Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
97th percentile
Higher debt load relative to assets than 97% of similar nonprofits.
Liabilities / Revenue
97th percentile
Higher debt load relative to revenue than 97% of similar nonprofits.
Net Margin
2nd percentile
Higher net margin than 2% of similar nonprofits.
Top Officer Pay
60th percentile
Higher top officer pay than 60% of similar nonprofits.
Top officer pay equals 13.3% of source-year revenue.
Asset Growth
4th percentile
Faster asset growth than 4% of similar nonprofits.
Revenue Growth
17th percentile
Faster revenue growth than 17% of similar nonprofits.
Assets
Down$2,421,043
Down $777,287 (-24%) from 2016
Net Assets
Down-$209,890
Down $143,619 (-217%) from 2016
Liabilities
Down$2,630,933
Down $633,668 (-19%) from 2016
Revenue
Down$1,245,069
Down $98,496 (-7.3%) from 2016
Expenses
Up$1,913,715
Up $118,771 (+6.6%) from 2016
Net Income
Down-$668,646
Down $217,267 (-48%) from 2016
To provide certain property and casualty insurance to applicants in the state of maryland.
Providing property insurance per maryland state law.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $3,100,343 | $2,321,479 | ▼ $778,864 |
| Accounts Receivable | $97,987 | $99,564 | ▲ $1,577 |
| Land, Buildings, and Equipment, Net | $0 | $0 | → $0 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Rtn Earn Endowment Incm Other Fnds | $-66,271 | $-209,890 | ▼ $143,619 |
| Total Assets | $3,198,330 | $2,421,043 | ▼ $777,287 |
| Liabilities | |||
| Other Liabilities | $3,264,601 | $2,630,933 | ▼ $633,668 |
| Total Liabilities | $3,264,601 | $2,630,933 | ▼ $633,668 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $-66,271 | $-209,890 | ▼ $143,619 |
| Total Liabilities and Net Assets / Fund Balance | $3,198,330 | $2,421,043 | ▼ $777,287 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $0 | $64,412 | $64,412 |
| Leasehold Improvements | $0 | $13,495 | $13,495 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Christopher Dooley | General Manager & Secretar | FT | $143,852 | $21,854 | $165,706 |
| Name | Title |
|---|---|
| Charles H Flickinger | Chair |
| James M Mulholland | Vice Chair |
| Amy Archer | Governing Committee Member |
| Frank Hiser | Governing Committee Member |
| Paulo Abelli | Governing Committee Member |
| Robert J Becker | Governing Committee Member |
| Stavroula Alachnowicz | Governing Committee Member |
| Steven Linkous | Governing Committee Member |
| Todd Rush | Governing Committee Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $1,305,452 |
| Salaries, Compensation, and Employee Benefits | $608,263 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Fees for Services Other | - | - | - | $268,967 |
| Pension Plan Contributions | - | - | - | $199,517 |
| Other Salaries and Wages | - | - | - | $176,891 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $155,083 |
| All Other Expenses | - | - | - | $101,689 |
| Other Employee Benefits | - | - | - | $54,887 |
| Occupancy | - | - | - | $53,639 |
| Other Expenses | - | - | - | $45,707 |
| Fees for Services Legal | - | - | - | $31,658 |
| Office Expenses | - | - | - | $23,537 |
| Payroll Taxes | - | - | - | $21,885 |
| Travel | - | - | - | $18,389 |
| Advertising | - | - | - | $11,642 |
| Insurance | - | - | - | $1,184 |
| Depreciation Depletion | - | - | - | $565 |
| Total Functional Expenses | $0 | $0 | $0 | $1,913,715 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $1,913,715 |
| Total Expenses per Audited Statements | $1,913,715 |
| Total Expenses per Form 990 | $1,913,715 |
| Expenses Not Reported on Financial Statements | $0 |
| Expenses Not Reported on Form 990 | $0 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Accrued Postretirement Benefit Cost | $1,206,689 |
| Accrued Pension Benefit Cost | $565,557 |
| Unearned Premiums | $530,976 |
| Losses | $158,515 |
| Accrued Expenses | $75,124 |
| Loss Adjustment Expenses | $46,922 |
| Advance Premiums | $29,069 |
| Commissions Payable | $18,081 |
“The organization has members consisting of all licensed insurance companies authorized to write property insurance in maryland.”
“The organization's members elect its governing committee annually.”
“Any changes to the plan of operations must be approved by the members.”
“A copy of form 990 is not provided to the organization's governing body before it is filed. It is only provided to the chairman of the governing committee for signing.”
“The organization regularly and consistently monitors and enforces compliance with the conflict of interest policy by requiring members to review and sign the policy annually. If any changes occur during the year, the member is required to submit the change to the general manager or board chairman. The board addresses any changes as required.”
“The executive committee reviews salary based on comparable industry data.”
“The governing documents, conflict of interest policy and financial statements are available upon request.”
“Data processing consultant fees 214,473. Commissions 54,494.”
“Change in non-admitted assets 8,074. Pension and postretirement plans funded status adjustment 516,953.”
“The maryland insurance administration recognizes only statutory accounting practices prescribed or permitted by the state of maryland for determining and reporting the financial condition and results of operations of the company for determining its solvency under the maryland insurance law.”
“Audit oversight committee the oversight process and committee selection process of the committee that assumes responsibility for the oversight of the audit and selection of the independent auditor has not changed during the tax year.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 97987 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 99564 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | PROVIDING PROPERTY INSURANCE PER MARYLAND STATE LAW. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 11642 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 101689 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | CHRISTOPHER DOOLEY GENERAL MANAGER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4105396808 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3290 N RIDGE ROAD SUITE 210 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ELLICOTT CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MD |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 21043 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 3100343 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2321479 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 155083 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 1305452 |
| IRS990/CYOtherRevenueAmt | 0 | 184898 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1060171 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -668646 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 608263 |
| IRS990/CYTotalExpensesAmt | 0 | 1913715 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1245069 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 565 |
| IRS990/Desc | 0 | THE MARYLAND JOINT INSURANCE ASSOCIATION WAS FORMED IN 1968 TO PROVIDE CERTAIN PROPERTY AND CASUALTY INSURANCE TO APPLICANTS IN THE STATE OF MARYLAND. FOR THE YEAR ENDED 9/30/17, JOINT INSURANCE ASSOCIATION HAD 1,361 POLICIES IN-FORCE. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 5 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/ExpenseAmt | 0 | 1913715 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 31658 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 268967 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 10623 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | TODD RUSH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | ROBERT J BECKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | AMY ARCHER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | FRANK HISER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | CHARLES H FLICKINGER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | STEVEN LINKOUS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | STAVROULA ALACHNOWICZ |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JAMES M MULHOLLAND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | PAULO ABELLI |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | CHRISTOPHER DOOLEY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 155083 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | GOVERNING COMMITTEE MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | GOVERNING COMMITTEE MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | GOVERNING COMMITTEE MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | GOVERNING COMMITTEE MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | GOVERNING COMMITTEE MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | GOVERNING COMMITTEE MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | GOVERNING COMMITTEE MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | GENERAL MANAGER & SECRETAR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1968 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | 1 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1245069 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 1 |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 1184 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 14 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 77907 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 0 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 77907 |
| IRS990/LegalDomicileStateCd | 0 | MD |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingOtherInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE CERTAIN PROPERTY AND CASUALTY INSURANCE TO APPLICANTS IN THE STATE OF MARYLAND. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | -66271 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | -209890 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 53639 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 23537 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 525027 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 54887 |
| IRS990/OtherExpensesGrp/Desc | 0 | EDP EQUIPMENT AND SOFTW |
| IRS990/OtherExpensesGrp/Desc | 1 | LOSS ADJUSTMENT EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | LOSSES INCURRED |
| IRS990/OtherExpensesGrp/Desc | 3 | SURVEYS & UNDERWRITING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 400248 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 175016 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 173211 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 45707 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 3264601 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 2630933 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 561000 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | MANAGEMENT FEE INCOME |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 184898 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 184898 |
| IRS990/OtherRevenueTotalAmt | 0 | 184898 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 176891 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 21885 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 199517 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | CHRISTOPHER DOOLEY |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524126 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 524126 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | PROPERTY INSURANCE PRE |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MISCELLANEOUS INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1048370 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 11801 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1048370 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 11801 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 1121406 |
| IRS990/PYOtherRevenueAmt | 0 | 144123 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1199442 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -451379 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 673538 |
| IRS990/PYTotalExpensesAmt | 0 | 1794944 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1343565 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -668646 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RevenueAmt | 0 | 1060171 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | -66271 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | -209890 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 64412 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 64412 |
| IRS990ScheduleD/ExpensesNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 1913715 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 13495 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 13495 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 158515 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 46922 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 18081 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 530976 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 29069 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 565557 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 1206689 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 7 | 75124 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | LOSSES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | LOSS ADJUSTMENT EXPENSES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | COMMISSIONS PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | UNEARNED PREMIUMS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | ADVANCE PREMIUMS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | ACCRUED PENSION BENEFIT COST |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | ACCRUED POSTRETIREMENT BENEFIT COST |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 7 | ACCRUED EXPENSES |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 0 |
| IRS990ScheduleD/RevenueNotReportedFinclStmtAmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 1245069 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 0 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 1913715 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 2630933 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 1245069 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 1245069 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 1913715 |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 143852 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 11231 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 10623 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | CHRISTOPHER DOOLEY |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | GENERAL MANAGER & SECRETAR |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 165706 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE ORGANIZATION HAS MEMBERS CONSISTING OF ALL LICENSED INSURANCE COMPANIES AUTHORIZED TO WRITE PROPERTY INSURANCE IN MARYLAND. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE ORGANIZATION'S MEMBERS ELECT ITS GOVERNING COMMITTEE ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ANY CHANGES TO THE PLAN OF OPERATIONS MUST BE APPROVED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A COPY OF FORM 990 IS NOT PROVIDED TO THE ORGANIZATION'S GOVERNING BODY BEFORE IT IS FILED. IT IS ONLY PROVIDED TO THE CHAIRMAN OF THE GOVERNING COMMITTEE FOR SIGNING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE ORGANIZATION REGULARLY AND CONSISTENTLY MONITORS AND ENFORCES COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY BY REQUIRING MEMBERS TO REVIEW AND SIGN THE POLICY ANNUALLY. IF ANY CHANGES OCCUR DURING THE YEAR, THE MEMBER IS REQUIRED TO SUBMIT THE CHANGE TO THE GENERAL MANAGER OR BOARD CHAIRMAN. THE BOARD ADDRESSES ANY CHANGES AS REQUIRED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE EXECUTIVE COMMITTEE REVIEWS SALARY BASED ON COMPARABLE INDUSTRY DATA. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | DATA PROCESSING CONSULTANT FEES 214,473. COMMISSIONS 54,494. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | CHANGE IN NON-ADMITTED ASSETS 8,074. PENSION AND POSTRETIREMENT PLANS FUNDED STATUS ADJUSTMENT 516,953. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | THE MARYLAND INSURANCE ADMINISTRATION RECOGNIZES ONLY STATUTORY ACCOUNTING PRACTICES PRESCRIBED OR PERMITTED BY THE STATE OF MARYLAND FOR DETERMINING AND REPORTING THE FINANCIAL CONDITION AND RESULTS OF OPERATIONS OF THE COMPANY FOR DETERMINING ITS SOLVENCY UNDER THE MARYLAND INSURANCE LAW. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | AUDIT OVERSIGHT COMMITTEE THE OVERSIGHT PROCESS AND COMMITTEE SELECTION PROCESS OF THE COMMITTEE THAT ASSUMES RESPONSIBILITY FOR THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR HAS NOT CHANGED DURING THE TAX YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 11G |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART XI, LINE 9: |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XII, LINE 1: |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | FORM 990, PART XII, LINE 2C: |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 3198330 |
| IRS990/TotalAssetsEOYAmt | 0 | 2421043 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 3198330 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 2421043 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 5 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1913715 |
| IRS990/TotalGrossUBIAmt | 0 | 184898 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 3264601 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 2630933 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 3264601 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 2630933 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | -66271 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | -209890 |
| IRS990/TotalOtherCompensationAmt | 0 | 10623 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 1913715 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1060171 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 155083 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1060171 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1245069 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 184898 |
| IRS990/TotalVolunteersCnt | 0 | 0 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 3198330 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 2421043 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 18389 |
| IRS990/TypeOfOrganizationAssocInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 3290 N RIDGE ROAD NO 210 |
| IRS990/USAddress/CityNm | 0 | ELLICOTT CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | MD |
| IRS990/USAddress/ZIPCd | 0 | 21043 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.MDJIA.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CHRISTOPHER DOOLEY |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | GENERAL MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4105396808 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-06-28 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | JOINT INSURANCE ASSOCIATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | JOIN |
| ReturnHeader/Filer/EIN | 0 | 520983562 |
| ReturnHeader/Filer/PhoneNum | 0 | 4105396808 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3290 N RIDGE ROAD NO 210 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ELLICOTT CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MD |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 21043 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 80FA48BDA4CB1EB042D30EB0F166D4148FCE5EA0 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 9CFBB5632F993DCFAF0AD92743B7EBA2DB983342 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 72.45.244.226 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-06-28 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | ED |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 10:28:26 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 161117932 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | BUFFAMANTE WHIPPLE BUTTAFARO PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 201 WEST THIRD STREET |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | JAMESTOWN |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.
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