Civic Intelligence

Creo Inc.

990EZ • Fiscal year 2012 • EIN 52-1817535

Jul 01, 2011 to Jun 30, 2012 • Filed on Nov 14, 2012

Organization ProfileN/A
120 East Baltimore Street No 181021202
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.00x

Higher debt load relative to assets than 55% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Liabilities / Revenue

59th percentile

0.00x

Higher debt load relative to revenue than 59% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Net Margin

99th percentile

100%

Higher net margin than 99% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

93rd percentile

131%

Faster asset growth than 93% of similar nonprofits.

2012 filings • 501(c)3 • <$500k nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$220,509

Up $125,000 (+131%) from 2011

Net Assets

Up

$220,209

Up $124,700 (+131%) from 2011

Liabilities

Up

$300

Up $300 from 2011

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin99th percentile

Revenue

$125,000

No earlier filing loaded for comparison.

Expenses

Down

$300

Down $34,447 (-99%) from 2011

Net Income

$124,700

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth93rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $95,509Liabilities 2011: $0Net Assets 2011: $95,5092011Assets 2012: $220,509Liabilities 2012: $300Net Assets 2012: $220,2092012Assets 2013: $219,909Liabilities 2013: $0Net Assets 2013: $219,9092013Assets 2014: $219,609Liabilities 2014: $0Net Assets 2014: $219,6092014Assets 2015: $213,772Liabilities 2015: $0Net Assets 2015: $213,7722015Assets 2016: $231,672Liabilities 2016: $0Net Assets 2016: $231,6722016Assets 2017: $227,409Liabilities 2017: $0Net Assets 2017: $227,4092017Assets 2018: $139,337Liabilities 2018: $0Net Assets 2018: $139,3372018Assets 2019: $139,688Liabilities 2019: $0Net Assets 2019: $139,6882019Assets 2020: $139,688Liabilities 2020: $0Net Assets 2020: $139,6882020Assets 2021: $139,385Liabilities 2021: $0Net Assets 2021: $139,3852021Assets 2022: $139,385Liabilities 2022: $0Net Assets 2022: $139,3852022Assets 2023: $139,084Liabilities 2023: $0Net Assets 2023: $139,0842023Assets 2024: $139,084Liabilities 2024: $0Net Assets 2024: $139,0842024Assets 2025: $139,084Liabilities 2025: $0Net Assets 2025: $139,0842025

Highlighted filing

2012

Assets$220,509
Liabilities$300
Net Assets$220,209
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KExpenses 2011: $34,7472011Revenue 2012: $125,000Expenses 2012: $300Net Income 2012: $124,7002012Revenue 2013: $0Expenses 2013: $300Net Income 2013: -$3002013Revenue 2014: $0Expenses 2014: $300Net Income 2014: -$3002014Revenue 2015: $0Expenses 2015: $5,837Net Income 2015: -$5,8372015Revenue 2016: $18,564Expenses 2016: $664Net Income 2016: $17,9002016Revenue 2017: $0Expenses 2017: $4,263Net Income 2017: -$4,2632017Revenue 2018: $20,987Expenses 2018: $109,059Net Income 2018: -$88,0722018Revenue 2019: $654Expenses 2019: $303Net Income 2019: $3512019Revenue 2020: $0Expenses 2020: $0Net Income 2020: $02020Expenses 2021: $3032021Expenses 2023: $3012023

Highlighted filing

2012

Revenue$125,000
Expenses$300
Net Income$124,700
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2011 to Jun 30, 2012
Signed
Nov 14, 2012
Return Version
2011v1.2
Mission and Program Overview

Mission

To hold title to real property securing defaulted loans made by bcl, which is prohibited from taking title to real property, by foreclosing upon or taking deeds in lieu of foreclosure upon the subject property. Creo's function is to liquidate the properties for the maximum benefit of bcl.

Filing and Contact Details

Filer

EIN
52-1817535
Raw XML Appendix137 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt00
IRS990EZ/AmountOfTaxImposedOnOrgMgr00
IRS990EZ/AmountOfTaxReimbursedByOrg00
IRS990EZ/CashSavingsAndInvestments/BOY014665
IRS990EZ/CashSavingsAndInvestments/EOY014665
IRS990EZ/DirectIndirectPoliticalExpend00
IRS990EZ/DoesOrgHaveHospital00
IRS990EZ/EngagedInExcessBenefitTrans00
IRS990EZ/EngageInLobbyingActivities00
IRS990EZ/EngagePoliticalCmpgnActivities00
IRS990EZ/ExcessOrDeficitForYear0124700
IRS990EZ/FiledScheduleA01
IRS990EZ/ForeignFinancialAccount00
IRS990EZ/ForeignOffice00
IRS990EZ/GainOrLossFromSaleOfAssets0125000
IRS990EZ/GrossAmountFromSaleOfAssets0125000
IRS990EZ/GrossReceipts0125000
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/InfoInScheduleOPartIII0X
IRS990EZ/InfoInScheduleOPartV0X
IRS990EZ/MadeChangesToOrgnzngEtcDoc00
IRS990EZ/MadeLoansToFromOfficers00
IRS990EZ/MaintainAnyDonorAdvisedFunds00
IRS990EZ/MethodOfAccountingAccrual0X
IRS990EZ/NetAssetsOrFundBalances/BOY095509
IRS990EZ/NetAssetsOrFundBalancesBOY095509
IRS990EZ/NetAssetsOrFundBalances/EOY0220209
IRS990EZ/NetAssetsOrFundBalancesEOY0220209
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine10120 EAST BALTIMORE STREET
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine11120 EAST BALTIMORE STREET
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City0BALTIMORE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City1BALTIMORE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State0MD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State1MD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode021202
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode121202
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition08.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition18.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0RUTH LOUIE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1SEAN DOHERTY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1SECRETARY/TREASURER
IRS990EZ/OperatingSchool00
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc00
IRS990EZ/OrganizationHadUBI00
IRS990EZ/OtherAssetsTotal/BOY080844
IRS990EZ/OtherAssetsTotal/EOY0205844
IRS990EZ/OtherChangesInNetAssets00
IRS990EZ/OtherExpensesTotal0300
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0CREO IS A SUBSIDIARY OF BALTIMORE COMMUNITY LENDING, INC. BALTIMORE COMMUNITY LENDING, INC.'S PURPOSE IS TO ADMINISTER LOAN PROGRAMS DESIGNED TO REVITALIZE NEIGHBORHOODS AND COMMERCIAL AND RESIDENTIAL PROPERTIES IN BALTIMORE CITY. CREO ACQUIRES AND HOLDS TITLE TO REAL PROPERTY SECURING DEFAULTED LOANS PROVIDED BY BALTIMORE COMMUNITY LENDING, INC. WHICH IS PROHIBITED FROM TAKING TITLE TO REAL PROPERTY.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0MAINTAIN REAL PROPERTY SECURING DEFAULTED LOANS PROVIDED BY BALTIMORE COMMUNITY LENDING, INC. WHICH IS PROHIBITED FROM TAKING TITLE TO REAL PROPERTY.
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations00
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses0300
IRS990EZ/ProhibitedTaxShelterTrans00
IRS990EZ/RelatedOrgControlledEntity00
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/StatesWhereCopyOfReturnIsFiled0MD
IRS990EZ/SubjectToProxyTax00
IRS990EZ/SumOfTotalLiabilities/BOY00
IRS990EZ/SumOfTotalLiabilities/EOY0300
IRS990EZ/TanningServicesProvided00
IRS990EZ/TaxImposedUnderIRC491100
IRS990EZ/TaxImposedUnderIRC491200
IRS990EZ/TaxImposedUnderIRC495500
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine10120 EAST BALTIMORE STREET
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0BALTIMORE
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0MD
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode021202
IRS990EZ/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10THE ORGANIZATION
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber04107278590
IRS990EZ/TotalAssets/BOY095509
IRS990EZ/TotalAssets/EOY0220509
IRS990EZ/TotalExpenses0300
IRS990EZ/TotalProgramServiceExpenses0300
IRS990EZ/TotalRevenue0125000
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg00
IRS990EZ/WebSite0N/A
IRS990ScheduleA/CertificationCheckbox0X
IRS990ScheduleA/ContribBy35ControlledEntity00
IRS990ScheduleA/ContribByControllingIndividual00
IRS990ScheduleA/ContributionByRelatedParty00
IRS990ScheduleA/SumOfAmounts0125000
IRS990ScheduleA/SupportedOrgInformation/Amount0125000
IRS990ScheduleA/SupportedOrgInformation/EIN0521632468
IRS990ScheduleA/SupportedOrgInformation/ListedInGoverningDoc01
IRS990ScheduleA/SupportedOrgInformation/Name/BusinessNameLine10BALTIMORE COMMUNITY LENDING INC
IRS990ScheduleA/SupportedOrgInformation/TypeOfOrganization09
IRS990ScheduleA/SupportingOrg509a3Type10X
IRS990ScheduleA/SupportingOrganization509a30X
IRS990ScheduleA/TotalNumberOfSupportedOrgs01
IRS990ScheduleO/GeneralExplanation/Explanation0DESCRIPTION: PROPERTY TAX RETURN FILING FEE. AMOUNT: 300.
IRS990ScheduleO/GeneralExplanation/Explanation1DESCRIPTION: DUE FROM BALTIMORE COMMUNITY LENDING, INC.. BEG. OF YEAR AMOUNT: 80,844. END OF YEAR AMOUNT: 205,844.
IRS990ScheduleO/GeneralExplanation/Explanation2DESCRIPTION: OTHER. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 300.
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER ASSETS
IRS990ScheduleO/GeneralExplanation/Identifier2OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990-EZ, PART II, LINE 26
TransferPrsnlBnftContractsDecl/Declaration0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0521817535
ReturnHeader/Filer/Name/BusinessNameLine10CREO INC
ReturnHeader/Filer/NameControl0CREO
ReturnHeader/Filer/Phone04107278590
ReturnHeader/Filer/USAddress/AddressLine10120 EAST BALTIMORE STREET NO 1810
ReturnHeader/Filer/USAddress/City0BALTIMORE
ReturnHeader/Filer/USAddress/State0MD
ReturnHeader/Filer/USAddress/ZIPCode021202
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02012-11-14
ReturnHeader/Officer/Name0SEAN DOHERTY
ReturnHeader/Officer/Phone04107278590
ReturnHeader/Officer/Title0CHIEF FINANCIAL OFFICER
ReturnHeader/PreparerFirm/EIN0520959934
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10ELLIN & TUCKER CHARTERED
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10100 S CHARLES ST SUITE 1300
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0BALTIMORE
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode021201
ReturnHeader/Preparer/Name0SUSAN KELLER
ReturnHeader/Preparer/Phone04107275735
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02011-07-01
ReturnHeader/TaxPeriodEndDate02012-06-30
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-11-15T14:04:20-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$220,509
Liabilities
$300
Net assets
$220,209
Revenue
$125,000
Expenses
$300
Net income
$124,700
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.39$0.00$1.39
2024Detailed filing. Detailed filing data is available for this year.$1.39$0.00$1.39
2023Detailed filing. Detailed filing data is available for this year.$1.39$0.00$1.39$0.00
2022Detailed filing. Detailed filing data is available for this year.$1.39$0.00$1.39
2021Detailed filing. Detailed filing data is available for this year.$1.39$0.00$1.39$0.00
2020Detailed filing. Detailed filing data is available for this year.$1.40$0.00$1.40$0.00$0.00$0.00
2019Detailed filing. Detailed filing data is available for this year.$1.40$0.00$1.40$0.01$0.00$0.00
2018Detailed filing. Detailed filing data is available for this year.$1.39$0.00$1.39$0.21$1.09$0.88
2017Detailed filing. Detailed filing data is available for this year.$2.27$0.00$2.27$0.00$0.04$0.04
2016Detailed filing. Detailed filing data is available for this year.$2.32$0.00$2.32$0.19$0.01$0.18
2015Detailed filing. Detailed filing data is available for this year.$2.14$0.00$2.14$0.00$0.06$0.06
2014Detailed filing. Detailed filing data is available for this year.$2.20$0.00$2.20$0.00$0.00$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.20$0.00$2.20$0.00$0.00$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.21$0.00$2.20$1.25$0.00$1.25
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.96$0.00$0.96$0.35