAmt0213720
IRS990/PYTotalRevenueAmt0173738
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-81878
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0509903
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0428025
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0735842
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0977889
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt027510
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt027510
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt04110
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1901670
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt2-12175
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt32094
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt41
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt53836
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt615479
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0ACCRUED INTEREST
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1LOANS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2LOANS - ALLOWANCE FOR LOAN LOSSES
IRS990ScheduleD/OtherAssetsOrgGrp/Desc3OTHER ASSETS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc4Rounding
IRS990ScheduleD/OtherAssetsOrgGrp/Desc5SHARE DRAFT RECEIVABLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc6SHARE INS DEPOSIT
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt03642
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt023569
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt027211
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt01629877
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03642
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0915015
IRS990ScheduleD/TotalLiabilityAmt01629877
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt053432
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt113463
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2358
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt38942
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0LOANS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1LOANS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3LOAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt072901
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt116109
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt22200
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt312015
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0JACQUELIN BASKERVILLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1WILMA SPRINGS-MCKEITHAN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2DONALD HILL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3VICTORIA ALLEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/TotalBalanceDueAmt076195
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0No review was or will be conducted.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AVAILABLE UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt02065469
IRS990/TotalAssetsEOYAmt02074624
IRS990/TotalAssetsGrp/BOYAmt02065469
IRS990/TotalAssetsGrp/EOYAmt02074624
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0230217
IRS990/TotalGrossUBIAmt0340
IRS990/TotalLiabilitiesBOYAmt01555566
IRS990/TotalLiabilitiesEOYAmt01646599
IRS990/TotalLiabilitiesGrp/BOYAmt01555566
IRS990/TotalLiabilitiesGrp/EOYAmt01646599
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0509903
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0428025
IRS990/TotalProgramServiceRevenueAmt0137426
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0147999
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0148339
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0340
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02065469
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02074624
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt01723
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.CADMUSCU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JAMES WINKLER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER/CFO
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-09-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CADMUS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0CADM
ReturnHeader/Filer/EIN0540739822
ReturnHeader/Filer/PhoneNum08042613026
ReturnHeader/Filer/USAddress/AddressLine1Txt02901 BYRDHILL ROAD
ReturnHeader/Filer/USAddress/CityNm0RICHMOND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VA
ReturnHeader/Filer/USAddress/ZIPCd023228
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BOYCE SPADY & MOORE PLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01013 W Washington Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Suffolk
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd023434
ReturnHeader/PreparerPersonGrp/PhoneNum07575392953
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Robert M Moore Jr
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02017-09-14T13:23:33-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)14 • $1M-$5M nonprofits