Civic Intelligence

Frontier Community Credit Union

990 • Fiscal year 2013 • EIN 48-0663659

Jan 01, 2013 to Dec 31, 2013 • Filed on Nov 06, 2014

Organization ProfileWWW.FRONTIERCCU.COOP

View Organization Page

PO Box 3032Leavenworth, KS 66027

(913) 651-6575

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

19th percentile

0.87x

Higher debt load relative to assets than 19% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Liabilities / Revenue

76th percentile

21.05x

Higher debt load relative to revenue than 76% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Net Margin

76th percentile

16%

Higher net margin than 76% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Top Officer Pay

42nd percentile

$175,661

Higher top officer pay than 42% of similar nonprofits.

Top officer pay equals 3.8% of source-year revenue.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2013

Asset Growth

45th percentile

2.3%

Faster asset growth than 45% of similar nonprofits.

2013 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets19th percentile

Assets

Up

$111,735,658

Up $2,541,021 (+2.3%) from 2012

Net Assets

Up

$14,788,353

Up $797,933 (+5.7%) from 2012

Liabilities

Up

$96,947,305

Up $1,743,088 (+1.8%) from 2012

Revenue And Expenses
Liabilities / Revenue76th percentileNet Margin76th percentile

Revenue

$4,606,265

No earlier filing loaded for comparison.

Expenses

Down

$3,851,946

Down $508,704 (-12%) from 2012

Net Income

$754,319

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth45th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $97,073,021Liabilities 2010: $85,032,520Net Assets 2010: $12,040,5012010Assets 2011: $103,642,934Liabilities 2011: $90,298,678Net Assets 2011: $13,344,2562011Assets 2012: $109,194,637Liabilities 2012: $95,204,217Net Assets 2012: $13,990,4202012Assets 2013: $111,735,658Liabilities 2013: $96,947,305Net Assets 2013: $14,788,3532013Assets 2014: $114,151,911Liabilities 2014: $98,806,183Net Assets 2014: $15,345,7282014Assets 2015: $119,603,251Liabilities 2015: $103,809,019Net Assets 2015: $15,794,2322015Assets 2016: $123,325,809Liabilities 2016: $107,223,603Net Assets 2016: $16,102,2062016Assets 2017: $129,723,812Liabilities 2017: $113,190,334Net Assets 2017: $16,533,4782017Assets 2018: $145,582,615Liabilities 2018: $128,346,608Net Assets 2018: $17,236,0072018Assets 2019: $147,451,567Liabilities 2019: $129,934,117Net Assets 2019: $17,517,4502019Assets 2020: $159,317,595Liabilities 2020: $141,340,396Net Assets 2020: $17,977,1992020Assets 2021: $177,390,013Liabilities 2021: $158,516,428Net Assets 2021: $18,873,5852021Assets 2022: $189,315,193Liabilities 2022: $171,097,252Net Assets 2022: $18,217,9412022Assets 2023: $209,223,552Liabilities 2023: $191,609,932Net Assets 2023: $17,613,6202023Assets 2024: $200,933,366Liabilities 2024: $183,968,289Net Assets 2024: $16,965,0772024

Highlighted filing

2013

Assets$111,735,658
Liabilities$96,947,305
Net Assets$14,788,353
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $4,928,0272010Expenses 2011: $4,362,7902011Expenses 2012: $4,360,6502012Revenue 2013: $4,606,265Expenses 2013: $3,851,946Net Income 2013: $754,3192013Revenue 2014: $4,575,127Expenses 2014: $4,017,752Net Income 2014: $557,3752014Revenue 2015: $4,721,347Expenses 2015: $4,272,843Net Income 2015: $448,5042015Revenue 2016: $5,244,954Expenses 2016: $4,936,980Net Income 2016: $307,9742016Revenue 2017: $6,452,123Expenses 2017: $6,020,851Net Income 2017: $431,2722017Revenue 2018: $7,536,931Expenses 2018: $6,834,402Net Income 2018: $702,5292018Revenue 2019: $8,424,319Expenses 2019: $8,142,876Net Income 2019: $281,4432019Revenue 2020: $8,706,131Expenses 2020: $8,678,369Net Income 2020: $27,7622020Revenue 2021: $9,258,692Expenses 2021: $8,133,954Net Income 2021: $1,124,7382021Revenue 2022: $9,882,689Expenses 2022: $9,293,801Net Income 2022: $588,8882022Revenue 2023: $11,877,062Expenses 2023: $12,523,760Net Income 2023: -$646,6982023Revenue 2024: $14,398,204Expenses 2024: $15,068,673Net Income 2024: -$670,4692024

Highlighted filing

2013

Revenue$4,606,265
Expenses$3,851,946
Net Income$754,319
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Nov 6, 2014
Return Version
2013v3.0
Gross Receipts
$4,918,697
Mission and Program Overview

Mission

As a member owned financial cooperative, our mission is: to provide financial products and services in a professional, friendly, and convenient atmosphere through innovation, technology, and cost effective products. To encourage and educate our members in methods to manage and control their financial well being. To apply safe and sound financial management policies that insure the credit union's continued growth, by maintaining adequate operating controls, capital reserves, and liquidity at all times.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$52,207,551$57,190,805▲ $4,983,254
Savings and Temporary Cash Investments$29,742,187$25,358,184▼ $4,384,003
Investments in Publicly Traded Securities$20,500,000$22,500,000▲ $2,000,000
Rtn Earn Endowment Incm Other Fnds$13,990,420$14,788,353▲ $797,933
Land, Buildings, and Equipment, Net$4,041,013$3,857,704▼ $183,309
Cash and Non-Interest-Bearing Accounts$1,106,133$1,261,506▲ $155,373
Prepaid Expenses and Deferred Charges$114,523$119,462▲ $4,939
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$109,194,637$111,735,658▲ $2,541,021
Other Assets Total$1,483,230$1,447,997▼ $35,233
Liabilities
Other Liabilities$94,254,861$95,937,953▲ $1,683,092
Accounts Payable and Accrued Expenses$869,537$892,188▲ $22,651
Escrow Account Liability$79,819$117,164▲ $37,345
Total Liabilities$95,204,217$96,947,305▲ $1,743,088
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,990,420$14,788,353▲ $797,933
Total Liabilities and Net Assets / Fund Balance$109,194,637$111,735,658▲ $2,541,021

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,736,296$1,389,152$4,125,448
Equipment$238,488$2,260,495$2,498,983
Land$882,920-$882,920
Compensation and Service Providers
Top Officer Pay42nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
William E HauberPresidentFT$162,043$13,618$175,661
Shelly Anne ArnoldVice President-accountingFT$71,839$4,366$76,205
Michael AugustineVice President-lendingFT$71,137$3,262$74,399
Donald BohnsackDirector--$263$263
John LeavittSecretary--$263$263

Board Members and Trustees

NameTitle
Jeffrey PorterChairman
Marguerite CassVice-chairman
Donald HomanDirector
Judy GuentherDirector
Ronald HarrodTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$4,157,621
Investment Income
$427,963
Other Revenue
$20,681
Change in Net Assets
$754,319
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,200,938
Salaries, Compensation, and Employee Benefits$1,637,952
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,081,197
Office Expenses---$511,710
Current Officers, Directors, Trustees, and Key Employees---$326,791
Depreciation Depletion---$248,706
All Other Expenses---$240,874
Occupancy---$194,364
Payroll Taxes---$103,660
Other Employee Benefits---$83,064
Advertising---$82,574
Insurance---$62,400
Fees for Services Accounting---$54,141
Pension Plan Contributions---$43,240
Conferences and Meetings---$38,708
Fees for Services Other---$23,012
Travel---$19,300
Fees for Service Investment Mgmnt Fees---$16,000
Benefits to Members---$13,056
Fees for Services Legal---$2,028
Interest---$351
Other Expenses---$-22,438
Total Functional Expenses$0$0$0$3,851,946
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$95,937,953
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Board chairman, jeffrey porter, is the stepson of board member, donald homan.”

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Significant changes such as mergers and changes to bylaws are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11

“The board of directors reviews the form 990.”

Form 990, Part VI, Section B, Line 12C

“Annually, employees, officers and directors sign an agreement of understanding of insider policy and an employee/volunteer conflict of interest statement that requires disclosure of any related parties and possible conflicts of interest. The signed documents are maintained on file at the credit union.”

Form 990, Part VI, Section B, Line 15

“Frontier community credit union utilizes a compensation service that provides market specific/position specific pay data. Compensation for officers and key employees as well as an annual budget is approved by the board of directors. The board approves annual pay increases.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the credit union lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

EIN
48-0663659
Phone
9136516575

Signing Officer

Name
William Hauber
Title
President
Phone
9136516575
Signed
2014-11-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William Hauber
Formed
1954
Legal Domicile
Ks
Voting Board Members
7
Independent Board Members
7
Employees
44
Volunteers
10

Preparer

Phone
9138946214
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Ncusif accrual adjustment per kdcu exam 43,614.”

Financial Statement Notes

PART IV, LINE 2B:

“The credit union maintains escrow accounts for insurance and property taxes related to member real estate loans.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2NCUSIF ASSESSMENTS
IRS990/OtherExpensesGrp/Desc3PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/TotalAmt0507364
IRS990/OtherExpensesGrp/TotalAmt1145281
IRS990/OtherExpensesGrp/TotalAmt276563
IRS990/OtherExpensesGrp/TotalAmt3-22438
IRS990/OtherLiabilitiesGrp/BOYAmt094254861
IRS990/OtherLiabilitiesGrp/EOYAmt095937953
IRS990/OtherSalariesAndWagesGrp/TotalAmt01081197
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt052207551
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt057190805
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt0103660
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt043240
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0114523
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0119462
IRS990/PrincipalOfficerNm0WILLIAM HAUBER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/BusinessCd3522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/Desc3WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt03011210
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11073110
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt03011210
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11073110
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt271901
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt31400
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt071901
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt11400
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2013, THERE WERE 4,837 LOANS OUTSTANDING TOTALING $57,764,242.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $507,364 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt042822
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0469147
IRS990/PYOtherExpensesAmt02675151
IRS990/PYOtherRevenueAmt020117
IRS990/PYProgramServiceRevenueAmt04517550
IRS990/PYRevenuesLessExpensesAmt0646164
IRS990/PYSalariesCompEmpBnftPaidAmt01642677
IRS990/PYTotalExpensesAmt04360650
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt05006814
IRS990/ReconcilationRevenueExpnssAmt0754319
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt020681
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt020681
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013990420
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt014788353
IRS990/SavingsAndTempCashInvstGrp/BOYAmt029742187
IRS990/SavingsAndTempCashInvstGrp/EOYAmt025358184
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt02736296
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01389152
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04125448
IRS990ScheduleD/EquipmentGrp/BookValueAmt0238488
IRS990ScheduleD/EquipmentGrp/DepreciationAmt02260495
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt02498983
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0882920
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0882920
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt095937953
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03857704
IRS990ScheduleD/TotalLiabilityAmt095937953
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0162043
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt08215
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt05403
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0WILLIAM E HAUBER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0175661
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0FRONTIER COMMUNITY CREDIT UNION UTILIZES A COMPENSATION SERVICE THAT PROVIDES MARKET SPECIFIC/POSITION SPECIFIC PAY DATA. THE BOARD OF DIRECTORS USES THIS DATA IN DETERMINING COMPENSATION FOR THE PRESIDENT. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0PART I, LINE 3
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD CHAIRMAN, JEFFREY PORTER, IS THE STEPSON OF BOARD MEMBER, DONALD HOMAN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SIGNIFICANT CHANGES SUCH AS MERGERS AND CHANGES TO BYLAWS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD OF DIRECTORS REVIEWS THE FORM 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ANNUALLY, EMPLOYEES, OFFICERS AND DIRECTORS SIGN AN AGREEMENT OF UNDERSTANDING OF INSIDER POLICY AND AN EMPLOYEE/VOLUNTEER CONFLICT OF INTEREST STATEMENT THAT REQUIRES DISCLOSURE OF ANY RELATED PARTIES AND POSSIBLE CONFLICTS OF INTEREST. THE SIGNED DOCUMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FRONTIER COMMUNITY CREDIT UNION UTILIZES A COMPENSATION SERVICE THAT PROVIDES MARKET SPECIFIC/POSITION SPECIFIC PAY DATA. COMPENSATION FOR OFFICERS AND KEY EMPLOYEES AS WELL AS AN ANNUAL BUDGET IS APPROVED BY THE BOARD OF DIRECTORS. THE BOARD APPROVES ANNUAL PAY INCREASES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NCUSIF ACCRUAL ADJUSTMENT PER KDCU EXAM 43,614.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART XI, LINE 9:
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0109194637
IRS990/TotalAssetsEOYAmt0111735658
IRS990/TotalAssetsGrp/BOYAmt0109194637
IRS990/TotalAssetsGrp/EOYAmt0111735658
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt044
IRS990/TotalFunctionalExpensesGrp/TotalAmt03851946
IRS990/TotalGrossUBIAmt073301
IRS990/TotalLiabilitiesBOYAmt095204217
IRS990/TotalLiabilitiesEOYAmt096947305
IRS990/TotalLiabilitiesGrp/BOYAmt095204217
IRS990/TotalLiabilitiesGrp/EOYAmt096947305
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt013990420
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt014788353
IRS990/TotalOtherCompensationAmt021772
IRS990/TotalProgramServiceRevenueAmt04157621
IRS990/TotalReportableCompFromOrgAmt0305019
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04532964
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04606265
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt073301
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0109194637
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0111735658
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt019300
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine10690 EISENHOWER ROAD
IRS990/USAddress/City0LEAVENWORTH
IRS990/USAddress/State0KS
IRS990/USAddress/ZIPCode066048
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.FRONTIERCCU.COOP
IRS990/WhistleblowerPolicyInd01
IRS990/WrittenPolicyOrProcedureInd01
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0WILLIAM HAUBER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09136516575
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-11-06
ReturnHeader/Filer/BusinessName/BusinessNameLine10FRONTIER COMMUNITY CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0FRON
ReturnHeader/Filer/EIN0480663659
ReturnHeader/Filer/PhoneNum09136516575
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 3032
ReturnHeader/Filer/USAddress/City0FT LEAVENWORTH
ReturnHeader/Filer/USAddress/State0KS
ReturnHeader/Filer/USAddress/ZIPCode066027
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431592217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1011272 S RIDGEVIEW RD

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$111,735,658
Liabilities
$96,947,305
Net assets
$14,788,353
Revenue
$4,606,265
Expenses
$3,851,946
Net income
$754,319
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$201$184$17.0$14.4$15.1$0.67
2023Detailed filing. Detailed filing data is available for this year.$209$192$17.6$11.9$12.5$0.65
2022Detailed filing. Detailed filing data is available for this year.$189$171$18.2$9.88$9.29$0.59
2021Detailed filing. Detailed filing data is available for this year.$177$159$18.9$9.26$8.13$1.12
2020Detailed filing. Detailed filing data is available for this year.$159$141$18.0$8.71$8.68$0.03
2019Detailed filing. Detailed filing data is available for this year.$147$130$17.5$8.42$8.14$0.28
2018Detailed filing. Detailed filing data is available for this year.$146$128$17.2$7.54$6.83$0.70
2017Detailed filing. Detailed filing data is available for this year.$130$113$16.5$6.45$6.02$0.43
2016Detailed filing. Detailed filing data is available for this year.$123$107$16.1$5.24$4.94$0.31
2015Detailed filing. Detailed filing data is available for this year.$120$104$15.8$4.72$4.27$0.45
2014Detailed filing. Detailed filing data is available for this year.$114$98.8$15.3$4.58$4.02$0.56
2013Detailed filing. Detailed filing data is available for this year.$112$96.9$14.8$4.61$3.85$0.75
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$109$95.2$14.0$4.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$104$90.3$13.3$4.36
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$97.1$85.0$12.0$4.93