Liabilities / Assets
7th percentile
Higher debt load relative to assets than 7% of similar nonprofits.
Jackson River Community Credit Union
990 • Fiscal year 2011 • EIN 54-0620788
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.02x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
39th percentile
Faster asset growth than 39% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
Up$67,744,681
Up $2,260,968 (+3.5%) from 2010
Net Assets
Up$66,628,456
Up $1,829,605 (+2.8%) from 2010
Liabilities
Up$1,116,225
Up $431,362 (+63%) from 2010
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$2,526,497
Down $79,804 (-3.1%) from 2010
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Mar 13, 2012 to Dec 31, 2011
- Signed
- Feb 8, 2012
- Return Version
- 2011v1.2
- Gross Receipts
- $27,335
Mission and Program Overview
Mission
To assist members in reaching their financial goals and needs. The credit union strives to keep fees and cost of services to a minimum. Services include but are not limited to: savings and checking accounts, consumer loans and mortgages.
Major Activities
- Activity 2
- Fee income - any fees charged by the credit union are in compliance with ncua guidelines regulations andor best practices methods. Main fees charged include overdraft protection (auto transfer fees) negative overdraft protection other fees include stop pmt fees late loan fees crdit card late pmt fees non-sufficient funds fees safe deposit box rental fees. Of the 664060 listed as revenue 247794.69 is from visa interchange income - not fees driectly charged to the member. The visa interchange income is a direct result of our debit card program offered to all members with a draft account. The income from this program must be compared to the 208277.46 visa debit card expenses all expenses are a direct result of the programs and services offered by the credit union.
Filing and Contact Details
Filer
- EIN
- 54-0620788
Raw XML Appendix341 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
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| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 99504 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 397478 |
| IRS990/AccountsReceivable/BOY | 0 | 24584 |
| IRS990/AccountsReceivable/EOY | 0 | 25358 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/Activity2/ActivityCode | 0 | 522130 |
| IRS990/Activity2/Description | 0 | FEE INCOME - ANY FEES CHARGED BY THE CREDIT UNION ARE IN COMPLIANCE WITH NCUA GUIDELINES REGULATIONS ANDOR BEST PRACTICES METHODS. MAIN FEES CHARGED INCLUDE OVERDRAFT PROTECTION (AUTO TRANSFER FEES) NEGATIVE OVERDRAFT PROTECTION OTHER FEES INCLUDE STOP PMT FEES LATE LOAN FEES CRDIT CARD LATE PMT FEES NON-SUFFICIENT FUNDS FEES SAFE DEPOSIT BOX RENTAL FEES. OF THE 664060 LISTED AS REVENUE 247794.69 IS FROM VISA INTERCHANGE INCOME - NOT FEES DRIECTLY CHARGED TO THE MEMBER. THE VISA INTERCHANGE INCOME IS A DIRECT RESULT OF OUR DEBIT CARD PROGRAM OFFERED TO ALL MEMBERS WITH A DRAFT ACCOUNT. THE INCOME FROM THIS PROGRAM MUST BE COMPARED TO THE 208277.46 VISA DEBIT CARD EXPENSES ALL EXPENSES ARE A DIRECT RESULT OF THE PROGRAMS AND SERVICES OFFERED BY THE CREDIT UNION. |
| IRS990/Activity2/Revenue | 0 | 664060 |
| IRS990/ActivityOrMissionDescription | 0 | THE CREDIT UNION IS DESIGNED AND OPERATES TO ASSIST THE AVERAGE WAGE EARNER WITH FINANCIAL ASSISTANCE. WE OFFER COMPETITIVE RATES AND STRIVE TO KEEP MEMBERS UP TO DATE WITH FINANCIAL INFORMATION. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 347 N COURT AVE |
| IRS990/AddressPrincipalOfficerUS/City | 0 | COVINGTON |
| IRS990/AddressPrincipalOfficerUS/State | 0 | VA |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 24426 |
| IRS990/Advertising/Total | 0 | 13975 |
| IRS990/AllAffiliatesIncluded | 0 | true |
| IRS990/AnnualDisclosureCoveredPersons | 0 | true |
| IRS990/AuditCommittee | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 1131318 |
| IRS990/CashNonInterestBearing/EOY | 0 | 1558666 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 154453 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | false |
| IRS990/ComplianceWithBackupWitholding | 0 | false |
| IRS990/ConferencesMeetings/Total | 0 | 16173 |
| IRS990/ConflictOfInterestPolicy | 0 | true |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | false |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/Total | 0 | 81752 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | LOANS-INCLUDE CREDIT CARD MORTGAGES PERSONAL AN DVEHICLE LOANS. EACH MEMBER IS CONSIDERED AND AWARDED A LOAN BASED ON A BOARD APPROVED LOAN POLICY. EACH MEMBER IS EVALUATED ON A UNIFORM BASIS - ALL DETAILED IN THE LOAN POLICY. CONSIDERATION FOR GRANTING A LOAN INCLUDES BUT IS NOT LIMITED TO WILLINGNESS TO PAY COMPACITY TO PAY AND OVERALL CREDIT RATING OF THE INDIVIDUAL. ALL CREDIT UNION EXPENSES ARE DIRECTLY RELATED TO THE PROGRAMSERVICES OFFERED. |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | true |
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| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/EscrowAccount | 0 | false |
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| IRS990/FamilyOrBusinessRelationship | 0 | false |
| IRS990/FederalGrantAuditPerformed | 0 | false |
| IRS990/FederalGrantAuditRequired | 0 | false |
| IRS990/FeesForServicesAccounting/Total | 0 | 383702 |
| IRS990/FinancialStatementConsolidated | 0 | X |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 45 |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | EARL MCCLUNG |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | HUNTER FRIDLEY |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | DAVID VEST |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | ANDRA FRIDLEY |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | ANGELA BLEVINS |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 408082 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 120230 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | BOARD PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 1 | BOARD VICE PRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 2 | BOARD TREASURER |
| IRS990/Form990PartVIISectionA/Title | 3 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 4 | CEO |
| IRS990/Form990ProvidedToGoverningBody | 0 | false |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | true |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/GainOrLoss/Other | 0 | 16000 |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossAmountSalesAssets/Other | 0 | 89045 |
| IRS990/GrossReceipts | 0 | 27335 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | true |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InvestmentIncomeCurrentYear | 0 | 343649 |
| IRS990/InvestmentIncomePriorYear | 0 | 327649 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 327649 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsPubTradedSecurities/BOY | 0 | 3000830 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 25012270 |
| IRS990/InvestTaxExemptBonds | 0 | false |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 978376 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 2400610 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 1407296 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 1422234 |
| IRS990/LessCostOthBasisSalesExpenses/Other | 0 | 73045 |
| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LobbyingActivities | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | TO PROVIDE FINANCIAL SERVICES AND INORMATION TO OUR MEMBERS AT MINIMAL OR NO COST. SERVICES INCLUDE BUT ARE NOT LIMITED TO SHARE & SHARE DRAFT ACCTS DEBIT CARDS CONSUMER LOANS AND MORTGAGES |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | ANGELA S BLEVINS |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 64798850 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 66628456 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | 16000 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 2079 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 1 |
| IRS990/NumberOfEmployees | 0 | 19 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 64419 |
| IRS990/OfficeExpenses/Total | 0 | 359952 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/OnBehalfOfIssuer | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 46081582 |
| IRS990/OtherAssetsTotal/EOY | 0 | 29189860 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 118148 |
| IRS990/OtherExpensePriorYear | 0 | 1653324 |
| IRS990/OtherExpensesCurrentYear | 0 | 1653324 |
| IRS990/OtherExpenses/Description | 0 | PROVISION FOR LOAN LOSSES |
| IRS990/OtherExpenses/Description | 1 | MEMBER INSURANCES |
| IRS990/OtherExpenses/Description | 2 | TELLER CASH SHORT OVER |
| IRS990/OtherExpenses/Description | 3 | DIVIDENDS TO MEMBERS |
| IRS990/OtherExpenses/Total | 0 | -20143 |
| IRS990/OtherExpenses/Total | 1 | 251403 |
| IRS990/OtherExpenses/Total | 2 | -140 |
| IRS990/OtherExpenses/Total | 3 | 502231 |
| IRS990/OtherLiabilities/BOY | 0 | 585359 |
| IRS990/OtherLiabilities/EOY | 0 | 718747 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 16000 |
| IRS990/OtherSalariesAndWages/Total | 0 | 461325 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PayrollTaxes/Total | 0 | 42452 |
| IRS990/PensionPlanContributions/Total | 0 | 96795 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 148718 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 141590 |
| IRS990/PriorExcessBenefitTransaction | 0 | false |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522130 |
| IRS990/ProgramServiceRevenueCY | 0 | 2210184 |
| IRS990/ProgramServiceRevenue/Description | 0 | LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | FEE INCOME |
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| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 1546123 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 664061 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReconcilationOtherChanges | 0 | 1802269 |
| IRS990/ReconcilationRevenueExpenses | 0 | 27336 |
| IRS990/RegularMonitoringEnforcement | 0 | true |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | false |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | true |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 64798851 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 66628456 |
| IRS990/Revenue | 0 | 1546123 |
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| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/Buildings/BookValue | 0 | 964842 |
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| IRS990ScheduleD/Equipment/BookValue | 0 | 125182 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 362978 |
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| IRS990ScheduleD/ExcessOrDeficitForYear | 0 | 27336 |
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| IRS990ScheduleD/ExpensesSubtotal | 0 | 2526497 |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation | 0 | PART IX - OTHER - CHANGE IN MEMBER EQUITY ACCOUNTS |
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| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 332210 |
| IRS990ScheduleD/NetUnrealizedGLOnInvestments | 0 | 11440 |
| IRS990ScheduleD/OtherAmount | 0 | 1790830 |
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| IRS990ScheduleD/OtherAssets/BookValue | 1 | 182104 |
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| IRS990ScheduleD/OtherAssets/BookValue | 4 | 23902 |
| IRS990ScheduleD/OtherAssets/BookValue | 5 | 170707 |
| IRS990ScheduleD/OtherAssets/BookValue | 6 | 78286 |
| IRS990ScheduleD/OtherAssets/BookValue | 7 | 76042 |
| IRS990ScheduleD/OtherAssets/Description | 0 | LOANS TO MEMBERS |
| IRS990ScheduleD/OtherAssets/Description | 1 | MEMBERSHIP CAPITAL |
| IRS990ScheduleD/OtherAssets/Description | 2 | NCUA SHARE INSURANCE |
| IRS990ScheduleD/OtherAssets/Description | 3 | DEFERRED COMPENSATION PLANS |
| IRS990ScheduleD/OtherAssets/Description | 4 | CUNA MUTUAL STABLIZATION - LOAN INSURANCE |
| IRS990ScheduleD/OtherAssets/Description | 5 | CASH SURRENDER VALUE OF LIFE INSURANCE POLICY |
| IRS990ScheduleD/OtherAssets/Description | 6 | ACCRUED INCOME - LOANS |
| IRS990ScheduleD/OtherAssets/Description | 7 | ACCRUED INCOME - INVESTMENTS |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 8638 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 383237 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 326872 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | CREDITOR'S DISABILITY INSURANCE |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | DEFERRED COMPENSATION PLANS |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | SUSPENSE CLEARING ACCOUNTS |
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| IRS990ScheduleD/TotalAdjustments | 0 | 1802270 |
| IRS990ScheduleD/TotalBookValueOtherAssets | 0 | 29189860 |
| IRS990ScheduleD/TotalExpenses | 0 | 2526497 |
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| IRS990ScheduleD/TotalOfAmounts | 0 | 718747 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 1422234 |
| IRS990ScheduleD/TotalRevenue | 0 | 2553833 |
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| IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson | 0 | ANGELA BLEVINS |
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| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | A CREDIT UNION IS OWNED BY ITS MEMBERS. EACH MEMBER HAS 1 SHARE AND IF OVER AGE 18 IS ELIGIBLE TO VOTE FOR BOARD OF DIRECTOR OPENINGS OR SUBMIT TO BE INCLUDED IN THE BALLOT. EACH MONTH FINANCIAL STATEMENTS INCLUDING INCOME STMT BALANCE SHEET AND LOAN DELIQUENCY SUMMARY ARE POSTED AT THE MAIN OFFICE FOR MEMBERS TO REVIEW. IF QUESTIONS MEMBERS MAY REVIEW OTHER FINANCIAL REPORTS THAT DO NOT REPORT SENSITIVE MEMBER INFO. THE BOARD REVIEWS ALL FINANCIAL REPORTS AT MONTHLY BOARD MEETINGS. THE NCUA CALL REPORT IS REVIEWED BY THE CEO BEFORE QUARTERLY SUBMISSION AND FINAL STATUS IS GIVEN TO THE BOARD. THE CREDIT UNION'S BOOKS ARE AUDITED YEARLY BY AN EXTERNAL AUDIT FIRM AND IS ALSO HELD IN EXAMINATION BY THE STATE OF VIRGINIA EVERY 12-15 MONTHS. PART VI 11B THE SUPERVISORY COMMITTEE OF THE CREDIT UNION REVIEWS FORM 990 QUESTIONS ARE ANSWERED BY THE VP OPERATIONS. PART VI 15B THE WAGE COMMITTEE CONSISTS OF 3 MEMBERS OF THE ELECTED BOARD OF DIRECTORS. THE COMMITTEE REVIEWS AND MAKES RECOMMENDATIONS TO THE FULL BOARD FOR KEY EMPLOYEE COMPENSATION AND OVERALL BONUS PAYMENT AT YEAR END. PART VI 19 MONTHLY FINANCIAL STATEMENTS INCOME STMT BALANCE SHEET AND LOAN DELIQUENCY SUMMARY ARE POSTED MONTHLY IN LOBBY FOR MEMBER REVIEW. XI LINE 5 CHANGE IN MEMBER ACCOUNT EQUITY (2010 VS 2011) CHANGE IN UNLREALIZED GAIN ON INVESTMENTS |
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| IRS990/TaxablePartyNotification | 0 | false |
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| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | VA |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 24426 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | ANGELA BLEVINS |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 5409626154 |
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| IRS990/TotalCompGT150K | 0 | true |
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| IRS990/TotalExpensesPriorYear | 0 | 2526497 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 2526497 |
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| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 684863 |
| IRS990/TotalLiabilitiesBOY | 0 | 684863 |
| IRS990/TotalLiabilities/EOY | 0 | 1116225 |
| IRS990/TotalLiabilitiesEOY | 0 | 1116225 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 65483714 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 67744681 |
| IRS990/TotalNbrEmployees | 0 | 19 |
| IRS990/TotalNbrVolunteers | 0 | 10 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 64798851 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 66628456 |
| IRS990/TotalOtherCompensation | 0 | 408082 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 2210184 |
| IRS990/TotalReportableCompFromOrg | 0 | 120230 |
| IRS990/TotalRevenueCurrentYear | 0 | 2553833 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 0 |
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| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 0 |
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| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/TransfersToExemptNonChrtblOrg | 0 | false |
| IRS990/TypeOfOrganizationOther | 0 | X |
| IRS990/TypeOfOrgOtherDescription | 0 | CREDIT UNION |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.YOURVIRTUAL.COM |
| IRS990/WhistleblowerPolicy | 0 | true |
| IRS990/YearFormation | 0 | 1953 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 540620788 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | WECCU CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | WECC |
| ReturnHeader/Filer/Phone | 0 | 5409626154 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 347 N COURT AVE |
| ReturnHeader/Filer/USAddress/City | 0 | COVINGTON |
| ReturnHeader/Filer/USAddress/State | 0 | VA |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 24426 |
| ReturnHeader/Officer/DateSigned | 0 | 2012-02-08 |
| ReturnHeader/Officer/Name | 0 | ANGELA S BLEVINS |
| ReturnHeader/Officer/Phone | 0 | 5409626154 |
| ReturnHeader/Officer/Title | 0 | CEO |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-03-13 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2011-12-31 |
| ReturnHeader/TaxYear | 0 | 2011 |
| ReturnHeader/Timestamp | 0 | 2012-03-13T14:05:00-05:00 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2011 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $67,744,681
- Liabilities
- $1,116,225
- Net assets
- $66,628,456
- Revenue
- -
- Expenses
- $2,526,497
- Net income
- -