Civic Intelligence

Contractor Loan Fund Inc

990 • Fiscal year 2017 • EIN 47-3818078

Jan 01, 2017 to Dec 31, 2017 • Filed on Sep 07, 2018

Organization ProfileWWW.CLFSTL.ORG
1520 Market St No 2000Saint Louis, MO 63103

(314) 342-2992

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

1.27x

Higher debt load relative to assets than 95% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

99th percentile

27.96x

Higher debt load relative to revenue than 99% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Net Margin

1st percentile

-377%

Higher net margin than 1% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

35th percentile

$0

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Asset Growth

27th percentile

-2.8%

Faster asset growth than 27% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

96th percentile

200%

Faster revenue growth than 96% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets95th percentile

Assets

Flat

$4,484,372

Flat from 2017

Net Assets

Flat

-$1,204,515

Flat from 2017

Liabilities

Flat

$5,688,887

Flat from 2017

Revenue And Expenses
Liabilities / Revenue99th percentileNet Margin1st percentile

Revenue

Flat

$203,475

Flat from 2017

Expenses

Flat

$971,216

Flat from 2017

Net Income

Flat

-$767,741

Flat from 2017

Historical Trend

Balance Sheet Trend

Asset Growth27th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0-$2.0M-$4.0MAssets 2015: $3,690,402Liabilities 2015: $3,763,940Net Assets 2015: -$73,5382015Assets 2016: $4,611,809Liabilities 2016: $5,048,583Net Assets 2016: -$436,7742016Assets 2017: $4,484,372Liabilities 2017: $5,688,887Net Assets 2017: -$1,204,5152017Assets 2017: $4,484,372Liabilities 2017: $5,688,887Net Assets 2017: -$1,204,5152017Assets 2018: $3,307,923Liabilities 2018: $5,031,088Net Assets 2018: -$1,723,1652018Assets 2019: $2,223,383Liabilities 2019: $4,231,406Net Assets 2019: -$2,008,0232019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2017

Assets$4,484,372
Liabilities$5,688,887
Net Assets-$1,204,515
Open 2017 Filing

Operations Trend

Revenue Growth96th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500K-$1.0MRevenue 2015: $26,797Expenses 2015: $100,335Net Income 2015: -$73,5382015Revenue 2016: $67,732Expenses 2016: $430,968Net Income 2016: -$363,2362016Revenue 2017: $203,475Expenses 2017: $971,216Net Income 2017: -$767,7412017Revenue 2017: $203,475Expenses 2017: $971,216Net Income 2017: -$767,7412017Revenue 2018: $157,426Expenses 2018: $676,076Net Income 2018: -$518,6502018Revenue 2019: $129,539Expenses 2019: $414,397Net Income 2019: -$284,8582019Revenue 2020: $5,146Expenses 2020: $74,599Net Income 2020: -$69,4532020

Highlighted filing

2017

Revenue$203,475
Expenses$971,216
Net Income-$767,741
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Sep 7, 2018
Return Version
2017v2.3
Gross Receipts
$203,475
Mission and Program Overview

Mission

A coalition of local governments, not-for-profit organizations, and small to large private sector businesses committed to build a more inclusive region. (see schedule o)clf partners have pooled their financial and technical business resources to make construction and expansion loans to minority and women owned businesses to facilitate their greater participation in construction projects throughout the region.

To provide loans and technical assistance for certified minority/women business enterprises.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$3,036,824$2,777,373▼ $259,451
Other Notes and Loans Receivable, Net$1,534,334$1,681,908▲ $147,574
Prepaid Expenses and Deferred Charges$3,929$3,929→ $0
Total Assets$4,611,809$4,484,372▼ $127,437
Other Assets Total$36,722$21,162▼ $15,560
Liabilities
Other Liabilities$5,033,141$5,671,502▲ $638,361
Accounts Payable and Accrued Expenses$11,466$11,232▼ $234
Deferred Revenue$3,976$6,153▲ $2,177
Total Liabilities$5,048,583$5,688,887▲ $640,304
Net Assets / Fund Balance
Unrestricted Net Assets$-436,774$-1,204,515▼ $767,741
Total Net Assets Fund Balance$-436,774$-1,204,515▼ $767,741
Total Liabilities and Net Assets / Fund Balance$4,611,809$4,484,372▼ $127,437
Compensation and Service Providers
Top Officer Pay35th percentile

Board Members and Trustees

NameTitle
Christopher K ReichertChairman
Otis WilliamsVice Chairman
Abe AdewaleDirector
Adolphus PruittDirector
Amy KweskinDirector
Ann SutterDirector
Daphanie PointerDirector
Dr Ana KaramanDirector
Edward BryantDirector
Greg MohlerDirector
Howard HayesDirector
Jamey EdgertonDirector
Jeff MeffordDirector
Justin ReiseDirector
Karlos RamirezDirector
Leonard ToenjesDirector
Mitch BarisDirector
Rob BoyleDirector
Robert HardyDirector
Robyn HeidgerDirector
Ron UnterreinerDirector
Scott WilsonDirector
Steve KramerDirector
Suzanne AginDirector
Tim SnokeDirector
Tom FinanDirector
Tracy JamesDirector
Yaphett El-aminDirector
Jeff SchwanekeDirector (resigned 10/4/17)
Alan RichterDirector (resigned 2/19/17)
Ken CreehanDirector (resigned 8/16/17)
Dennis LowerSecretary
William SpringerTreasurer (resigned 3/6/17)
Revenue and Support

Revenue Composition

Contributions and Grants
$50,000
Program Service Revenue
$153,475
Investment Income
$0
Other Revenue
$0
All Other Contributions
$50,000
Change in Net Assets
$-767,741

Audited Revenue Reconciliation

Revenue per Audited Statements
$203,475
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$13,839
Total Revenue per Audited Statements
$217,314
Total Revenue per Form 990
$203,475
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$971,216
Total Fundraising Expense$111
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$179,816--$179,816
Fees for Services Other$57,792--$57,792
Fees for Services Accounting$1,591$10,168-$11,759
Fees for Services Legal-$8,073-$8,073
Insurance-$6,783-$6,783
Other Expenses$2,078--$2,078
Information Technology$258$369$111$738
Total Functional Expenses$945,712$25,393$111$971,216

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$985,055
Expenses per Audited Statements$971,216
Total Expenses per Form 990$971,216
Expenses Not Reported on Form 990$13,839
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Notes Payable - Subordinated Promissory Note Agreements$3,943,627
Note Payable - Revolving Line of Credit Agreement$1,725,897
Accrued Interest Payable$1,978
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The form 990 is provided to members of the board of directors for review prior to filing.”

Form 990, Part VI, Section B, Line 12C

“The organization's conflict of interest policy is reviewed and signed annually by each board member.”

Form 990, Part VI, Section C, Line 19

“Any governing documents, conflict of interest policy and financial statements are available upon request.”

Filing and Contact Details

Filer

Filer Name
Contractor Loan Fund Inc
EIN
47-3818078
Phone
3143422992
Address
1520 MARKET ST NO 2000, SAINT LOUIS, MO 63103

Signing Officer

Name
Chris Reichert
Title
Chairman
Phone
3143422992
Signed
2018-09-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Chris Reichert
Formed
2015
Legal Domicile
Mo
Voting Board Members
29
Independent Board Members
29
Employees
0
Volunteers
48

Preparer

Firm
Brown Smith Wallace Llp
Address
6 CITYPLACE DRIVE SUITE 900, ST LOUIS, MO 63141
Preparer
Jennifer M Vacha
Phone
3149831200
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2C

“The audit committee of the organization is responsible for appointing a firm of certified public accountants for the audit and overseeing audit procedures. This process has not changed since prior year.”

Financial Statement Notes

PART X, LINE 2:

“The corporation is a not-for-profit agency as described in section 501(c)(3) of the internal revenue code and is exempt from federal income taxes on related income pursuant to section 501(a) of the code. In that regard, the organization has evaluated its tax positions, expiring statutes of limitations, audits, proposed settlements, changes in tax law and new authoritative rulings and believes that no provision for income taxes is necessary, at this time, to cover any uncertain tax positions.”

Raw XML AppendixShowing 400 of 558 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt011466
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt011232
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE LOANS AND TECHNICAL ASSISTANCE FOR CERTIFIED MINORITY/WOMEN BUSINESS ENTERPRISES.
IRS990/AllOtherContributionsAmt050000
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0SUZANNE A AGIN STIFEL BANK & TRUST
IRS990/BooksInCareOfDetail/PhoneNum03143422992
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0ONE FINANCIAL PLAZA 501 NORTH
IRS990/BooksInCareOfDetail/USAddress/CityNm0ST LOUIS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MO
IRS990/BooksInCareOfDetail/USAddress/ZIPCd063102
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt03036824
IRS990/CashNonInterestBearingGrp/EOYAmt02777373
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt050000
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0971216
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0153475
IRS990/CYRevenuesLessExpensesAmt0-767741
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt0971216
IRS990/CYTotalFundraisingExpenseAmt0111
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0203475
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt03976
IRS990/DeferredRevenueGrp/EOYAmt06153
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0LOAN PROGRAM: CONTRACTOR LOAN FUND, INC. (CLF) PROVIDES LOANS TO CITY OF ST. LOUIS CERTIFIED MINORITY/WOMEN BUSINESS ENTERPRISES (M/WBES). THE MAXIMUM LOAN COMMITMENT TO ANY BORROWER IS GENERALLY $1MILLION. AS OF DECEMBER 31, 2017, CLF HAS 21 LOANS OUTSTANDING WITH GROSS LOAN BALANCES OF $2,607,745.68.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0944121
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt010168
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt01591
IRS990/FeesForServicesAccountingGrp/TotalAmt011759
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt08073
IRS990/FeesForServicesLegalGrp/TotalAmt08073
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt057792
IRS990/FeesForServicesOtherGrp/TotalAmt057792
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt03.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt53.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt142.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt151.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt161.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt171.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt181.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt191.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt201.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt211.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt221.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt231.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt241.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt251.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt267.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt271.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt281.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt293.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt301.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt313.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt321.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd14X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd15X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd16X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd17X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd18X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd19X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd20X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd21X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd22X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd23X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd24X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd25X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd26X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd27X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd28X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd29X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd30X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd31X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd32X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt140
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt150
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt170
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt180
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt190
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt200
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt210
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt220
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt230
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt240
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt250
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt260
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt270
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt280
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt290
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt300
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt310
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt320
IRS990/Form990PartVIISectionAGrp/PersonNm0CHRISTOPHER K REICHERT
IRS990/Form990PartVIISectionAGrp/PersonNm1OTIS WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm2DENNIS LOWER
IRS990/Form990PartVIISectionAGrp/PersonNm3WILLIAM SPRINGER
IRS990/Form990PartVIISectionAGrp/PersonNm4ABE ADEWALE
IRS990/Form990PartVIISectionAGrp/PersonNm5SUZANNE AGIN
IRS990/Form990PartVIISectionAGrp/PersonNm6MITCH BARIS
IRS990/Form990PartVIISectionAGrp/PersonNm7ROB BOYLE
IRS990/Form990PartVIISectionAGrp/PersonNm8EDWARD BRYANT
IRS990/Form990PartVIISectionAGrp/PersonNm9KEN CREEHAN
IRS990/Form990PartVIISectionAGrp/PersonNm10JAMEY EDGERTON
IRS990/Form990PartVIISectionAGrp/PersonNm11YAPHETT EL-AMIN
IRS990/Form990PartVIISectionAGrp/PersonNm12TOM FINAN
IRS990/Form990PartVIISectionAGrp/PersonNm13ROBERT HARDY
IRS990/Form990PartVIISectionAGrp/PersonNm14HOWARD HAYES
IRS990/Form990PartVIISectionAGrp/PersonNm15ROBYN HEIDGER
IRS990/Form990PartVIISectionAGrp/PersonNm16TRACY JAMES
IRS990/Form990PartVIISectionAGrp/PersonNm17DR ANA KARAMAN
IRS990/Form990PartVIISectionAGrp/PersonNm18STEVE KRAMER
IRS990/Form990PartVIISectionAGrp/PersonNm19AMY KWESKIN
IRS990/Form990PartVIISectionAGrp/PersonNm20JEFF MEFFORD
IRS990/Form990PartVIISectionAGrp/PersonNm21GREG MOHLER
IRS990/Form990PartVIISectionAGrp/PersonNm22DAPHANIE POINTER
IRS990/Form990PartVIISectionAGrp/PersonNm23ADOLPHUS PRUITT
IRS990/Form990PartVIISectionAGrp/PersonNm24KARLOS RAMIREZ
IRS990/Form990PartVIISectionAGrp/PersonNm25JUSTIN REISE
IRS990/Form990PartVIISectionAGrp/PersonNm26ALAN RICHTER
IRS990/Form990PartVIISectionAGrp/PersonNm27JEFF SCHWANEKE
IRS990/Form990PartVIISectionAGrp/PersonNm28TIM SNOKE
IRS990/Form990PartVIISectionAGrp/PersonNm29ANN SUTTER
IRS990/Form990PartVIISectionAGrp/PersonNm30LEONARD TOENJES
IRS990/Form990PartVIISectionAGrp/PersonNm31RON UNTERREINER
IRS990/Form990PartVIISectionAGrp/PersonNm32SCOTT WILSON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt280
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt290
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt310
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt320
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt280
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt290
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt310
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt320
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER (RESIGNED 3/6/17)
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR (RESIGNED 8/16/17)
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26DIRECTOR (RESIGNED 2/19/17)
IRS990/Form990PartVIISectionAGrp/TitleTxt27DIRECTOR (RESIGNED 10/4/17)
IRS990/Form990PartVIISectionAGrp/TitleTxt28DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt29DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt30DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt31DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt32DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr02015
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt029
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0203475
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt029
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt0111
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt0369
IRS990/InformationTechnologyGrp/ProgramServicesAmt0258
IRS990/InformationTechnologyGrp/TotalAmt0738
IRS990/InsuranceGrp/ManagementAndGeneralAmt06783
IRS990/InsuranceGrp/TotalAmt06783
IRS990/InterestGrp/ProgramServicesAmt0179816
IRS990/InterestGrp/TotalAmt0179816
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt06
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MO
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0A COALITION OF LOCAL GOVERNMENTS,NOT-FOR-PROFIT ORGANIZATIONS, AND SMALL TO LARGE PRIVATE SECTOR BUSINESSES COMMITTED TO BUILD A MORE INCLUSIVE REGION. (SEE SCHEDULE O)CLF PARTNERS HAVE POOLED THEIR FINANCIAL AND TECHNICAL BUSINESS RESOURCES TO MAKE CONSTRUCTION AND EXPANSION LOANS TO MINORITY AND WOMEN OWNED BUSINESSES TO FACILITATE THEIR GREATER PARTICIPATION IN CONSTRUCTION PROJECTS THROUGHOUT THE REGION.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0-436774
IRS990/NetAssetsOrFundBalancesEOYAmt0-1204515
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt036722
IRS990/OtherAssetsTotalGrp/EOYAmt021162
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING FEE
IRS990/OtherExpensesGrp/Desc2SETTLEMENT CHARGES
IRS990/OtherExpensesGrp/ProgramServicesAmt0693239
IRS990/OtherExpensesGrp/ProgramServicesAmt110938
IRS990/OtherExpensesGrp/ProgramServicesAmt22078
IRS990/OtherExpensesGrp/TotalAmt0693239
IRS990/OtherExpensesGrp/TotalAmt110938
IRS990/OtherExpensesGrp/TotalAmt22078
IRS990/OtherLiabilitiesGrp/BOYAmt05033141
IRS990/OtherLiabilitiesGrp/EOYAmt05671502
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt01534334
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01681908
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt03929
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt03929
IRS990/PrincipalOfficerNm0CHRIS REICHERT
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1LOAN ORIGINATION FEES
IRS990/ProgramServiceRevenueGrp/Desc2OTHER LOAN ADMIN
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0147487
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15824
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2164
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0147487
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15824
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2164
IRS990/ProgSrvcAccomActy2Grp/Desc0TECHNICAL ASSISTANCE PROGRAM: CLF COORDINATES TECHNICAL ASSISTANCE AND APPLICANT ASSESSMENTS FOR M/WBES. TECHNICAL ASSISTANCE INCLUDES: * LEGAL * ACCOUNTING * SURETY AND BONDING * FINANCIAL EDUCATION * HR * TRAINING * ADVICE FROM OTHER PROFESSIONAL RESOURCES IN 2017, 19 ASSESSMENTS WERE COMPLETED. ASSESSMENTS INVOLVE: * MEETING WITH THE POTENTIAL BORROWER, * LEARNING ABOUT THEIR HISTORY AND AREA OF CONSTRUCTION EXPERTISE, * REVIEWING BASIC FINANCIAL STATEMENTS WITH APPLICANT, * EVALUATING AREAS OF IMPROVEMENT (MENTORING, BIDDING, INSURANCE, FINANCIAL REPORTING, ETC.), AND * ANSWERING QUESTIONS AND PROVIDING ADVICE AS NEEDED.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01591
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt05000
IRS990/PYExcessBenefitTransInd00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,484,372
Liabilities
$5,688,887
Net assets
-$1,204,515
Revenue
$203,475
Expenses
$971,216
Net income
-$767,741
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.01$0.07$0.07
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.22$4.23$2.01$0.13$0.41$0.28
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.31$5.03$1.72$0.16$0.68$0.52
2017Detailed filing. Detailed filing data is available for this year.$4.48$5.69$1.20$0.20$0.97$0.77
2017Summary only. Only limited summary data is available for this year.$4.48$5.69$1.20$0.20$0.97$0.77
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.61$5.05$0.44$0.07$0.43$0.36
2015Detailed filing. Detailed filing data is available for this year.$3.69$3.76$0.07$0.03$0.10$0.07