Civic Intelligence

Pennsylvania Health Access Network

EIN 47-4876589 • 501(c)3 • Philadelphia, PA

Profile

Phan is pennsylvania's only statewide consumer-driven organization working to expand and protect access to high-quality, equitable healthcare for all pennsylvanians.

1501 Cherry StreetPhiladelphia, PA 19102

pahealthaccess.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

39th percentile

0.03x

Higher debt load relative to assets than 39% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2021

Liabilities / Revenue

41st percentile

0.04x

Higher debt load relative to revenue than 41% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2021

Net Margin

67th percentile

14%

Higher net margin than 67% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2021

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

60th percentile

7.5%

Faster asset growth than 60% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Revenue Growth

7th percentile

-40%

Faster revenue growth than 7% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets39th percentile

Assets

Up

$2,891,154

Up $219,473 (+8.2%) from 2023

Liabilities

Down

$240

Down $1,008 (-81%) from 2023

Net Assets

Up

$2,890,914

Up $220,481 (+8.3%) from 2023

Operations
Liabilities / Revenue41st percentileNet Margin67th percentile

Revenue

Up

$1,700,806

Up $185,120 (+12%) from 2023

Expenses

Up

$1,480,325

Up $107,746 (+7.8%) from 2023

Net Income

Up

$220,481

Up $77,374 (+54%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth60th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2017: $593,535Liabilities 2017: $0Net Assets 2017: $593,5352017Assets 2018: $644,675Liabilities 2018: $1,248Net Assets 2018: $643,4272018Assets 2019: $708,135Liabilities 2019: $14,984Net Assets 2019: $693,1512019Assets 2020: $1,853,380Liabilities 2020: $85,374Net Assets 2020: $1,768,0062020Assets 2021: $1,993,076Liabilities 2021: $51,248Net Assets 2021: $1,941,8282021Assets 2022: $2,613,574Liabilities 2022: $86,248Net Assets 2022: $2,527,3262022Assets 2023: $2,671,681Liabilities 2023: $1,248Net Assets 2023: $2,670,4332023Assets 2024: $2,891,154Liabilities 2024: $240Net Assets 2024: $2,890,9142024

Highlighted filing

2024

Assets$2,891,154
Liabilities$240
Net Assets$2,890,914
Open 2024 Filing

Operations Trend

Revenue Growth7th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0Revenue 2017: $1,450,576Expenses 2017: $857,041Net Income 2017: $593,5352017Revenue 2018: $933,669Expenses 2018: $883,777Net Income 2018: $49,8922018Revenue 2019: $1,122,044Expenses 2019: $1,072,320Net Income 2019: $49,7242019Revenue 2020: $2,027,398Expenses 2020: $952,543Net Income 2020: $1,074,8552020Revenue 2021: $1,208,433Expenses 2021: $1,034,611Net Income 2021: $173,8222021Revenue 2022: $1,658,858Expenses 2022: $1,073,360Net Income 2022: $585,4982022Revenue 2023: $1,515,686Expenses 2023: $1,372,579Net Income 2023: $143,1072023Revenue 2024: $1,700,806Expenses 2024: $1,480,325Net Income 2024: $220,4812024

Highlighted filing

2024

Revenue$1,700,806
Expenses$1,480,325
Net Income$220,481
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,891,154
Liabilities
$240
Net assets
$2,890,914
Revenue
$1,700,806
Expenses
$1,480,325
Net income
$220,481
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.89$0.00$2.89$1.70$1.48$0.22
2023Detailed filing. Detailed filing data is available for this year.$2.67$0.00$2.67$1.52$1.37$0.14
2022Detailed filing. Detailed filing data is available for this year.$2.61$0.09$2.53$1.66$1.07$0.59
2021Detailed filing. Detailed filing data is available for this year.$1.99$0.05$1.94$1.21$1.03$0.17
2020Detailed filing. Detailed filing data is available for this year.$1.85$0.09$1.77$2.03$0.95$1.07
2019Detailed filing. Detailed filing data is available for this year.$0.71$0.01$0.69$1.12$1.07$0.05
2018Detailed filing. Detailed filing data is available for this year.$0.64$0.00$0.64$0.93$0.88$0.05
2017Detailed filing. Detailed filing data is available for this year.$0.59$0.00$0.59$1.45$0.86$0.59
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 13, 2025
Return Version
2024v5.0
Gross Receipts
$1,700,806
Mission and Program Overview

Mission

Phan is pennslyvania's only statewide consumer-driven organization working to expand and protect access to high-quality, equitable healthcare for all pennsylvanians.

Phan is pennsylvania's only statewide consumer-driven organization working to expand and protect access to high-quality, equitable healthcare for all pennsylvanians.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments-$1,982,315-
Pledges and Grants Receivable$270,750$885,000▲ $614,250
Cash and Non-Interest-Bearing Accounts$2,400,931$23,839▼ $2,377,092
Total Assets$2,671,681$2,891,154▲ $219,473
Liabilities
Accounts Payable and Accrued Expenses$1,248$240▼ $1,008
Total Liabilities$1,248$240▼ $1,008
Net Assets / Fund Balance
Net Assets With Donor Restrictions$1,944,444$1,839,715▼ $104,729
Net Assets Without Donor Restrictions$725,989$1,051,199▲ $325,210
Total Net Assets Fund Balance$2,670,433$2,890,914▲ $220,481
Total Liabilities and Net Assets / Fund Balance$2,671,681$2,891,154▲ $219,473
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Antoinette KrausExecutive DiFT$128,750$13,149$141,899
Patrick KeenanDirector ofFT$106,090$19,164$125,254

Board Members and Trustees

NameTitle
Judi Golding BakerPresident
Christine HaasBoard Member
Danna CasserlyBoard Member
Jarett SmithBoard Member
Jessica BrooksBoard Member
Kate HanlonBoard Member
Leigh CarollBoard Member
Lisa FrankBoard Member
Rosemarie HaltBoard Member
Victoria SchmidtBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$1,327,942
Program Service Revenue
$366,968
Investment Income
$636
Other Revenue
$5,260
All Other Contributions
$1,327,942
Change in Net Assets
$220,481

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,700,806
Total Revenue per Audited Statements
$1,700,806
Total Revenue per Form 990
$1,700,806
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,102,909
Other Expenses$377,416
Total Fundraising Expense$66,175
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$706,763$20,835$46,442$774,040
Fees for Services Other$232,268$6,773-$239,041
Current Officers, Directors, Trustees, and Key Employees$129,566$3,820$8,514$141,900
Other Employee Benefits$83,123$2,451$5,462$91,036
Payroll Taxes$67,332$1,985$4,425$73,742
Pension Plan Contributions$20,262$597$1,332$22,191
Fees for Services Accounting$13,833$3,500-$17,333
Insurance$7,644--$7,644
Occupancy$6,909--$6,909
All Other Expenses$5,829$14-$5,843
Other Expenses$3,452$521-$3,973
Travel$3,750--$3,750
Office Expenses$2,605--$2,605
Total Functional Expenses$1,365,208$48,942$66,175$1,480,325

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,480,325
Total Expenses per Audited Statements$1,480,325
Total Expenses per Form 990$1,480,325
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The draft of the form 990 is submitted to the board of directors who are asked to review and comment. Comments/changes are passed on to the form 990 preparer by the executive director prior to the form being filed.”

Form 990, Page 6, Part VI, Line 12C

“Each board member on an annual basis is asked to reveal any known conflicts of interest and is to inform the executive director of any conflict of interest.”

Form 990, Page 6, Part VI, Line 15A

“The compensation of other officers or key employees is determined by the executive director.”

Form 990, Page 6, Part VI, Line 15B

“The compensation of other officers or key employees is determined by the executive director.”

Form 990, Page 6, Part VI, Line 19

“All documents are available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Pennsylvania Health Access Network
EIN
47-4876589
Phone
8775703642
Address
1501 CHERRY STREET, PHILADELPHIA, PA 19102

Signing Officer

Name
Antoinette Kraus
Title
Executive Director
Phone
8775703642
Signed
2025-05-13

Organization Details

Principal Officer
Antoinette Kraus
Formed
2015
Legal Domicile
Pa
Voting Board Members
10
Independent Board Members
10
Employees
13
Volunteers
3

Preparer

Firm
J Miller & Associates LLC
Address
PO BOX 27308, PHILADELPHIA, PA 19118
Preparer
Joyce Miller
Phone
2156001701
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4A

“Advocacy - through direct consumer assistance, education, and grassroots community organizing, phan meets people where they are, engages them in action, and builds a movement towards a better and more equitable healthcare system for all pennsylvanians. We gather the experiences of people who are impacted by proposed or current policies through community conversations held by local organizers in communities throughout our state. We combine community-identified needs, issues, and concerns with relevant data and national models to develop policy positions and recommendations that drive our advocacy work. We educate both stakeholders and communities about health policy, helping them to understand what's at stake and ensuring they have the information to be a part of the public dialogue. We bring together diverse coalitions of stakeholders and communities - both rural and urban - throughout our state to win lasting policy change.”

Form 990, Part IX, Line 11G

“Background checks 31 0 0 bank fees 135 0 0 contracted services 229,000 6,660 0 payroll processing fees 3,102 113 0 total 232,268 6,773 0”

Financial Statement Notes

Schedule D, Page 3, Part X

“Phan is exempt from federal income taxes under section 501(c)(3) of the internal revenue code and accordingly, no provision from income taxes is included in these financial statements. Phan follows the guidance for uncertain tax positions using a recognition threshold of more-likely-than- not to be sustained upon examination by the appropriate taxing authority. Measurement of the tax uncertainty occurs if the recognition threshold is met. Management determined there were no tax uncertainties that met the recognition threshold during the year ended december 31, 2024.”

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IRS990/ProgSrvcAccomActy2Grp/Desc0CONSUMER ASSISTANCE PROGRAM - PHAN'S TEAM OF COMMUNITY ENGAGEMENT SPECIALISTS HELP ANSWER QUESTIONS ABOUT HEALTH INSURANCE, THE PROCESS OF ENROLLING, RE-ENROLLING, TROUBLESHOOT PROGRAMS, WORK WITH NEW ENROLLEES TO BECOME MORE ACTIVE AND ENGAGE CONSUMERS OF HEALTHCARE. PHAN SERVICES 65 OUT OF 67 COUNTIES IN PENNSYLVANIA. PHAN'S STATEWIDE HELPLINE RECEIVES OVER 11,000 CALLS PER YEAR AND HAS CONNECTED OVER 38,000 INDIVIDUALS TO COVERAGE SINCE THE PROGRAM HAS STARTED.
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0PHAN IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE AND ACCORDINGLY, NO PROVISION FROM INCOME TAXES IS INCLUDED IN THESE FINANCIAL STATEMENTS. PHAN FOLLOWS THE GUIDANCE FOR UNCERTAIN TAX POSITIONS USING A RECOGNITION THRESHOLD OF MORE-LIKELY-THAN- NOT TO BE SUSTAINED UPON EXAMINATION BY THE APPROPRIATE TAXING AUTHORITY. MEASUREMENT OF THE TAX UNCERTAINTY OCCURS IF THE RECOGNITION THRESHOLD IS MET. MANAGEMENT DETERMINED THERE WERE NO TAX UNCERTAINTIES THAT MET THE RECOGNITION THRESHOLD DURING THE YEAR ENDED DECEMBER 31, 2024.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ADVOCACY - THROUGH DIRECT CONSUMER ASSISTANCE, EDUCATION, AND GRASSROOTS COMMUNITY ORGANIZING, PHAN MEETS PEOPLE WHERE THEY ARE, ENGAGES THEM IN ACTION, AND BUILDS A MOVEMENT TOWARDS A BETTER AND MORE EQUITABLE HEALTHCARE SYSTEM FOR ALL PENNSYLVANIANS. WE GATHER THE EXPERIENCES OF PEOPLE WHO ARE IMPACTED BY PROPOSED OR CURRENT POLICIES THROUGH COMMUNITY CONVERSATIONS HELD BY LOCAL ORGANIZERS IN COMMUNITIES THROUGHOUT OUR STATE. WE COMBINE COMMUNITY-IDENTIFIED NEEDS, ISSUES, AND CONCERNS WITH RELEVANT DATA AND NATIONAL MODELS TO DEVELOP POLICY POSITIONS AND RECOMMENDATIONS THAT DRIVE OUR ADVOCACY WORK. WE EDUCATE BOTH STAKEHOLDERS AND COMMUNITIES ABOUT HEALTH POLICY, HELPING THEM TO UNDERSTAND WHAT'S AT STAKE AND ENSURING THEY HAVE THE INFORMATION TO BE A PART OF THE PUBLIC DIALOGUE. WE BRING TOGETHER DIVERSE COALITIONS OF STAKEHOLDERS AND COMMUNITIES - BOTH RURAL AND URBAN - THROUGHOUT OUR STATE TO WIN LASTING POLICY CHANGE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE DRAFT OF THE FORM 990 IS SUBMITTED TO THE BOARD OF DIRECTORS WHO ARE ASKED TO REVIEW AND COMMENT. COMMENTS/CHANGES ARE PASSED ON TO THE FORM 990 PREPARER BY THE EXECUTIVE DIRECTOR PRIOR TO THE FORM BEING FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH BOARD MEMBER ON AN ANNUAL BASIS IS ASKED TO REVEAL ANY KNOWN CONFLICTS OF INTEREST AND IS TO INFORM THE EXECUTIVE DIRECTOR OF ANY CONFLICT OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE COMPENSATION OF OTHER OFFICERS OR KEY EMPLOYEES IS DETERMINED BY THE EXECUTIVE DIRECTOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE COMPENSATION OF OTHER OFFICERS OR KEY EMPLOYEES IS DETERMINED BY THE EXECUTIVE DIRECTOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ALL DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6BACKGROUND CHECKS 31 0 0 BANK FEES 135 0 0 CONTRACTED SERVICES 229,000 6,660 0 PAYROLL PROCESSING FEES 3,102 113 0 TOTAL 232,268 6,773 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
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