Civic Intelligence

Student Debt Crisis

990EZ • Fiscal year 2022 • EIN 47-1565581

Jan 01, 2022 to Dec 31, 2022 • Filed on Jun 08, 2023

15442 Ventura Blvd 102Sherman Oaks, CA 91403

(310) 365-1069

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2022

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2022

Net Margin

53rd percentile

6.4%

Higher net margin than 53% of similar nonprofits.

2022 filings • 501(c)4 • <$500k nonprofits • Source year 2022

Top Officer Pay

97th percentile

$57,000

Higher top officer pay than 97% of similar nonprofits.

Top officer pay equals 44.1% of source-year revenue.

2022 filings • 501(c)4 • <$500k nonprofits • Source year 2022

Asset Growth

73rd percentile

15%

Faster asset growth than 73% of similar nonprofits.

2022 filings • 501(c)4 • <$500k nonprofits • Annualized from 2021 to 2022

Revenue Growth

8th percentile

-51%

Faster revenue growth than 8% of similar nonprofits.

2022 filings • 501(c)4 • <$500k nonprofits • Annualized from 2021 to 2022

Assets

Up

$63,455

Up $8,211 (+15%) from 2021

Net Assets

Up

$63,455

Up $8,286 (+15%) from 2021

Liabilities

-

No earlier filing loaded for comparison.

Revenue

Down

$129,174

Down $132,576 (-51%) from 2021

Expenses

Down

$120,888

Down $190,977 (-61%) from 2021

Net Income

Up

$8,286

Up $58,401 (+117%) from 2021

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2019: $23,109Liabilities 2019: $571Net Assets 2019: $22,5382019Assets 2020: $104,708Liabilities 2020: $31Net Assets 2020: $104,6772020Assets 2021: $55,244Liabilities 2021: $75Net Assets 2021: $55,1692021Assets 2022: $63,455Net Assets 2022: $63,4552022Assets 2023: $65,836Liabilities 2023: $0Net Assets 2023: $65,8362023Assets 2024: $67,073Liabilities 2024: $0Net Assets 2024: $67,0732024

Highlighted filing

2022

Assets$63,455
Liabilities-
Net Assets$63,455

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2019: $63,253Expenses 2019: $56,001Net Income 2019: $7,2522019Revenue 2020: $278,456Expenses 2020: $199,324Net Income 2020: $79,1322020Revenue 2021: $261,750Expenses 2021: $311,865Net Income 2021: -$50,1152021Revenue 2022: $129,174Expenses 2022: $120,888Net Income 2022: $8,2862022Revenue 2023: $75,748Expenses 2023: $73,367Net Income 2023: $2,3812023Revenue 2024: $20,140Expenses 2024: $18,903Net Income 2024: $1,2372024

Highlighted filing

2022

Revenue$129,174
Expenses$120,888
Net Income$8,286
Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Jun 8, 2023
Return Version
2022v5.0
Gross Receipts
$129,174
Mission and Program Overview

Mission

Fundamentally reforming student debt and higher education loan policies

Program Services

DescriptionGrantsExpenses
STUDENT DEBT ADVOCACY--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
NATALIA ABRAMSPresidentPT$57,000-$57,000
CODY HOUNANIANSecretaryPT$43,000-$43,000
STEVEN ABRAMSCFOPT$0--
Filing and Contact Details

Filer

Filer Name
Student Debt Crisis
EIN
47-1565581
Phone
3103651069
Address
15442 VENTURA BLVD 102, SHERMAN OAKS, CA 91403

Signing Officer

Name
Natalia Abrams
Title
President
Signed
2023-06-08
Discuss with paid preparer
No

Preparer

Firm
The CDM Group
Address
18240 Elkwood Street, Reseda, CA 91335
Preparer
Gerardo Camacho
Phone
8188222013
Supplemental Narrative

Additional Explanations

Other Expenses.1005

Travel $12

Other Expenses.1008

Interest $42

Other Expenses.1009

Depreciation $243

Other Expenses.1

Communication platform $6134

Other Expenses.2

PAYROLL EXPENSES $1092

Other Expenses.3

Outside contract services $750

Other Expenses.4

MISC $663

Other Expenses.5

TELEPHONE $507

Other Expenses.6

MARKETING $418

Other Expenses.7

SUPPLIES $172

Other Expenses.8

Business registration fees $100

Other Expenses.9

BOOKS $76

Other Expenses.10

MEALS $42

Other Assets.1002

Furniture and Fixtures - Beginning $2623 Furniture and Fixtures - Ending $2623

Other Assets.1003

Machinery and Equipment - Beginning $607 Machinery and Equipment - Ending $364

Other Assets.1

PREPAID RENT - Beginning $4000 PREPAID RENT - Ending $4000

Total Liabilities.1001

Accounts Payable and Accrued Expenses - Beginning $75 Accounts Payable and Accrued Expenses - Ending $0

Raw XML Appendix142 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0NATALIA ABRAMS
IRS990EZ/BooksInCareOfDetail/PhoneNum03103651069
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt015442 VENTURA BLVD 102
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SHERMAN OAKS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd091423
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt048014
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt056468
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt0129174
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt08286
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02474
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt055244
IRS990EZ/Form990TotalAssetsGrp/EOYAmt063455
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt0129174
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt055169
IRS990EZ/NetAssetsOrFundBalancesEOYAmt063455
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt055169
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt063455
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt030.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt220.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt057000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt243000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0NATALIA ABRAMS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1STEVEN ABRAMS
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1CFO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt07230
IRS990EZ/OtherAssetsTotalDetail/EOYAmt06987
IRS990EZ/OtherExpensesTotalAmt010251
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0FUNDAMENTALLY REFORMING STUDENT DEBT AND HIGHER EDUCATION LOAN POLICIES
IRS990EZ/PrintingPublicationsPostageAmt023
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0STUDENT DEBT ADVOCACY
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt0108140
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt075
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt0120888
IRS990EZ/TotalRevenueAmt0129174
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.studentdebtcrisis.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Travel $12
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Interest $42
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Depreciation $243
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMMUNICATION PLATFORM $6134
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PAYROLL EXPENSES $1092
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OUTSIDE CONTRACT SERVICES $750
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MISC $663
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7TELEPHONE $507
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8MARKETING $418
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9SUPPLIES $172
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10BUSINESS REGISTRATION FEES $100
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11BOOKS $76
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12MEALS $42
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Furniture and Fixtures - Beginning $2623 Furniture and Fixtures - Ending $2623
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Machinery and Equipment - Beginning $607 Machinery and Equipment - Ending $364
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15PREPAID RENT - Beginning $4000 PREPAID RENT - Ending $4000
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Accounts Payable and Accrued Expenses - Beginning $75 Accounts Payable and Accrued Expenses - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1008
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Other Expenses.10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Other Assets.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Other Assets.1003
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Total Liabilities.1001
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0NATALIA ABRAMS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-06-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STUDENT DEBT CRISIS
ReturnHeader/Filer/BusinessNameControlTxt0STUD
ReturnHeader/Filer/EIN0471565581
ReturnHeader/Filer/PhoneNum03103651069
ReturnHeader/Filer/USAddress/AddressLine1Txt015442 VENTURA BLVD 102
ReturnHeader/Filer/USAddress/CityNm0SHERMAN OAKS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd091403
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0The CDM Group
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt018240 Elkwood Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Reseda
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd091335
ReturnHeader/PreparerPersonGrp/PhoneNum08188222013
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Gerardo Camacho
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02023-06-08T17:07:54-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0NATALIA
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0ABRAMS
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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Filings