Civic Intelligence

Joint Insurance Association

990 • Fiscal year 2012 • EIN 52-0983562

Oct 01, 2011 to Sep 30, 2012 • Filed on Jul 01, 2013

170 West Ridgely Road No 23021093
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

1.06x

Higher debt load relative to assets than 97% of similar nonprofits.

2012 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

97th percentile

76%

Faster asset growth than 97% of similar nonprofits.

2012 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$2,929,698

Up $1,263,296 (+76%) from 2011

Net Assets

Up

-$171,712

Up $1,841,339 (+91%) from 2011

Liabilities

Down

$3,101,410

Down $578,043 (-16%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$1,682,478

Down $1,516,752 (-47%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$2.0M$0-$2.0M-$4.0MAssets 2011: $1,666,402Liabilities 2011: $3,679,453Net Assets 2011: -$2,013,0512011Assets 2012: $2,929,698Liabilities 2012: $3,101,410Net Assets 2012: -$171,7122012Assets 2013: $2,319,996Liabilities 2013: $2,418,656Net Assets 2013: -$98,6602013Assets 2014: $1,907,724Liabilities 2014: $3,010,938Net Assets 2014: -$1,103,2142014Assets 2015: $3,496,836Liabilities 2015: $3,158,268Net Assets 2015: $338,5682015Assets 2016: $3,198,330Liabilities 2016: $3,264,601Net Assets 2016: -$66,2712016Assets 2017: $2,421,043Liabilities 2017: $2,630,933Net Assets 2017: -$209,8902017Assets 2018: $1,681,944Liabilities 2018: $2,175,136Net Assets 2018: -$493,1922018Assets 2019: $2,873,972Liabilities 2019: $2,656,333Net Assets 2019: $217,6392019Assets 2020: $2,257,661Liabilities 2020: $2,832,533Net Assets 2020: -$574,8722020Assets 2021: $1,626,730Liabilities 2021: $2,101,712Net Assets 2021: -$474,9822021Assets 2022: $2,641,203Liabilities 2022: $1,785,594Net Assets 2022: $855,6092022Assets 2023: $1,837,151Liabilities 2023: $1,495,958Net Assets 2023: $341,1932023Assets 2024: $3,055,123Liabilities 2024: $2,071,949Net Assets 2024: $983,1742024

Highlighted filing

2012

Assets$2,929,698
Liabilities$3,101,410
Net Assets-$171,712

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$2.0M$0-$2.0MExpenses 2011: $3,199,2302011Expenses 2012: $1,682,4782012Expenses 2013: $2,294,5652013Revenue 2014: $1,535,375Expenses 2014: $1,667,558Net Income 2014: -$132,1832014Revenue 2015: $1,443,437Expenses 2015: $1,778,194Net Income 2015: -$334,7572015Revenue 2016: $1,343,565Expenses 2016: $1,794,944Net Income 2016: -$451,3792016Revenue 2017: $1,245,069Expenses 2017: $1,913,715Net Income 2017: -$668,6462017Revenue 2018: $1,094,792Expenses 2018: $1,651,582Net Income 2018: -$556,7902018Revenue 2019: $968,644Expenses 2019: $1,477,750Net Income 2019: -$509,1062019Revenue 2020: $920,301Expenses 2020: $1,534,526Net Income 2020: -$614,2252020Revenue 2021: $845,957Expenses 2021: $1,493,559Net Income 2021: -$647,6022021Revenue 2022: $770,233Expenses 2022: $1,546,098Net Income 2022: -$775,8652022Revenue 2023: $801,886Expenses 2023: $1,424,962Net Income 2023: -$623,0762023Revenue 2024: $934,431Expenses 2024: $1,976,382Net Income 2024: -$1,041,9512024

Highlighted filing

2012

Revenue-
Expenses$1,682,478
Net Income-
Jump To
Filing Snapshot
Filing Period
Oct 1, 2011 to Sep 30, 2012
Signed
Jul 1, 2013
Return Version
2011v1.5
Gross Receipts
$1,722,181
Mission and Program Overview

Mission

To provide certain property and casualty insurance to applicants in the state of maryland.

Filing and Contact Details

Filer

EIN
52-0983562
Raw XML Appendix399 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsReceivable/BOY099532
IRS990/AccountsReceivable/EOY0102804
IRS990/ActivitiesConductedPartnership00
IRS990/ActivityOrMissionDescription0PROVIDING PROPERTY INSURANCE PER MARYLAND STATE LAW
IRS990/AddressPrincipalOfficerUS/AddressLine10170 WEST RIDGELY ROAD SUITE 230
IRS990/AddressPrincipalOfficerUS/City0LUTHERVILLE
IRS990/AddressPrincipalOfficerUS/State0MD
IRS990/AddressPrincipalOfficerUS/ZIPCode021093
IRS990/Advertising/Total032660
IRS990/AllOtherExpenses/Total0-229188
IRS990/AnnualDisclosureCoveredPersons01
IRS990/AuditCommittee01
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear00
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CapStckTrstPrinCurrentFunds/BOY00
IRS990/CapStckTrstPrinCurrentFunds/EOY00
IRS990/CashNonInterestBearing/BOY01523179
IRS990/CashNonInterestBearing/EOY02419792
IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
IRS990/CompCurrentOfficersDirectors/Total0257328
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO01
IRS990/CompensationProcessOther01
IRS990/ConflictOfInterestPolicy01
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling00
IRS990/DecisionsSubjectToApproval01
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DelegationOfManagementDuties00
IRS990/DescribedIn501C300
IRS990/Description0THE MD JOINT INSURANCE ASSOCIATION WAS FORMED IN 1968 TO PROVIDE CERTAIN PROPERTY & CASUALTY INSURANCE TO APPLICANTS IN THE STATE OF MARYLAND. FOR THE YEAR ENDED 9/30/12, JIA HAD 2,156 POLICIES IN-FORCE.
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
IRS990/DonorAdvisedFunds00
IRS990/DoNotFollowSFAS1170X
IRS990/ElectionOfBoardMembers01
IRS990/EmploymentTaxReturnsFiled01
IRS990/Expense01501541
IRS990/FamilyOrBusinessRelationship00
IRS990/FederalGrantAuditRequired00
IRS990/FeesForServicesAccounting/Total027500
IRS990/FeesForServicesLegal/Total02004
IRS990/FeesForServicesManagement/Total0221199
IRS990/FeesForServicesOther/Total097983
IRS990/FinancialStatementSeparate0X
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek01.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek11.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek21.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek31.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek41.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek51.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek61.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek71.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek81.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek940.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek1040.00
IRS990/Form990PartVIISectionA/Former0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector6X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector7X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector8X
IRS990/Form990PartVIISectionA/NamePerson0CHARLES FLICKINGER
IRS990/Form990PartVIISectionA/NamePerson1ROBERT OHLER
IRS990/Form990PartVIISectionA/NamePerson2ROBERT BECKER
IRS990/Form990PartVIISectionA/NamePerson3DAVID BONENFANT
IRS990/Form990PartVIISectionA/NamePerson4FRANK HISER
IRS990/Form990PartVIISectionA/NamePerson5JAMES MULHOLLAND
IRS990/Form990PartVIISectionA/NamePerson6CHET SWISHER
IRS990/Form990PartVIISectionA/NamePerson7DEBRA VIGOTSKY
IRS990/Form990PartVIISectionA/NamePerson8JAE WALKER
IRS990/Form990PartVIISectionA/NamePerson9CHRISTOPHER DOOLEY
IRS990/Form990PartVIISectionA/NamePerson10VICTOR MASTALSKI
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/OtherCompensation00
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation60
IRS990/Form990PartVIISectionA/OtherCompensation70
IRS990/Form990PartVIISectionA/OtherCompensation80
IRS990/Form990PartVIISectionA/OtherCompensation95864
IRS990/Form990PartVIISectionA/OtherCompensation108616
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization00
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization60
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization70
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization80
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization90
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization100
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs80
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs998419
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10145388
IRS990/Form990PartVIISectionA/Title0CHAIR
IRS990/Form990PartVIISectionA/Title1VICE CHAIR
IRS990/Form990PartVIISectionA/Title2REPRESENTATIVE
IRS990/Form990PartVIISectionA/Title3REPRESENTATIVE
IRS990/Form990PartVIISectionA/Title4REPRESENTATIVE
IRS990/Form990PartVIISectionA/Title5REPRESENTATIVE
IRS990/Form990PartVIISectionA/Title6REPRESENTATIVE
IRS990/Form990PartVIISectionA/Title7REPRESENTATIVE
IRS990/Form990PartVIISectionA/Title8REPRESENTATIVE
IRS990/Form990PartVIISectionA/Title9GENERAL MANAGER & SECRETARY - PART YEAR
IRS990/Form990PartVIISectionA/Title10GENERAL MANAGER & SECRETARY - PART YEAR
IRS990/Form990ProvidedToGoverningBody00
IRS990/Form990-TFiled01
IRS990/FormersListed01
IRS990/FSAudited01
IRS990/FundraisingActivities00
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear00
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossReceipts01722181
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt00
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartVI0X
IRS990/InfoInScheduleOPartXI0X
IRS990/InfoInScheduleOPartXII0X
IRS990/Insurance/Total08300
IRS990/InvestmentIncomeCurrentYear00
IRS990/InvestmentIncomePriorYear00
IRS990/InvestmentInJointVenture00
IRS990/LandBldgEquipmentAccumDeprec065854
IRS990/LandBuildingsEquipmentBasis065854
IRS990/LandBuildingsEquipmentBasisNet/BOY00
IRS990/LandBuildingsEquipmentBasisNet/EOY00
IRS990/LoanToOfficerOrDQP00
IRS990/LocalChapters00
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders01
IRS990/MethodOfAccountingOther0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0TO PROVIDE CERTAIN PROPERTY AND CASUALTY INSURANCE TO APPLICANTS IN THE STATE OF MARYLAND.
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0CHRISTOPHER DOOLEY
IRS990/NbrIndependentVotingMembers09
IRS990/NbrVotingGoverningBodyMembers09
IRS990/NbrVotingMembersGoverningBody09
IRS990/NetAssetsOrFundBalancesBOY0-2013051
IRS990/NetAssetsOrFundBalancesEOY0-171712
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith1096022
IRS990/NumberIndependentVotingMembers09
IRS990/NumberIndividualsGT100K00
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees09
IRS990/NumberW2GIncluded00
IRS990/Occupancy/Total0125015
IRS990/OfficeExpenses/Total061590
IRS990/OfficerEntityWithBsnssRltnshp00
IRS990/OfficerMailingAddress00
IRS990/Organization501c0X
IRS990/OtherAssetsTotal/BOY043691
IRS990/OtherAssetsTotal/EOY0407102
IRS990/OtherEmployeeBenefits/Total0173221
IRS990/OtherExpensePriorYear02163396
IRS990/OtherExpensesCurrentYear0667893
IRS990/OtherExpenses/Description0LOSS ADJUSTMENT EXPENSE
IRS990/OtherExpenses/Description1SURVEYS AND UNDERWRITIN
IRS990/OtherExpenses/Description2MISCELLANEOUS
IRS990/OtherExpenses/Description3PREMIUM & PERSONAL PROP
IRS990/OtherExpenses/Total0172534
IRS990/OtherExpenses/Total159139
IRS990/OtherExpenses/Total244513
IRS990/OtherExpenses/Total330714
IRS990/OtherLiabilities/BOY03679453
IRS990/OtherLiabilities/EOY03101410
IRS990/OtherRevenueCurrentYear0180937
IRS990/OtherRevenueMisc/BusinessCode0561000
IRS990/OtherRevenueMisc/Description0MANAGEMENT FEE INCOME
IRS990/OtherRevenueMisc/TotalRevenueColumn0180937
IRS990/OtherRevenueMisc/UnrelatedBusinessRevenue0180937
IRS990/OtherRevenuePriorYear0177777
IRS990/OtherSalariesAndWages/Total0306030
IRS990/PaidInCapSrplsLandBldgEqpFund/BOY00
IRS990/PaidInCapSrplsLandBldgEqpFund/EOY00
IRS990/PartialLiquidation00
IRS990/PayrollTaxes/Total044552
IRS990/PensionPlanContributions/Total0233454
IRS990/PoliticalActivities00
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0524126
IRS990/ProgramServiceRevenue/BusinessCode1524126
IRS990/ProgramServiceRevenueCY01541244
IRS990/ProgramServiceRevenue/Description0PROPERTY INS. PREMIUM
IRS990/ProgramServiceRevenue/Description1INSTALLATION PREMIUM S
IRS990/ProgramServiceRevenuePriorYear01759469
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome01527635
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome113609
IRS990/ProgramServiceRevenue/TotalRevenueColumn01527635
IRS990/ProgramServiceRevenue/TotalRevenueColumn113609
IRS990/ProhibitedTaxShelterTrans00
IRS990/ReconcilationOtherChanges01801636
IRS990/ReconcilationRevenueExpenses039703
IRS990/RegularMonitoringEnforcement01
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities00
IRS990/ReportLandBldgEquip01
IRS990/ReportOtherAssets01
IRS990/ReportOtherLiabilities01
IRS990/ReportProgRelInvest00
IRS990/RetainedEarningsEndowmentEtc/BOY0-2013051
IRS990/RetainedEarningsEndowmentEtc/EOY0-171712
IRS990/Revenue01527635
IRS990/RevenuesLessExpensesCY039703
IRS990/RevenuesLessExpensesPriorYear0-1261984
IRS990/SalariesEtcCurrentYear01014585
IRS990/SalariesEtcPriorYear01035834
IRS990/ScheduleBRequired00
IRS990ScheduleD/Equipment/BookValue00
IRS990ScheduleD/Equipment/Depreciation065854
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis065854
IRS990ScheduleD/OtherAssets/BookValue0371940
IRS990ScheduleD/OtherAssets/BookValue135162
IRS990ScheduleD/OtherAssets/Description0MEMBER ASSESSMENT RECEIVABLE
IRS990ScheduleD/OtherAssets/Description1DUE FROM DC PROPERTY INSURANCE FACILITY
IRS990ScheduleD/OtherLiabilities/Amount0758886
IRS990ScheduleD/OtherLiabilities/Amount1126818
IRS990ScheduleD/OtherLiabilities/Amount227318
IRS990ScheduleD/OtherLiabilities/Amount32011873
IRS990ScheduleD/OtherLiabilities/Amount443791
IRS990ScheduleD/OtherLiabilities/Amount5132724
IRS990ScheduleD/OtherLiabilities/Description0UNEARNED PREMIUM RESERVE
IRS990ScheduleD/OtherLiabilities/Description1UNPAID LOSS RESERVE
IRS990ScheduleD/OtherLiabilities/Description2UNPAID LOSS ADJUSTMENT EXPENSE RESERVE
IRS990ScheduleD/OtherLiabilities/Description3POST RETIREMENT BENEFITS
IRS990ScheduleD/OtherLiabilities/Description4ADVANCED WRITTEN PREMIUM
IRS990ScheduleD/OtherLiabilities/Description5OTHER LIABILITIES
IRS990ScheduleD/TotalBookValueOtherAssets0407102
IRS990ScheduleD/TotalOfAmounts03101410
IRS990ScheduleD/TotalOfBookValueLandBuildings00
IRS990ScheduleJ/EquityBasedCompArrangement00
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs0145388
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs08616
IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson0VICTOR MASTALSKI
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs0154004
IRS990/ScheduleJRequired01
IRS990ScheduleJ/SeverancePayment00
IRS990ScheduleJ/SupplementalNonqualRetirePlan00
IRS990ScheduleJ/WrittenEmploymentContract0X
IRS990ScheduleO/GeneralExplanation/Explanation0THE ORGANIZATION HAS MEMBERS CONSISTING OF ALL LICENSED INSURANCE COMPANIES AUTHORIZED TO WRITE PROPERTY INSURANCE IN MARYLAND.
IRS990ScheduleO/GeneralExplanation/Explanation1THE ORGANIZATIONS MEMBERS ELECT ITS GOVERNING COMMITTEE ANNUALLY.
IRS990ScheduleO/GeneralExplanation/Explanation2ANY CHANGES TO THE PLAN OF OPERATIONS MUST BE APPROVED BY MEMBERS.
IRS990ScheduleO/GeneralExplanation/Explanation3A COPY OF FORM 990 IS NOT PROVIDED TO THE ORGANIZATIONS GOVERNING BODY BEFORE IT IS FILED. IT IS ONLY PROVIDED TO THE CHAIRMAN OF THE GOVERNANCE COMMITTEE FOR SIGNING.
IRS990ScheduleO/GeneralExplanation/Explanation4THE ORGANIZATION REGULARLY AND CONSISTENTLY MONITORS AND ENFORCES COMPLIANCE WITH THE CONFLICT OF INTEREST POLICY BY REQUIRING MEMBERS TO REVIEW AND SIGN THE POLICY ANNUALLY. IF ANY CHANGES OCCUR DURING THE YEAR, THE MEMBER IS REQUIRED TO SUBMIT THE CHANGE TO THE GENERAL MANAGER OR BOARD CHAIRMAN. THE BOARD ADDRESSES ANY CHANGES AS REQUIRED.
IRS990ScheduleO/GeneralExplanation/Explanation5THE EXECUTIVE COMMITTEE REVIEWS SALARY BASED ON COMPARABLE INDUSTRY DATA.
IRS990ScheduleO/GeneralExplanation/Explanation6THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/Explanation7CHANGE IN ADDITIONAL MINIMUM PENSION LIABILITY -199,571. MEMBER ASSESSMENT 2,000,000. CHANGE IN NON-ADMITTED ASSETS 1,207. TOTAL TO FORM 990, PART XI, LINE 5: 1,801,636.
IRS990ScheduleO/GeneralExplanation/Explanation8THE ORGANIZATION USES THE STATUTORY METHOD OF ACCOUNTING REQUIRED BY THE MARYLAND INSURANCE ADMINISTRATION.
IRS990ScheduleO/GeneralExplanation/Explanation9THE OVERSIGHT PROCESS AND COMMITTEE SELECTION PROCESS OF THE COMMITTEE THAT ASSUMES RESPONSIBILITY FOR THE OVERSIGHT OF THE AUDIT AND SELECTION OF THE INDEPENDENT AUDITOR HAS NOT CHANGED DURING THE TAX YEAR.
IRS990ScheduleO/GeneralExplanation/Identifier0CHANGES IN NET ASSETS OR FUND BALANCES:
IRS990ScheduleO/GeneralExplanation/Identifier1METHOD OF ACCOUNTING
IRS990ScheduleO/GeneralExplanation/Identifier2AUDIT OVERSIGHT COMMITTEE
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/GeneralExplanation/ReturnReference4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/GeneralExplanation/ReturnReference5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/GeneralExplanation/ReturnReference6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/GeneralExplanation/ReturnReference7FORM 990, PART XI, LINE 5:
IRS990ScheduleO/GeneralExplanation/ReturnReference8FORM 990, PART XI, LINE 1
IRS990ScheduleO/GeneralExplanation/ReturnReference9PART XI, LINE 2C
IRS990/ScheduleORequired01
IRS990/School00
IRS990/SignificantChange00
IRS990/SignificantNewProgramServices00
IRS990/StateLegalDomicile0MD
IRS990/SubjectToProxyTax00
IRS990/TaxablePartyNotification00
IRS990/TaxExemptBonds00
IRS990/Terminated00
IRS990/TermOrPermanentEndowments00
IRS990/TheBooksAreInCareOf/AddressUS/AddressLine10170 WEST RIDGELY ROAD SUITE 230
IRS990/TheBooksAreInCareOf/AddressUS/City0LUTHERVILLE
IRS990/TheBooksAreInCareOf/AddressUS/State0MD
IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode021093
IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine10CHRISTOPHER DOOLEY
IRS990/TheBooksAreInCareOf/TelephoneNumber08004925670
IRS990/TotalAssets/BOY01666402
IRS990/TotalAssetsBOY01666402
IRS990/TotalAssets/EOY02929698
IRS990/TotalAssetsEOY02929698
IRS990/TotalCompGT150K01
IRS990/TotalExpensesCurrentYear01682478
IRS990/TotalExpensesPriorYear03199230
IRS990/TotalFunctionalExpenses/Total01682478
IRS990/TotalFundrsngExpCurrentYear00
IRS990/TotalGrossUBI0180937
IRS990/TotalLiabilities/BOY03679453
IRS990/TotalLiabilitiesBOY03679453
IRS990/TotalLiabilities/EOY03101410
IRS990/TotalLiabilitiesEOY03101410
IRS990/TotalLiabNetAssetsFundBalances/BOY01666402
IRS990/TotalLiabNetAssetsFundBalances/EOY02929698
IRS990/TotalNbrEmployees09
IRS990/TotalNbrVolunteers00
IRS990/TotalNetAssetsFundBalances/BOY0-2013051
IRS990/TotalNetAssetsFundBalances/EOY0-171712
IRS990/TotalOtherCompensation014480
IRS990/TotalOtherRevenue0180937
IRS990/TotalProfFundrsngExpCY00
IRS990/TotalProfFundrsngExpPriorYear00
IRS990/TotalProgramServiceExpense01501541
IRS990/TotalProgramServiceRevenue01541244
IRS990/TotalReportableCompFrmRltdOrgs0243807
IRS990/TotalReportableCompFromOrg00
IRS990/TotalRevenueCurrentYear01722181
IRS990/TotalRevenue/ExclusionAmount00
IRS990/TotalRevenuePriorYear01937246
IRS990/TotalRevenue/RelatedOrExemptFunctionIncome01541244
IRS990/TotalRevenue/TotalRevenueColumn01722181
IRS990/TotalRevenue/UnrelatedBusinessRevenue0180937
IRS990/TransactionRelatedEntity00
IRS990/Travel/Total013930
IRS990/TypeOfOrganizationAssociation0X
IRS990/UnrelatedBusinessIncome01
IRS990/UponRequest0X
IRS990/WebSite0WWW.MDJIA.ORG
IRS990/WhistleblowerPolicy00
IRS990/YearFormation01968
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0520983562
ReturnHeader/Filer/Name/BusinessNameLine10JOINT INSURANCE ASSOCIATION
ReturnHeader/Filer/NameControl0JOIN
ReturnHeader/Filer/Phone08004925670
ReturnHeader/Filer/USAddress/AddressLine10170 WEST RIDGELY ROAD NO 230
ReturnHeader/Filer/USAddress/City0LUTHERVILLE
ReturnHeader/Filer/USAddress/State0MD
ReturnHeader/Filer/USAddress/ZIPCode021093
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02013-07-01
ReturnHeader/Officer/Name0CHRISTOPHER DOOLEY
ReturnHeader/Officer/Phone04105396806
ReturnHeader/Officer/Title0GENERAL MANAGER
ReturnHeader/Preparer/DatePrepared02013-07-01
ReturnHeader/PreparerFirm/EIN0205991824
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10SC&H TAX & ADVISORY SERVICES LLC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10910 RIDGEBROOK ROAD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0SPARKS
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MD
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode021152
ReturnHeader/Preparer/Name0JAMES K WILHELM
ReturnHeader/Preparer/Phone04104031500
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02011-10-01
ReturnHeader/TaxPeriodEndDate02012-09-30
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02013-07-09T09:36:36-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.06$2.07$0.98$0.93$1.98$1.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.84$1.50$0.34$0.80$1.42$0.62
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.64$1.79$0.86$0.77$1.55$0.78
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.63$2.10$0.47$0.85$1.49$0.65
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.26$2.83$0.57$0.92$1.53$0.61
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.87$2.66$0.22$0.97$1.48$0.51
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.68$2.18$0.49$1.09$1.65$0.56
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.42$2.63$0.21$1.25$1.91$0.67
2016Detailed filing. Detailed filing data is available for this year.$3.20$3.26$0.07$1.34$1.79$0.45
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.50$3.16$0.34$1.44$1.78$0.33
2014Detailed filing. Detailed filing data is available for this year.$1.91$3.01$1.10$1.54$1.67$0.13
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.32$2.42$0.10$2.29
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.93$3.10$0.17$1.68
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.67$3.68$2.01$3.20