Liabilities / Assets
7th percentile
Higher debt load relative to assets than 7% of similar nonprofits.
990 • Fiscal year 2012 • EIN 54-0620788
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
7th percentile
Higher debt load relative to assets than 7% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
43rd percentile
Faster asset growth than 43% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$70,337,630
Up $2,592,949 (+3.8%) from 2011
Net Assets
Up$69,127,148
Up $2,498,692 (+3.8%) from 2011
Liabilities
Up$1,210,482
Up $94,257 (+8.4%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$2,326,899
Down $199,598 (-7.9%) from 2011
Net Income
-
No earlier filing loaded for comparison.
To assist members in reaching their financial goals and needs. The credit union strives to keep fees and cost of services to a minimum. Services include but are not limited to: savings and checking accounts, consumer loans and mortgages.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 397478 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 181453 |
| IRS990/AccountsReceivable/BOY | 0 | 25358 |
| IRS990/AccountsReceivable/EOY | 0 | 38155 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/Activity2/ActivityCode | 0 | 522130 |
| IRS990/Activity2/Description | 0 | FEE INCOME - ANY FEES CHARGED BY THE CREDIT UNION ARE IN COMPLIANCE WITH NCUA AND FEDERAL RESERVE GUIDELINES AND BEST PRACTICES. CREDIT UNION FEES CAN OFTEN BE AVOIDED BY THE MEMBER FOR EXAMPLE - NON-SUFFICIENT FUNDS FEE OVERDRAFT FEES LATE PAYMENT FEES. MAIN FEES CHARGED INCLUDE NON-SUFFICIENT FUNDS FEES OVERDRAFT FEES NEGATIVE OVERDRAFT FEES STOP PAYMENT FEES LATE LOAN PAYMENT FEES SAFE DEPOSIT BOX RENTAL DORMANT ACCOUNT FEES. OF THE 688460 LISTED AS FEE INCOME 247097 IS FROM VISA INTERCHANGE FEE. THIS INCOME IS OFFSET BY THE VISA DEBIT CARD EXPENSE PROGRAM OF 235427. ALL PROGRAM FEES ARE A DIRECT RESULT OF THE USE OF CERTAIN SERVICES AT THE CREDIT UNION. |
| IRS990/Activity2/Revenue | 0 | 688460 |
| IRS990/ActivityOrMissionDescription | 0 | THE CREDIT UNION IS STRUCTURED TO ASSIST THE AVERAGE WAGE WORKER IN SETTING AND OBTAINING FINANCIAL GOALS. THE CREDIT UNION PROVIDES FINANCIAL SERVICES FOR ALL MEMBERS AT COMPETITIVE RATES AND NO FEES WHEN POSSIBLE. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 347 N COURT AVE |
| IRS990/AddressPrincipalOfficerUS/City | 0 | COVINGTON |
| IRS990/AddressPrincipalOfficerUS/State | 0 | VA |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 24426 |
| IRS990/Advertising/Total | 0 | 15528 |
| IRS990/AllAffiliatesIncluded | 0 | true |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/AuditCommittee | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 1558666 |
| IRS990/CashNonInterestBearing/EOY | 0 | 2118828 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 164019 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | false |
| IRS990/ConferencesMeetings/Total | 0 | 32792 |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | false |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/Total | 0 | 51846 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | LOANS - INCLUDES CREDIT CARDS MORTGAGES PERSONAL AND VEHICLE LOANS. EACH MEMBER IS CONSIDERED AND AWARDED A LOAN BASED ON A BOARD APPROVED LOAN POLICY. CONSIDERATION FOR A LOAN INCLUDES BUT IS NOT LIMITED TO WILLINGNESS TO REPAY ABILITYCAPACITY TO REPAY AND CREDIT SCORE. ALL CREDIT UNION EXPENSES INCURRED THROUGHOUT THE YEAR ARE DIRECTLY RELATED TO THE PROGRAMS AND SERVICES OFFERED BY THE CREDIT UNION. |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DistributionToDonor | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DoingBusinessAs/BusinessNameLine1 | 0 | WECCU CREDIT UNION |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/ExcessBenefitTransaction | 0 | false |
| IRS990/ExcessBusinessHoldings | 0 | false |
| IRS990/FamilyOrBusinessRelationship | 0 | false |
| IRS990/FederalGrantAuditRequired | 0 | false |
| IRS990/FeesForServicesAccounting/Total | 0 | 369343 |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form1098CFiled | 0 | false |
| IRS990/Form8282PropertyDisposedOf | 0 | false |
| IRS990/Form8899Filed | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 45 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | EARL MCCLUNG |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | HUNTER FRIDLEY |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | DAVID VEST |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | ANDRA FRIDLEY |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | ANGELA BLEVINS |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 799009 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 127244 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | CHAIRMAN OF THE BOARD |
| IRS990/Form990PartVIISectionA/Title | 1 | VICE-CHAIRMAN OF THE BOARD |
| IRS990/Form990PartVIISectionA/Title | 2 | TREASURER OF THE BOARD |
| IRS990/Form990PartVIISectionA/Title | 3 | SECRETARY OF THE BOARD |
| IRS990/Form990PartVIISectionA/Title | 4 | CEOPRESIDENT |
| IRS990/Form990ProvidedToGoverningBody | 0 | false |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | true |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/FundsToPayPremiums | 0 | false |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossReceipts | 0 | 2412902 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | true |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InvestmentIncomeCurrentYear | 0 | 360174 |
| IRS990/InvestmentIncomePriorYear | 0 | 343649 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 360174 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 25012270 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 28616345 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 1062488 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 2399420 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 1422234 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 1336932 |
| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LobbyingActivities | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | TO PROVIDE FINANCIAL SERVICES AND INFORMATION TO OUR MEMBERS AT MINIMAL OR NO COST. SERVICES INCLUDED BUT ARE NOT LIMITED TO SHARE AND SHARE DRAFT ACCOUNTS DEBIT CARDS CONSUMER LOANS AND MORTGAGES. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | ANGELA BLEVINS |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 66628456 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 69127148 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 1774 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 1 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 18 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 60611 |
| IRS990/OfficeExpenses/Total | 0 | 428975 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 29189860 |
| IRS990/OtherAssetsTotal/EOY | 0 | 30850754 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 111080 |
| IRS990/OtherExpensePriorYear | 0 | 1653324 |
| IRS990/OtherExpensesCurrentYear | 0 | 1441880 |
| IRS990/OtherExpenses/Description | 0 | PROVISION FOR LOANNEG OVERDRAFT LOSS |
| IRS990/OtherExpenses/Description | 1 | MEMBER INSURANCES |
| IRS990/OtherExpenses/Description | 2 | TELLER CASH DRAWER OVERUNDER |
| IRS990/OtherExpenses/Description | 3 | MEMBER DIVIDENDS |
| IRS990/OtherExpenses/Total | 0 | -21875 |
| IRS990/OtherExpenses/Total | 1 | 171520 |
| IRS990/OtherExpenses/Total | 2 | 395 |
| IRS990/OtherExpenses/Total | 3 | 332746 |
| IRS990/OtherLiabilities/BOY | 0 | 718747 |
| IRS990/OtherLiabilities/EOY | 0 | 1029029 |
| IRS990/OtherRevenueCurrentYear | 0 | 1886 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 522130 |
| IRS990/OtherRevenueMisc/Description | 0 | MISCELLANEOUS INCOME |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 1886 |
| IRS990/OtherSalariesAndWages/Total | 0 | 465381 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PayrollTaxes/Total | 0 | 45673 |
| IRS990/PensionPlanContributions/Total | 0 | 98865 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PremiumsPaid | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 141590 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 37271 |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522130 |
| IRS990/ProgramServiceRevenueCY | 0 | 2050842 |
| IRS990/ProgramServiceRevenue/Description | 0 | LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 2210184 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 1362382 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 688460 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/QuidProQuoContributions | 0 | false |
| IRS990/ReconcilationOtherChanges | 0 | 2308614 |
| IRS990/ReconcilationRevenueExpenses | 0 | 86003 |
| IRS990/ReconciliationUnrealizedInvest | 0 | 104075 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | false |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 66628456 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 69127148 |
| IRS990/Revenue | 0 | 1362382 |
| IRS990/RevenuesLessExpensesCY | 0 | 86003 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 27336 |
| IRS990/SalariesEtcCurrentYear | 0 | 885019 |
| IRS990/SalariesEtcPriorYear | 0 | 873173 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 10394703 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 7339345 |
| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/Buildings/BookValue | 0 | 912996 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 667243 |
| IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis | 0 | 1580240 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 91726 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 486971 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 395245 |
| IRS990ScheduleD/ExpensesSubtotal | 0 | 2326899 |
| IRS990ScheduleD/Land/BookValue | 0 | 332210 |
| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 332210 |
| IRS990ScheduleD/OtherAssets/BookValue | 0 | 22076446 |
| IRS990ScheduleD/OtherAssets/BookValue | 1 | 182104 |
| IRS990ScheduleD/OtherAssets/BookValue | 2 | 619789 |
| IRS990ScheduleD/OtherAssets/BookValue | 3 | 7972415 |
| IRS990ScheduleD/OtherAssets/Description | 0 | LOANS TO MEMBERS |
| IRS990ScheduleD/OtherAssets/Description | 1 | MEMBERSHIP CAPITAL-MID ATLANTIC CORPORATE CREDIT UNION |
| IRS990ScheduleD/OtherAssets/Description | 2 | NATIONAL CREDIT UNION ADMINISTRATION SHARE INSURANCE |
| IRS990ScheduleD/OtherAssets/Description | 3 | DEFERRED COMPENSATION PLANS |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 780056 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 6800 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 242173 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | DEFERRED COMPENSATION PLANS |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | CREDITOR'S DISABILITY INSURANCE |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | SUSPENSE CLEARING ACCOUNTS |
| IRS990ScheduleD/RevenueSubtotal | 0 | 2412902 |
| IRS990ScheduleD/TotalBookValueOtherAssets | 0 | 30850754 |
| IRS990ScheduleD/TotalExpensesPerForm990 | 0 | 2326899 |
| IRS990ScheduleD/TotalOfAmounts | 0 | 1029029 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 1336932 |
| IRS990ScheduleD/TotalRevenuePerForm990 | 0 | 2412902 |
| IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt | 0 | 2326899 |
| IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt | 0 | 2412902 |
| IRS990/ScheduleJRequired | 0 | false |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | A CREDIT UNION IS OWNED BY ITS MEMBERS. EACH MEMBER HAS 1 SHARE AND IF OVER THE AGE OF 18 IS ELIGIBLE TO VOTE FOR BOARD OF DIRECTOR OPENINGS OR SUBMIT TO BE INCLUDED ON THE BALLOT. EACH MONTH FINANCIAL STMTS INCLUDING THE INCOME STMT BALANCE SHEET AND LOAN STATISTICAL DATA ARE POSTED AT THE MAIN OFFICE FOR MEMBER REVIEW. IF QUESTIONS MEMBERS MAY REVIEW OTHER FINANCIAL REPORTS THAT DO NOT CONTAIN SENSITIVE MEMBER IDENTIFYING INFORMATION. THE BOARD REVIEWS ALL FINANCIAL REPORTS AT MONTHLY BOARD MEETINGS. THE NCUA CALL QUARTERLY CALL REPORT IS REVIEWED BY THE CEO BEFORE SUBMISSION AND FINAL STATUS IS GIVEN TO THE BOARD. THE CREDIT UNION'S BOOKS ARE AUDITED YEARLY BY AN EXTERNAL AUDIT FIRM. THE CREDIT UNION IS ALSO SUBJECT TO STATE EXAMINATION EVERY 12-15 MONTHS. PART VI 11B THE SUPERVISORY COMMITTEE OF THE CREDIT UNION REVIEWS FORM 990 ANY QUESTIONS ARE ANSWERED BY THE VP OPERATIONS PART VI 15B THE WAGE COMMITTEE CONSISTS OF 3 MEMBERS OF THE ELECTED BOARD OF DIRECTORS. THE COMMITTEE REVIEWS AND MAKES RECOMMENDATIONS TO THE FULL BOARD FOR KEY EMPLOYEE COMPENSATION AND OVERALL BONUS PAYMENT AT YEAR END. PART VI 12C THE CONFLICT OF INTEREST POLICY IS REVIEWED BY MANAGEMENT ON A YEARLY BASIS AND THEN ANY NOTED CHANGES ARE RECOMMENDED TO THE BOARD FOR APPROVAL. PART VI 19 MONTHLY FINANCIAL STATEMENTS INCOME STMT BALANCE SHEET AND LOAN STATISTICAL DATA IS POSTED MONTHLY IN THE LOBBY FOR MEMBER REVIEW. PART XI 9 CHANGE IN MEMBER EQUITYMEMBER DEPOSITS ON HAND PART XII 2C THE SUPERVISORY COMMITTEE MEETS WITH THE EXTERNAL AUDITORS ONCE THE YEARLY AUDIT IS COMPLETE. THE AUDTIORS WILL REVIEW THE RESULTS OF THE AUDIT AND ANY AREAS THAT NEED ATTENTION. THE STATE EXAMINER WILL MEET WITH THE BOARD OFFICERS AND THE CEO TO REVIEW ANY EXAM FINDINGS AND AREAS THAT MAY NEED MANAGEMENT ATTENTION. |
| IRS990/ScheduleORequired | 0 | true |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | VA |
| IRS990/TaxableDistributions | 0 | false |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 347 N COURT AVE |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | COVINGTON |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | VA |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 24426 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | ANGELA BLEVINS |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 5409626154 |
| IRS990/TotalAssets/BOY | 0 | 67744681 |
| IRS990/TotalAssetsBOY | 0 | 67744681 |
| IRS990/TotalAssets/EOY | 0 | 70337630 |
| IRS990/TotalAssetsEOY | 0 | 70337630 |
| IRS990/TotalCompGT150K | 0 | false |
| IRS990/TotalExpensesCurrentYear | 0 | 2326899 |
| IRS990/TotalExpensesPriorYear | 0 | 2526497 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 2326899 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 1116225 |
| IRS990/TotalLiabilitiesBOY | 0 | 1116225 |
| IRS990/TotalLiabilities/EOY | 0 | 1210482 |
| IRS990/TotalLiabilitiesEOY | 0 | 1210482 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 67744681 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 70337630 |
| IRS990/TotalNbrEmployees | 0 | 18 |
| IRS990/TotalNbrVolunteers | 0 | 10 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 66628456 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 69127148 |
| IRS990/TotalOtherCompensation | 0 | 799009 |
| IRS990/TotalOtherRevenue | 0 | 1886 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 2050842 |
| IRS990/TotalReportableCompFromOrg | 0 | 127244 |
| IRS990/TotalRevenueCurrentYear | 0 | 2412902 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalRevenuePriorYear | 0 | 2553833 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 2412902 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TypeOfOrganizationOther | 0 | X |
| IRS990/TypeOfOrgOtherDescription | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.YOURVIRTUALCU.ORG |
| IRS990/WhistleblowerPolicy | 0 | true |
| IRS990/YearFormation | 0 | 1953 |
| ReturnHeader/BuildTS | 0 | 2016-03-07 17:11:31Z |
| ReturnHeader/Filer/EIN | 0 | 540620788 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | WECCU CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | WECC |
| ReturnHeader/Filer/Phone | 0 | 5409626154 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 347 N COURT AVE |
| ReturnHeader/Filer/USAddress/City | 0 | COVINGTON |
| ReturnHeader/Filer/USAddress/State | 0 | VA |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 24426 |
| ReturnHeader/Officer/DateSigned | 0 | 2013-03-06 |
| ReturnHeader/Officer/Name | 0 | ANGELA BLEVINS |
| ReturnHeader/Officer/Phone | 0 | 5409626154 |
| ReturnHeader/Officer/Title | 0 | CEO |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-03-09T10:39:00-05:00 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.