Civic Intelligence

Homeownership Preservation Foundation

990 • Fiscal year 2019 • EIN 52-2403507

Jan 01, 2019 to Dec 31, 2019 • Filed on Oct 19, 2020

Organization ProfileWWW.995HOPE.ORG
36500 Corporate DriveFarmington Hills, MI 48331

(612) 230-4020

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.23x

Higher debt load relative to assets than 58% of similar nonprofits.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2019

Liabilities / Revenue

60th percentile

0.26x

Higher debt load relative to revenue than 60% of similar nonprofits.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2019

Net Margin

61st percentile

6.8%

Higher net margin than 61% of similar nonprofits.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2019

Top Officer Pay

92nd percentile

$382,574

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 5.3% of source-year revenue.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2019

Asset Growth

84th percentile

22%

Faster asset growth than 84% of similar nonprofits.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2018 to 2019

Revenue Growth

37th percentile

-0.6%

Faster revenue growth than 37% of similar nonprofits.

2019 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$8,036,330

Up $1,460,815 (+22%) from 2018

Net Assets

Up

$6,195,923

Up $1,077,635 (+21%) from 2018

Liabilities

Up

$1,840,407

Up $383,180 (+26%) from 2018

Revenue And Expenses
Liabilities / Revenue60th percentileNet Margin61st percentile

Revenue

Down

$7,152,479

Down $41,556 (-0.6%) from 2018

Expenses

Down

$6,666,689

Down $4,045,217 (-38%) from 2018

Net Income

Up

$485,790

Up $4,003,661 (+114%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth84th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2012: $26,190,124Liabilities 2012: $9,376,612Net Assets 2012: $16,813,5122012Assets 2013: $24,742,558Liabilities 2013: $6,390,598Net Assets 2013: $18,351,9602013Assets 2014: $24,565,263Liabilities 2014: $7,303,571Net Assets 2014: $17,261,6922014Assets 2015: $22,781,539Liabilities 2015: $7,241,854Net Assets 2015: $15,539,6852015Assets 2016: $18,562,354Liabilities 2016: $5,641,894Net Assets 2016: $12,920,4602016Assets 2017: $12,273,720Liabilities 2017: $3,272,221Net Assets 2017: $9,001,4992017Assets 2018: $6,575,515Liabilities 2018: $1,457,227Net Assets 2018: $5,118,2882018Assets 2019: $8,036,330Liabilities 2019: $1,840,407Net Assets 2019: $6,195,9232019Assets 2020: $9,160,530Liabilities 2020: $1,320,047Net Assets 2020: $7,840,4832020Assets 2021: $9,859,367Liabilities 2021: $1,552,329Net Assets 2021: $8,307,0382021Assets 2022: $10,911,422Liabilities 2022: $3,136,624Net Assets 2022: $7,774,7982022Assets 2023: $11,041,312Liabilities 2023: $2,117,216Net Assets 2023: $8,924,0962023Assets 2024: $12,080,154Liabilities 2024: $3,229,956Net Assets 2024: $8,850,1982024

Highlighted filing

2019

Assets$8,036,330
Liabilities$1,840,407
Net Assets$6,195,923
Open 2019 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MRevenue 2012: $45,973,603Expenses 2012: $47,173,816Net Income 2012: -$1,200,2132012Revenue 2013: $42,269,517Expenses 2013: $41,327,378Net Income 2013: $942,1392013Revenue 2014: $34,272,432Expenses 2014: $35,079,286Net Income 2014: -$806,8542014Revenue 2015: $33,556,752Expenses 2015: $33,571,840Net Income 2015: -$15,0882015Revenue 2016: $25,869,888Expenses 2016: $29,176,617Net Income 2016: -$3,306,7292016Revenue 2017: $16,367,358Expenses 2017: $20,253,790Net Income 2017: -$3,886,4322017Revenue 2018: $7,194,035Expenses 2018: $10,711,906Net Income 2018: -$3,517,8712018Revenue 2019: $7,152,479Expenses 2019: $6,666,689Net Income 2019: $485,7902019Revenue 2020: $8,962,581Expenses 2020: $8,067,445Net Income 2020: $895,1362020Revenue 2021: $7,508,104Expenses 2021: $6,714,487Net Income 2021: $793,6172021Revenue 2022: $10,640,592Expenses 2022: $10,256,218Net Income 2022: $384,3742022Revenue 2023: $14,063,939Expenses 2023: $13,663,982Net Income 2023: $399,9572023Revenue 2024: $11,246,874Expenses 2024: $11,507,338Net Income 2024: -$260,4642024

Highlighted filing

2019

Revenue$7,152,479
Expenses$6,666,689
Net Income$485,790
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Oct 19, 2020
Return Version
2019v5.1
Gross Receipts
$7,733,440
Mission and Program Overview

Mission

Provides education and counseling to financially distressed homeowners to preserve and promote homeownership.

To promote, educate, and counsel the financially distressed on how to sustain homeownership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$4,554,442$5,362,458▲ $808,016
Accounts Receivable$984,587$1,371,559▲ $386,972
Cash and Non-Interest-Bearing Accounts$478,342$1,131,605▲ $653,263
Pledges and Grants Receivable$130,353$0▼ $130,353
Land, Buildings, and Equipment, Net$396,365$116,977▼ $279,388
Prepaid Expenses and Deferred Charges$16,034$38,339▲ $22,305
Total Assets$6,575,515$8,036,330▲ $1,460,815
Other Assets Total$15,392$15,392→ $0
Liabilities
Accounts Payable and Accrued Expenses$1,175,014$1,797,996▲ $622,982
Other Liabilities$137,388$0▼ $137,388
Deferred Revenue$144,825$42,411▼ $102,414
Total Liabilities$1,457,227$1,840,407▲ $383,180
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$5,118,288$6,195,923▲ $1,077,635
Total Net Assets Fund Balance$5,118,288$6,195,923▲ $1,077,635
Total Liabilities and Net Assets / Fund Balance$6,575,515$8,036,330▲ $1,460,815

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$113,083$3,379,863$3,492,946
Equipment$653$35,562$36,215
Leasehold Improvements$3,241$7,684$10,925
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Gene SpencerCEO (retired 12/2019)FT$187,850$18,389$206,239
Jennifer FraserDirector of Stakeholder Engagement & CCOPT-$176,791$176,791
Maureen Ann AndersonDirector of Compliance and Network OversightPT-$157,060$157,060

Board Members and Trustees

NameTitle
Jane SydlowskiChair
Kristen HoltPresident
John FrithVice Chair
Anthony ZambelliDirector
Bruce GottschallDirector
Bruce ParadisDirector
Carey PachlaDirector
Chris HerbertDirector
Mark DuhaimeDirector
Sanjeev HandaDirector
Maureen Ann AndersonDirector of Compliance and Network O
Jennifer FraserDirector of Stakeholder Engagement &
Richard T HollisChief Financial Officer
Sireesha MandavaChief Information Officer
Donna McneillChief Operating Officer
William RichardsSecretary
Roderick McginnissSVP - Business Development
Michael PoulosTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Greenpath INCCounseling Services36500 CORPORATE DRIVE, Farmington Hills, MI 48331$3,676,141
Consumer Credit Counseling Service Of DeCounseling Services1635 MARKET STREET 5TH FLOOR, Philadelphia, PA 19103$109,289
Revenue and Support

Revenue Composition

Contributions and Grants
$1,076,019
Program Service Revenue
$5,858,570
Investment Income
$211,295
Other Revenue
$6,595
All Other Contributions
$983,026
Change in Net Assets
$485,790
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$5,212,404
Salaries, Compensation, and Employee Benefits$1,454,285
Total Fundraising Expense$78,725
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$785,394$241,203$-524$1,026,073
Depreciation Depletion$242,397$12,813-$255,210
Current Officers, Directors, Trustees, and Key Employees-$206,239-$206,239
Occupancy$175,568--$175,568
Other Employee Benefits$96,814$42,541$248$139,603
Office Expenses$48,127$29,810$16,118$94,055
Payroll Taxes$50,473$26,683$-40$77,116
Fees for Services Lobbying--$60,000$60,000
Fees for Services Legal-$26,922-$26,922
Fees for Services Accounting-$14,147-$14,147
Travel$12,203$54$1,353$13,610
Fees for Service Investment Mgmnt Fees-$11,750-$11,750
Information Technology$10,817--$10,817
Pension Plan Contributions$3,775$1,479-$5,254
Fees for Services Other-$3,045$29$3,074
Insurance-$1,589-$1,589
Advertising--$781$781
Other Expenses$2,120$11,785$760$760
Total Functional Expenses$5,957,904$630,060$78,725$6,666,689
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Management e-mails a draft copy to all board of director members, and feedback is sought from the board of director members prior to filing the 990 return.”

Form 990, Part VI, Section B, Line 12C

“Homeownership preservation foundation requires officers, directors and key employees to complete a conflict of interest disclosure form annually. This form asks for any material interests or affiliation which are, or are likely to become, conflicts of interest. Potential conflict circumstances which arise during the course of the year are required to be reported to the board of directors. Board members must excuse themselves from discussion about or voting on any transactions in which they may have a conflict of interest.”

Form 990, Part VI, Section B, Line 15

“The board relies on an independent, third party compensation consultant to collect comparability data, assess market trends and make recommendations on the ceo's compensation package. The sample of comparable organizations is composed of organizations from which homeownership preservation foundation might recruit a future ceo or which might have an interest in trying to recruit homeownership preservation foundation's ceo and which additionally are located in labor markets where homeownership preservation foundation has significant presence. Specific degree of comparability is based on a) gross receipts and b) total assets. The board approval of the president/ceo's compensation is documented in the board minutes.”

Form 990, Part VI, Section C, Line 19

“Homeownership preservation foundation's 990 is available at www.guidestar.org or upon request. The annual report, governing documents, conflict of interest policy and financial statements are also available upon request.”

Filing and Contact Details

Filer

Filer Name
Homeownership Preservation Foundation
EIN
52-2403507
Phone
6122304020
Address
36500 CORPORATE DRIVE, FARMINGTON HILLS, MI 48331

Signing Officer

Name
Richard Hollis
Title
CFO
Phone
6122304020
Signed
2020-10-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kristen Holt
Formed
2003
Legal Domicile
Mn
Voting Board Members
11
Independent Board Members
11
Employees
3
Volunteers
11

Preparer

Firm
Cliftonlarsonallen Llp
Address
ONE SEAGATE SUITE 2650, TOLEDO, OH 43604
Preparer
William M Scott
Phone
4192443711
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“There were no changes to the process from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The organization is exempt from federal income taxes under section 501(c)(3) of the internal revenue code. The organization determined it was not required to record a liability related to uncertain tax positions”

Raw XML AppendixShowing 400 of 835 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivityOrMissionDesc0TO PROMOTE, EDUCATE, AND COUNSEL THE FINANCIALLY DISTRESSED ON HOW TO SUSTAIN HOMEOWNERSHIP.
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IRS990/Form990PartVIISectionAGrp/PersonNm1JOHN FRITH
IRS990/Form990PartVIISectionAGrp/PersonNm2MICHAEL POULOS
IRS990/Form990PartVIISectionAGrp/PersonNm3WILLIAM RICHARDS
IRS990/Form990PartVIISectionAGrp/PersonNm4MARK DUHAIME
IRS990/Form990PartVIISectionAGrp/PersonNm5BRUCE GOTTSCHALL
IRS990/Form990PartVIISectionAGrp/PersonNm6SANJEEV HANDA
IRS990/Form990PartVIISectionAGrp/PersonNm7CHRIS HERBERT
IRS990/Form990PartVIISectionAGrp/PersonNm8CAREY PACHLA
IRS990/Form990PartVIISectionAGrp/PersonNm9BRUCE PARADIS
IRS990/Form990PartVIISectionAGrp/PersonNm10ANTHONY ZAMBELLI
IRS990/Form990PartVIISectionAGrp/PersonNm11KRISTEN HOLT
IRS990/Form990PartVIISectionAGrp/PersonNm12RICHARD T HOLLIS
IRS990/Form990PartVIISectionAGrp/PersonNm13DONNA MCNEILL
IRS990/Form990PartVIISectionAGrp/PersonNm14SIREESHA MANDAVA
IRS990/Form990PartVIISectionAGrp/PersonNm15GENE SPENCER
IRS990/Form990PartVIISectionAGrp/PersonNm16RODERICK MCGINNISS
IRS990/Form990PartVIISectionAGrp/PersonNm17JENNIFER FRASER
IRS990/Form990PartVIISectionAGrp/PersonNm18MAUREEN ANN ANDERSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15190517
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt11356270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt12187078
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt13251366
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt14237476
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16153729
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt17150085
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt18132322
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CHIEF OPERATING OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHIEF INFORMATION OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15CEO (RETIRED 12/2019)
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP - BUSINESS DEVELOPMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR OF STAKEHOLDER ENGAGEMENT & CCO
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR OF COMPLIANCE AND NETWORK OVERSIGHT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02003
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt0-14228
IRS990/GainOrLossGrp/SecuritiesAmt0356
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GovernmentGrantsAmt092993
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0557740
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt09349
IRS990/GrossReceiptsAmt07733440
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt010817
IRS990/InformationTechnologyGrp/TotalAmt010817
IRS990/InsuranceGrp/ManagementAndGeneralAmt01589
IRS990/InsuranceGrp/TotalAmt01589
IRS990/InvestmentIncomeGrp/ExclusionAmt0225167
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0225167
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt04554442
IRS990/InvestmentsPubTradedSecGrp/EOYAmt05362458
IRS990/IRPDocumentCnt07
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03423109
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0396365
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0116977
IRS990/LandBldgEquipCostOrOtherBssAmt03540086
IRS990/LegalDomicileStateCd0MN
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt0571968
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt08993
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDES EDUCATION AND COUNSELING TO FINANCIALLY DISTRESSED HOMEOWNERS TO PRESERVE AND PROMOTE HOMEOWNERSHIP.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt05118288
IRS990/NetAssetsOrFundBalancesEOYAmt06195923
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0-13872
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-13872
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0591844
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt05118288
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt06195923
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ProgramServicesAmt0175568
IRS990/OccupancyGrp/TotalAmt0175568
IRS990/OfficeExpensesGrp/FundraisingAmt016118
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt029810
IRS990/OfficeExpensesGrp/ProgramServicesAmt048127
IRS990/OfficeExpensesGrp/TotalAmt094055
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt015392
IRS990/OtherAssetsTotalGrp/EOYAmt015392
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt0248
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt042541
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt096814
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0139603
IRS990/OtherExpensesGrp/Desc0DIRECT PROGRAM EXPENSES
IRS990/OtherExpensesGrp/Desc1ACQUISITION COSTS
IRS990/OtherExpensesGrp/Desc2PROFESSIONAL DEVELOPMEN
IRS990/OtherExpensesGrp/Desc3DUES & SUBSCRIPTIONS
IRS990/OtherExpensesGrp/FundraisingAmt0760
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt011785
IRS990/OtherExpensesGrp/ProgramServicesAmt04530216
IRS990/OtherExpensesGrp/ProgramServicesAmt12120
IRS990/OtherExpensesGrp/TotalAmt04530216
IRS990/OtherExpensesGrp/TotalAmt111785
IRS990/OtherExpensesGrp/TotalAmt22120
IRS990/OtherExpensesGrp/TotalAmt3760
IRS990/OtherLiabilitiesGrp/BOYAmt0137388
IRS990/OtherLiabilitiesGrp/EOYAmt00
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt06595
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt06595
IRS990/OtherRevenueTotalAmt06595
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt0-524
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0241203
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0785394
IRS990/OtherSalariesAndWagesGrp/TotalAmt01026073
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt0-40
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt026683
IRS990/PayrollTaxesGrp/ProgramServicesAmt050473
IRS990/PayrollTaxesGrp/TotalAmt077116
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01479
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt03775
IRS990/PensionPlanContributionsGrp/TotalAmt05254
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0130353
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt016034
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt038339
IRS990/PrincipalOfficerNm0KRISTEN HOLT
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522299
IRS990/ProgramServiceRevenueGrp/Desc0COUNSELING FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt05858570
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt05858570
IRS990/ProgSrvcAccomActy2Grp/Desc0THE HPF MODEL FOR POST MODIFICATION COACHING DELIVERS A SCALABLE/NATIONWIDE DELIVERY MECHANISM THAT HAS THE CAPABILITY TO PROVIDE A HOLISTIC APPROACH COVERING A HOMEOWNER'S ENTIRE FINANCIAL SITUATION THROUGH HIGH-TOUCH COACHING AND EDUCATION. HPF WORKS TO HELP HOMEOWNERS IMPROVE THEIR FINANCIAL CAPABILITIES, ENABLING THEM TO SUCCESSFULLY SUPPORT THEIR MORTGAGE AND OTHER OBLIGATIONS. THE COACING OCCURS OVER SEVERAL MONTHS AND IS COMPRISED OF TWO TO FOUR SESSIONS DEPENDING ON THE LOAN TYPE.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0984581
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt01420939
IRS990/ProgSrvcAccomActy3Grp/Desc0THE HPF PRE-PURCHASE PROGRAM PROVIDES AN INCENTIVE FOR LOW-MODERATE INCOME PURCHASE BORROWERS WHO COMPLETE HOUSING COUNSELING THROUGH A HUD-APPROVED COUNSELING PROVIDER UNDER THE HPF NETWORK. IT GIVES LENDERS A NATIONAL PLATFORM TO SYSTEMICALLY REFER BORROWERS TO PRE-PURCHASE COUNSELING AND STREAMLINE A STANDARD INCENTIVE PROGRAM AND PROCESS ACROSS VARIOUS MARKETS. HPF DETERMINES PROGRAM ELIGIBILITY WITH THE BORROWER AND CONDUCTS A HOMEBUYER READINESS ASSESSMENT THAT IS FOCUSED ON SETTING THEM UP FOR SUCCESSFULL HOMEOWNERSHIP. HPF ALSO OFFERS A MULTISTAGE/MULTI-TOUCH HOMEBUYER READINESS PROGRAM THAT INCLUDES AN AUTOMATED DOWN-PAYMENT SAVINGS PLATFORM.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt02610731
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt01101314
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt01496579
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0-634028
IRS990/PYOtherExpensesAmt08233344
IRS990/PYOtherRevenueAmt0180
IRS990/PYProgramServiceRevenueAmt06331304
IRS990/PYRevenuesLessExpensesAmt0-3517871
IRS990/PYSalariesCompEmpBnftPaidAmt02478562
IRS990/PYTotalExpensesAmt010711906
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07194035
IRS990/QuidProQuoContributionsInd00

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,036,330
Liabilities
$1,840,407
Net assets
$6,195,923
Revenue
$7,152,479
Expenses
$6,666,689
Net income
$485,790
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.1$3.23$8.85$11.2$11.5$0.26
2023Detailed filing. Detailed filing data is available for this year.$11.0$2.12$8.92$14.1$13.7$0.40
2022Detailed filing. Detailed filing data is available for this year.$10.9$3.14$7.77$10.6$10.3$0.38
2021Detailed filing. Detailed filing data is available for this year.$9.86$1.55$8.31$7.51$6.71$0.79
2020Detailed filing. Detailed filing data is available for this year.$9.16$1.32$7.84$8.96$8.07$0.90
2019Detailed filing. Detailed filing data is available for this year.$8.04$1.84$6.20$7.15$6.67$0.49
2018Detailed filing. Detailed filing data is available for this year.$6.58$1.46$5.12$7.19$10.7$3.52
2017Detailed filing. Detailed filing data is available for this year.$12.3$3.27$9.00$16.4$20.3$3.89
2016Detailed filing. Detailed filing data is available for this year.$18.6$5.64$12.9$25.9$29.2$3.31
2015Detailed filing. Detailed filing data is available for this year.$22.8$7.24$15.5$33.6$33.6$0.02
2014Detailed filing. Detailed filing data is available for this year.$24.6$7.30$17.3$34.3$35.1$0.81
2013Detailed filing. Detailed filing data is available for this year.$24.7$6.39$18.4$42.3$41.3$0.94
2012Summary only. Only limited summary data is available for this year.$26.2$9.38$16.8$46.0$47.2$1.20