Liabilities / Assets
8th percentile
Higher debt load relative to assets than 8% of similar nonprofits.
Jackson River Community Credit Union
990 • Fiscal year 2010 • EIN 54-0620788
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.01x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
$65,483,713
No earlier filing loaded for comparison.
Net Assets
$64,798,851
No earlier filing loaded for comparison.
Liabilities
$684,863
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
$2,606,301
No earlier filing loaded for comparison.
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2010 to Dec 31, 2010
- Signed
- Mar 9, 2011
- Return Version
- 2010v3.2
- Gross Receipts
- $2,726,460
Mission and Program Overview
Mission
To assist members in reaching their financial goals and needs. The credit union strives to keep fees and cost of services to a minimum. Services include but are not limited to: savings and checking accounts, consumer loans and mortgages.
Major Activities
- Activity 2
- Fee income - any fees charged by the credit union are in compliance with ncua guidelines regulations andor best practices methods. Main fees charged include overdraft protection (auto transfer fees) negative overdraft protection fees. Other fees include stop pmt fees late loan fees credit card late pmt fees non-sufficient funds fees safe deposit box rental fees. Of the 686547 listed as revenue 233097 is from visa interchange income - not fees directly charged to the member. The visa interchanged income is a direct result of our debit card program offered to all members with draft accounts. The 233097 must be compared to 192753 in visa debit card expenses incurred with the program. All expenses are a direct result of the programs and services offered by the credit union
Filing and Contact Details
Filer
- EIN
- 54-0620788
Raw XML Appendix330 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | false |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 89260 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 99504 |
| IRS990/AccountsReceivable/BOY | 0 | 7682 |
| IRS990/AccountsReceivable/EOY | 0 | 24584 |
| IRS990/ActivitiesConductedPartnership | 0 | false |
| IRS990/Activity2/ActivityCode | 0 | 522130 |
| IRS990/Activity2/Description | 0 | FEE INCOME - ANY FEES CHARGED BY THE CREDIT UNION ARE IN COMPLIANCE WITH NCUA GUIDELINES REGULATIONS ANDOR BEST PRACTICES METHODS. MAIN FEES CHARGED INCLUDE OVERDRAFT PROTECTION (AUTO TRANSFER FEES) NEGATIVE OVERDRAFT PROTECTION FEES. OTHER FEES INCLUDE STOP PMT FEES LATE LOAN FEES CREDIT CARD LATE PMT FEES NON-SUFFICIENT FUNDS FEES SAFE DEPOSIT BOX RENTAL FEES. OF THE 686547 LISTED AS REVENUE 233097 IS FROM VISA INTERCHANGE INCOME - NOT FEES DIRECTLY CHARGED TO THE MEMBER. THE VISA INTERCHANGED INCOME IS A DIRECT RESULT OF OUR DEBIT CARD PROGRAM OFFERED TO ALL MEMBERS WITH DRAFT ACCOUNTS. THE 233097 MUST BE COMPARED TO 192753 IN VISA DEBIT CARD EXPENSES INCURRED WITH THE PROGRAM. ALL EXPENSES ARE A DIRECT RESULT OF THE PROGRAMS AND SERVICES OFFERED BY THE CREDIT UNION |
| IRS990/Activity2/Revenue | 0 | 686547 |
| IRS990/ActivityOrMissionDescription | 0 | THE CREDIT UNION IS DESIGNED AND OPERATES TO ASSIST THE AVERAGE WAGE EARNER WITH THEIR FINANCIAL NEEDS WE OFFER COMPETITIVE RATES AND STRIVE TO KEEP MEMBERS UP TO DATE WITH FINANCIAL INFORMATION AND PROVIDE SERVICES AT MINIMUM OR NO COST. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 347 NORTH COURT AVE |
| IRS990/AddressPrincipalOfficerUS/City | 0 | COVINGTON |
| IRS990/AddressPrincipalOfficerUS/State | 0 | VA |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 24426 |
| IRS990/Advertising/Total | 0 | 11346 |
| IRS990/AuditCommittee | 0 | true |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | false |
| IRS990/BsnssRltnshpWithOrganization | 0 | false |
| IRS990/CashNonInterestBearing/BOY | 0 | 1301344 |
| IRS990/CashNonInterestBearing/EOY | 0 | 1131318 |
| IRS990/ChangesToOrganizingDocs | 0 | false |
| IRS990/CollectionsOfArt | 0 | false |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 157319 |
| IRS990/CompensationFromOtherSources | 0 | false |
| IRS990/CompensationProcessCEO | 0 | true |
| IRS990/CompensationProcessOther | 0 | false |
| IRS990/ComplianceWithBackupWitholding | 0 | false |
| IRS990/ConferencesMeetings/Total | 0 | 19464 |
| IRS990/ConflictOfInterestPolicy | 0 | false |
| IRS990/ConservationEasements | 0 | false |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | false |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | false |
| IRS990/DecisionsSubjectToApproval | 0 | false |
| IRS990/DeductibleContributionsOfArt | 0 | false |
| IRS990/DeductibleNonCashContributions | 0 | false |
| IRS990/DelegationOfManagementDuties | 0 | false |
| IRS990/DepreciationDepletion/Total | 0 | 73790 |
| IRS990/DescribedIn501C3 | 0 | false |
| IRS990/Description | 0 | LOANS - INLCUDE CREDIT CARD MORGAGES PERSONAL AND VEHICLE LOANS. EACH MEMBER IS CONSIDERED AND AWARDED A LOAN BASED ON A BOARD APPROVED LOAN POLICY. EACH MEMBER IS EVALUTATED ON A UNIFORM BASIS - ALL DETAILED IN THE THE LOAN POLICY. CONSIDERATION FOR GRANTING A LOAN INCLUDES BUT IS NOT LIMITED TO WILLINGNESS TO PAY COMPACITY TO PAY AND OVERALL CREDIT RATING OF THE INDIVIDUAL. ALL CREDIT UNION EXPENSES ARE DIRECTLY RELATED TO THE PROGRAM SERVICES OFFERED. |
| IRS990/DisregardedEntity | 0 | false |
| IRS990/DocumentRetentionPolicy | 0 | true |
| IRS990/DoingBusinessAs/BusinessNameLine1 | 0 | WECCU CREDIT UNION |
| IRS990/DonorAdvisedFunds | 0 | false |
| IRS990/ElectionOfBoardMembers | 0 | true |
| IRS990/EmploymentTaxReturnsFiled | 0 | true |
| IRS990/ExcessBenefitTransaction | 0 | false |
| IRS990/FamilyOrBusinessRelationship | 0 | false |
| IRS990/FederalGrantAuditPerformed | 0 | false |
| IRS990/FederalGrantAuditRequired | 0 | false |
| IRS990/FeesForServicesAccounting/Total | 0 | 396649 |
| IRS990/FinancialStatementConsolidated | 0 | X |
| IRS990/ForeignActivities | 0 | false |
| IRS990/ForeignFinancialAccount | 0 | false |
| IRS990/ForeignOffice | 0 | false |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 45 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 1 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 1 |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | ANGELA S BLEVINS |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | EARL MCCLUNG |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | HUNTER FRIDLEY |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | DAVID VEST |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | ANDRA FRIDLEY |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 404776 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 122246 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | CEOPRESIDENT |
| IRS990/Form990PartVIISectionA/Title | 1 | CHAIRMAN OF THE BOARD |
| IRS990/Form990PartVIISectionA/Title | 2 | VICE CHAIRMAN OF THE BOARD |
| IRS990/Form990PartVIISectionA/Title | 3 | TREASURER OF THE BOARD |
| IRS990/Form990PartVIISectionA/Title | 4 | SECRETARY OF THE BOARD |
| IRS990/Form990ProvidedToGoverningBody | 0 | false |
| IRS990/FormersListed | 0 | false |
| IRS990/FSAudited | 0 | true |
| IRS990/FundraisingActivities | 0 | false |
| IRS990/GainOrLoss/Other | 0 | -62263 |
| IRS990/Gaming | 0 | false |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | false |
| IRS990/GrantsToOrganizations | 0 | false |
| IRS990/GrantToRelatedPerson | 0 | false |
| IRS990/GrossAmountSalesAssets/Other | 0 | 182104 |
| IRS990/GrossReceipts | 0 | 2726460 |
| IRS990/GroupReturnForAffiliates | 0 | false |
| IRS990/Hospital | 0 | false |
| IRS990/IndependentAuditFinancialStmt | 0 | true |
| IRS990/IndoorTanningServices | 0 | false |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InvestmentIncomeCurrentYear | 0 | 276809 |
| IRS990/InvestmentIncomePriorYear | 0 | 118715 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 339072 |
| IRS990/InvestmentInJointVenture | 0 | false |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 3000830 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 982169 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 2389465 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 1473839 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 1407296 |
| IRS990/LessCostOthBasisSalesExpenses/Other | 0 | 244367 |
| IRS990/LoanToOfficerOrDQP | 0 | false |
| IRS990/LocalChapters | 0 | false |
| IRS990/MaterialDiversionOrMisuse | 0 | false |
| IRS990/MembersOrStockholders | 0 | true |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | true |
| IRS990/MinutesOfGoverningBody | 0 | true |
| IRS990/MissionDescription | 0 | TP PROVIDE FINANCIAL SERVICES AND INFORMATION TO OUR MEMBERS AT MINIMAL OR NO COST. SERVICES INCLUDE BUT ARE NOT LIMITED TO SHARE & SHARE DRAFT ACCOUNTS DEBIT CARDS CREDIT CARDS LOANS AND MORTGAGES. |
| IRS990/MoreThan5000KToIndividuals | 0 | false |
| IRS990/MoreThan5000KToOrganizations | 0 | false |
| IRS990/NameOfPrincipalOfficerPerson | 0 | ANGELA BLEVINS |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 61257132 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 64798850 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | -62263 |
| IRS990/NonDeductibleContributions | 0 | false |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 2225 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 1 |
| IRS990/NumberOfEmployees | 0 | 19 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 62069 |
| IRS990/OfficeExpenses/Total | 0 | 319396 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | false |
| IRS990/OfficerMailingAddress | 0 | false |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 48304609 |
| IRS990/OtherAssetsTotal/EOY | 0 | 46081582 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 135531 |
| IRS990/OtherExpensePriorYear | 0 | 2124058 |
| IRS990/OtherExpensesCurrentYear | 0 | 1746646 |
| IRS990/OtherExpenses/Description | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 1 | MEMBER INSURANCES |
| IRS990/OtherExpenses/Description | 2 | TELLER CASH OVERSHORT |
| IRS990/OtherExpenses/Description | 3 | DIVIDEND EXPENSE PAID TO MEMBER ACCOUNT |
| IRS990/OtherExpenses/Total | 0 | 18553 |
| IRS990/OtherExpenses/Total | 1 | 218694 |
| IRS990/OtherExpenses/Total | 2 | 1058 |
| IRS990/OtherExpenses/Total | 3 | 625627 |
| IRS990/OtherLiabilities/BOY | 0 | 296478 |
| IRS990/OtherLiabilities/EOY | 0 | 585359 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 435579 |
| IRS990/PartialLiquidation | 0 | false |
| IRS990/PayrollTaxes/Total | 0 | 40601 |
| IRS990/PensionPlanContributions/Total | 0 | 90625 |
| IRS990/PoliticalActivities | 0 | false |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 126217 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 148718 |
| IRS990/ProfessionalFundraising | 0 | false |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522130 |
| IRS990/ProgramServiceRevenueCY | 0 | 2449652 |
| IRS990/ProgramServiceRevenue/Description | 0 | LOANS |
| IRS990/ProgramServiceRevenue/Description | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 2763754 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 1761267 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 688385 |
| IRS990/ProhibitedTaxShelterTrans | 0 | false |
| IRS990/ReconcilationOtherChanges | 0 | 3421559 |
| IRS990/ReconcilationRevenueExpenses | 0 | 120160 |
| IRS990/RelatedEntity | 0 | false |
| IRS990/RelatedOrgControlledEntity | 0 | false |
| IRS990/ReportFin48Footnote | 0 | false |
| IRS990/ReportInvestOthSecurities | 0 | false |
| IRS990/ReportLandBldgEquip | 0 | true |
| IRS990/ReportOtherAssets | 0 | false |
| IRS990/ReportOtherLiabilities | 0 | false |
| IRS990/ReportProgRelInvest | 0 | false |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 61257132 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 64798851 |
| IRS990/Revenue | 0 | 1761266 |
| IRS990/RevenuesLessExpensesCY | 0 | 120160 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -91577 |
| IRS990/SalariesEtcCurrentYear | 0 | 859655 |
| IRS990/SalariesEtcPriorYear | 0 | 849988 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 10429179 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 13689385 |
| IRS990/ScheduleBRequired | 0 | false |
| IRS990ScheduleD/Buildings/BookValue | 0 | 1016688 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 563552 |
| IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis | 0 | 1580240 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 58398 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 418617 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 477015 |
| IRS990ScheduleD/ExcessOrDeficitForYear | 0 | 120160 |
| IRS990ScheduleD/ExcessOrDeficitPerFS | 0 | 3540890 |
| IRS990ScheduleD/ExpensesSubtotal | 0 | 2606301 |
| IRS990ScheduleD/Form990ScheduleDPartXIV/Explanation | 0 | PART XI - OTHER - CHANGE IN MEMBER EQUITY ACCOUNTS |
| IRS990ScheduleD/Land/BookValue | 0 | 332209 |
| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 332209 |
| IRS990ScheduleD/OtherAmount | 0 | 3420730 |
| IRS990ScheduleD/OtherAssets/BookValue | 0 | 26187385 |
| IRS990ScheduleD/OtherAssets/BookValue | 1 | 15745606 |
| IRS990ScheduleD/OtherAssets/BookValue | 2 | 566431 |
| IRS990ScheduleD/OtherAssets/BookValue | 3 | 91598 |
| IRS990ScheduleD/OtherAssets/BookValue | 4 | 23962 |
| IRS990ScheduleD/OtherAssets/BookValue | 5 | 25440 |
| IRS990ScheduleD/OtherAssets/BookValue | 6 | 3274858 |
| IRS990ScheduleD/OtherAssets/BookValue | 7 | 166302 |
| IRS990ScheduleD/OtherAssets/Description | 0 | LOANS TO MEMBERS |
| IRS990ScheduleD/OtherAssets/Description | 1 | INVESTMENTS |
| IRS990ScheduleD/OtherAssets/Description | 2 | NCUA SHARE INSURANCE |
| IRS990ScheduleD/OtherAssets/Description | 3 | ACCRUED INCOME - LOANS |
| IRS990ScheduleD/OtherAssets/Description | 4 | ACCRUED INCOME - INVESTMENTS |
| IRS990ScheduleD/OtherAssets/Description | 5 | CUNA MUTUAL STABLIZATION - LOAN INSURANCE |
| IRS990ScheduleD/OtherAssets/Description | 6 | DEFERRED COMPENSATION PLANS |
| IRS990ScheduleD/OtherAssets/Description | 7 | CASH SURRENDER VALUE OF LIFE INS |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 5100 |
| IRS990ScheduleD/OtherLiabilities/Amount | 1 | 10607 |
| IRS990ScheduleD/OtherLiabilities/Amount | 2 | 195531 |
| IRS990ScheduleD/OtherLiabilities/Amount | 3 | 374121 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | EMPLOYEE TAXES |
| IRS990ScheduleD/OtherLiabilities/Description | 1 | CREDITOR'S DISABILITY INS |
| IRS990ScheduleD/OtherLiabilities/Description | 2 | SUSPENSE CLEARING ACCOUNTS |
| IRS990ScheduleD/OtherLiabilities/Description | 3 | DEFERRED COMPENSATION LIABILITY |
| IRS990ScheduleD/RevenueSubtotal | 0 | 2726460 |
| IRS990ScheduleD/TotalAdjustments | 0 | 3420730 |
| IRS990ScheduleD/TotalBookValueOtherAssets | 0 | 46081582 |
| IRS990ScheduleD/TotalExpenses | 0 | 2606301 |
| IRS990ScheduleD/TotalExpensesPerForm990 | 0 | 2606301 |
| IRS990ScheduleD/TotalOfAmounts | 0 | 585359 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 1407295 |
| IRS990ScheduleD/TotalRevenue | 0 | 2726461 |
| IRS990ScheduleD/TotalRevenuePerForm990 | 0 | 2726460 |
| IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt | 0 | 2606301 |
| IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt | 0 | 2726460 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg | 0 | 115300 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg | 0 | 6946 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg | 0 | 126741 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg | 0 | 388657 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson | 0 | ANGELA BLEVINS |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg | 0 | 16120 |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg | 0 | 527023 |
| IRS990/ScheduleJRequired | 0 | false |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | A CREDIT UNION IS OWNED BY ITS MEMBERS. EACH MEMBER HAS 1 SHARE AND IF OVER THE AGE OF 18 IS ELIGIBLE TO VOTE FOR BOARD OF DIRECTOR OPENINGS OR SUBMIT TO BE INCLUDED IN THE BOARD OF DIRECTORS BALLOT. EACH MONTH FINANCIAL STATMETMENTS INCLUDING INCOME STATEMENT BALANCE SHEET AND LOAN DELIQUENCY SUMMARY ARE POSTED AT THE MAIN OFFICE FOR MEMBERS TO REVIEW. IF REQUESTED MEMBERS MAY REVIEW OTHER FINANCIAL REPORTS THAT DO NOT REPORT SENSITIVE MEMBER IDENTIFYING INFORMATION. THE BOARD REVIEWS ALL FINANCIAL REPORTS AT THE MONTHLY BOARD MEETING. TAX FORMS NCUA 5300 CALL REPORTS ARE REVIEWED BY THE CEO BEFORE SUBMISSION AND FINAL STATUS IS GIVEN TO THE BOARD OF DIRECTORS. THE CREDIT UNION'S BOOKS ARE AUDITED YEARLY BY AN EXTERNAL CPA FIRM AND IS ALSO EXAMINED BY THE STATE OF VA EVERY 12-15 MONTHS. PART VI 11B FORM 990 IS REVIEWED BY THE SUPERVISORY COMMITTEE. THE VP OF OPERATIONS ANSWERS ANY QUESTIONS THAT MAY ARISE DURING THE REVIEW. PART VI 15B THE WAGE COMMITTEE CONSISTS OF 3 MEMBERS OF THE ELECTED BOARD OF DIRECTORS. THE BOARD REVIEWS AND MAKES RECOMMENDATIONS TO THE FULL BOARD FOR KEY EMPLOYEE COMPENSATION. PART VI 19 MONTHLY BALANCE SHEET INCOME STATEMENT AND DELIQUENT LOAN SUMMARY REPORTS ARE POSTED MONTHLY IN LOBBY FOR MEMBER REVIEW. OTHER SUMMARY REPORTS MAY BE REVIEWED UPON REQUEST. XI LINE 5 CHANGE IN MEMBER ACCOUNT EQUITY (2009 VS 2010) UNREALIZED GAIN ON SECURITIES |
| IRS990/ScheduleORequired | 0 | true |
| IRS990/School | 0 | false |
| IRS990/SignificantChange | 0 | false |
| IRS990/SignificantNewProgramServices | 0 | false |
| IRS990/StateLegalDomicile | 0 | VA |
| IRS990/TaxablePartyNotification | 0 | false |
| IRS990/TaxExemptBonds | 0 | false |
| IRS990/Terminated | 0 | false |
| IRS990/TermOrPermanentEndowments | 0 | false |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 347 N COURT AVE |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | COVINGTON |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | VA |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 24426 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | ANGELA BLEVINS |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 5409626154 |
| IRS990/TotalAssets/BOY | 0 | 61642870 |
| IRS990/TotalAssetsBOY | 0 | 61642870 |
| IRS990/TotalAssets/EOY | 0 | 65483713 |
| IRS990/TotalAssetsEOY | 0 | 65483713 |
| IRS990/TotalCompGT150K | 0 | true |
| IRS990/TotalExpensesCurrentYear | 0 | 2606301 |
| IRS990/TotalExpensesPriorYear | 0 | 2974046 |
| IRS990/TotalFunctionalExpenses/Fundraising | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ManagementAndGeneral | 0 | 0 |
| IRS990/TotalFunctionalExpenses/ProgramServices | 0 | 0 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 2606301 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 385738 |
| IRS990/TotalLiabilitiesBOY | 0 | 385738 |
| IRS990/TotalLiabilities/EOY | 0 | 684863 |
| IRS990/TotalLiabilitiesEOY | 0 | 684863 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 61642870 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 65483714 |
| IRS990/TotalNbrEmployees | 0 | 19 |
| IRS990/TotalNbrVolunteers | 0 | 10 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 61257132 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 64798851 |
| IRS990/TotalOtherCompensation | 0 | 404776 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 2449652 |
| IRS990/TotalReportableCompFromOrg | 0 | 122246 |
| IRS990/TotalRevenueCurrentYear | 0 | 2726461 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalRevenuePriorYear | 0 | 2882469 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 2726461 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/TransactionRelatedEntity | 0 | false |
| IRS990/TypeOfOrganizationOther | 0 | X |
| IRS990/TypeOfOrgOtherDescription | 0 | CREDIT UNION |
| IRS990/UnrelatedBusinessIncome | 0 | false |
| IRS990/UponRequest | 0 | X |
| IRS990/WhistleblowerPolicy | 0 | false |
| IRS990/YearFormation | 0 | 1953 |
| ReturnHeader/BuildTS | 0 | 2016-02-24 21:20:13Z |
| ReturnHeader/Filer/EIN | 0 | 540620788 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | WECCU CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | WECC |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 347 NORTH COURT AVE |
| ReturnHeader/Filer/USAddress/City | 0 | COVINGTON |
| ReturnHeader/Filer/USAddress/State | 0 | VA |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 24426 |
| ReturnHeader/Officer/DateSigned | 0 | 2011-03-09 |
| ReturnHeader/Officer/Name | 0 | ANGELA BLEVINS |
| ReturnHeader/Officer/Phone | 0 | 5409626154 |
| ReturnHeader/Officer/Title | 0 | VP OPERATIONS |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2010-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2010-12-31 |
| ReturnHeader/TaxYear | 0 | 2010 |
| ReturnHeader/Timestamp | 0 | 2011-03-25T08:41:00-05:00 |
Document Assets
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Filings
Displayed year
2010 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $65,483,713
- Liabilities
- $684,863
- Net assets
- $64,798,851
- Revenue
- -
- Expenses
- $2,606,301
- Net income
- -