Civic Intelligence

MID-Atlantic Clearing House

990 • Fiscal year 2020 • EIN 52-1051341

Jan 01, 2020 to Dec 31, 2020 • Filed on Nov 10, 2021

W177 N9856 Rivercrest Drive 105Germantown, WI 53022-6407

(262) 345-1245

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

29th percentile

0.09x

Higher debt load relative to assets than 29% of similar nonprofits.

2020 filings • 501(c)6 • $5M-$10M nonprofits • Source year 2020

Liabilities / Revenue

37th percentile

0.24x

Higher debt load relative to revenue than 37% of similar nonprofits.

2020 filings • 501(c)6 • $5M-$10M nonprofits • Source year 2020

Net Margin

73rd percentile

15%

Higher net margin than 73% of similar nonprofits.

2020 filings • 501(c)6 • $5M-$10M nonprofits • Source year 2020

Top Officer Pay

23rd percentile

$166,740

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 8.5% of source-year revenue.

2020 filings • 501(c)6 • $5M-$10M nonprofits • Source year 2020

Asset Growth

92nd percentile

40%

Faster asset growth than 92% of similar nonprofits.

2020 filings • 501(c)6 • $5M-$10M nonprofits • Annualized from 2019 to 2020

Revenue Growth

95th percentile

42%

Faster revenue growth than 95% of similar nonprofits.

2020 filings • 501(c)6 • $5M-$10M nonprofits • Annualized from 2019 to 2020

Assets

Up

$5,335,398

Up $1,537,890 (+40%) from 2019

Net Assets

Up

$4,872,574

Up $1,127,303 (+30%) from 2019

Liabilities

Up

$462,824

Up $410,587 (+786%) from 2019

Revenue

Up

$1,963,701

Up $579,253 (+42%) from 2019

Expenses

Up

$1,678,767

Up $450,991 (+37%) from 2019

Net Income

Up

$284,934

Up $128,262 (+82%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2011: $2,784,644Liabilities 2011: $23,251Net Assets 2011: $2,761,3932011Assets 2012: $2,938,447Liabilities 2012: $23,890Net Assets 2012: $2,914,5572012Assets 2013: $3,046,034Liabilities 2013: $37,780Net Assets 2013: $3,008,2542013Assets 2014: $3,212,166Liabilities 2014: $47,565Net Assets 2014: $3,164,6012014Assets 2015: $3,300,460Liabilities 2015: $37,411Net Assets 2015: $3,263,0492015Assets 2016: $3,409,966Liabilities 2016: $52,376Net Assets 2016: $3,357,5902016Assets 2017: $3,602,397Liabilities 2017: $47,893Net Assets 2017: $3,554,5042017Assets 2018: $3,652,426Liabilities 2018: $63,827Net Assets 2018: $3,588,5992018Assets 2019: $3,797,508Liabilities 2019: $52,237Net Assets 2019: $3,745,2712019Assets 2020: $5,335,398Liabilities 2020: $462,824Net Assets 2020: $4,872,5742020Assets 2021: $5,873,780Liabilities 2021: $438,940Net Assets 2021: $5,434,8402021Assets 2022: $6,550,728Liabilities 2022: $745,104Net Assets 2022: $5,805,6242022Assets 2023: $7,020,064Liabilities 2023: $776,683Net Assets 2023: $6,243,3812023Assets 2024: $7,409,655Liabilities 2024: $812,547Net Assets 2024: $6,597,1082024

Highlighted filing

2020

Assets$5,335,398
Liabilities$462,824
Net Assets$4,872,574

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0Expenses 2011: $1,095,0542011Expenses 2012: $1,098,9062012Revenue 2013: $1,250,334Expenses 2013: $1,156,637Net Income 2013: $93,6972013Revenue 2014: $1,346,287Expenses 2014: $1,189,940Net Income 2014: $156,3472014Revenue 2015: $1,368,390Expenses 2015: $1,269,942Net Income 2015: $98,4482015Revenue 2016: $1,357,546Expenses 2016: $1,263,005Net Income 2016: $94,5412016Revenue 2017: $1,378,860Expenses 2017: $1,181,946Net Income 2017: $196,9142017Revenue 2018: $1,367,909Expenses 2018: $1,333,814Net Income 2018: $34,0952018Revenue 2019: $1,384,448Expenses 2019: $1,227,776Net Income 2019: $156,6722019Revenue 2020: $1,963,701Expenses 2020: $1,678,767Net Income 2020: $284,9342020Revenue 2021: $2,398,437Expenses 2021: $1,839,858Net Income 2021: $558,5792021Revenue 2022: $2,979,882Expenses 2022: $2,581,192Net Income 2022: $398,6902022Revenue 2023: $3,361,930Expenses 2023: $2,924,173Net Income 2023: $437,7572023Revenue 2024: $3,540,462Expenses 2024: $3,186,735Net Income 2024: $353,7272024

Highlighted filing

2020

Revenue$1,963,701
Expenses$1,678,767
Net Income$284,934
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 10, 2021
Return Version
2020v4.0
Gross Receipts
$1,963,701
Mission and Program Overview

Mission

The primary activity of the organization is training amd member support on electronic payments.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$3,257,821$4,012,784▲ $754,963
Cash and Non-Interest-Bearing Accounts$364,451$804,282▲ $439,831
Prepaid Expenses and Deferred Charges$54,965$117,772▲ $62,807
Accounts Receivable$94,279$94,844▲ $565
Land, Buildings, and Equipment, Net$21,823$47,418▲ $25,595
Total Assets$3,797,508$5,335,398▲ $1,537,890
Other Assets Total$4,169$258,298▲ $254,129
Liabilities
Deferred Revenue$26,220$391,663▲ $365,443
Other Liabilities-$55,671-
Accounts Payable and Accrued Expenses$26,017$15,490▼ $10,527
Total Liabilities$52,237$462,824▲ $410,587
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,745,271$4,872,574▲ $1,127,303
Total Net Assets Fund Balance$3,745,271$4,872,574▲ $1,127,303
Total Liabilities and Net Assets / Fund Balance$3,797,508$5,335,398▲ $1,537,890
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Robert DaelDirectorFT$166,740$166,740
Mary GilmeisterPresidentFT$127,621$127,621

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,894,768
Investment Income
$68,903
Other Revenue
$30
Change in Net Assets
$284,934

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,963,701
Total Revenue per Audited Statements
$1,963,701
Total Revenue per Form 990
$1,963,701
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,030,929
Other Expenses$647,838
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$789,470--$789,470
Fees for Services Legal$115,660--$115,660
Pension Plan Contributions$104,675--$104,675
Occupancy$94,929--$94,929
Other Employee Benefits$79,732--$79,732
Office Expenses$78,951--$78,951
Payroll Taxes$57,052--$57,052
Fees for Services Accounting-$39,349-$39,349
Fees for Services Other$33,843--$33,843
Travel$29,804--$29,804
Depreciation Depletion$21,805--$21,805
All Other Expenses$19,952--$19,952
Insurance$14,078--$14,078
Conferences and Meetings$9,981--$9,981
Other Expenses$7,854--$7,854
Information Technology$4,526--$4,526
Total Functional Expenses$1,639,418$39,349$0$1,678,767

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,678,767
Total Expenses per Audited Statements$1,678,767
Total Expenses per Form 990$1,678,767
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Vacation$51,625
Advance Payable-par$2,886
Sales Tax Payable$1,160
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 12C

Reviewed every year at annual meeting.

Form 990, Page 6, Part VI, Line 19

All documentation is available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Macha Inc
EIN
52-1051341
Phone
2623451245
Address
W177 N9856 RIVERCREST DRIVE 105, GERMANTOWN, WI 53022-6407

Signing Officer

Name
Mary Gilmeister
Title
President
Phone
2623451245
Signed
2021-11-10

Organization Details

Principal Officer
Mary Gilmeister
Formed
1975
Legal Domicile
Wi
Voting Board Members
17
Independent Board Members
17
Employees
12

Preparer

Firm
Sitzberger & Company Sc
Address
611 N BARKER ROAD SUITE 200, BROOKFIELD, WI 53045
Preparer
Wolfgang Ritter CPA
Phone
2628601724
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Income from par 74,857 wacha 767,512 total 842,369

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt03745271
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt04872574
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt094929
IRS990/OccupancyGrp/TotalAmt094929
IRS990/OfficeExpensesGrp/ProgramServicesAmt078951
IRS990/OfficeExpensesGrp/TotalAmt078951
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04169
IRS990/OtherAssetsTotalGrp/EOYAmt0258298
IRS990/OtherChangesInNetAssetsAmt0842369
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt079732
IRS990/OtherEmployeeBenefitsGrp/TotalAmt079732
IRS990/OtherExpensesGrp/Desc0DUES-NACHA
IRS990/OtherExpensesGrp/Desc1EDUCATIONAL PROGRAMS
IRS990/OtherExpensesGrp/Desc2STRATEGIC INITIATIVES
IRS990/OtherExpensesGrp/Desc3OPERATING EXPENSES
IRS990/OtherExpensesGrp/ProgramServicesAmt084940
IRS990/OtherExpensesGrp/ProgramServicesAmt157976
IRS990/OtherExpensesGrp/ProgramServicesAmt234190
IRS990/OtherExpensesGrp/ProgramServicesAmt37854
IRS990/OtherExpensesGrp/TotalAmt084940
IRS990/OtherExpensesGrp/TotalAmt157976
IRS990/OtherExpensesGrp/TotalAmt234190
IRS990/OtherExpensesGrp/TotalAmt37854
IRS990/OtherLiabilitiesGrp/EOYAmt055671
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt030
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt030
IRS990/OtherRevenueTotalAmt030
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0789470
IRS990/OtherSalariesAndWagesGrp/TotalAmt0789470
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt057052
IRS990/PayrollTaxesGrp/TotalAmt057052
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt0104675
IRS990/PensionPlanContributionsGrp/TotalAmt0104675
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt054965
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0117772
IRS990/PrincipalOfficerNm0MARY GILMEISTER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0TRANSACTION FEES
IRS990/ProgramServiceRevenueGrp/Desc1EDUCATIONAL PROGRAMS
IRS990/ProgramServiceRevenueGrp/Desc2PUBLICATIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01477091
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1358464
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt259213
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01477091
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1358464
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt259213
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt056685
IRS990/PYOtherExpensesAmt0359476
IRS990/PYOtherRevenueAmt012768
IRS990/PYProgramServiceRevenueAmt01298456
IRS990/PYRevenuesLessExpensesAmt034095
IRS990/PYSalariesCompEmpBnftPaidAmt0974338
IRS990/PYTotalExpensesAmt01333814
IRS990/PYTotalRevenueAmt01367909
IRS990/ReconcilationRevenueExpnssAmt0284934
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt01963701
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03257821
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04012784
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt01678767
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt051625
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12886
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt21160
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED VACATION
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ADVANCE PAYABLE-PAR
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SALES TAX PAYABLE
IRS990ScheduleD/RevenueSubtotalAmt01963701
IRS990ScheduleD/TotalExpensesPerForm990Amt01678767
IRS990ScheduleD/TotalLiabilityAmt055671
IRS990ScheduleD/TotalRevenuePerForm990Amt01963701
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01963701
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01678767
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0166740
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0ROBERT DAEL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0DIRECTOR
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0166740
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1REVIEWED EVERY YEAR AT ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ALL DOCUMENTATION IS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3INCOME FROM PAR 74,857 WACHA 767,512 TOTAL 842,369
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0WI
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt03797508
IRS990/TotalAssetsEOYAmt05335398
IRS990/TotalAssetsGrp/BOYAmt03797508
IRS990/TotalAssetsGrp/EOYAmt05335398
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt039349
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01639418
IRS990/TotalFunctionalExpensesGrp/TotalAmt01678767
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt052237
IRS990/TotalLiabilitiesEOYAmt0462824
IRS990/TotalLiabilitiesGrp/BOYAmt052237
IRS990/TotalLiabilitiesGrp/EOYAmt0462824
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03745271
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04872574
IRS990/TotalProgramServiceExpensesAmt01639418
IRS990/TotalProgramServiceRevenueAmt01894768
IRS990/TotalReportableCompFromOrgAmt0294361
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01963701
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01963701
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03797508
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt05335398
IRS990/TravelGrp/ProgramServicesAmt029804
IRS990/TravelGrp/TotalAmt029804
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0W177 N9856 RIVERCREST DRIVE 105
IRS990/USAddress/CityNm0GERMANTOWN
IRS990/USAddress/StateAbbreviationCd0WI
IRS990/USAddress/ZIPCd0530226407
IRS990/VotingMembersGoverningBodyCnt017
IRS990/VotingMembersIndependentCnt017
IRS990/WebsiteAddressTxt0WWW.MACHA.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MARY GILMEISTER

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.41$0.81$6.60$3.54$3.19$0.35
2023Detailed filing. Detailed filing data is available for this year.$7.02$0.78$6.24$3.36$2.92$0.44
2022Detailed filing. Detailed filing data is available for this year.$6.55$0.75$5.81$2.98$2.58$0.40
2021Detailed filing. Detailed filing data is available for this year.$5.87$0.44$5.43$2.40$1.84$0.56
2020Detailed filing. Detailed filing data is available for this year.$5.34$0.46$4.87$1.96$1.68$0.28
2019Detailed filing. Detailed filing data is available for this year.$3.80$0.05$3.75$1.38$1.23$0.16
2018Detailed filing. Detailed filing data is available for this year.$3.65$0.06$3.59$1.37$1.33$0.03
2017Detailed filing. Detailed filing data is available for this year.$3.60$0.05$3.55$1.38$1.18$0.20
2016Detailed filing. Detailed filing data is available for this year.$3.41$0.05$3.36$1.36$1.26$0.09
2015Detailed filing. Detailed filing data is available for this year.$3.30$0.04$3.26$1.37$1.27$0.10
2014Detailed filing. Detailed filing data is available for this year.$3.21$0.05$3.16$1.35$1.19$0.16
2013Detailed filing. Detailed filing data is available for this year.$3.05$0.04$3.01$1.25$1.16$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.94$0.02$2.91$1.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.78$0.02$2.76$1.10