Civic Intelligence

Silver Creek Thrift Inc.

990EZ • Fiscal year 2019 • EIN 47-2568953

Jan 01, 2019 to Dec 31, 2019 • Filed on Feb 15, 2021

Organization ProfileN/A
219 Silver Creek RoadMarquette, MI 49855

(906) 273-2473

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

74th percentile

0.05x

Higher debt load relative to assets than 74% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

67th percentile

0.01x

Higher debt load relative to revenue than 67% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Net Margin

65th percentile

12%

Higher net margin than 65% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

89th percentile

76%

Faster asset growth than 89% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

65th percentile

12%

Faster revenue growth than 65% of similar nonprofits.

2019 filings • 501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets74th percentile

Assets

Up

$23,059

Up $9,957 (+76%) from 2018

Net Assets

Up

$21,899

Up $10,749 (+96%) from 2018

Liabilities

Down

$1,160

Down $792 (-41%) from 2018

Revenue And Expenses
Liabilities / Revenue67th percentileNet Margin65th percentile

Revenue

Up

$93,144

Up $10,288 (+12%) from 2018

Expenses

Up

$82,397

Up $787 (+1.0%) from 2018

Net Income

Up

$10,747

Up $9,501 (+763%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth89th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2017: $12,331Liabilities 2017: $2,4272017Assets 2018: $13,102Liabilities 2018: $1,952Net Assets 2018: $11,1502018Assets 2019: $23,059Liabilities 2019: $1,160Net Assets 2019: $21,8992019Assets 2020: $30,419Liabilities 2020: $2,614Net Assets 2020: $27,8052020Assets 2021: $44,203Liabilities 2021: $3,299Net Assets 2021: $40,9042021Assets 2022: $39,879Liabilities 2022: $5,198Net Assets 2022: $34,6812022Assets 2023: $40,048Liabilities 2023: $4,2772023Assets 2024: $24,384Liabilities 2024: $5,137Net Assets 2024: $19,2472024

Highlighted filing

2019

Assets$23,059
Liabilities$1,160
Net Assets$21,899
Open 2019 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2017: $78,422Expenses 2017: $82,422Net Income 2017: -$4,0002017Revenue 2018: $82,856Expenses 2018: $81,610Net Income 2018: $1,2462018Revenue 2019: $93,144Expenses 2019: $82,397Net Income 2019: $10,7472019Revenue 2020: $106,229Expenses 2020: $100,323Net Income 2020: $5,9062020Revenue 2021: $142,550Expenses 2021: $129,693Net Income 2021: $12,8572021Revenue 2022: $142,355Expenses 2022: $148,840Net Income 2022: -$6,4852022Revenue 2023: $141,301Expenses 2023: $140,211Net Income 2023: $1,0902023Revenue 2024: $157,914Expenses 2024: $174,438Net Income 2024: -$16,5242024

Highlighted filing

2019

Revenue$93,144
Expenses$82,397
Net Income$10,747
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Feb 15, 2021
Return Version
2019v5.0
Gross Receipts
$93,144
Mission and Program Overview

Mission

Provide quality used items at a low cost to those in need

Program Services

DescriptionGrantsExpenses
FEEDING AMERICA - PROVIDE FAMILIES WITH MEALS AND FOOD FOR 2 HOLIDAYS. APPROXIMATELY 379 FAMILIES (1,116 PEOPLE) SERVED.-$82,397
ASSIST PERSONS IN NEED WITH LOW-COST USED ITEMS. APPROXIMATELY 9900 PEOPLE SERVED. OPEN FIVE DAYS PER WEEK ON AVERAGE.--
OPERATION WINTER WEAR - PROVIDE WINTER CLOTHING FREE OF CHARGE TO THOSE IN NEED. APPROXIMATELY 444 PEOPLE SERVED. THIS IS A TWO-DAY EVENT.--
BLOCK PARTY - PROVIDE CHILDREN WITH CLOTHING AND SHOES FOR NEW SCHOOL YEAR. PROVIDE ADULTS WITH AT LEAST TWO OUTFITS. APPROXIMATELY 890 PEOPLE SERVED. THIS IS PRIMARILY A ONE DAY EVENT.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
KEVIN TAYLORPresident-$0--
DEB ENGLANDSecretary-$0--
CHERYL LIUBAKKATreasurer-$0--
BARB MARKIEWICZManager-$0--
Filing and Contact Details

Filer

Filer Name
Silver Creek Thrift Inc
EIN
47-2568953
Phone
9062732473
Address
219 SILVER CREEK ROAD, MARQUETTE, MI 49855

Signing Officer

Name
Cheryl Liubakka
Title
Treasurer
Phone
9062732473
Signed
2021-02-15
Discuss with paid preparer
Yes

Preparer

Firm
Bartkowiak Acctg & Tax Service Pc
Address
710 CHIPPEWA SQUARE SUITE 105, MARQUETTE, MI 49855
Preparer
Robert J Bartkowiak
Phone
9062288080
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Miscellaneous revenu 18 total 18”

Form 990-ez, Part I, Line 16

“Expenses office 80 travel 954 outreach events 4,870 advertising & marketing 108 credit card fees 1,655 telephone 1,364 store supplies 2,892 office supplies 526 sales tax 3,950 charitable giving 500 total 16,899”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 1,950 1,160”

Form 990-ez, Part III, Line 31

“Feeding america - provide families with meals and food for 2 holidays. Approximately 379 families (1,116 people) served.”

Raw XML Appendix148 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0BARTKOWIAK ACCOUNTING & TAX SERVICE
IRS990EZ/BooksInCareOfDetail/PhoneNum09062288080
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0710 CHIPPEWA SQUARE SUITE 105
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MARQUETTE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049855
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt013102
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt023059
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt02059
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt010747
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01015
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt013102
IRS990EZ/Form990TotalAssetsGrp/EOYAmt023059
IRS990EZ/GrossReceiptsAmt093144
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt011152
IRS990EZ/NetAssetsOrFundBalancesEOYAmt021899
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt011152
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt021899
IRS990EZ/OccupancyRentUtltsAndMaintAmt01210
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KEVIN TAYLOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DEB ENGLAND
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CHERYL LIUBAKKA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3BARB MARKIEWICZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3MANAGER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt016899
IRS990EZ/OtherRevenueTotalAmt018
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE QUALITY USED ITEMS AT A LOW COST TO THOSE IN NEED
IRS990EZ/ProgramServiceRevenueAmt091067
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0ASSIST PERSONS IN NEED WITH LOW-COST USED ITEMS. APPROXIMATELY 9900 PEOPLE SERVED. OPEN FIVE DAYS PER WEEK ON AVERAGE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1OPERATION WINTER WEAR - PROVIDE WINTER CLOTHING FREE OF CHARGE TO THOSE IN NEED. APPROXIMATELY 444 PEOPLE SERVED. THIS IS A TWO-DAY EVENT.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2BLOCK PARTY - PROVIDE CHILDREN WITH CLOTHING AND SHOES FOR NEW SCHOOL YEAR. PROVIDE ADULTS WITH AT LEAST TWO OUTFITS. APPROXIMATELY 890 PEOPLE SERVED. THIS IS PRIMARILY A ONE DAY EVENT.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt3FEEDING AMERICA - PROVIDE FAMILIES WITH MEALS AND FOOD FOR 2 HOLIDAYS. APPROXIMATELY 379 FAMILIES (1,116 PEOPLE) SERVED.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt082397
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt063273
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01950
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01160
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt082397
IRS990EZ/TotalProgramServiceExpensesAmt082397
IRS990EZ/TotalRevenueAmt093144
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt02059
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt01413
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt01105
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt05752
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt01273
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt011602
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt091085
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt081443
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt077317
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt059095
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt056399
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0365339
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0376941
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt093144
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt082856
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt078422
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt064847
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt057672
IRS990ScheduleA/Total509Grp/TotalAmt0376941
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt093144
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt082856
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt078422
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt064847
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt057672
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0376941
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MISCELLANEOUS REVENU 18 TOTAL 18
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OFFICE 80 TRAVEL 954 OUTREACH EVENTS 4,870 ADVERTISING & MARKETING 108 CREDIT CARD FEES 1,655 TELEPHONE 1,364 STORE SUPPLIES 2,892 OFFICE SUPPLIES 526 SALES TAX 3,950 CHARITABLE GIVING 500 TOTAL 16,899
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 1,950 1,160
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FEEDING AMERICA - PROVIDE FAMILIES WITH MEALS AND FOOD FOR 2 HOLIDAYS. APPROXIMATELY 379 FAMILIES (1,116 PEOPLE) SERVED.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHERYL LIUBAKKA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09062732473
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-02-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SILVER CREEK THRIFT INC
ReturnHeader/Filer/BusinessNameControlTxt0SILV
ReturnHeader/Filer/EIN0472568953
ReturnHeader/Filer/PhoneNum09062732473
ReturnHeader/Filer/USAddress/AddressLine1Txt0219 SILVER CREEK ROAD
ReturnHeader/Filer/USAddress/CityNm0MARQUETTE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049855
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382999070
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BARTKOWIAK ACCTG & TAX SERVICE PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0710 CHIPPEWA SQUARE SUITE 105
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MARQUETTE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049855
ReturnHeader/PreparerPersonGrp/PhoneNum09062288080
ReturnHeader/PreparerPersonGrp/PreparationDt02021-02-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT J BARTKOWIAK
ReturnHeader/ReturnTs02021-02-15T16:37:41-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$23,059
Liabilities
$1,160
Net assets
$21,899
Revenue
$93,144
Expenses
$82,397
Net income
$10,747
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.24$0.05$0.19$1.58$1.74$0.17
2023Summary only. Only limited summary data is available for this year.$0.40$0.04$1.41$1.40$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.40$0.05$0.35$1.42$1.49$0.06
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.44$0.03$0.41$1.43$1.30$0.13
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.30$0.03$0.28$1.06$1.00$0.06
2019Detailed filing. Detailed filing data is available for this year.$0.23$0.01$0.22$0.93$0.82$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.13$0.02$0.11$0.83$0.82$0.01
2017Summary only. Only limited summary data is available for this year.$0.12$0.02$0.78$0.82$0.04