Civic Intelligence

Student Debt Crisis

EIN 47-1565581 • 501(c)4 • Sherman Oaks, CA

Profile

Fundamentally reforming student debt

15442 Ventura Blvd Ste 102Sherman Oaks, CA 91403

www.studentdebtcrisis.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)4 • <$500k nonprofits • Source year 2024

Net Margin

58th percentile

6.1%

Higher net margin than 58% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

58th percentile

1.9%

Faster asset growth than 58% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

9th percentile

-73%

Faster revenue growth than 9% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets59th percentile

Assets

Up

$67,073

Up $1,237 (+1.9%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$67,073

Up $1,237 (+1.9%) from 2023

Operations
Liabilities / Revenue60th percentileNet Margin58th percentile

Revenue

Down

$20,140

Down $55,608 (-73%) from 2023

Expenses

Down

$18,903

Down $54,464 (-74%) from 2023

Net Income

Down

$1,237

Down $1,144 (-48%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth58th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2019: $23,109Liabilities 2019: $571Net Assets 2019: $22,5382019Assets 2020: $104,708Liabilities 2020: $31Net Assets 2020: $104,6772020Assets 2021: $55,244Liabilities 2021: $75Net Assets 2021: $55,1692021Assets 2022: $63,455Net Assets 2022: $63,4552022Assets 2023: $65,836Liabilities 2023: $0Net Assets 2023: $65,8362023Assets 2024: $67,073Liabilities 2024: $0Net Assets 2024: $67,0732024

Highlighted filing

2024

Assets$67,073
Liabilities$0
Net Assets$67,073
Open 2024 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2019: $63,253Expenses 2019: $56,001Net Income 2019: $7,2522019Revenue 2020: $278,456Expenses 2020: $199,324Net Income 2020: $79,1322020Revenue 2021: $261,750Expenses 2021: $311,865Net Income 2021: -$50,1152021Revenue 2022: $129,174Expenses 2022: $120,888Net Income 2022: $8,2862022Revenue 2023: $75,748Expenses 2023: $73,367Net Income 2023: $2,3812023Revenue 2024: $20,140Expenses 2024: $18,903Net Income 2024: $1,2372024

Highlighted filing

2024

Revenue$20,140
Expenses$18,903
Net Income$1,237
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$67,073
Liabilities
$0
Net assets
$67,073
Revenue
$20,140
Expenses
$18,903
Net income
$1,237
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.67$0.00$0.67$0.20$0.19$0.01
2023Detailed filing. Detailed filing data is available for this year.$0.66$0.00$0.66$0.76$0.73$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.63$0.63$1.29$1.21$0.08
2021Detailed filing. Detailed filing data is available for this year.$0.55$0.00$0.55$2.62$3.12$0.50
2020Detailed filing. Detailed filing data is available for this year.$1.05$0.00$1.05$2.78$1.99$0.79
2019Detailed filing. Detailed filing data is available for this year.$0.23$0.01$0.23$0.63$0.56$0.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 4, 2025
Return Version
2024v5.2
Gross Receipts
$20,140
Mission and Program Overview

Mission

Fundamentally reforming student debt and higher education loan policies

Fundamentally reforming student debt

Program Services

DescriptionGrantsExpenses
STUDENT DEBT ADVOCACY-$0
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
NATALIA ABRAMSPresidentPT$0--
STEVEN ABRAMSSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Student Debt Crisis
EIN
47-1565581
In Care Of
% NATALIA ABRAMS
Phone
3103651069
Address
15442 VENTURA BLVD STE 102, SHERMAN OAKS, CA 91403

Signing Officer

Name
Natalia Abrams
Title
President
Phone
3103651069
Signed
2025-11-04
Discuss with paid preparer
No

Preparer

Firm
Gerardo T Camacho
Address
7320 RESEDA BLVD UNIT 371433, LOS ANGELES, CA 91335
Preparer
Gerardo T Camacho
Phone
7146989349
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountBANK SERVICE FEES 228FACILITIES AND EQUIPMENT 299INTEREST PAID 64MEALS 353OFFICE EXPENSE 189OPERATIONS 50TRAVEL FOR MEETINGS 11,060”

Description of other assets Part II line 24

“Category Beginning of Year End of YearFURNITURE & FIXTURES 2,623 2,623PREPAID RENT 4,000 4,000”

Raw XML Appendix109 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0NATALIA ABRAMS
IRS990EZ/BooksInCareOfDetail/PhoneNum03103651069
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt015442 VENTURA BLVD 102
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SHERMAN OAKS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd091403
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt059213
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt060450
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt020140
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt01237
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt06660
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt065836
IRS990EZ/Form990TotalAssetsGrp/EOYAmt067073
IRS990EZ/GrossReceiptsAmt020140
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt065836
IRS990EZ/NetAssetsOrFundBalancesEOYAmt067073
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt065836
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt067073
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0NATALIA ABRAMS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1STEVEN ABRAMS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt06623
IRS990EZ/OtherAssetsTotalDetail/EOYAmt06623
IRS990EZ/OtherExpensesTotalAmt012243
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0FUNDAMENTALLY REFORMING STUDENT DEBT
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0STUDENT DEBT ADVOCACY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt018903
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt020140
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.studentdebtcrisis.org
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountBANK SERVICE FEES 228FACILITIES AND EQUIPMENT 299INTEREST PAID 64MEALS 353OFFICE EXPENSE 189OPERATIONS 50TRAVEL FOR MEETINGS 11,060
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Category Beginning of Year End of YearFURNITURE & FIXTURES 2,623 2,623PREPAID RENT 4,000 4,000
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other assets Part II line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0NATALIA ABRAMS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03103651069
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STUDENT DEBT CRISIS
ReturnHeader/Filer/BusinessNameControlTxt0STUD
ReturnHeader/Filer/EIN0471565581
ReturnHeader/Filer/InCareOfNm0% NATALIA ABRAMS
ReturnHeader/Filer/PhoneNum03103651069
ReturnHeader/Filer/USAddress/AddressLine1Txt015442 VENTURA BLVD STE 102
ReturnHeader/Filer/USAddress/CityNm0SHERMAN OAKS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd091403
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GERARDO T CAMACHO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt07320 RESEDA BLVD UNIT 371433
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LOS ANGELES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd091335
ReturnHeader/PreparerPersonGrp/PhoneNum07146989349
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERARDO T CAMACHO
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-11-04T17:26:24-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.