Civic Intelligence

Ruby Red

990EZ • Fiscal year 2021 • EIN 47-2846731

Jan 01, 2021 to Dec 31, 2021 • Filed on Nov 15, 2022

Organization ProfileN/A
2295 Maple Manor CTToms River, NJ 08755

(917) 524-5667

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.93x

Higher debt load relative to assets than 94% of similar nonprofits.

2021 filings • NTEE P60 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

89th percentile

0.27x

Higher debt load relative to revenue than 89% of similar nonprofits.

2021 filings • NTEE P60 • <$500k nonprofits • Source year 2021

Net Margin

21st percentile

-7.1%

Higher net margin than 21% of similar nonprofits.

2021 filings • NTEE P60 • <$500k nonprofits • Source year 2021

Top Officer Pay

90th percentile

$0

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • NTEE P60 • <$500k nonprofits • Source year 2021

Asset Growth

29th percentile

-3.2%

Faster asset growth than 29% of similar nonprofits.

2021 filings • NTEE P60 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

54th percentile

4.7%

Faster revenue growth than 54% of similar nonprofits.

2021 filings • NTEE P60 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets94th percentile

Assets

Flat

$34,225

Flat from 2021

Net Assets

$2,296

No earlier filing loaded for comparison.

Liabilities

Flat

$31,929

Flat from 2021

Revenue And Expenses
Liabilities / Revenue89th percentileNet Margin21st percentile

Revenue

Flat

$116,990

Flat from 2021

Expenses

Flat

$125,256

Flat from 2021

Net Income

Flat

-$8,266

Flat from 2021

Historical Trend

Balance Sheet Trend

Asset Growth29th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0-$20KAssets 2015: $0Net Assets 2015: $02015Assets 2016: $10,068Net Assets 2016: $10,0682016Assets 2017: $7,821Net Assets 2017: $7,8212017Assets 2018: $24,074Net Assets 2018: $24,0742018Assets 2019: $898Net Assets 2019: $8982019Assets 2020: $35,362Liabilities 2020: $24,800Net Assets 2020: $10,5622020Assets 2021: $34,225Liabilities 2021: $31,929Net Assets 2021: $2,2962021Assets 2021: $34,225Liabilities 2021: $31,9292021Assets 2022: $40,444Liabilities 2022: $42,412Net Assets 2022: -$1,9682022Assets 2023: $24,190Liabilities 2023: $54,6732023Assets 2024: $16,712Liabilities 2024: $36,019Net Assets 2024: -$19,3072024

Highlighted filing

2021

Assets$34,225
Liabilities$31,929
Net Assets$2,296
Open 2021 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2015: $400Expenses 2015: $400Net Income 2015: $02015Revenue 2016: $24,270Expenses 2016: $14,202Net Income 2016: $10,0682016Revenue 2017: $21,490Expenses 2017: $23,737Net Income 2017: -$2,2472017Revenue 2018: $40,250Expenses 2018: $23,997Net Income 2018: $16,2532018Revenue 2019: $28,329Expenses 2019: $51,505Net Income 2019: -$23,1762019Revenue 2020: $111,777Expenses 2020: $102,113Net Income 2020: $9,6642020Revenue 2021: $116,990Expenses 2021: $125,256Net Income 2021: -$8,2662021Revenue 2021: $116,990Expenses 2021: $125,256Net Income 2021: -$8,2662021Revenue 2022: $10,936Expenses 2022: $15,200Net Income 2022: -$4,2642022Revenue 2023: $22,290Expenses 2023: $50,805Net Income 2023: -$28,5152023Revenue 2024: $81,702Expenses 2024: $70,526Net Income 2024: $11,1762024

Highlighted filing

2021

Revenue$116,990
Expenses$125,256
Net Income-$8,266
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Nov 15, 2022
Return Version
2021v4.1
Gross Receipts
$116,990
Mission and Program Overview

Mission

MARRIAGE EDUCATION

Program Services

DescriptionGrantsExpenses
PROVIDE MARRIAGE EDUCATION$0$125,256
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
REUVEN EPSTEINTrusteePT$0--
JULIAN LIEBLICHTrustee-$0--
CAROL HAGERTrusteePT$0--
Filing and Contact Details

Filer

Filer Name
Ruby Red
EIN
47-2846731
Phone
9175245667
Address
2295 MAPLE MANOR CT, TOMS RIVER, NJ 08755

Signing Officer

Name
Reuven Epstein
Title
Trustee
Phone
9175245667
Signed
2022-11-15

Preparer

Firm
Ben Epstein and Associates
Address
1455 E 15TH ST, BROOKLYN, NY 11230
Preparer
Ben Epstein CPA
Phone
7183369502
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 10

“Charity; charity; beer yitzchak: , , , ; , 99.”

Form 990EZ, Part I, Line 10

“Charity; charity; binyan yerushalayim: , , , ; , 1500.”

Form 990EZ, Part I, Line 10

“Charity; charity; silberman: , , , ; , 1000.”

Form 990EZ, Part I, Line 10

“Charity; charity; malak: , , , ; , 50.”

Form 990EZ, Part I, Line 10

“Charity; charity; yeshiva ohr yehuda: , , , ; , 1000.”

Form 990EZ, Part I, Line 10

“Charity; charity; yeshiva torah vdaas: , , , ; , 2035.”

Form 990EZ, Part I, Line 16

“BANK SERVICE CHARGE 422.”

Form 990EZ, Part I, Line 16

“Computer and internet 1697.”

Form 990EZ, Part I, Line 16

“SEMINAR COSTS 56902.”

Form 990EZ, Part I, Line 16

“SPEAKERS 48198.”

Form 990EZ, Part I, Line 16

“EVENTS 12353.”

Form 990EZ, Part II, Line 24

“CRYPTO INVESTMENT 29500.”

Form 990EZ, Part II, Line 26

“SBA LOAN 24800. 24800.”

Form 990EZ, Part II, Line 26

“LOANS 7129.”

Raw XML Appendix178 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0REUVEN EPSTEIN
IRS990EZ/BooksInCareOfDetail/PhoneNum07183369502
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01455 EAST 15TH ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BROOKLYN
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd011230
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt035362
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt04725
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0116989
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-8266
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt035362
IRS990EZ/Form990TotalAssetsGrp/EOYAmt034225
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt05684
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0116990
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt01
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt010562
IRS990EZ/NetAssetsOrFundBalancesEOYAmt02296
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt010562
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt02296
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt210.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0REUVEN EPSTEIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JULIAN LIEBLICH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CAROL HAGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt029500
IRS990EZ/OtherExpensesTotalAmt0119572
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0MARRIAGE EDUCATION
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE MARRIAGE EDUCATION
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0125256
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt024800
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt031929
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0125256
IRS990EZ/TotalProgramServiceExpensesAmt0125256
IRS990EZ/TotalRevenueAmt0116990
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0116989
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0111775
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt08322
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt040242
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt01298
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0278626
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0278626
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0116989
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0111775
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt08322
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt040242
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01298
IRS990ScheduleA/Total509Grp/TotalAmt0278626
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0278626
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CHARITY; CHARITY; BEER YITZCHAK: , , , ; , 99.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CHARITY; CHARITY; BINYAN YERUSHALAYIM: , , , ; , 1500.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CHARITY; CHARITY; SILBERMAN: , , , ; , 1000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CHARITY; CHARITY; MALAK: , , , ; , 50.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4CHARITY; CHARITY; YESHIVA OHR YEHUDA: , , , ; , 1000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CHARITY; CHARITY; YESHIVA TORAH VDAAS: , , , ; , 2035.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6BANK SERVICE CHARGE 422.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7COMPUTER AND INTERNET 1697.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8SEMINAR COSTS 56902.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9SPEAKERS 48198.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10EVENTS 12353.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11CRYPTO INVESTMENT 29500.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12SBA LOAN 24800. 24800.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13LOANS 7129.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part II, Line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0REUVEN EPSTEIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum09175245667
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RUBY RED
ReturnHeader/Filer/BusinessNameControlTxt0RUBY
ReturnHeader/Filer/EIN0472846731
ReturnHeader/Filer/PhoneNum09175245667
ReturnHeader/Filer/USAddress/AddressLine1Txt02295 MAPLE MANOR CT
ReturnHeader/Filer/USAddress/CityNm0TOMS RIVER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008755
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0264004403
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BEN EPSTEIN AND ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01455 E 15TH ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BROOKLYN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd011230
ReturnHeader/PreparerPersonGrp/PhoneNum07183369502
ReturnHeader/PreparerPersonGrp/PreparationDt02022-11-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BEN EPSTEIN CPA
ReturnHeader/ReturnTs02022-11-02T13:35:24-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0REUVEN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0EPSTEIN
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$34,225
Liabilities
$31,929
Net assets
$2,296
Revenue
$116,990
Expenses
$125,256
Net income
-$8,266
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.17$0.36$0.19$0.82$0.71$0.11
2023Summary only. Only limited summary data is available for this year.$0.24$0.55$0.22$0.51$0.29
2022Detailed filing. Detailed filing data is available for this year.$0.40$0.42$0.02$0.11$0.15$0.04
2021Detailed filing. Detailed filing data is available for this year.$0.34$0.32$0.02$1.17$1.25$0.08
2021Summary only. Only limited summary data is available for this year.$0.34$0.32$1.17$1.25$0.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.35$0.25$0.11$1.12$1.02$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.01$0.01$0.28$0.52$0.23
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.24$0.24$0.40$0.24$0.16
2017Detailed filing. Detailed filing data is available for this year.$0.08$0.08$0.21$0.24$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.10$0.10$0.24$0.14$0.10
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$0.00