Civic Intelligence

Frontier Community Credit Union

990 • Fiscal year 2016 • EIN 48-0663659

Jan 01, 2016 to Dec 31, 2016 • Filed on Oct 31, 2017

Organization ProfileWWW.FRONTIERCCU.COOP

View Organization Page

PO Box 3032Ft Leavenworth, KS 66027-0032

(913) 651-6575

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

26th percentile

0.87x

Higher debt load relative to assets than 26% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

69th percentile

20.44x

Higher debt load relative to revenue than 69% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Net Margin

28th percentile

5.9%

Higher net margin than 28% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

7th percentile

$112,988

Higher top officer pay than 7% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2016

Asset Growth

37th percentile

3.1%

Faster asset growth than 37% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

78th percentile

11%

Faster revenue growth than 78% of similar nonprofits.

2016 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets26th percentile

Assets

Up

$123,325,809

Up $3,722,558 (+3.1%) from 2015

Net Assets

Up

$16,102,206

Up $307,974 (+1.9%) from 2015

Liabilities

Up

$107,223,603

Up $3,414,584 (+3.3%) from 2015

Revenue And Expenses
Liabilities / Revenue69th percentileNet Margin28th percentile

Revenue

Up

$5,244,954

Up $523,607 (+11%) from 2015

Expenses

Up

$4,936,980

Up $664,137 (+16%) from 2015

Net Income

Down

$307,974

Down $140,530 (-31%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth37th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $97,073,021Liabilities 2010: $85,032,520Net Assets 2010: $12,040,5012010Assets 2011: $103,642,934Liabilities 2011: $90,298,678Net Assets 2011: $13,344,2562011Assets 2012: $109,194,637Liabilities 2012: $95,204,217Net Assets 2012: $13,990,4202012Assets 2013: $111,735,658Liabilities 2013: $96,947,305Net Assets 2013: $14,788,3532013Assets 2014: $114,151,911Liabilities 2014: $98,806,183Net Assets 2014: $15,345,7282014Assets 2015: $119,603,251Liabilities 2015: $103,809,019Net Assets 2015: $15,794,2322015Assets 2016: $123,325,809Liabilities 2016: $107,223,603Net Assets 2016: $16,102,2062016Assets 2017: $129,723,812Liabilities 2017: $113,190,334Net Assets 2017: $16,533,4782017Assets 2018: $145,582,615Liabilities 2018: $128,346,608Net Assets 2018: $17,236,0072018Assets 2019: $147,451,567Liabilities 2019: $129,934,117Net Assets 2019: $17,517,4502019Assets 2020: $159,317,595Liabilities 2020: $141,340,396Net Assets 2020: $17,977,1992020Assets 2021: $177,390,013Liabilities 2021: $158,516,428Net Assets 2021: $18,873,5852021Assets 2022: $189,315,193Liabilities 2022: $171,097,252Net Assets 2022: $18,217,9412022Assets 2023: $209,223,552Liabilities 2023: $191,609,932Net Assets 2023: $17,613,6202023Assets 2024: $200,933,366Liabilities 2024: $183,968,289Net Assets 2024: $16,965,0772024

Highlighted filing

2016

Assets$123,325,809
Liabilities$107,223,603
Net Assets$16,102,206
Open 2016 Filing

Operations Trend

Revenue Growth78th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $4,928,0272010Expenses 2011: $4,362,7902011Expenses 2012: $4,360,6502012Revenue 2013: $4,606,265Expenses 2013: $3,851,946Net Income 2013: $754,3192013Revenue 2014: $4,575,127Expenses 2014: $4,017,752Net Income 2014: $557,3752014Revenue 2015: $4,721,347Expenses 2015: $4,272,843Net Income 2015: $448,5042015Revenue 2016: $5,244,954Expenses 2016: $4,936,980Net Income 2016: $307,9742016Revenue 2017: $6,452,123Expenses 2017: $6,020,851Net Income 2017: $431,2722017Revenue 2018: $7,536,931Expenses 2018: $6,834,402Net Income 2018: $702,5292018Revenue 2019: $8,424,319Expenses 2019: $8,142,876Net Income 2019: $281,4432019Revenue 2020: $8,706,131Expenses 2020: $8,678,369Net Income 2020: $27,7622020Revenue 2021: $9,258,692Expenses 2021: $8,133,954Net Income 2021: $1,124,7382021Revenue 2022: $9,882,689Expenses 2022: $9,293,801Net Income 2022: $588,8882022Revenue 2023: $11,877,062Expenses 2023: $12,523,760Net Income 2023: -$646,6982023Revenue 2024: $14,398,204Expenses 2024: $15,068,673Net Income 2024: -$670,4692024

Highlighted filing

2016

Revenue$5,244,954
Expenses$4,936,980
Net Income$307,974
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Oct 31, 2017
Return Version
2016v3.0
Gross Receipts
$5,541,513
Mission and Program Overview

Mission

As a member owned financial cooperative, our mission is: to provide financial products and services in a professional, friendly, and convenient atmosphere through innovation, technology, and cost effective products. To encourage and educate our members in methods to manage and control their financial well being. To apply safe and sound financial management policies that insure the credit union's continued growth, by maintaining adequate operating controls, capital reserves, and liquidity at all times.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$59,968,343$70,928,087▲ $10,959,744
Savings and Temporary Cash Investments$41,020,275$38,101,229▼ $2,919,046
Rtn Earn Endowment Incm Other Fnds$15,794,232$16,102,206▲ $307,974
Investments Other Securities$10,500,000$5,000,000▼ $5,500,000
Land, Buildings, and Equipment, Net$4,166,927$4,352,722▲ $185,795
Cash and Non-Interest-Bearing Accounts$829,314$1,172,270▲ $342,956
Prepaid Expenses and Deferred Charges$137,964$180,534▲ $42,570
Receivables From Officers Etc-$175,000-
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$119,603,251$123,325,809▲ $3,722,558
Other Assets Total$2,980,428$3,415,967▲ $435,539
Liabilities
Other Liabilities$102,968,976$105,977,539▲ $3,008,563
Accounts Payable and Accrued Expenses$986,566$1,189,297▲ $202,731
Escrow Account Liability$-146,523$56,767▲ $203,290
Total Liabilities$103,809,019$107,223,603▲ $3,414,584
Net Assets / Fund Balance
Total Net Assets Fund Balance$15,794,232$16,102,206▲ $307,974
Total Liabilities and Net Assets / Fund Balance$119,603,251$123,325,809▲ $3,722,558

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,169,551$1,636,818$4,806,369
Equipment$300,251$2,557,848$2,858,099
Land$882,920-$882,920
Compensation and Service Providers
Top Officer Pay7th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Michael AugustinePresident/CEOFT$104,559$8,429$112,988
Donald BohnsackDirector--$358$358
Donald HomanChairman--$358$358

Board Members and Trustees

NameTitle
Judy GuentherVice Chairman
Freddie BraconnierDirector
Jeff PorterDirector
Ronald HarrodSecretary
Carol Perry MargueriteTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,569,314
Investment Income
$650,996
Other Revenue
$24,644
Change in Net Assets
$307,974
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,922,439
Salaries, Compensation, and Employee Benefits$2,009,041
Grants and Similar Amounts Paid$5,500
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,526,925
Office Expenses---$497,947
All Other Expenses---$338,487
Advertising---$212,748
Occupancy---$183,514
Depreciation Depletion---$160,336
Other Employee Benefits---$131,404
Pension Plan Contributions---$120,375
Payroll Taxes---$116,633
Current Officers, Directors, Trustees, and Key Employees---$113,704
Conferences and Meetings---$83,746
Fees for Services Other---$62,121
Insurance---$61,455
Fees for Services Accounting---$54,102
Other Expenses---$35,603
Travel---$19,129
Fees for Service Investment Mgmnt Fees---$13,632
Grants to Domestic Orgs---$3,500
Fees for Services Legal---$2,611
Grants to Domestic Individuals---$2,000
Total Functional Expenses$0$0$0$4,936,980
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$815
Total Exempt Function Spending$815

Section 527 Organizations

OrganizationLocationAmount
48-0288307Topeka, KS$815
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees-$175,000-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$105,977,539
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Board member, jeffrey porter, is the stepson of board chairman, donald homan.”

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Significant changes such as mergers and changes to bylaws are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“The president/ceo reviews the form 990 before filing.”

Form 990, Part VI, Section B, Line 12C

“Annually, employees, officers and directors sign an agreement of understanding of insider policy and an employee/volunteer conflict of interest statement that requires disclosure of any related parties and possible conflicts of interest. The signed documents are maintained on file at the credit union.”

Form 990, Part VI, Section B, Line 15

“Frontier community credit union utilizes a compensation service that provides market specific/position specific pay data. Compensation for officers and key employees as well as an annual budget is approved by the board of directors. The board approves annual pay increases. Deliberations and decisions are documented in the board minutes.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the credit union lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Frontier Community Credit Union
EIN
48-0663659
Phone
9136516575
Address
PO BOX 3032, FT LEAVENWORTH, KS 66027-0032

Signing Officer

Name
Michael Augustine
Title
President/CEO
Phone
9136516575
Signed
2017-10-31
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Augustine
Formed
1954
Legal Domicile
Ks
Voting Board Members
7
Independent Board Members
7
Employees
51
Volunteers
11

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Phone
9138946214
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

“The credit union maintains escrow accounts for insurance and property taxes related to member real estate loans. Four employees have been trained by cuna as certified financial consultants and provide credit counseling services to members, as needed.”

Raw XML Appendix400 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherLiabilitiesGrp/BOYAmt0102968976
IRS990/OtherLiabilitiesGrp/EOYAmt0105977539
IRS990/OtherSalariesAndWagesGrp/TotalAmt01526925
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt059968343
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt070928087
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0116633
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0120375
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0137964
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0180534
IRS990/PrincipalOfficerNm0MICHAEL AUGUSTINE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/Desc3WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03219848
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11289175
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03219848
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11289175
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt259393
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt3898
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt059393
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt1898
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2016, THERE WERE 5,531 LOANS OUTSTANDING TOTALING $71,443,725.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $508,148 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt05500
IRS990/PYInvestmentIncomeAmt0516980
IRS990/PYOtherExpensesAmt02554503
IRS990/PYOtherRevenueAmt022678
IRS990/PYProgramServiceRevenueAmt04181689
IRS990/PYRevenuesLessExpensesAmt0448504
IRS990/PYSalariesCompEmpBnftPaidAmt01712840
IRS990/PYTotalExpensesAmt04272843
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt04721347
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0175000
IRS990/ReconcilationRevenueExpnssAmt0307974
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt024644
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt024644
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt015794232
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt016102206
IRS990/SavingsAndTempCashInvstGrp/BOYAmt041020275
IRS990/SavingsAndTempCashInvstGrp/EOYAmt038101229
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Form1120POLFiledInd01
IRS990ScheduleC/InternalFundsContributedAmt0815
IRS990ScheduleC/PoliticalExpendituresAmt0815
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0480288307
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION PAC OF KANSAS
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt0815
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt0901 SW TOPEKA BLVD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0TOPEKA
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0KS
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd066612
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0CONTRIBUTIONS TO THE CREDIT UNION PAC OF KANSAS.
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I-A, LINE 1:
IRS990ScheduleC/TotalExemptFunctionExpendAmt0815
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03169551
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01636818
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04806369
IRS990ScheduleD/EquipmentGrp/BookValueAmt0300251
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02557848
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02858099
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0882920
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0882920
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0105977539
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS. FOUR EMPLOYEES HAVE BEEN TRAINED BY CUNA AS CERTIFIED FINANCIAL CONSULTANTS AND PROVIDE CREDIT COUNSELING SERVICES TO MEMBERS, AS NEEDED.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04352722
IRS990ScheduleD/TotalLiabilityAmt0105977539
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0175000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0COLLATERAL ASSIGNMENT SPLIT-DOLLAR AGREEMENT WITH LIMITED RECOURSE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0175000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0MICHAEL AUGUSTINE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0PRESIDENT/CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd01
IRS990ScheduleL/TotalBalanceDueAmt0175000
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD MEMBER, JEFFREY PORTER, IS THE STEPSON OF BOARD CHAIRMAN, DONALD HOMAN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SIGNIFICANT CHANGES SUCH AS MERGERS AND CHANGES TO BYLAWS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE PRESIDENT/CEO REVIEWS THE FORM 990 BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ANNUALLY, EMPLOYEES, OFFICERS AND DIRECTORS SIGN AN AGREEMENT OF UNDERSTANDING OF INSIDER POLICY AND AN EMPLOYEE/VOLUNTEER CONFLICT OF INTEREST STATEMENT THAT REQUIRES DISCLOSURE OF ANY RELATED PARTIES AND POSSIBLE CONFLICTS OF INTEREST. THE SIGNED DOCUMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FRONTIER COMMUNITY CREDIT UNION UTILIZES A COMPENSATION SERVICE THAT PROVIDES MARKET SPECIFIC/POSITION SPECIFIC PAY DATA. COMPENSATION FOR OFFICERS AND KEY EMPLOYEES AS WELL AS AN ANNUAL BUDGET IS APPROVED BY THE BOARD OF DIRECTORS. THE BOARD APPROVES ANNUAL PAY INCREASES. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0119603251
IRS990/TotalAssetsEOYAmt0123325809
IRS990/TotalAssetsGrp/BOYAmt0119603251
IRS990/TotalAssetsGrp/EOYAmt0123325809
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt051
IRS990/TotalFunctionalExpensesGrp/TotalAmt04936980
IRS990/TotalGrossUBIAmt060291
IRS990/TotalLiabilitiesBOYAmt0103809019
IRS990/TotalLiabilitiesEOYAmt0107223603
IRS990/TotalLiabilitiesGrp/BOYAmt0103809019
IRS990/TotalLiabilitiesGrp/EOYAmt0107223603
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt015794232
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt016102206
IRS990/TotalOtherCompensationAmt09145
IRS990/TotalProgramServiceRevenueAmt04569314
IRS990/TotalReportableCompFromOrgAmt0104559
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt05184663
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt05244954
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt060291
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0119603251
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0123325809
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt019129
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0690 EISENHOWER ROAD
IRS990/USAddress/CityNm0LEAVENWORTH
IRS990/USAddress/StateAbbreviationCd0KS
IRS990/USAddress/ZIPCd0660484800
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.FRONTIERCCU.COOP
IRS990/WhistleblowerPolicyInd01
IRS990/WrittenPolicyOrProcedureInd01
ReturnHeader/BuildTS02018-03-14 21:41:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHAEL AUGUSTINE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09136516575
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-10-31
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FRONTIER COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0FRON
ReturnHeader/Filer/EIN0480663659
ReturnHeader/Filer/PhoneNum09136516575
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 3032
ReturnHeader/Filer/USAddress/CityNm0FT LEAVENWORTH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KS
ReturnHeader/Filer/USAddress/ZIPCd0660270032
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0F833D4313777CB96842A8180D2DBFCFD1CED2197
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0F833D4313777CB96842A8180D2DBFCFD1CED2197
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.87.82.114
ReturnHeader/FilingSecurityInformation/IPDt02017-10-31
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm012:30:06
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431592217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd066061
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/ReturnTs02017-10-31T12:30:19-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$123,325,809
Liabilities
$107,223,603
Net assets
$16,102,206
Revenue
$5,244,954
Expenses
$4,936,980
Net income
$307,974
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$201$184$17.0$14.4$15.1$0.67
2023Detailed filing. Detailed filing data is available for this year.$209$192$17.6$11.9$12.5$0.65
2022Detailed filing. Detailed filing data is available for this year.$189$171$18.2$9.88$9.29$0.59
2021Detailed filing. Detailed filing data is available for this year.$177$159$18.9$9.26$8.13$1.12
2020Detailed filing. Detailed filing data is available for this year.$159$141$18.0$8.71$8.68$0.03
2019Detailed filing. Detailed filing data is available for this year.$147$130$17.5$8.42$8.14$0.28
2018Detailed filing. Detailed filing data is available for this year.$146$128$17.2$7.54$6.83$0.70
2017Detailed filing. Detailed filing data is available for this year.$130$113$16.5$6.45$6.02$0.43
2016Detailed filing. Detailed filing data is available for this year.$123$107$16.1$5.24$4.94$0.31
2015Detailed filing. Detailed filing data is available for this year.$120$104$15.8$4.72$4.27$0.45
2014Detailed filing. Detailed filing data is available for this year.$114$98.8$15.3$4.58$4.02$0.56
2013Detailed filing. Detailed filing data is available for this year.$112$96.9$14.8$4.61$3.85$0.75
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$109$95.2$14.0$4.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$104$90.3$13.3$4.36
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.1$85.0$12.0$4.93