Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
19th percentile
Higher debt load relative to assets than 19% of similar nonprofits.
Liabilities / Revenue
23rd percentile
Higher debt load relative to revenue than 23% of similar nonprofits.
Net Margin
77th percentile
Higher net margin than 77% of similar nonprofits.
Top Officer Pay
84th percentile
Higher top officer pay than 84% of similar nonprofits.
Top officer pay equals 18.4% of source-year revenue.
Asset Growth
56th percentile
Faster asset growth than 56% of similar nonprofits.
Revenue Growth
64th percentile
Faster revenue growth than 64% of similar nonprofits.
Assets
Up$3,212,166
Up $166,132 (+5.5%) from 2013
Net Assets
Up$3,164,601
Up $156,347 (+5.2%) from 2013
Liabilities
Up$47,565
Up $9,785 (+26%) from 2013
Revenue
Up$1,346,287
Up $95,953 (+7.7%) from 2013
Expenses
Up$1,189,940
Up $33,303 (+2.9%) from 2013
Net Income
Up$156,347
Up $62,650 (+67%) from 2013
The primary activity of the organization is training amd member support on electronic payments.
The primary activity of the organization is to supervise and coordinate the processing of electronic funds transfers for its members and provide educational seminars to users of the system.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $2,683,023 | $2,872,031 | ▲ $189,008 |
| Cash and Non-Interest-Bearing Accounts | $176,823 | $150,338 | ▼ $26,485 |
| Accounts Receivable | $87,057 | $94,133 | ▲ $7,076 |
| Prepaid Expenses and Deferred Charges | $70,213 | $70,877 | ▲ $664 |
| Land, Buildings, and Equipment, Net | $19,081 | $15,168 | ▼ $3,913 |
| Inventories for Sale or Use | $5,668 | $5,450 | ▼ $218 |
| Total Assets | $3,046,034 | $3,212,166 | ▲ $166,132 |
| Other Assets Total | $4,169 | $4,169 | → $0 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $23,848 | $30,672 | ▲ $6,824 |
| Deferred Revenue | $13,932 | $16,893 | ▲ $2,961 |
| Total Liabilities | $37,780 | $47,565 | ▲ $9,785 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $3,008,254 | $3,164,601 | ▲ $156,347 |
| Total Net Assets Fund Balance | $3,008,254 | $3,164,601 | ▲ $156,347 |
| Total Liabilities and Net Assets / Fund Balance | $3,046,034 | $3,212,166 | ▲ $166,132 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $14,691 | $63,898 | $78,589 |
| Other Land Buildings | $477 | $16,376 | $16,853 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| John J King | President | FT | $247,800 | $247,800 |
| Name | Title |
|---|---|
| Robert E Dael | Chairman |
| Jeanine Andol-moeller | Vice Chairma |
| Dave Willis | Director |
| J Michael Hill | Director |
| Joy Kramer | Director |
| Melissa a Quirk | Director |
| Tracy Berriman | Director |
| Chrystina M Giorgio | Secretary |
| James H Thompson Iii | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $837,028 |
| Other Expenses | $352,912 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $376,608 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $247,800 |
| Pension Plan Contributions | - | - | - | $93,824 |
| Other Employee Benefits | - | - | - | $78,955 |
| Occupancy | - | - | - | $70,544 |
| Conferences and Meetings | - | - | - | $42,349 |
| Payroll Taxes | - | - | - | $39,841 |
| Fees for Services Other | - | - | - | $18,197 |
| All Other Expenses | - | - | - | $17,946 |
| Office Expenses | - | - | - | $12,493 |
| Other Expenses | - | - | - | $10,865 |
| Fees for Services Accounting | - | - | - | $9,640 |
| Travel | - | - | - | $9,110 |
| Insurance | - | - | - | $8,622 |
| Depreciation Depletion | - | - | - | $7,920 |
| Total Functional Expenses | $0 | $0 | $0 | $1,189,940 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $1,222,833 |
| Expenses per Audited Statements | $1,189,940 |
| Total Expenses per Form 990 | $1,189,940 |
| Expenses Not Reported on Form 990 | $32,893 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“The membership consists of financial institutions and associate members.”
“Largest volume credit union appoints one member. Largest volume bank member appoints one member.”
“Director reviews with cpa and signs return.”
“All disclosure statements given by board.”
“Compensation of top official is based on performance goals and objectives.”
“Documents are furnished upon request.”
“Educate membership and provide clearing house for ach transactions”
“Publication sales 32,893 publications cost of goods sold -32,893”
“PUBLICATION SALES 32,893”
“Publications cost of goods sold 32,893”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 23848 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 30672 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 87057 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 94133 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE PRIMARY ACTIVITY OF THE ORGANIZATION IS TO SUPERVISE AND COORDINATE THE PROCESSING OF ELECTRONIC FUNDS TRANSFERS FOR ITS MEMBERS AND PROVIDE EDUCATIONAL SEMINARS TO USERS OF THE SYSTEM. |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 17946 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | ROBERT DAEL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4108590090 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1344 ASHTON ROAD SUITE 202 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | HANOVER |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MD |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 21076 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 176823 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 150338 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 247800 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 42349 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CostOfGoodsSoldAmt | 0 | 32893 |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 56160 |
| IRS990/CYOtherExpensesAmt | 0 | 352912 |
| IRS990/CYOtherRevenueAmt | 0 | 8312 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1281815 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 156347 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 837028 |
| IRS990/CYTotalExpensesAmt | 0 | 1189940 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1346287 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 13932 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 16893 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 7920 |
| IRS990/Desc | 0 | EDUCATE MEMBERSHIP AND PROVIDE CLEARING HOUSE FOR ACH TRANSACTIONS |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 9640 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 18197 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DAVE WILLIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOY KRAMER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TRACY BERRIMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MELISSA A QUIRK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | J MICHAEL HILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOHN J KING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | CHRYSTINA M GIORGIO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JEANINE ANDOL-MOELLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | ROBERT E DAEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JAMES H THOMPSON III |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 247800 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE CHAIRMA |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | TREASURER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1975 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1379180 |
| IRS990/GrossSalesOfInventoryAmt | 0 | 41205 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 8622 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 5668 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 5450 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 56160 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 56160 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 80274 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 19081 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 15168 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 95442 |
| IRS990/LegalDomicileStateCd | 0 | MD |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE PRIMARY ACTIVITY OF THE ORGANIZATION IS TO SUPERVISE AND COORDINATE THE PROCESSING OF ELECTRONIC FUNDS TRANSFERS FOR ITS MEMBERS AND PROVIDE EDUCATIONAL SEMINARS TO USERS OF THE SYSTEM. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 3008254 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3164601 |
| IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 8312 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 8312 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 70544 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 12493 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 4169 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 4169 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 78955 |
| IRS990/OtherExpensesGrp/Desc | 0 | SEMINAR EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | MEMBERSHIP ASSESSMENT |
| IRS990/OtherExpensesGrp/Desc | 2 | EQUIPMENT LEASING |
| IRS990/OtherExpensesGrp/Desc | 3 | POSTAGE AND SHIPPING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 82168 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 49290 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 13768 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 10865 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 376608 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 39841 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 93824 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 70213 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 70877 |
| IRS990/PrincipalOfficerNm | 0 | ROBERT DAEL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | USER TRANSACTION FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | EDUCATIONAL PROGRAM FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1003031 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 278784 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1003031 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 278784 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | EDUCATE MEMBERSHIP AND PROVIDE CLEARING HOUSE FOR ACH TRANSACTIONS |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 56976 |
| IRS990/PYOtherExpensesAmt | 0 | 350121 |
| IRS990/PYOtherRevenueAmt | 0 | 2790 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1190568 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 93697 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 806516 |
| IRS990/PYTotalExpensesAmt | 0 | 1156637 |
| IRS990/PYTotalRevenueAmt | 0 | 1250334 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 156347 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2683023 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2872031 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 14691 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 63898 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 78589 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 32893 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 1189940 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 32893 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 477 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 16376 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 16853 |
| IRS990ScheduleD/OtherRevenueAmt | 0 | 32893 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 32893 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1346287 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | PUBLICATION SALES 32,893 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | PUBLICATIONS COST OF GOODS SOLD 32,893 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE D, PAGE 4, PART XI, LINE 2D |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE D, PAGE 4, PART XII, LINE 2D |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 15168 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 1189940 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1346287 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1379180 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 1222833 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 247800 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JOHN J KING |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 247800 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | EXECUTIVE COMMITTEE OF BOARD REVIEWS AND APPROVES PROPOSED SALARY, RETIREMENT CONTRIBUTIONS, AND BONUS TO EXECUTIVE DIRECTOR. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE J, PAGE 1, PART I, LINE 3 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EDUCATE MEMBERSHIP AND PROVIDE CLEARING HOUSE FOR ACH TRANSACTIONS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE MEMBERSHIP CONSISTS OF FINANCIAL INSTITUTIONS AND ASSOCIATE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | LARGEST VOLUME CREDIT UNION APPOINTS ONE MEMBER. LARGEST VOLUME BANK MEMBER APPOINTS ONE MEMBER. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | DIRECTOR REVIEWS WITH CPA AND SIGNS RETURN. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ALL DISCLOSURE STATEMENTS GIVEN BY BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | COMPENSATION OF TOP OFFICIAL IS BASED ON PERFORMANCE GOALS AND OBJECTIVES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | DOCUMENTS ARE FURNISHED UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | PUBLICATION SALES 32,893 PUBLICATIONS COST OF GOODS SOLD -32,893 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 3046034 |
| IRS990/TotalAssetsEOYAmt | 0 | 3212166 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 3046034 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 3212166 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalEmployeeCnt | 0 | 6 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1189940 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 37780 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 47565 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 37780 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 47565 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 3008254 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3164601 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1281815 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 247800 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 56160 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1290127 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1346287 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 3046034 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 3212166 |
| IRS990/TravelGrp/TotalAmt | 0 | 9110 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UnrestrictedNetAssetsGrp/BOYAmt | 0 | 3008254 |
| IRS990/UnrestrictedNetAssetsGrp/EOYAmt | 0 | 3164601 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1344 ASHTON ROAD |
| IRS990/USAddress/CityNm | 0 | HANOVER |
| IRS990/USAddress/StateAbbreviationCd | 0 | MD |
| IRS990/USAddress/ZIPCd | 0 | 21076 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 10 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MACHA.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | ROBERT DAEL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4108590090 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-08-24 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | MID-ATLANTIC CLEARING HOUSE |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | ASSOCIATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MID- |
| ReturnHeader/Filer/EIN | 0 | 521051341 |
| ReturnHeader/Filer/PhoneNum | 0 | 4108590090 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1344 ASHTON ROAD |
| ReturnHeader/Filer/USAddress/AddressLine2Txt | 0 | ROOM/SUITE 202 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | HANOVER |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MD |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 21076 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 521798441 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | WOLFE & FIEDLER PA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 634 FREDERICK RD STE 1 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CATONSVILLE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MD |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 21228 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4107470789 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2015-08-24 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | BRIAN T WOLFE |
| ReturnHeader/ReturnTs | 0 | 2015-08-24T15:21:39-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2014-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-12-31 |
| ReturnHeader/TaxYr | 0 | 2014 |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.