Civic Intelligence

Ruby Red

990EZ • Fiscal year 2020 • EIN 47-2846731

Jan 01, 2020 to Dec 31, 2020 • Filed on Oct 11, 2021

Organization ProfileN/A
2295 Maple Manor CTToms River, NJ 08755

(718) 336-9502

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

94th percentile

0.70x

Higher debt load relative to assets than 94% of similar nonprofits.

2020 filings • NTEE P60 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

89th percentile

0.22x

Higher debt load relative to revenue than 89% of similar nonprofits.

2020 filings • NTEE P60 • <$500k nonprofits • Source year 2020

Net Margin

51st percentile

8.6%

Higher net margin than 51% of similar nonprofits.

2020 filings • NTEE P60 • <$500k nonprofits • Source year 2020

Top Officer Pay

90th percentile

$0

Higher top officer pay than 90% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2020 filings • NTEE P60 • <$500k nonprofits • Source year 2020

Asset Growth

99th percentile

3838%

Faster asset growth than 99% of similar nonprofits.

2020 filings • NTEE P60 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

95th percentile

295%

Faster revenue growth than 95% of similar nonprofits.

2020 filings • NTEE P60 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets94th percentile

Assets

Up

$35,362

Up $34,464 (+3838%) from 2019

Net Assets

Up

$10,562

Up $9,664 (+1076%) from 2019

Liabilities

$24,800

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue89th percentileNet Margin51st percentile

Revenue

Up

$111,777

Up $83,448 (+295%) from 2019

Expenses

Up

$102,113

Up $50,608 (+98%) from 2019

Net Income

Up

$9,664

Up $32,840 (+142%) from 2019

Historical Trend

Balance Sheet Trend

Asset Growth99th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0-$20KAssets 2015: $0Net Assets 2015: $02015Assets 2016: $10,068Net Assets 2016: $10,0682016Assets 2017: $7,821Net Assets 2017: $7,8212017Assets 2018: $24,074Net Assets 2018: $24,0742018Assets 2019: $898Net Assets 2019: $8982019Assets 2020: $35,362Liabilities 2020: $24,800Net Assets 2020: $10,5622020Assets 2021: $34,225Liabilities 2021: $31,9292021Assets 2022: $40,444Liabilities 2022: $42,412Net Assets 2022: -$1,9682022Assets 2023: $24,190Liabilities 2023: $54,6732023Assets 2024: $16,712Liabilities 2024: $36,019Net Assets 2024: -$19,3072024

Highlighted filing

2020

Assets$35,362
Liabilities$24,800
Net Assets$10,562
Open 2020 Filing

Operations Trend

Revenue Growth95th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2015: $400Expenses 2015: $400Net Income 2015: $02015Revenue 2016: $24,270Expenses 2016: $14,202Net Income 2016: $10,0682016Revenue 2017: $21,490Expenses 2017: $23,737Net Income 2017: -$2,2472017Revenue 2018: $40,250Expenses 2018: $23,997Net Income 2018: $16,2532018Revenue 2019: $28,329Expenses 2019: $51,505Net Income 2019: -$23,1762019Revenue 2020: $111,777Expenses 2020: $102,113Net Income 2020: $9,6642020Revenue 2021: $116,990Expenses 2021: $125,256Net Income 2021: -$8,2662021Revenue 2022: $10,936Expenses 2022: $15,200Net Income 2022: -$4,2642022Revenue 2023: $22,290Expenses 2023: $50,805Net Income 2023: -$28,5152023Revenue 2024: $81,702Expenses 2024: $70,526Net Income 2024: $11,1762024

Highlighted filing

2020

Revenue$111,777
Expenses$102,113
Net Income$9,664
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 11, 2021
Return Version
2020v4.1
Gross Receipts
$111,777
Mission and Program Overview

Mission

MARRIAGE EDUCATION

Program Services

DescriptionGrantsExpenses
PROVIDE MARRIAGE EDUCATION$0$102,113
Compensation and Service Providers
Top Officer Pay90th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
REUVEN EPSTEINTrusteePT$0--
JULIAN LIEBLICHTrustee-$0--
CAROL HAGERTrusteePT$0--
Filing and Contact Details

Filer

Filer Name
Ruby Red
EIN
47-2846731
Phone
7183369502
Address
2295 MAPLE MANOR CT, TOMS RIVER, NJ 08755

Signing Officer

Name
Reuven Epstein
Title
Trustee
Phone
7183369502
Signed
2021-10-11

Preparer

Firm
Ben Epstein and Associates
Address
1455 E 15TH ST, BROOKLYN, NY 11230
Preparer
Ben Epstein CPA
Phone
7183369502
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 10

“Charity; charity; malak: , , , ; , 50.”

Form 990EZ, Part I, Line 10

“Charity; charity; jmp torah: , , , ; , 1000.”

Form 990EZ, Part I, Line 16

“BANK SERVICE CHARGE 175.”

Form 990EZ, Part I, Line 16

“Computer and internet 570.”

Form 990EZ, Part I, Line 16

“MISC CHARGES 318.”

Form 990EZ, Part I, Line 16

“SEMINAR COSTS 55896.”

Form 990EZ, Part I, Line 16

“SPEAKERS 44104.”

Form 990EZ, Part II, Line 26

“SBA LOAN 0. 24800.”

Raw XML Appendix163 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0REUVEN EPSTEIN
IRS990EZ/BooksInCareOfDetail/PhoneNum07183369502
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01455 EAST 15TH ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BROOKLYN
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd011230
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0898
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt035362
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0111775
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt09664
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0898
IRS990EZ/Form990TotalAssetsGrp/EOYAmt035362
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt01050
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0111777
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt02
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0898
IRS990EZ/NetAssetsOrFundBalancesEOYAmt010562
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0898
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt010562
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt210.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0REUVEN EPSTEIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JULIAN LIEBLICH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CAROL HAGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt0101063
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0MARRIAGE EDUCATION
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE MARRIAGE EDUCATION
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0102113
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt024800
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0102113
IRS990EZ/TotalProgramServiceExpensesAmt0102113
IRS990EZ/TotalRevenueAmt0111777
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0111775
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt08322
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt040242
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt01298
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt024270
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0185907
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0185907
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0111775
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt08322
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt040242
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01298
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt024270
IRS990ScheduleA/Total509Grp/TotalAmt0185907
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0185907
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CHARITY; CHARITY; MALAK: , , , ; , 50.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CHARITY; CHARITY; JMP TORAH: , , , ; , 1000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BANK SERVICE CHARGE 175.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMPUTER AND INTERNET 570.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MISC CHARGES 318.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SEMINAR COSTS 55896.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6SPEAKERS 44104.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7SBA LOAN 0. 24800.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part II, Line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0REUVEN EPSTEIN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum07183369502
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-10-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RUBY RED
ReturnHeader/Filer/BusinessNameControlTxt0RUBY
ReturnHeader/Filer/EIN0472846731
ReturnHeader/Filer/PhoneNum07183369502
ReturnHeader/Filer/USAddress/AddressLine1Txt02295 MAPLE MANOR CT
ReturnHeader/Filer/USAddress/CityNm0TOMS RIVER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008755
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BEN EPSTEIN AND ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01455 E 15TH ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BROOKLYN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd011230
ReturnHeader/PreparerPersonGrp/PhoneNum07183369502
ReturnHeader/PreparerPersonGrp/PreparationDt02021-10-28
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BEN EPSTEIN CPA
ReturnHeader/ReturnTs02021-10-28T11:05:02-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0REUVEN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0EPSTEIN
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$35,362
Liabilities
$24,800
Net assets
$10,562
Revenue
$111,777
Expenses
$102,113
Net income
$9,664
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.17$0.36$0.19$0.82$0.71$0.11
2023Summary only. Only limited summary data is available for this year.$0.24$0.55$0.22$0.51$0.29
2022Detailed filing. Detailed filing data is available for this year.$0.40$0.42$0.02$0.11$0.15$0.04
2021Summary only. Only limited summary data is available for this year.$0.34$0.32$1.17$1.25$0.08
2020Detailed filing. Detailed filing data is available for this year.$0.35$0.25$0.11$1.12$1.02$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.01$0.01$0.28$0.52$0.23
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.24$0.24$0.40$0.24$0.16
2017Detailed filing. Detailed filing data is available for this year.$0.08$0.08$0.21$0.24$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.10$0.10$0.24$0.14$0.10
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$0.00