Liabilities / Assets
34th percentile
Higher debt load relative to assets than 34% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
34th percentile
Higher debt load relative to assets than 34% of similar nonprofits.
Liabilities / Revenue
27th percentile
Higher debt load relative to revenue than 27% of similar nonprofits.
Net Margin
17th percentile
Higher net margin than 17% of similar nonprofits.
Top Officer Pay
86th percentile
Higher top officer pay than 86% of similar nonprofits.
Top officer pay equals 10.3% of source-year revenue.
Asset Growth
15th percentile
Faster asset growth than 15% of similar nonprofits.
Revenue Growth
35th percentile
Faster revenue growth than 35% of similar nonprofits.
Assets
Down$1,696,333
Down $130,074 (-7.1%) from 2016
Net Assets
Down$1,561,249
Down $133,922 (-7.9%) from 2016
Liabilities
Up$135,084
Up $3,848 (+2.9%) from 2016
Revenue
Down$2,661,291
Down $1,750 (-0.1%) from 2016
Expenses
Up$2,795,213
Up $64,482 (+2.4%) from 2016
Net Income
Down-$133,922
Down $66,232 (-98%) from 2016
The organization provides its member companies with a high level of value and individual services. Its mission is to fulfill to its member insurance companies a desired level of customized service. The organization is licensed to provide premium insurance rating, inspection, and other insurance related services for subscribing property and liability insurance companies in all states and washington, dc. Fees for such services, which are generally based upon premiums written by the insurance companies, are billed quarterly and are recognized as income over the assessment period. In addition, the organization provides educational services to the property and casualty industry for the continued education of insureds, agents/brokers, and insurance carriers and their staffs.
The organization provides its member insurance companies with premium insurance rating, inspection and other insurance related services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $996,958 | $895,051 | ▼ $101,907 |
| Land, Buildings, and Equipment, Net | $622,496 | $526,320 | ▼ $96,176 |
| Prepaid Expenses and Deferred Charges | $122,208 | $115,146 | ▼ $7,062 |
| Cash and Non-Interest-Bearing Accounts | $42,875 | $95,030 | ▲ $52,155 |
| Accounts Receivable | $41,870 | $64,786 | ▲ $22,916 |
| Total Assets | $1,826,407 | $1,696,333 | ▼ $130,074 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $84,577 | $87,845 | ▲ $3,268 |
| Other Liabilities | $46,659 | $47,239 | ▲ $580 |
| Total Liabilities | $131,236 | $135,084 | ▲ $3,848 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $1,695,171 | $1,561,249 | ▼ $133,922 |
| Total Net Assets Fund Balance | $1,695,171 | $1,561,249 | ▼ $133,922 |
| Total Liabilities and Net Assets / Fund Balance | $1,826,407 | $1,696,333 | ▼ $130,074 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $268,296 | $2,827,156 | $3,095,452 |
| Land | $230,510 | - | $230,510 |
| Equipment | $26,265 | $170,910 | $197,175 |
| Other Land Buildings | $1,249 | $52,392 | $53,641 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Jan Scites | President & CEO | FT | $270,331 | $4,700 | $275,031 |
| Jan Kozlowski | Vice President | FT | $131,756 | $10,632 | $142,388 |
| Ian Mckechnie | Vice President | FT | $113,462 | $15,390 | $128,852 |
| Laura Treuvey | Corporate Secretary | FT | $99,399 | $15,593 | $114,992 |
| Sue Quimby | Assistant Vice President | FT | $86,539 | $21,305 | $107,844 |
| Robert Gage | Chairman of the Board | - | $7,500 | - | $7,500 |
| Allen Ray Sorensen | Trustee | - | $6,000 | - | $6,000 |
| Randall S Peters | Trustee | - | $5,500 | - | $5,500 |
| Donald Scott St Angel | Vice Chairman of the Board | - | $5,000 | - | $5,000 |
| James Doherty | Trustee | - | $5,000 | - | $5,000 |
| Kent Jones | Treasurer | - | $5,000 | - | $5,000 |
| Michael L Faron | Trustee | - | $5,000 | - | $5,000 |
| Brian Lytwynec | Trustee | - | $4,000 | - | $4,000 |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,953,510 |
| Other Expenses | $841,703 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $926,869 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $769,108 |
| Payroll Taxes | - | - | - | $119,211 |
| Other Employee Benefits | - | - | - | $113,599 |
| Office Expenses | - | - | - | $112,409 |
| Travel | - | - | - | $74,144 |
| All Other Expenses | - | - | - | $71,876 |
| Other Expenses | - | - | - | $64,142 |
| Conferences and Meetings | - | - | - | $60,671 |
| Fees for Services Other | - | - | - | $30,416 |
| Depreciation Depletion | - | - | - | $26,526 |
| Pension Plan Contributions | - | - | - | $24,723 |
| Fees for Services Accounting | - | - | - | $16,500 |
| Fees for Services Legal | - | - | - | $13,990 |
| Total Functional Expenses | $0 | $0 | $0 | $2,795,213 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,795,213 |
| Total Expenses per Audited Statements | $2,795,213 |
| Total Expenses per Form 990 | $2,795,213 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Security Deposits | $42,839 |
| Serff Service Paid in Advance | $4,400 |
“Membership is open to any insurer authorized to write lines of insurance to which mso is authorized to act and who signs a membership agreement accepting the terms, provisions and rules of mso.”
“Mso holds its annual meeting in may of each year and at that meeting the members elect trustees to the board.”
“The by-laws of mso provide that the members can consider, act and act upon the acts of the officers and trustees.”
“The board reviews 990 prior to filing. All members of the board are provided with electronic copies of the return for review and comment before it is filed.”
“Each member of the board has to complete an annual questionaire and disclose any potential conflict of interests.”
“The compensation process for top officials and officers is completed by the compensation committee and the board.”
“Governing documents, conflict of interest policy and financial statements are available upon request.”
“The organization has an audit committee in place to assume responsibility of selecting the auditor and maintaining oversight of the audit function.”
“As of december 31, 2017, management believes that based on evaluation of the organization's tax positions that any liability as a result of uncertain tax positions would not be material. Management continually evaluates expiring statutes of limitation, changes in tax law, and new authoritative rulings to assist in evaluating the organization's tax positions. Accrued interest and penalties associated with uncertain tax positions, if any, would be recognized as part of the income tax provision. Income tax returns are filed in the u.s. Federal jurisdictions and state jurisdictions. U.s. Federal and state income tax returns prior to fiscal year 2014 are closed.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 84577 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 87845 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 41870 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 64786 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | THE ORGANIZATION PROVIDES ITS MEMBER INSURANCE COMPANIES WITH PREMIUM INSURANCE RATING, INSPECTION AND OTHER INSURANCE RELATED SERVICES. |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 71876 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | JAN SCITES CEO & PRESIDENT - MSOINC |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2014476900 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 139 HARRISTOWN ROAD |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | GLEN ROCK |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NJ |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 07452 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 42875 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 95030 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 769108 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 60671 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 4290 |
| IRS990/CYOtherExpensesAmt | 0 | 841703 |
| IRS990/CYOtherRevenueAmt | 0 | -57575 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2714576 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -133922 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1953510 |
| IRS990/CYTotalExpensesAmt | 0 | 2795213 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2661291 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 26526 |
| IRS990/Desc | 0 | THE ORGANIZATION PROVIDED ITS 38 MEMBERS WITH A VARIETY OF INSURANCE RELATED SERVICES INCLUDING: -PROVIDING RATING, STATISTICAL, ACTUARIAL, POLICY FORMS AND RELATED SERVICES; -STATISTICAL INFORMATION PERTAINING TO RISKS; -TO WORK FOR THE BETTERMENT OF THE INSURANCE INDUSTRY AND BEHALF OF ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 19 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 16500 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 13990 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 30416 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 4700 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 10632 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 15390 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 15593 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 21305 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | ALLEN RAY SORENSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MICHAEL L FARON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JAMES DOHERTY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | BRIAN LYTWYNEC |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RANDALL S PETERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ROBERT GAGE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DONALD SCOTT ST ANGEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KENT JONES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JAN SCITES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JAN KOZLOWSKI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | IAN MCKECHNIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | LAURA TREUVEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | SUE QUIMBY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 6000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 5000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 5000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 4000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 5500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 7500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 5000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 5000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 270331 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 131756 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 113462 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 99399 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 86539 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CHAIRMAN OF THE BOARD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | VICE CHAIRMAN OF THE BOARD |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | PRESIDENT & CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CORPORATE SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | ASSISTANT VICE PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1991 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 3152639 |
| IRS990/GrossRentsGrp/RealAmt | 0 | 433773 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 8 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 4290 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 4290 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 20 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 3050458 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 622496 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 526320 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 3576778 |
| IRS990/LegalDomicileStateCd | 0 | NJ |
| IRS990/LessRentalExpensesGrp/RealAmt | 0 | 491348 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | THE ORGANIZATION'S GOAL IS TO PROVIDE SMALL TO MID-SIZE INSURERS WITH A SIMPLIFIED AND COST EFFECTIVE WAY TO UNDERWRITE RISKS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1695171 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1561249 |
| IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt | 0 | -57575 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | -57575 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 112409 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 113599 |
| IRS990/OtherExpensesGrp/Desc | 0 | OCCUPANCY EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | AUDIT AND UNDERWRITING |
| IRS990/OtherExpensesGrp/Desc | 2 | COMPUTER AND RELATED EX |
| IRS990/OtherExpensesGrp/Desc | 3 | DUES AND SUBSCRIPTIONS |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 129306 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 124791 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 116932 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 64142 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 46659 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 47239 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 926869 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 119211 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 24723 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 122208 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 115146 |
| IRS990/PrincipalOfficerNm | 0 | JAN SCITES |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522299 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522299 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522299 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | AUDIT & OTHER SERVICES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | PRINTING INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2378302 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 325577 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 10697 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2378302 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 325577 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 10697 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 4316 |
| IRS990/PYOtherExpensesAmt | 0 | 814965 |
| IRS990/PYOtherRevenueAmt | 0 | -18033 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2676758 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -67690 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1915766 |
| IRS990/PYTotalExpensesAmt | 0 | 2730731 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2663041 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -133922 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | -57575 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 996958 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 895051 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 268296 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 2827156 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 3095452 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 26265 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 170910 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 197175 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2795213 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 230510 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 230510 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 1249 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 52392 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 53641 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 42839 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 4400 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SECURITY DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SERFF SERVICE PAID IN ADVANCE |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2661291 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | AS OF DECEMBER 31, 2017, MANAGEMENT BELIEVES THAT BASED ON EVALUATION OF THE ORGANIZATION'S TAX POSITIONS THAT ANY LIABILITY AS A RESULT OF UNCERTAIN TAX POSITIONS WOULD NOT BE MATERIAL. MANAGEMENT CONTINUALLY EVALUATES EXPIRING STATUTES OF LIMITATION, CHANGES IN TAX LAW, AND NEW AUTHORITATIVE RULINGS TO ASSIST IN EVALUATING THE ORGANIZATION'S TAX POSITIONS. ACCRUED INTEREST AND PENALTIES ASSOCIATED WITH UNCERTAIN TAX POSITIONS, IF ANY, WOULD BE RECOGNIZED AS PART OF THE INCOME TAX PROVISION. INCOME TAX RETURNS ARE FILED IN THE U.S. FEDERAL JURISDICTIONS AND STATE JURISDICTIONS. U.S. FEDERAL AND STATE INCOME TAX RETURNS PRIOR TO FISCAL YEAR 2014 ARE CLOSED. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 526320 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2795213 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 47239 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2661291 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2661291 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2795213 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 270331 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 4700 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JAN SCITES |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT & CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 275031 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERSHIP IS OPEN TO ANY INSURER AUTHORIZED TO WRITE LINES OF INSURANCE TO WHICH MSO IS AUTHORIZED TO ACT AND WHO SIGNS A MEMBERSHIP AGREEMENT ACCEPTING THE TERMS, PROVISIONS AND RULES OF MSO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MSO HOLDS ITS ANNUAL MEETING IN MAY OF EACH YEAR AND AT THAT MEETING THE MEMBERS ELECT TRUSTEES TO THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BY-LAWS OF MSO PROVIDE THAT THE MEMBERS CAN CONSIDER, ACT AND ACT UPON THE ACTS OF THE OFFICERS AND TRUSTEES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE BOARD REVIEWS 990 PRIOR TO FILING. ALL MEMBERS OF THE BOARD ARE PROVIDED WITH ELECTRONIC COPIES OF THE RETURN FOR REVIEW AND COMMENT BEFORE IT IS FILED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | EACH MEMBER OF THE BOARD HAS TO COMPLETE AN ANNUAL QUESTIONAIRE AND DISCLOSE ANY POTENTIAL CONFLICT OF INTERESTS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE COMPENSATION PROCESS FOR TOP OFFICIALS AND OFFICERS IS COMPLETED BY THE COMPENSATION COMMITTEE AND THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE ORGANIZATION HAS AN AUDIT COMMITTEE IN PLACE TO ASSUME RESPONSIBILITY OF SELECTING THE AUDITOR AND MAINTAINING OVERSIGHT OF THE AUDIT FUNCTION. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM XII, LINE 2C |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | AZ |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 1 | CA |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 2 | GA |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 1826407 |
| IRS990/TotalAssetsEOYAmt | 0 | 1696333 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 1826407 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 1696333 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 19 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2795213 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 131236 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 135084 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 131236 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 135084 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1695171 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1561249 |
| IRS990/TotalOtherCompensationAmt | 0 | 67620 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2714576 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 744487 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | -53285 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2714576 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 2661291 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 1826407 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 1696333 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 74144 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UnrestrictedNetAssetsGrp/BOYAmt | 0 | 1695171 |
| IRS990/UnrestrictedNetAssetsGrp/EOYAmt | 0 | 1561249 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 139 HARRISTOWN ROAD |
| IRS990/USAddress/CityNm | 0 | GLEN ROCK |
| IRS990/USAddress/StateAbbreviationCd | 0 | NJ |
| IRS990/USAddress/ZIPCd | 0 | 07452 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 8 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MSONET.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JAN SCITES |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDIENT & CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2014476900 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-03-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MSO INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MSOI |
| ReturnHeader/Filer/EIN | 0 | 521755454 |
| ReturnHeader/Filer/PhoneNum | 0 | 2014476900 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 139 HARRISTOWN ROAD NO 100 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.