Civic Intelligence

Homeownership Preservation Foundation

EIN 52-2403507 • 501(c)3 • Farmington Hills, MI

Profile

Provides education and counseling to financially distressed homeowners to preserve and promote homeownership.

36500 Corporate DriveFarmington Hills, MI 48331

www.995hope.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.27x

Higher debt load relative to assets than 59% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

56th percentile

0.29x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

29th percentile

-2.3%

Higher net margin than 29% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

63rd percentile

9.4%

Faster asset growth than 63% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

12th percentile

-20%

Faster revenue growth than 12% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets59th percentile

Assets

Up

$12,080,154

Up $1,038,842 (+9.4%) from 2023

Liabilities

Up

$3,229,956

Up $1,112,740 (+53%) from 2023

Net Assets

Down

$8,850,198

Down $73,898 (-0.8%) from 2023

Operations
Liabilities / Revenue56th percentileNet Margin29th percentile

Revenue

Down

$11,246,874

Down $2,817,065 (-20%) from 2023

Expenses

Down

$11,507,338

Down $2,156,644 (-16%) from 2023

Net Income

Down

-$260,464

Down $660,421 (-165%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth63rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2012: $26,190,124Liabilities 2012: $9,376,612Net Assets 2012: $16,813,5122012Assets 2013: $24,742,558Liabilities 2013: $6,390,598Net Assets 2013: $18,351,9602013Assets 2014: $24,565,263Liabilities 2014: $7,303,571Net Assets 2014: $17,261,6922014Assets 2015: $22,781,539Liabilities 2015: $7,241,854Net Assets 2015: $15,539,6852015Assets 2016: $18,562,354Liabilities 2016: $5,641,894Net Assets 2016: $12,920,4602016Assets 2017: $12,273,720Liabilities 2017: $3,272,221Net Assets 2017: $9,001,4992017Assets 2018: $6,575,515Liabilities 2018: $1,457,227Net Assets 2018: $5,118,2882018Assets 2019: $8,036,330Liabilities 2019: $1,840,407Net Assets 2019: $6,195,9232019Assets 2020: $9,160,530Liabilities 2020: $1,320,047Net Assets 2020: $7,840,4832020Assets 2021: $9,859,367Liabilities 2021: $1,552,329Net Assets 2021: $8,307,0382021Assets 2022: $10,911,422Liabilities 2022: $3,136,624Net Assets 2022: $7,774,7982022Assets 2023: $11,041,312Liabilities 2023: $2,117,216Net Assets 2023: $8,924,0962023Assets 2024: $12,080,154Liabilities 2024: $3,229,956Net Assets 2024: $8,850,1982024

Highlighted filing

2024

Assets$12,080,154
Liabilities$3,229,956
Net Assets$8,850,198
Open 2024 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60M$40M$20M$0-$20MRevenue 2012: $45,973,603Expenses 2012: $47,173,816Net Income 2012: -$1,200,2132012Revenue 2013: $42,269,517Expenses 2013: $41,327,378Net Income 2013: $942,1392013Revenue 2014: $34,272,432Expenses 2014: $35,079,286Net Income 2014: -$806,8542014Revenue 2015: $33,556,752Expenses 2015: $33,571,840Net Income 2015: -$15,0882015Revenue 2016: $25,869,888Expenses 2016: $29,176,617Net Income 2016: -$3,306,7292016Revenue 2017: $16,367,358Expenses 2017: $20,253,790Net Income 2017: -$3,886,4322017Revenue 2018: $7,194,035Expenses 2018: $10,711,906Net Income 2018: -$3,517,8712018Revenue 2019: $7,152,479Expenses 2019: $6,666,689Net Income 2019: $485,7902019Revenue 2020: $8,962,581Expenses 2020: $8,067,445Net Income 2020: $895,1362020Revenue 2021: $7,508,104Expenses 2021: $6,714,487Net Income 2021: $793,6172021Revenue 2022: $10,640,592Expenses 2022: $10,256,218Net Income 2022: $384,3742022Revenue 2023: $14,063,939Expenses 2023: $13,663,982Net Income 2023: $399,9572023Revenue 2024: $11,246,874Expenses 2024: $11,507,338Net Income 2024: -$260,4642024

Highlighted filing

2024

Revenue$11,246,874
Expenses$11,507,338
Net Income-$260,464
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$12,080,154
Liabilities
$3,229,956
Net assets
$8,850,198
Revenue
$11,246,874
Expenses
$11,507,338
Net income
-$260,464
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.1$3.23$8.85$11.2$11.5$0.26
2023Detailed filing. Detailed filing data is available for this year.$11.0$2.12$8.92$14.1$13.7$0.40
2022Detailed filing. Detailed filing data is available for this year.$10.9$3.14$7.77$10.6$10.3$0.38
2021Detailed filing. Detailed filing data is available for this year.$9.86$1.55$8.31$7.51$6.71$0.79
2020Detailed filing. Detailed filing data is available for this year.$9.16$1.32$7.84$8.96$8.07$0.90
2019Detailed filing. Detailed filing data is available for this year.$8.04$1.84$6.20$7.15$6.67$0.49
2018Detailed filing. Detailed filing data is available for this year.$6.58$1.46$5.12$7.19$10.7$3.52
2017Detailed filing. Detailed filing data is available for this year.$12.3$3.27$9.00$16.4$20.3$3.89
2016Detailed filing. Detailed filing data is available for this year.$18.6$5.64$12.9$25.9$29.2$3.31
2015Detailed filing. Detailed filing data is available for this year.$22.8$7.24$15.5$33.6$33.6$0.02
2014Detailed filing. Detailed filing data is available for this year.$24.6$7.30$17.3$34.3$35.1$0.81
2013Detailed filing. Detailed filing data is available for this year.$24.7$6.39$18.4$42.3$41.3$0.94
2012Summary only. Only limited summary data is available for this year.$26.2$9.38$16.8$46.0$47.2$1.20
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 10, 2025
Return Version
2024v5.2
Gross Receipts
$18,049,121
Mission and Program Overview

Mission

Provides education and counseling to financially distressed homeowners to preserve and promote homeownership.

To promote, educate, and counsel the financially distressed on how to sustain homeownership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$7,257,054$8,387,038▲ $1,129,984
Accounts Receivable$1,952,099$2,509,108▲ $557,009
Savings and Temporary Cash Investments-$655,267-
Cash and Non-Interest-Bearing Accounts$1,825,671$528,741▼ $1,296,930
Prepaid Expenses and Deferred Charges$6,488--
Land, Buildings, and Equipment, Net$0$0→ $0
Total Assets$11,041,312$12,080,154▲ $1,038,842
Liabilities
Accounts Payable and Accrued Expenses$2,042,216$3,044,956▲ $1,002,740
Deferred Revenue$75,000$185,000▲ $110,000
Total Liabilities$2,117,216$3,229,956▲ $1,112,740
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$8,924,096$8,850,198▼ $73,898
Total Net Assets Fund Balance$8,924,096$8,850,198▼ $73,898
Total Liabilities and Net Assets / Fund Balance$11,041,312$12,080,154▲ $1,038,842

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$0$3,492,946$3,492,946
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Carey PachlaChair
Kristen HoltPresident & CEO
Michelle GreeneVice-chair
Bruce GottschallDirector
Jane SydlowskiDirector
Joe LafeirDirector
John FirthDirector
Shawn StewartDirector
Williams RichardsDirector
Leo G HopperDirector of Information Security
Karl WyattDirector of It Operations
Jennifer FraserDirector of Stakeholder Engagement
Michael ShinkonisCFO (began Service 08/2024)
Richard T HollisCFO (served Until 09/2024)
Richard BialobrzeskiChief Business Development Officer
Sireesha MandavaCIO
Joshua SledgeSecretary
Anthony ZambelliTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Greenpath Financial WellnessCounseling Services36500 CORPORATE DRIVE, Farmington Hills, OH 48331$8,393,255
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$10,399,256
Investment Income
$847,618
Other Revenue
$0
Change in Net Assets
$-260,464
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$10,302,486
Salaries, Compensation, and Employee Benefits$1,204,852
Total Fundraising Expense$15,000
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$732,365$280,064-$1,012,429
Other Expenses$965,032--$965,032
Other Employee Benefits$58,374$13,683-$72,057
Payroll Taxes$50,567$18,008-$68,575
Pension Plan Contributions$39,873$11,918-$51,791
Office Expenses$13,690$2,426-$16,116
Fees for Services Lobbying--$15,000$15,000
Fees for Service Investment Mgmnt Fees-$12,534-$12,534
Fees for Services Legal-$3,322-$3,322
Fees for Services Accounting-$3,187-$3,187
Travel$1,643--$1,643
Information Technology$993--$993
Total Functional Expenses$11,147,196$345,142$15,000$11,507,338
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The sole member of homeownership preservation foundation (hpf) is greenpath, inc.”

Form 990, Part VI, Section A, Line 7A

“Homeownership preservation foundation (hpf) is a sole member structure, where the sole member of hpf is involved in significant governance and financial decisions including the final authority over the composition of the board of directors of hpf.”

Form 990, Part VI, Section A, Line 7B

“Homeownership preservation foundation (hpf) is a sole member structure, where the sole member of hpf is involved in significant governance and financial decisions including the final authority over the composition of the board of directors of hpf.”

Form 990, Part VI, Section B, Line 11B

“Management e-mails a draft copy to all board of director members, and feedback is sought from the board of director members prior to filing the 990 return.”

Form 990, Part VI, Section B, Line 12C

“Homeownership preservation foundation requires officers, directors, and key employees to complete a conflict of interest disclosure form annually. This form asks for any material interests or affiliations which are, or are likely to become, conflicts of interest. Potential conflict circumstances which arise during the course of the year are required to be reported to the board of directors. Board members must excuse themselves from discussion about or voting on any transactions in which they may have a conflict of interest.”

Form 990, Part VI, Section C, Line 19

“Homeownership preservation foundation's 990 is available upon request. The annual report, governing documents, conflict of interest policy, and financial statements are also available upon request.”

Filing and Contact Details

Filer

Filer Name
Homeownership Preservation Foundation
EIN
52-2403507
Phone
2485535400
Address
36500 CORPORATE DRIVE, FARMINGTON HILLS, MI 48331

Signing Officer

Name
Michael Shinkonis
Title
Chief Financial Officer
Phone
2485535400
Signed
2025-11-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kristen Holt
Formed
2003
Legal Domicile
Mn
Voting Board Members
10
Independent Board Members
10
Employees
0
Volunteers
10

Preparer

Firm
Cliftonlarsonallen Llp
Address
1785 INDIAN WOOD CIRCLE, MAUMEE, OH 43537
Preparer
Douglas S Sosko
Phone
4197942000
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Discount on treasury note 10,925.”

Financial Statement Notes

PART X, LINE 2:

“The organization is exempt from federal income taxes under section 501(c)(3) of the internal revenue code. The organization determined it was not required to record a liability related to uncertain tax positions”

Raw XML AppendixShowing 400 of 796 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROMOTE, EDUCATE, AND COUNSEL THE FINANCIALLY DISTRESSED ON HOW TO SUSTAIN HOMEOWNERSHIP.
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IRS990/CYProgramServiceRevenueAmt010399256
IRS990/CYRevenuesLessExpensesAmt0-260464
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IRS990/Form990PartVIISectionAGrp/PersonNm12RICHARD T HOLLIS
IRS990/Form990PartVIISectionAGrp/PersonNm13SIREESHA MANDAVA
IRS990/Form990PartVIISectionAGrp/PersonNm14RICHARD BIALOBRZESKI
IRS990/Form990PartVIISectionAGrp/PersonNm15JENNIFER FRASER
IRS990/Form990PartVIISectionAGrp/PersonNm16LEO G HOPPER
IRS990/Form990PartVIISectionAGrp/PersonNm17KARL WYATT
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10474384
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt11187083
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt12265414
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt13325435
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt14263194
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt15188986
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16161521
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt17147024
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE-CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt11CFO (BEGAN SERVICE 08/2024)
IRS990/Form990PartVIISectionAGrp/TitleTxt12CFO (SERVED UNTIL 09/2024)
IRS990/Form990PartVIISectionAGrp/TitleTxt13CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt14CHIEF BUSINESS DEVELOPMENT OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR OF STAKEHOLDER ENGAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR OF INFORMATION SECURITY
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR OF IT OPERATIONS
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02003
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IRS990/FSAuditedInd01
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IRS990/GamingActivitiesInd00
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IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt07381975
IRS990/GrossReceiptsAmt018049121
IRS990/GroupReturnForAffiliatesInd00
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IRS990/LandBldgEquipCostOrOtherBssAmt03492946
IRS990/LegalDomicileStateCd0MN
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IRS990/LobbyingActivitiesInd01
IRS990/LocalChaptersInd00
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IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0PROVIDES EDUCATION AND COUNSELING TO FINANCIALLY DISTRESSED HOMEOWNERS TO PRESERVE AND PROMOTE HOMEOWNERSHIP.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt08924096
IRS990/NetAssetsOrFundBalancesEOYAmt08850198
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0579728
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0579728
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0175641
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt08924096
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt08850198
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt02426
IRS990/OfficeExpensesGrp/ProgramServicesAmt013690
IRS990/OfficeExpensesGrp/TotalAmt016116
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt010925
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt013683
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt058374
IRS990/OtherEmployeeBenefitsGrp/TotalAmt072057
IRS990/OtherExpensesGrp/Desc0DIRECT PROGRAM EXPENSES
IRS990/OtherExpensesGrp/Desc1GRANT EXPENSES
IRS990/OtherExpensesGrp/ProgramServicesAmt09284659
IRS990/OtherExpensesGrp/ProgramServicesAmt1965032
IRS990/OtherExpensesGrp/TotalAmt09284659
IRS990/OtherExpensesGrp/TotalAmt1965032
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0280064
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0732365
IRS990/OtherSalariesAndWagesGrp/TotalAmt01012429
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt018008
IRS990/PayrollTaxesGrp/ProgramServicesAmt050567
IRS990/PayrollTaxesGrp/TotalAmt068575
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt011918
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt039873
IRS990/PensionPlanContributionsGrp/TotalAmt051791
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt06488
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IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0541990
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt010399256
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IRS990/ProgSrvcAccomActy2Grp/Desc0GENERAL COUNSELING: HPF PROVIDES COMPREHENSIVE HOMEOWNER EDUCATION AND CONFIDENTIAL FORECLOSURE PREVENTION COUNSELING AT NO COST TO HOMEOWNERS THROUGH THE HOMEOWNER'S 995HOPE HOTLINE. CERTIFIED HOUSING COUNSELORS, THROUGH AFFILIATED HUD-APPROVED NONPROFIT AGENCIES, SERVE THE HOMEOWNER'S 995HOPE HOTLINE. THE HOTLINE IS AVAILABLE 24X7 AND OFFERS EXTENDED LIVE OPERATOR HOURS M-TH 8 AM-10 PM EST, AND F 8 AM-8 PM EST. THE HOMEOWNER'S 995HOPE HOTLINE HAS RECEIVED MORE THAN NINE MILLION CALLS AND HAS COUNSELED OVER TWO MILLION HOMEOWNERS SINCE 2007. THE HOTLINE RECEIVED NEARLY 40,000 CALLS FROM HOMEOWNERS SEEKING ASSISTANCE NAVIGATING FINANCIAL HARDSHIPS AND STRESS IMPACTING THEIR HOUSING STABILITY IN 2024. HPF CLIENTS RECEIVE ONE-ON-ONE COUNSELING AND EDUCATION FOCUSED ON THEIR UNIQUE FINANCIAL CIRCUMSTANCES AND THEIR HOUSING GOALS. CALLERS ARE BETTER EQUIPPED AND CONFIDENT TO MAKE SOUND FINANCIAL DECISIONS AFTER PARTICIPATING IN HOUSING COUNSELING.
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IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt01070107
IRS990/ProgSrvcAccomActy3Grp/Desc0POST MODIFICATION PROGRAM: THE HPF MODEL FOR POST MODIFICATION COACHING DELIVERS A SCALABLE / NATIONWIDE DELIVERY MECHANISM THAT HAS THE CAPABILITY TO PROVIDE A HOLISTIC APPROACH COVERING A HOMEOWNER'S ENTIRE FINANCIAL SITUATION THROUGH HIGH-TOUCH COACHING AND EDUCATION. HPF WORKS TO HELP HOMEOWNERS IMPROVE THEIR FINANCIAL CAPABILITIES, ENABLING THEM TO SUCCESSFULLY SUPPORT THEIR MORTGAGE AND OTHER OBLIGATIONS. THE COACHING OCCURS OVER SEVERAL MONTHS AND IS COMPRISED OF TWO TO FOUR SESSIONS DEPENDING ON THE LOAN TYPE.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0100327
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt092360
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0120000
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYOtherExpensesAmt012300965
IRS990/PYOtherRevenueAmt016001
IRS990/PYProgramServiceRevenueAmt013710863
IRS990/PYRevenuesLessExpensesAmt0399957
IRS990/PYSalariesCompEmpBnftPaidAmt01363017
IRS990/PYTotalExpensesAmt013663982
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt014063939
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-260464
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt09236789
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0655267
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME - 2020 AMOUNT: $ 360. 2021 AMOUNT: $ 5,926. 2022 AMOUNT: $ 2. 2023 AMOUNT: $ 16,001.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME:
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0440000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0631441
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0676060
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt01867501
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0267890
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0116628
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0105103
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0116195
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0212115
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0817931
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt010399256
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt013710863
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt010430442
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt06090796
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt08092725
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt048724082
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0267890
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0116628
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0105103
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0116195
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0212115
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0817931
IRS990ScheduleA/InvestmentIncomeCYPct00.01590
IRS990ScheduleA/InvestmentIncomePYPct00.01620
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt016001
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt02
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt05926
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt0360
IRS990ScheduleA/OtherIncome509Grp/TotalAmt022289
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.98370
IRS990ScheduleA/PublicSupportPY509Pct00.98320
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IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X

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