Liabilities / Assets
18th percentile
Higher debt load relative to assets than 18% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
18th percentile
Higher debt load relative to assets than 18% of similar nonprofits.
Liabilities / Revenue
22nd percentile
Higher debt load relative to revenue than 22% of similar nonprofits.
Net Margin
68th percentile
Higher net margin than 68% of similar nonprofits.
Top Officer Pay
87th percentile
Higher top officer pay than 87% of similar nonprofits.
Top officer pay equals 21.2% of source-year revenue.
Asset Growth
47th percentile
Faster asset growth than 47% of similar nonprofits.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
Up$3,046,034
Up $107,587 (+3.7%) from 2012
Net Assets
Up$3,008,254
Up $93,697 (+3.2%) from 2012
Liabilities
Up$37,780
Up $13,890 (+58%) from 2012
Revenue
$1,250,334
No earlier filing loaded for comparison.
Expenses
Up$1,156,637
Up $57,731 (+5.3%) from 2012
Net Income
$93,697
No earlier filing loaded for comparison.
The primary activity of the organization is training amd member support on electronic payments.
The primary activity of the organization is to supervise and coordinate the processing of electronic funds transfers for its members and provide educational seminars to users of the system.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $2,653,038 | $2,683,023 | ▲ $29,985 |
| Cash and Non-Interest-Bearing Accounts | $143,143 | $176,823 | ▲ $33,680 |
| Accounts Receivable | $80,730 | $87,057 | ▲ $6,327 |
| Prepaid Expenses and Deferred Charges | $38,718 | $70,213 | ▲ $31,495 |
| Land, Buildings, and Equipment, Net | $18,649 | $19,081 | ▲ $432 |
| Inventories for Sale or Use | - | $5,668 | - |
| Other Notes and Loans Receivable, Net | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Total Assets | $2,938,447 | $3,046,034 | ▲ $107,587 |
| Other Assets Total | $4,169 | $4,169 | → $0 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $17,691 | $23,848 | ▲ $6,157 |
| Deferred Revenue | $6,199 | $13,932 | ▲ $7,733 |
| Total Liabilities | $23,890 | $37,780 | ▲ $13,890 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $2,914,557 | $3,008,254 | ▲ $93,697 |
| Total Net Assets Fund Balance | $2,914,557 | $3,008,254 | ▲ $93,697 |
| Total Liabilities and Net Assets / Fund Balance | $2,938,447 | $3,046,034 | ▲ $107,587 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $19,081 | $83,320 | $102,401 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| John J King | President | FT | $197,124 | $68,080 | $265,204 |
| Name | Title |
|---|---|
| Robert E Dael | Chairman |
| Jeanine Andol-moeller | Vice Chairman |
| Dave Willis | Director |
| J Michael Hill | Director |
| Joy Kramer | Director |
| Melissa a Quirk | Director |
| Tracy Berriman | Director |
| Chrystina M Giorgio | Secretary |
| James H Thompson Iii | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $806,516 |
| Other Expenses | $350,121 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $360,465 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $230,124 |
| Other Employee Benefits | - | - | - | $90,687 |
| Pension Plan Contributions | - | - | - | $87,549 |
| Occupancy | - | - | - | $72,908 |
| Payroll Taxes | - | - | - | $37,691 |
| Conferences and Meetings | - | - | - | $32,688 |
| All Other Expenses | - | - | - | $28,729 |
| Other Expenses | - | - | - | $13,279 |
| Depreciation Depletion | - | - | - | $10,761 |
| Travel | - | - | - | $9,336 |
| Insurance | - | - | - | $8,004 |
| Office Expenses | - | - | - | $7,472 |
| Total Functional Expenses | $0 | $0 | $0 | $1,156,637 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $1,180,470 |
| Expenses per Audited Statements | $1,156,637 |
| Total Expenses per Form 990 | $1,156,637 |
| Expenses Not Reported on Form 990 | $23,833 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
“The membership consists of financial institutions and associate members.”
“Director reviews with cpa and signs.”
“All disclosure statements given by board”
“GOALS AND OBJECTIVES”
“UPON REQUEST”
“President selects auditor”
“PUBLICATION SALES $23833”
“PUBLICATION COGS $23833”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 17691 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 23848 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 80730 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 87057 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | THE PRIMARY ACTIVITY OF THE ORGANIZATION IS TO SUPERVISE AND COORDINATE THE PROCESSING OF ELECTRONIC FUNDS TRANSFERS FOR ITS MEMBERS AND PROVIDE EDUCATIONAL SEMINARS TO USERS OF THE SYSTEM. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 0 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 28729 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | John King |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4108590090 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 1344 ASHTON ROAD STE 202 |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | HANOVER |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | MD |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 21076 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 143143 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 176823 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 230124 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 32688 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CostOfGoodsSoldAmt | 0 | 23833 |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 56976 |
| IRS990/CYOtherExpensesAmt | 0 | 350121 |
| IRS990/CYOtherRevenueAmt | 0 | 2790 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1190568 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 93697 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 806516 |
| IRS990/CYTotalExpensesAmt | 0 | 1156637 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1250334 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 6199 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 13932 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 10761 |
| IRS990/Desc | 0 | EDUCATE MEMBERSHIP & PROVIDE CLEARING HOUSE FOR ACH TRANSACTIONS |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/ExcessBusinessHoldingsInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 35080 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DAVE WILLIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOY KRAMER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TRACY BERRIMAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | MELISSA A QUIRK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | J MICHAEL HILL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | CHRYSTINA M GIORGIO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JEANINE ANDOL-MOELLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | ROBERT E DAEL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | JAMES H THOMPSON III |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | JOHN J KING |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 230124 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Vice Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Chairman |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | President |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 1975 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -550 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 1274717 |
| IRS990/GrossSalesOfInventoryAmt | 0 | 26623 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 8004 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 5668 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 57526 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 57526 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 3 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 83320 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 18649 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 19081 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 102401 |
| IRS990/LegalDomicileStateCd | 0 | MD |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 550 |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | THE PRIMARY ACTIVITY OF THE ORGANIZATION IS TO SUPERVISE AND COORDINATE THE PROCESSING OF ELECTRONIC FUNDS TRANSFERS FOR ITS MEMBERS AND PROVIDE EDUCATIONAL SEMINARS TO USERS OF THE SYSTEM. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2914557 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3008254 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -550 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -550 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2790 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 2790 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 72908 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 7472 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 4169 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 4169 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 90687 |
| IRS990/OtherExpensesGrp/Desc | 0 | SEMINAR EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | MEMBERSHIP ASSESSMENT |
| IRS990/OtherExpensesGrp/Desc | 2 | PROFESSIONAL FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | EQUIPMENT LEASING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 90486 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 51740 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 24718 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 13279 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 360465 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 0 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 37691 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 87549 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 38718 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 70213 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | EDUCATIONAL PROGRAM FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | USER TRANSACTION FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 253616 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 936952 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 253616 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 936952 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 57449 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 351319 |
| IRS990/PYOtherRevenueAmt | 0 | 4422 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1190199 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 153164 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 747587 |
| IRS990/PYTotalExpensesAmt | 0 | 1098906 |
| IRS990/PYTotalRevenueAmt | 0 | 1252070 |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 93697 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2653038 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 2683023 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 23833 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 1156637 |
| IRS990ScheduleD/OtherExpensesIncludedAmt | 0 | 23833 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 19081 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 83320 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 102401 |
| IRS990ScheduleD/OtherRevenueAmt | 0 | 23833 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 23833 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1250334 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | PUBLICATION SALES $23833 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 1 | PUBLICATION COGS $23833 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part XI, Line 2d: Other revenue amounts included in F/S but not included on form 990 |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Part XII, Line 2d: Other expenses and losses per audited F/S |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 19081 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 1156637 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1250334 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1274167 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 1180470 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 197124 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 33000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 35080 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | JOHN J KING |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | President |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 265204 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SubstantiationRequiredInd | 0 | true |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE MEMBERSHIP CONSISTS OF FINANCIAL INSTITUTIONS AND ASSOCIATE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | DIRECTOR REVIEWS WITH CPA AND SIGNS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ALL DISCLOSURE STATEMENTS GIVEN BY BOARD |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | GOALS AND OBJECTIVES |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | UPON REQUEST |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | PRESIDENT SELECTS AUDITOR |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990, Part XII, Line 2: Change of Oversight or Selection Process |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 2938447 |
| IRS990/TotalAssetsEOYAmt | 0 | 3046034 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 2938447 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 3046034 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 6 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1156637 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 23890 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 37780 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 23890 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 37780 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2914557 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 3008254 |
| IRS990/TotalOtherCompensationAmt | 0 | 35080 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1190568 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 230124 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 56976 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1193358 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1250334 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 2938447 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 3046034 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 9336 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UnrestrictedNetAssetsGrp/BOYAmt | 0 | 2914557 |
| IRS990/UnrestrictedNetAssetsGrp/EOYAmt | 0 | 3008254 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 10 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | www.macha.org |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JOHN J KING |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-08-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | Mid-Atlantic Clearing House Association |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | MID- |
| ReturnHeader/Filer/EIN | 0 | 521051341 |
| ReturnHeader/Filer/PhoneNum | 0 | 4108590090 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 1344 Ashton Road |
| ReturnHeader/Filer/USAddress/City | 0 | Hanover |
| ReturnHeader/Filer/USAddress/State | 0 | MD |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 21076 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | WOLFE AND FIEDLER PA |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.