Civic Intelligence

Silver Creek Thrift Inc.

990EZ • Fiscal year 2018 • EIN 47-2568953

Jan 01, 2018 to Dec 31, 2018 • Filed on Nov 06, 2019

Organization ProfileN/A
219 Silver Creek RoadMarquette, MI 49855

(906) 273-2473

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

81st percentile

0.15x

Higher debt load relative to assets than 81% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Liabilities / Revenue

71st percentile

0.02x

Higher debt load relative to revenue than 71% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Net Margin

46th percentile

1.5%

Higher net margin than 46% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Top Officer Pay

81st percentile

$11,473

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 13.8% of source-year revenue.

2018 filings • 501(c)3 • <$500k nonprofits • Source year 2018

Asset Growth

58th percentile

6.3%

Faster asset growth than 58% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

57th percentile

5.7%

Faster revenue growth than 57% of similar nonprofits.

2018 filings • 501(c)3 • <$500k nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets81st percentile

Assets

Up

$13,102

Up $771 (+6.3%) from 2017

Net Assets

$11,150

No earlier filing loaded for comparison.

Liabilities

Down

$1,952

Down $475 (-20%) from 2017

Revenue And Expenses
Liabilities / Revenue71st percentileNet Margin46th percentile

Revenue

Up

$82,856

Up $4,434 (+5.7%) from 2017

Expenses

Down

$81,610

Down $812 (-1.0%) from 2017

Net Income

Up

$1,246

Up $5,246 (+131%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth58th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60K$40K$20K$0Assets 2017: $12,331Liabilities 2017: $2,4272017Assets 2018: $13,102Liabilities 2018: $1,952Net Assets 2018: $11,1502018Assets 2019: $23,059Liabilities 2019: $1,160Net Assets 2019: $21,8992019Assets 2020: $30,419Liabilities 2020: $2,614Net Assets 2020: $27,8052020Assets 2021: $44,203Liabilities 2021: $3,299Net Assets 2021: $40,9042021Assets 2022: $39,879Liabilities 2022: $5,198Net Assets 2022: $34,6812022Assets 2023: $40,048Liabilities 2023: $4,2772023Assets 2024: $24,384Liabilities 2024: $5,137Net Assets 2024: $19,2472024

Highlighted filing

2018

Assets$13,102
Liabilities$1,952
Net Assets$11,150
Open 2018 Filing

Operations Trend

Revenue Growth57th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2017: $78,422Expenses 2017: $82,422Net Income 2017: -$4,0002017Revenue 2018: $82,856Expenses 2018: $81,610Net Income 2018: $1,2462018Revenue 2019: $93,144Expenses 2019: $82,397Net Income 2019: $10,7472019Revenue 2020: $106,229Expenses 2020: $100,323Net Income 2020: $5,9062020Revenue 2021: $142,550Expenses 2021: $129,693Net Income 2021: $12,8572021Revenue 2022: $142,355Expenses 2022: $148,840Net Income 2022: -$6,4852022Revenue 2023: $141,301Expenses 2023: $140,211Net Income 2023: $1,0902023Revenue 2024: $157,914Expenses 2024: $174,438Net Income 2024: -$16,5242024

Highlighted filing

2018

Revenue$82,856
Expenses$81,610
Net Income$1,246
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Nov 6, 2019
Return Version
2018v3.1
Gross Receipts
$82,856
Mission and Program Overview

Mission

Provide quality used items at a low cost to those in need

Program Services

DescriptionGrantsExpenses
ASSIST PERSONS IN NEED WITH LOW-COST USED ITEMS. APPROXIMATELY 9900 PEOPLE SERVED. OPEN FIVE DAYS PER WEEK ON AVERAGE.-$77,804
FEEDING AMERICA - PROVIDE FAMILIES WITH MEALS AND FOOD FOR 2 HOLIDAYS. APPROXIMATELY 379 FAMILIES (1,116 PEOPLE) SERVED.-$2,260
BLOCK PARTY - PROVIDE CHILDREN WITH CLOTHING AND SHOES FOR NEW SCHOOL YEAR. PROVIDE ADULTS WITH AT LEAST TWO OUTFITS. APPROXIMATELY 890 PEOPLE SERVED. THIS IS PRIMARILY A ONE DAY EVENT.-$870
OPERATION WINTER WEAR - PROVIDE WINTER CLOTHING FREE OF CHARGE TO THOSE IN NEED. APPROXIMATELY 444 PEOPLE SERVED. THIS IS A TWO-DAY EVENT.-$675
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BARB MARKIEWICZManagerPT$11,473-$11,473
KEVIN TAYLORPresident-$0--
DEB ENGLANDSecretary-$0--
CHERYL LIUBAKKATreasurerPT$0--
Filing and Contact Details

Filer

Filer Name
Silver Creek Thrift Inc
EIN
47-2568953
Phone
9062732473
Address
219 SILVER CREEK ROAD, MARQUETTE, MI 49855

Signing Officer

Name
Cheryl Liubakka
Title
Treasurer
Phone
9062732473
Signed
2019-11-06
Discuss with paid preparer
Yes

Preparer

Firm
Bartkowiak Acctg & Tax Service Pc
Address
710 CHIPPEWA SQUARE SUITE 105, MARQUETTE, MI 49855
Preparer
Robert J Bartkowiak
Phone
9062288080
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“St. Vincent depaul rag run 675 total 675”

Form 990-ez, Part I, Line 16

“Expenses outreach events 4,601 advertising 439 credit card fees 1,303 bank fees 168 telephone 1,483 store supplies 1,649 office supplies 832 sales tax 4,543 total 15,018”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 2,427 1,952”

Form 990-ez, Part III, Line 31

“Feeding america - provide families with meals and food for 2 holidays. Approximately 379 families (1,116 people) served.”

Raw XML Appendix157 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0BARTKOWIAK ACCOUNTING & TAX SERVICE
IRS990EZ/BooksInCareOfDetail/PhoneNum09062288080
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0710 CHIPPEWA SQUARE SUITE 105
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MARQUETTE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd049855
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt012331
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt013102
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt01413
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt01246
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt012331
IRS990EZ/Form990TotalAssetsGrp/EOYAmt013102
IRS990EZ/GrossReceiptsAmt082856
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt09904
IRS990EZ/NetAssetsOrFundBalancesEOYAmt011150
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt09904
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt011150
IRS990EZ/OccupancyRentUtltsAndMaintAmt05170
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt325.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt311473
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KEVIN TAYLOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DEB ENGLAND
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CHERYL LIUBAKKA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3BARB MARKIEWICZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3MANAGER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt015018
IRS990EZ/OtherRevenueTotalAmt0675
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE QUALITY USED ITEMS AT A LOW COST TO THOSE IN NEED
IRS990EZ/PrintingPublicationsPostageAmt08
IRS990EZ/ProgramServiceRevenueAmt080768
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0ASSIST PERSONS IN NEED WITH LOW-COST USED ITEMS. APPROXIMATELY 9900 PEOPLE SERVED. OPEN FIVE DAYS PER WEEK ON AVERAGE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1OPERATION WINTER WEAR - PROVIDE WINTER CLOTHING FREE OF CHARGE TO THOSE IN NEED. APPROXIMATELY 444 PEOPLE SERVED. THIS IS A TWO-DAY EVENT.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2BLOCK PARTY - PROVIDE CHILDREN WITH CLOTHING AND SHOES FOR NEW SCHOOL YEAR. PROVIDE ADULTS WITH AT LEAST TWO OUTFITS. APPROXIMATELY 890 PEOPLE SERVED. THIS IS PRIMARILY A ONE DAY EVENT.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt3FEEDING AMERICA - PROVIDE FAMILIES WITH MEALS AND FOOD FOR 2 HOLIDAYS. APPROXIMATELY 379 FAMILIES (1,116 PEOPLE) SERVED.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt077804
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt1675
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt2870
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt32260
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt061414
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt02427
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01952
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt081610
IRS990EZ/TotalProgramServiceExpensesAmt081609
IRS990EZ/TotalRevenueAmt082856
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt01413
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt01105
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt05752
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt01273
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt09543
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt081443
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt077317
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt059095
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt056399
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt014196
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0288450
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0297993
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt082856
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt078422
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt064847
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt057672
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt014196
IRS990ScheduleA/Total509Grp/TotalAmt0297993
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt082856
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt078422
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt064847
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt057672
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt014196
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0297993
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ST. VINCENT DEPAUL RAG RUN 675 TOTAL 675
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OUTREACH EVENTS 4,601 ADVERTISING 439 CREDIT CARD FEES 1,303 BANK FEES 168 TELEPHONE 1,483 STORE SUPPLIES 1,649 OFFICE SUPPLIES 832 SALES TAX 4,543 TOTAL 15,018
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 2,427 1,952
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FEEDING AMERICA - PROVIDE FAMILIES WITH MEALS AND FOOD FOR 2 HOLIDAYS. APPROXIMATELY 379 FAMILIES (1,116 PEOPLE) SERVED.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 31
ReasonableCauseExplanation/ExplanationTxt0REASONABLE CAUSE CHANGE OVER IN BOOKKEEPING PROCEDURES AND ACCOUNTANTS CAUSED ASSUMPTIONS IN WHO WAS FILING THE ANNUAL 990. THIS IS THE FIRST TIME THIS HAS HAPPENED.
ReturnHeader/BuildTS02020-03-31 21:24:44Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHERYL LIUBAKKA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09062732473
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-11-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SILVER CREEK THRIFT INC
ReturnHeader/Filer/BusinessNameControlTxt0SILV
ReturnHeader/Filer/EIN0472568953
ReturnHeader/Filer/PhoneNum09062732473
ReturnHeader/Filer/USAddress/AddressLine1Txt0219 SILVER CREEK ROAD
ReturnHeader/Filer/USAddress/CityNm0MARQUETTE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd049855
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId09C1F20F86371994F405643970B89C71FEF9FC6EB
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0672BA85C786DF6E7017A9A3ADB9B265AF7A6B571
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt024.213.39.2
ReturnHeader/FilingSecurityInformation/IPDt02019-11-06
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm014:59:50
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382999070
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BARTKOWIAK ACCTG & TAX SERVICE PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0710 CHIPPEWA SQUARE SUITE 105
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MARQUETTE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd049855
ReturnHeader/PreparerPersonGrp/PhoneNum09062288080
ReturnHeader/PreparerPersonGrp/PreparationDt02019-11-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT J BARTKOWIAK
ReturnHeader/ReturnTs02019-11-06T14:59:50-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$13,102
Liabilities
$1,952
Net assets
$11,150
Revenue
$82,856
Expenses
$81,610
Net income
$1,246
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.24$0.05$0.19$1.58$1.74$0.17
2023Summary only. Only limited summary data is available for this year.$0.40$0.04$1.41$1.40$0.01
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.40$0.05$0.35$1.42$1.49$0.06
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.44$0.03$0.41$1.43$1.30$0.13
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.30$0.03$0.28$1.06$1.00$0.06
2019Detailed filing. Detailed filing data is available for this year.$0.23$0.01$0.22$0.93$0.82$0.11
2018Detailed filing. Detailed filing data is available for this year.$0.13$0.02$0.11$0.83$0.82$0.01
2017Summary only. Only limited summary data is available for this year.$0.12$0.02$0.78$0.82$0.04