Civic Intelligence

Mso Inc

990 • Fiscal year 2018 • EIN 52-1755454

Jan 01, 2018 to Dec 31, 2018 • Filed on Mar 28, 2019

139 Harristown Road No 100Glen Rock, NJ 07452

(201) 447-6900

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.13x

Higher debt load relative to assets than 43% of similar nonprofits.

2018 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2018

Liabilities / Revenue

33rd percentile

0.08x

Higher debt load relative to revenue than 33% of similar nonprofits.

2018 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2018

Net Margin

13th percentile

-8.5%

Higher net margin than 13% of similar nonprofits.

2018 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2018

Top Officer Pay

85th percentile

$272,641

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 10.5% of source-year revenue.

2018 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2018

Asset Growth

16th percentile

-9.3%

Faster asset growth than 16% of similar nonprofits.

2018 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Revenue Growth

29th percentile

-2.5%

Faster revenue growth than 29% of similar nonprofits.

2018 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Assets

Down

$1,537,972

Down $158,361 (-9.3%) from 2017

Net Assets

Down

$1,336,901

Down $224,348 (-14%) from 2017

Liabilities

Up

$201,071

Up $65,987 (+49%) from 2017

Revenue

Down

$2,595,224

Down $66,067 (-2.5%) from 2017

Expenses

Up

$2,815,298

Up $20,085 (+0.7%) from 2017

Net Income

Down

-$220,074

Down $86,152 (-64%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $1,491,140Liabilities 2010: $153,035Net Assets 2010: $1,338,1052010Assets 2011: $1,651,972Liabilities 2011: $61,579Net Assets 2011: $1,590,3932011Assets 2012: $1,853,484Liabilities 2012: $181,832Net Assets 2012: $1,671,6522012Assets 2013: $2,066,930Liabilities 2013: $190,960Net Assets 2013: $1,875,9702013Assets 2014: $2,171,088Liabilities 2014: $123,249Net Assets 2014: $2,047,8392014Assets 2015: $1,902,392Liabilities 2015: $139,531Net Assets 2015: $1,762,8612015Assets 2016: $1,826,407Liabilities 2016: $131,236Net Assets 2016: $1,695,1712016Assets 2017: $1,696,333Liabilities 2017: $135,084Net Assets 2017: $1,561,2492017Assets 2018: $1,537,972Liabilities 2018: $201,071Net Assets 2018: $1,336,9012018Assets 2019: $1,460,587Liabilities 2019: $381,144Net Assets 2019: $1,079,4432019Assets 2020: $1,141,446Liabilities 2020: $322,864Net Assets 2020: $818,5822020Assets 2021: $1,212,682Liabilities 2021: $147,834Net Assets 2021: $1,064,8482021Assets 2022: $1,236,161Liabilities 2022: $179,440Net Assets 2022: $1,056,7212022Assets 2023: $1,776,742Liabilities 2023: $238,298Net Assets 2023: $1,538,4442023Assets 2024: $2,385,386Liabilities 2024: $244,757Net Assets 2024: $2,140,6292024Assets 2025: $3,377,940Liabilities 2025: $192,230Net Assets 2025: $3,185,7102025

Highlighted filing

2018

Assets$1,537,972
Liabilities$201,071
Net Assets$1,336,901

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $2,462,9262010Expenses 2011: $2,443,4652011Expenses 2012: $2,567,7952012Revenue 2013: $2,796,669Expenses 2013: $2,592,351Net Income 2013: $204,3182013Revenue 2014: $2,929,513Expenses 2014: $2,757,644Net Income 2014: $171,8692014Revenue 2015: $2,613,809Expenses 2015: $2,898,787Net Income 2015: -$284,9782015Revenue 2016: $2,663,041Expenses 2016: $2,730,731Net Income 2016: -$67,6902016Revenue 2017: $2,661,291Expenses 2017: $2,795,213Net Income 2017: -$133,9222017Revenue 2018: $2,595,224Expenses 2018: $2,815,298Net Income 2018: -$220,0742018Revenue 2019: $2,566,563Expenses 2019: $2,831,703Net Income 2019: -$265,1402019Revenue 2020: $2,510,858Expenses 2020: $2,769,337Net Income 2020: -$258,4792020Revenue 2021: $3,078,456Expenses 2021: $2,827,839Net Income 2021: $250,6172021Revenue 2022: $2,818,417Expenses 2022: $2,821,116Net Income 2022: -$2,6992022Revenue 2023: $3,320,617Expenses 2023: $2,850,176Net Income 2023: $470,4412023Revenue 2024: $3,785,740Expenses 2024: $3,182,192Net Income 2024: $603,5482024Revenue 2025: $4,328,412Expenses 2025: $3,366,990Net Income 2025: $961,4222025

Highlighted filing

2018

Revenue$2,595,224
Expenses$2,815,298
Net Income-$220,074
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Mar 28, 2019
Return Version
2018v3.1
Gross Receipts
$3,113,989
Mission and Program Overview

Mission

The organization provides its member companies with a high level of value and individual services. Its mission is to fulfill to its member insurance companies a desired level of customized service. The organization is licensed to provide premium insurance rating, inspection, and other insurance related services for subscribing property and liability insurance companies in all states and washington, dc. Fees for such services, which are generally based upon premiums written by the insurance companies, are billed quarterly and are recognized as income over the assessment period. In addition, the organization provides educational services to the property and casualty industry for the continued education of insureds, agents/brokers, and insurance carriers and their staffs.

The organization provides its member insurance companies with premium insurance rating, inspection and other insurance related services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$895,051$815,015▼ $80,036
Land, Buildings, and Equipment, Net$526,320$481,069▼ $45,251
Prepaid Expenses and Deferred Charges$115,146$101,792▼ $13,354
Cash and Non-Interest-Bearing Accounts$95,030$75,805▼ $19,225
Accounts Receivable$64,786$64,291▼ $495
Total Assets$1,696,333$1,537,972▼ $158,361
Liabilities
Accounts Payable and Accrued Expenses$87,845$153,832▲ $65,987
Other Liabilities$47,239$47,239→ $0
Total Liabilities$135,084$201,071▲ $65,987
Net Assets / Fund Balance
Unrestricted Net Assets$1,561,249$1,336,901▼ $224,348
Total Net Assets Fund Balance$1,561,249$1,336,901▼ $224,348
Total Liabilities and Net Assets / Fund Balance$1,696,333$1,537,972▼ $158,361

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$231,783$2,889,210$3,120,993
Land$230,510-$230,510
Equipment$18,359$169,321$187,680
Other Land Buildings$417$52,211$52,628
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jan ScitesPresident & CEOFT$242,130$30,511$272,641
Jan KozlowskiVice PresidentFT$136,433$10,937$147,370
Ian MckechnieVice PresidentFT$118,183$15,962$134,145
Laura TreuveyCorporate SecretaryFT$101,809$16,088$117,897
Sue QuimbyAssistant Vice PresidentFT$89,859$22,672$112,531
Melissa a SmithAssistant Vice PresidentFT$96,583$13,140$109,723
Jane McgrawAssistant Vice PresidentFT$83,786$16,813$100,599
Patrice RiggioAssistant Vice PresidentFT$92,891$2,941$95,832
Robert GageChairman of the Board-$9,750-$9,750
Allen Ray SorensenTrustee-$7,500-$7,500
Donald Scott St AngelVice Chairman of the Board-$5,500-$5,500
James R DohertyTreasurer-$5,500-$5,500
Michael L FaronTrustee-$5,500-$5,500
Randall S PetersTrustee-$5,500-$5,500
Brian P LytwynecTrustee-$5,000-$5,000
Edward D ArovasTrustee-$3,500-$3,500
Eric P SchmaderTrustee-$3,500-$3,500
Karen S FultonTrustee-$2,000-$2,000

Board Members and Trustees

NameTitle
Kent JonesTrustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,647,237
Investment Income
$15,333
Other Revenue
$-67,346
Change in Net Assets
$-220,074

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,595,224
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$-4,274
Total Revenue per Audited Statements
$2,590,950
Total Revenue per Form 990
$2,595,224
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,981,623
Other Expenses$833,675
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$1,090,738
Other Salaries and Wages---$660,163
Payroll Taxes---$118,577
Other Employee Benefits---$93,255
Conferences and Meetings---$81,014
Office Expenses---$80,737
Travel---$73,450
Occupancy---$70,205
Fees for Services Other---$52,652
Fees for Services Legal---$41,682
Depreciation Depletion---$40,614
Other Expenses---$23,603
Insurance---$21,650
Pension Plan Contributions---$18,890
Fees for Services Accounting---$17,115
All Other Expenses---$-3,000
Total Functional Expenses$0$0$0$2,815,298

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,815,298
Total Expenses per Audited Statements$2,815,298
Total Expenses per Form 990$2,815,298
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Security Deposits$42,839
Serff Service Paid in Advance$4,400
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

Membership is open to any insurer authorized to write lines of insurance to which mso is authorized to act and who signs a membership agreement accepting the terms, provisions and rules of mso.

Form 990, Part VI, Section A, Line 7A

Mso holds its annual meeting in may of each year and at that meeting the members elect trustees to the board.

Form 990, Part VI, Section A, Line 7B

The by-laws of mso provide that the members can consider, act and act upon the acts of the officers and trustees.

Form 990, Part VI, Section B, Line 11B

The board reviews 990 prior to filing. All members of the board are provided with electronic copies of the return for review and comment before it is filed.

Form 990, Part VI, Section B, Line 12C

Each member of the board has to complete an annual questionaire and disclose any potential conflict of interests.

Form 990, Part VI, Section B, Line 15

The compensation process for top officials and officers is completed by the compensation committee and the board.

Form 990, Part VI, Section C, Line 19

Governing documents, conflict of interest policy and financial statements are available upon request.

Filing and Contact Details

Filer

Filer Name
Mso Inc
EIN
52-1755454
Phone
2014476900
Address
139 HARRISTOWN ROAD NO 100, GLEN ROCK, NJ 07452

Signing Officer

Name
Jan Scites
Title
Presidient & CEO
Phone
2014476900
Signed
2019-03-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jan Scites
Formed
1991
Legal Domicile
Nj
Voting Board Members
11
Independent Board Members
10
Employees
18
Volunteers
0

Preparer

Firm
Dorfman Abrams Music LLC
Address
250 PEHLE AVE SUITE 702, SADDLE BROOK, NJ 07663
Preparer
Edward K Baltazar CPA
Phone
2014039750
Supplemental Narrative

Additional Explanations

Form XII, Line 2C

Thge organization has an audit committee in place to assume responsibility of selectiing the auditoe and maintaining oversight of the audit function.

Financial Statement Notes

PART X, LINE 2:

The organization has processes presently in place to ensure the maintenance of its tax-exempt status; to identify and report unrelated income; to determine its filing and tax obligations in jurisdictions for which it has nexus; and to identify and evaluate other matters that may be considered tax positions. The organization has determined that there are no material uncertain tax positions that require recognition or disclosure in the financial statements.

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IRS990/Form990PartVIISectionAGrp/TitleTxt1TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt9VICE CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt10TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt11PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt12VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt13VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt14CORPORATE SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt15ASSISTANT VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt16ASSISTANT VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt17ASSISTANT VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt18ASSISTANT VICE PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01991
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03113989
IRS990/GrossRentsGrp/RealAmt0451419
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt04
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/TotalAmt021650
IRS990/InvestmentIncomeGrp/ExclusionAmt015333
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt015333
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt022
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt03110742
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0526320
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0481069
IRS990/LandBldgEquipCostOrOtherBssAmt03591811
IRS990/LegalDomicileStateCd0NJ
IRS990/LessRentalExpensesGrp/RealAmt0518765
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE ORGANIZATION'S GOAL IS TO PROVIDE SMALL TO MID-SIZE INSURERS WITH A SIMPLIFIED AND COST EFFECTIVE WAY TO UNDERWRITE RISKS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt01561249
IRS990/NetAssetsOrFundBalancesEOYAmt01336901
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt0-67346
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-67346
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-4274
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt070205
IRS990/OfficeExpensesGrp/TotalAmt080737
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt093255
IRS990/OtherExpensesGrp/Desc0PRODUCT EXPENSES
IRS990/OtherExpensesGrp/Desc1COMPUTER AND RELATED EX
IRS990/OtherExpensesGrp/Desc2DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc3TELEPHONE
IRS990/OtherExpensesGrp/TotalAmt0149562
IRS990/OtherExpensesGrp/TotalAmt1113514
IRS990/OtherExpensesGrp/TotalAmt270877
IRS990/OtherExpensesGrp/TotalAmt323603
IRS990/OtherLiabilitiesGrp/BOYAmt047239
IRS990/OtherLiabilitiesGrp/EOYAmt047239
IRS990/OtherSalariesAndWagesGrp/TotalAmt0660163
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0118577
IRS990/PensionPlanContributionsGrp/TotalAmt018890
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0115146
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0101792
IRS990/PrincipalOfficerNm0JAN SCITES
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522299
IRS990/ProgramServiceRevenueGrp/BusinessCd1522299
IRS990/ProgramServiceRevenueGrp/BusinessCd2522299
IRS990/ProgramServiceRevenueGrp/Desc0FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc1AUDIT & OTHER SERVICES
IRS990/ProgramServiceRevenueGrp/Desc2PRINTING INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02299668
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1329229
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt218340
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02299668
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1329229
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt218340
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04290
IRS990/PYOtherExpensesAmt0841703
IRS990/PYOtherRevenueAmt0-57575
IRS990/PYProgramServiceRevenueAmt02714576
IRS990/PYRevenuesLessExpensesAmt0-133922
IRS990/PYSalariesCompEmpBnftPaidAmt01953510
IRS990/PYTotalExpensesAmt02795213
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02661291
IRS990/ReconcilationRevenueExpnssAmt0-220074
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/RealAmt0-67346
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0895051
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0815015
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0231783
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02889210
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt03120993
IRS990ScheduleD/EquipmentGrp/BookValueAmt018359
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0169321
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0187680
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt02815298
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LandGrp/BookValueAmt0230510
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0230510
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0-4274
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0417
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt052211
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt052628
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt042839
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt14400
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SECURITY DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SERFF SERVICE PAID IN ADVANCE
IRS990ScheduleD/RevenueNotReportedAmt0-4274
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt02595224
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS PROCESSES PRESENTLY IN PLACE TO ENSURE THE MAINTENANCE OF ITS TAX-EXEMPT STATUS; TO IDENTIFY AND REPORT UNRELATED INCOME; TO DETERMINE ITS FILING AND TAX OBLIGATIONS IN JURISDICTIONS FOR WHICH IT HAS NEXUS; AND TO IDENTIFY AND EVALUATE OTHER MATTERS THAT MAY BE CONSIDERED TAX POSITIONS. THE ORGANIZATION HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS THAT REQUIRE RECOGNITION OR DISCLOSURE IN THE FINANCIAL STATEMENTS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0481069
IRS990ScheduleD/TotalExpensesPerForm990Amt02815298
IRS990ScheduleD/TotalLiabilityAmt047239
IRS990ScheduleD/TotalRevenuePerForm990Amt02595224
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02590950
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02815298
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0242130
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount0500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt04740
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt025271
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JAN SCITES
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT & CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0272641
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBERSHIP IS OPEN TO ANY INSURER AUTHORIZED TO WRITE LINES OF INSURANCE TO WHICH MSO IS AUTHORIZED TO ACT AND WHO SIGNS A MEMBERSHIP AGREEMENT ACCEPTING THE TERMS, PROVISIONS AND RULES OF MSO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MSO HOLDS ITS ANNUAL MEETING IN MAY OF EACH YEAR AND AT THAT MEETING THE MEMBERS ELECT TRUSTEES TO THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BY-LAWS OF MSO PROVIDE THAT THE MEMBERS CAN CONSIDER, ACT AND ACT UPON THE ACTS OF THE OFFICERS AND TRUSTEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD REVIEWS 990 PRIOR TO FILING. ALL MEMBERS OF THE BOARD ARE PROVIDED WITH ELECTRONIC COPIES OF THE RETURN FOR REVIEW AND COMMENT BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EACH MEMBER OF THE BOARD HAS TO COMPLETE AN ANNUAL QUESTIONAIRE AND DISCLOSE ANY POTENTIAL CONFLICT OF INTERESTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE COMPENSATION PROCESS FOR TOP OFFICIALS AND OFFICERS IS COMPLETED BY THE COMPENSATION COMMITTEE AND THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THGE ORGANIZATION HAS AN AUDIT COMMITTEE IN PLACE TO ASSUME RESPONSIBILITY OF SELECTIING THE AUDITOE AND MAINTAINING OVERSIGHT OF THE AUDIT FUNCTION.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM XII, LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0AZ
IRS990/StatesWhereCopyOfReturnIsFldCd1CA
IRS990/StatesWhereCopyOfReturnIsFldCd2GA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt01696333
IRS990/TotalAssetsEOYAmt01537972

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.38$0.19$3.19$4.33$3.37$0.96
2024Detailed filing. Detailed filing data is available for this year.$2.39$0.24$2.14$3.79$3.18$0.60
2023Detailed filing. Detailed filing data is available for this year.$1.78$0.24$1.54$3.32$2.85$0.47
2022Detailed filing. Detailed filing data is available for this year.$1.24$0.18$1.06$2.82$2.82$0.00
2021Detailed filing. Detailed filing data is available for this year.$1.21$0.15$1.06$3.08$2.83$0.25
2020Detailed filing. Detailed filing data is available for this year.$1.14$0.32$0.82$2.51$2.77$0.26
2019Detailed filing. Detailed filing data is available for this year.$1.46$0.38$1.08$2.57$2.83$0.27
2018Detailed filing. Detailed filing data is available for this year.$1.54$0.20$1.34$2.60$2.82$0.22
2017Detailed filing. Detailed filing data is available for this year.$1.70$0.14$1.56$2.66$2.80$0.13
2016Detailed filing. Detailed filing data is available for this year.$1.83$0.13$1.70$2.66$2.73$0.07
2015Detailed filing. Detailed filing data is available for this year.$1.90$0.14$1.76$2.61$2.90$0.28
2014Detailed filing. Detailed filing data is available for this year.$2.17$0.12$2.05$2.93$2.76$0.17
2013Detailed filing. Detailed filing data is available for this year.$2.07$0.19$1.88$2.80$2.59$0.20
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.85$0.18$1.67$2.57
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.65$0.06$1.59$2.44
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.49$0.15$1.34$2.46