Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
21st percentile
Higher debt load relative to assets than 21% of similar nonprofits.
Liabilities / Revenue
26th percentile
Higher debt load relative to revenue than 26% of similar nonprofits.
Net Margin
45th percentile
Higher net margin than 45% of similar nonprofits.
Top Officer Pay
83rd percentile
Higher top officer pay than 83% of similar nonprofits.
Top officer pay equals 19.0% of source-year revenue.
Asset Growth
47th percentile
Faster asset growth than 47% of similar nonprofits.
Revenue Growth
34th percentile
Faster revenue growth than 34% of similar nonprofits.
Assets
Up$3,652,426
Up $50,029 (+1.4%) from 2017
Net Assets
Up$3,588,599
Up $34,095 (+1.0%) from 2017
Liabilities
Up$63,827
Up $15,934 (+33%) from 2017
Revenue
Down$1,367,909
Down $10,951 (-0.8%) from 2017
Expenses
Up$1,333,814
Up $151,868 (+13%) from 2017
Net Income
Down$34,095
Down $162,819 (-83%) from 2017
The primary activity of the organization is training amd member support on electronic payments.
The primary activity of the organization is to supervise and coordinate the processing of electronic funds transfers for its members and provide educational seminars to users of the system.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $2,861,179 | $3,018,690 | ▲ $157,511 |
| Cash and Non-Interest-Bearing Accounts | $549,980 | $463,030 | ▼ $86,950 |
| Accounts Receivable | $91,472 | $93,199 | ▲ $1,727 |
| Prepaid Expenses and Deferred Charges | $73,476 | $61,681 | ▼ $11,795 |
| Land, Buildings, and Equipment, Net | $22,122 | $11,658 | ▼ $10,464 |
| Total Assets | $3,602,397 | $3,652,426 | ▲ $50,029 |
| Other Assets Total | $4,168 | $4,168 | → $0 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $31,723 | $35,916 | ▲ $4,193 |
| Deferred Revenue | $16,170 | $27,911 | ▲ $11,741 |
| Total Liabilities | $47,893 | $63,827 | ▲ $15,934 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $3,554,504 | $3,588,599 | ▲ $34,095 |
| Total Net Assets Fund Balance | $3,554,504 | $3,588,599 | ▲ $34,095 |
| Total Liabilities and Net Assets / Fund Balance | $3,602,397 | $3,652,426 | ▲ $50,029 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $9,502 | $48,129 | $57,631 |
| Other Land Buildings | $2,156 | $18,143 | $20,299 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Robert E Dael | President | FT | $259,957 | $259,957 |
| Name | Title |
|---|---|
| Jeanine Andol-moeller | Chairwoman |
| Melissa a Quirk | Vice Chairwo |
| Dan Miner | Director |
| Dave Willis | Director |
| J Michael Hill | Director |
| Joy Kramer | Director |
| Sandra M Osborn | Director |
| John F Goedeke Jr | Secretary |
| James H Thompson Iii | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $974,338 |
| Other Expenses | $359,476 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $473,467 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $259,957 |
| Pension Plan Contributions | - | - | - | $109,671 |
| Other Employee Benefits | - | - | - | $83,098 |
| Occupancy | - | - | - | $78,235 |
| Payroll Taxes | - | - | - | $48,145 |
| Conferences and Meetings | - | - | - | $43,865 |
| Fees for Services Other | - | - | - | $28,254 |
| All Other Expenses | - | - | - | $14,550 |
| Other Expenses | - | - | - | $12,302 |
| Fees for Services Accounting | - | - | - | $10,575 |
| Depreciation Depletion | - | - | - | $10,464 |
| Office Expenses | - | - | - | $9,545 |
| Insurance | - | - | - | $7,231 |
| Travel | - | - | - | $6,750 |
| Total Functional Expenses | $0 | $0 | $0 | $1,333,814 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $1,370,317 |
| Expenses per Audited Statements | $1,333,814 |
| Total Expenses per Form 990 | $1,333,814 |
| Expenses Not Reported on Form 990 | $36,503 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“The membership consists of financial institutions and associate members.”
“Largest volume credit union appoints one member. Largest volume bank member appoints one member.”
“Director reviews with cpa and signs return.”
“All disclosure statements given by board.”
“Compensation of top official is based on performance goals and objectives.”
“Documents are furnished upon request.”
“Publication sales 36,503 publications cost of goods sold -36,503”
“PUBLICATION SALES 36,503”
“Publications cost of goods sold 36,503”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 31723 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 35916 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 91472 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 93199 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE PRIMARY ACTIVITY OF THE ORGANIZATION IS TO SUPERVISE AND COORDINATE THE PROCESSING OF ELECTRONIC FUNDS TRANSFERS FOR ITS MEMBERS AND PROVIDE EDUCATIONAL SEMINARS TO USERS OF THE SYSTEM. |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 14550 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ROBERT DAEL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4108590090 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1344 ASHTON ROAD SUITE 202 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | HANOVER |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MD |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 21076 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 549980 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 463030 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 259957 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 43865 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CostOfGoodsSoldAmt | 0 | 36503 |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 56685 |
| IRS990/CYOtherExpensesAmt | 0 | 359476 |
| IRS990/CYOtherRevenueAmt | 0 | 12768 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1298456 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 34095 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 974338 |
| IRS990/CYTotalExpensesAmt | 0 | 1333814 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1367909 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 16170 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 27911 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 10464 |
| IRS990/Desc | 0 | EDUCATE MEMBERSHIP AND PROVIDE CLEARING HOUSE FOR ACH TRANSACTIONS |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 7 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 10575 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 28254 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | JEANINE ANDOL-MOELLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MELISSA A QUIRK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JAMES H THOMPSON III |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JOHN F GOEDEKE JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | DAVE WILLIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | J MICHAEL HILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JOY KRAMER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | DAN MINER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | SANDRA M OSBORN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | ROBERT E DAEL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 259957 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRWOMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRWO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1975 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1404412 |
| IRS990/GrossSalesOfInventoryAmt | 0 | 49271 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 7231 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 56685 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 56685 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 4 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 66272 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 22122 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 11658 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 77930 |
| IRS990/LegalDomicileStateCd | 0 | MD |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE PRIMARY ACTIVITY OF THE ORGANIZATION IS TO SUPERVISE AND COORDINATE THE PROCESSING OF ELECTRONIC FUNDS TRANSFERS FOR ITS MEMBERS AND PROVIDE EDUCATIONAL SEMINARS TO USERS OF THE SYSTEM. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3554504 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3588599 |
| IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 12768 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 12768 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 78235 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 9545 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 4168 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 4168 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 83098 |
| IRS990/OtherExpensesGrp/Desc | 0 | SEMINAR EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | MEMBERSHIP ASSESSMENT |
| IRS990/OtherExpensesGrp/Desc | 2 | EQUIPMENT LEASING |
| IRS990/OtherExpensesGrp/Desc | 3 | OTHER EXPENSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 69149 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 54450 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 14106 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 12302 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 473467 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 48145 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 109671 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 73476 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 61681 |
| IRS990/PrincipalOfficerNm | 0 | ROBERT E DAEL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | USER TRANSACTION FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | EDUCATIONAL PROGRAM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | STRATEGIC SERVICES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1062535 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 232921 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 3000 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1062535 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 232921 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 3000 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 52160 |
| IRS990/PYOtherExpensesAmt | 0 | 370285 |
| IRS990/PYOtherRevenueAmt | 0 | 4688 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1322012 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 196914 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 811661 |
| IRS990/PYTotalExpensesAmt | 0 | 1181946 |
| IRS990/PYTotalRevenueAmt | 0 | 1378860 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 34095 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2861179 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3018690 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 9502 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 48129 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 57631 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 36503 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 1333814 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 36503 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 2156 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 18143 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 20299 |
| IRS990ScheduleD/OtherRevenueAmt | 0 | 36503 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 36503 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1367909 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | PUBLICATION SALES 36,503 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | PUBLICATIONS COST OF GOODS SOLD 36,503 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 4, PART XI, LINE 2D |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE D, PAGE 4, PART XII, LINE 2D |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 11658 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 1333814 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1367909 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1404412 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 1370317 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 259957 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | ROBERT E DAEL |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 259957 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE MEMBERSHIP CONSISTS OF FINANCIAL INSTITUTIONS AND ASSOCIATE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | LARGEST VOLUME CREDIT UNION APPOINTS ONE MEMBER. LARGEST VOLUME BANK MEMBER APPOINTS ONE MEMBER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | DIRECTOR REVIEWS WITH CPA AND SIGNS RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ALL DISCLOSURE STATEMENTS GIVEN BY BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | COMPENSATION OF TOP OFFICIAL IS BASED ON PERFORMANCE GOALS AND OBJECTIVES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | DOCUMENTS ARE FURNISHED UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | PUBLICATION SALES 36,503 PUBLICATIONS COST OF GOODS SOLD -36,503 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART XI, LINE 9 |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 3602397 |
| IRS990/TotalAssetsEOYAmt | 0 | 3652426 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 3602397 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 3652426 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 7 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1333814 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 47893 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 63827 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 47893 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 63827 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3554504 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3588599 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1298456 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 259957 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 56685 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1311224 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1367909 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 3602397 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 3652426 |
| IRS990/TravelGrp/TotalAmt | 0 | 6750 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UnrestrictedNetAssetsGrp/BOYAmt | 0 | 3554504 |
| IRS990/UnrestrictedNetAssetsGrp/EOYAmt | 0 | 3588599 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1344 ASHTON RD STE 202 |
| IRS990/USAddress/CityNm | 0 | HANOVER |
| IRS990/USAddress/StateAbbreviationCd | 0 | MD |
| IRS990/USAddress/ZIPCd | 0 | 21076 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 10 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MACHA.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ROBERT E DAEL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4108590090 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-09-11 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MID-ATLANTIC CLEARING HOUSE |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | ASSOCIATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MID- |
| ReturnHeader/Filer/EIN | 0 | 521051341 |
| ReturnHeader/Filer/PhoneNum | 0 | 4108590090 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1344 ASHTON ROAD SUITE 202 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | HANOVER |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MD |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 21076 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | DD9F2335B466B4A5B8505C1A07781CE3E36E00B4 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | DD9F2335B466B4A5B8505C1A07781CE3E36E00B4 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 216.230.123.34 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2019-09-12 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 10:54:39 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 521798441 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WOLFE & FIEDLER PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 634 FREDERICK RD STE 1 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CATONSVILLE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 21228 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4107470789 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2019-09-12 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRIAN T WOLFE |
| ReturnHeader/ReturnTs | 0 | 2019-09-12T10:54:39-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-12-31 |
| ReturnHeader/TaxYr | 0 | 2018 |
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Displayed year
2018 • Form 990Detailed filing. Detailed filing data is available for this year.