Civic Intelligence

Nd Banks Benefit Trust

990 • Fiscal year 2019 • EIN 46-7521485

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 04, 2020

122 E Main Ave Ste 201Bismarck, ND 58501-3889

(701) 223-5303

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.10x

Higher debt load relative to assets than 64% of similar nonprofits.

2019 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2019

Liabilities / Revenue

48th percentile

0.02x

Higher debt load relative to revenue than 48% of similar nonprofits.

2019 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2019

Net Margin

64th percentile

11%

Higher net margin than 64% of similar nonprofits.

2019 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2019

Top Officer Pay

48th percentile

$0

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2019 filings • 501(c)9 • $10M-$25M nonprofits • Source year 2019

Asset Growth

98th percentile

88%

Faster asset growth than 98% of similar nonprofits.

2019 filings • 501(c)9 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Revenue Growth

81st percentile

16%

Faster revenue growth than 81% of similar nonprofits.

2019 filings • 501(c)9 • $10M-$25M nonprofits • Annualized from 2018 to 2019

Assets

Up

$5,119,295

Up $2,397,530 (+88%) from 2018

Net Assets

Up

$4,616,364

Up $2,148,849 (+87%) from 2018

Liabilities

Up

$502,931

Up $248,681 (+98%) from 2018

Revenue

Up

$20,133,832

Up $2,813,921 (+16%) from 2018

Expenses

Up

$17,984,983

Up $979,749 (+5.8%) from 2018

Net Income

Up

$2,148,849

Up $1,834,172 (+583%) from 2018

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2015: $2,421,328Liabilities 2015: $309,152Net Assets 2015: $2,112,1762015Assets 2016: $2,533,452Liabilities 2016: $372,339Net Assets 2016: $2,161,1132016Assets 2017: $2,771,160Liabilities 2017: $618,322Net Assets 2017: $2,152,8382017Assets 2018: $2,721,765Liabilities 2018: $254,250Net Assets 2018: $2,467,5152018Assets 2019: $5,119,295Liabilities 2019: $502,931Net Assets 2019: $4,616,3642019Assets 2020: $6,700,028Liabilities 2020: $23,392Net Assets 2020: $6,676,6362020Assets 2021: $8,197,714Liabilities 2021: $0Net Assets 2021: $8,197,7142021Assets 2022: $11,065,335Liabilities 2022: $0Net Assets 2022: $11,065,3352022Assets 2023: $11,982,683Liabilities 2023: $0Net Assets 2023: $11,982,6832023Assets 2024: $11,743,452Liabilities 2024: $24,213Net Assets 2024: $11,719,2392024

Highlighted filing

2019

Assets$5,119,295
Liabilities$502,931
Net Assets$4,616,364

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MRevenue 2015: $11,181,380Expenses 2015: $9,069,204Net Income 2015: $2,112,1762015Revenue 2016: $15,124,038Expenses 2016: $14,802,970Net Income 2016: $321,0682016Revenue 2017: $16,433,694Expenses 2017: $16,441,969Net Income 2017: -$8,2752017Revenue 2018: $17,319,911Expenses 2018: $17,005,234Net Income 2018: $314,6772018Revenue 2019: $20,133,832Expenses 2019: $17,984,983Net Income 2019: $2,148,8492019Revenue 2020: $20,290,597Expenses 2020: $18,543,250Net Income 2020: $1,747,3472020Revenue 2021: $19,622,273Expenses 2021: $18,101,195Net Income 2021: $1,521,0782021Revenue 2022: $20,262,476Expenses 2022: $17,394,855Net Income 2022: $2,867,6212022Revenue 2023: $19,413,158Expenses 2023: $18,495,810Net Income 2023: $917,3482023Revenue 2024: $21,316,089Expenses 2024: $21,812,103Net Income 2024: -$496,0142024

Highlighted filing

2019

Revenue$20,133,832
Expenses$17,984,983
Net Income$2,148,849
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 4, 2020
Return Version
2019v5.1
Gross Receipts
$20,133,832
Mission and Program Overview

Mission

None

To provide and maintain those benefits which the Benefit Plan Trustees, in its sole discretion, determines from time-to-time shall be provided and as are specified in the Plan Document and for payment, in accordance with ERISA, of reasonable expenses incurred in the administration of the Plan.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$2,467,515$4,616,364▲ $2,148,849
Savings and Temporary Cash Investments$2,045,121$3,686,264▲ $1,641,143
Accounts Receivable$676,644$1,425,330▲ $748,686
Prepaid Expenses and Deferred Charges$0$7,701▲ $7,701
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$2,721,765$5,119,295▲ $2,397,530
Liabilities
Accounts Payable and Accrued Expenses$18,471$330,803▲ $312,332
Deferred Revenue$235,779$172,128▼ $63,651
Total Liabilities$254,250$502,931▲ $248,681
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,467,515$4,616,364▲ $2,148,849
Total Liabilities and Net Assets / Fund Balance$2,721,765$5,119,295▲ $2,397,530
Compensation and Service Providers

Board Members and Trustees

NameTitle
Todd HeilmanChairman
Nancy PetersenVice Chairman
Carrie ZubkeTrustee
Ilene BakerTrustee
Natalie MurchTrustee
Rick Beall JrTrustee
Sarah GetzlaffTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Noridian Mutual Insurance CompanyAdministrative Fees1411 Mapleton Avenue, Bismarck, ND 58503$1,214,058
Middaugh and AssociatesBroker Fees1019 5th Ave S, Fargo, ND 58103$211,462
NDBA ServicesAdministrative Fees122 E Main Ave Ste 201, Bismark, ND 58501-3889$101,116
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,121,658
Investment Income
$12,174
Other Revenue
$0
Change in Net Assets
$2,148,849

Audited Revenue Reconciliation

Revenue per Audited Statements
$20,133,832
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$20,133,832
Total Revenue per Form 990
$20,133,832
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,779,304
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$14,205,679
Fees for Services Management---$1,315,174
Fees for Services Other---$226,287
Insurance---$5,404
Advertising---$3,251
All Other Expenses---$1,905
Office Expenses---$1,393
Other Expenses---$287
Conferences and Meetings---$30
Total Functional Expenses$0$0$0$17,984,983

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$17,984,983
Total Expenses per Audited Statements$17,984,983
Total Expenses per Form 990$17,984,983
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

The ND Banks Benefit Trust has two members consisting of the North Dakota Bankers Association and the Independent Community Banks of North Dakota.

Form 990, Part VI, Section A, line 7A

Each of the member Banking Associations may nominate up to three Trustees.

Form 990, Part VI, Section A, line 8B

There are no committees that are able to act on behalf of the board.

Form 990, Part VI, Section B, line 11B

The Form 990 is provided to the board prior to being filed, and presented at the next board meeting after filing.

Form 990, Part VI, Section B, line 12C

Trustees, consultants, and employees of the Trust are required to disclose any conflicts of interest. Conflicts are reviewed by the remaining independent Trustees. Trustees with conflicts will recuse themselves from voting on issues in which they have a conflict.

Form 990, Part VI, Section C, line 19

The organization does not make its governing documents, conflict of interest policy, and financial statements available to the public.

Filing and Contact Details

Filer

Filer Name
ND Banks Benefit Trust
EIN
46-7521485
Phone
7012235303
Address
122 E Main Ave Ste 201, Bismarck, ND 58501-3889

Signing Officer

Name
Nancy Petersen
Title
Chairman
Phone
7012235303
Signed
2020-11-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nancy Petersen
Formed
2014
Legal Domicile
Nd
Voting Board Members
7
Independent Board Members
7
Employees
0
Volunteers
9

Preparer

Firm
Eide Bailly LLP
Address
1730 Burnt Boat Loop Ste 100, Bismarck, ND 58503-0886
Preparer
Lisa Chaffee CPA
Phone
7012551091
Supplemental Narrative

Additional Explanations

Form 990, Part III, line 2

The NDBBT implemented the Naturally Slim Weight Loss Program. The program goal is to teach participants simple skills to help them lose weight, improve their health and boost their overall quality of life with ultimate goal of reducing the prevalence of obesity-related diseases such as type-2 diabetes, heart disease and metabolic syndrome. For the NDBBT members that applied and were accepted into the program - the NDBBT paid the fee.

Financial Statement Notes

Part X, Line 2:

Accounting principles generally accepted in the United States of America require trust management to evaluate tax positions taken by the trust and recognize a tax liability (or asset) if the trust has taken an uncertain tax position that more likely than not would not be sustained upon examination of the Internal Revenue Service. The trust is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. During the year ended December 31, 2019, the Plan Sponsor received a notice from the U.S. Department of Labor (DOL) Employees Benefits Security Administration of an examination of the Plan to determine compliance with the provisions of ERISA. As of the date of the audit report, the DOL has yet to issue a report relating to their examination.

Raw XML AppendixShowing 400 of 450 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm4Rick Beall Jr
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IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02467515
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04616364
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02045121
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03686264
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt017984983
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt020133832
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Accounting principles generally accepted in the United States of America require trust management to evaluate tax positions taken by the trust and recognize a tax liability (or asset) if the trust has taken an uncertain tax position that more likely than not would not be sustained upon examination of the Internal Revenue Service. The trust is subject to routine audits by taxing jurisdictions; however, there are currently no audits for any tax periods in progress. During the year ended December 31, 2019, the Plan Sponsor received a notice from the U.S. Department of Labor (DOL) Employees Benefits Security Administration of an examination of the Plan to determine compliance with the provisions of ERISA. As of the date of the audit report, the DOL has yet to issue a report relating to their examination.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalExpensesPerForm990Amt017984983
IRS990ScheduleD/TotalRevenuePerForm990Amt020133832
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt020133832
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt017984983
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The NDBBT implemented the Naturally Slim Weight Loss Program. The program goal is to teach participants simple skills to help them lose weight, improve their health and boost their overall quality of life with ultimate goal of reducing the prevalence of obesity-related diseases such as type-2 diabetes, heart disease and metabolic syndrome. For the NDBBT members that applied and were accepted into the program - the NDBBT paid the fee.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The ND Banks Benefit Trust has two members consisting of the North Dakota Bankers Association and the Independent Community Banks of North Dakota.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Each of the member Banking Associations may nominate up to three Trustees.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3There are no committees that are able to act on behalf of the board.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Form 990 is provided to the board prior to being filed, and presented at the next board meeting after filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Trustees, consultants, and employees of the Trust are required to disclose any conflicts of interest. Conflicts are reviewed by the remaining independent Trustees. Trustees with conflicts will recuse themselves from voting on issues in which they have a conflict.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The organization does not make its governing documents, conflict of interest policy, and financial statements available to the public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part III, line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, line 8b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, line 19
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0First State Bank of Harvey
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt1First National Bank & Trust Co
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt2Security State Bank (Wishek)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt3Strasburg State Bank
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt4Union State Bank (Hazen)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt5Bank of Hazelton
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt6Citizens State Bank of Midwest
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt7Liberty State Bank (Powers Lake)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt8Lincoln State Bank (Hankinson)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt9Mcintosh County Bank (Ashley)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt10Stock Growers Bank (Napoleon)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt11Merchants Bank (Rugby)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt12Peoples State Bank (Velva)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt13First Security Bank West (Beulah)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt14Dakota Western Bank (Bowman)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt15Commercial Bank of Mott
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt16Grant County State Bank (Carson)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt17Bank of Glen Ullin
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt18Union Bank (HallidayWilton)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt19Peoples State Bank (Fairmount)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt20Farmers Security Bank (Washburn)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt21Bank of Turtle Lake
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt22Garrison State Bank & Trust
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt23Citizens State Bank Park River
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt24First United Bank (Park River)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt25Hunter Holding Company
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt26State Bank of Bottineau
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt27Sargent County Bank (Forman)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt28Heartland State Bank (Edgeley)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt29Bank of Hamilton
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt30Citizens State Bank (Finley)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt31Peoples State Bank (Westhope)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt32Harwood State Bank
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt33Kindred State Bank
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt34Ramsey National Bank (Devils Lake)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt35Security First Bank of North Dakota
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt36State Bank of Lakota
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt37Kodabank (Drayton)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt38First State Bank of ND (Arthur)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt39United Community Bank of ND (Leeds)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt40First State Bank of Cando
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt41First State Bank of Golva (Beach)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt42Union State Bank (Fargo)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt43Cornerstone Bank (Fargo)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt44United Valley Bank (Cavalier)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt45American Bancor Ltd (Dickinson)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt46First State Bank (Buxton)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt47Goose River Bank (Mayville)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt48Choice Financial Group (Fargo)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt49Kirkwood Bank & Trust Co (Bismarck)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt50Horizon Financial Bank (Munich)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt51Farmers & Merchants Bank (Tolna)
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt52Unison Bank (Jamestown)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd10
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd1N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0North Dakota Bankers Association
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt1Independent Community Banks of North Dakota
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0450172930
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN1450338033
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(c)(6)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt1501(c)(6)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0ND
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd1ND
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0Provide education to its members and promote the banking industry
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt1To provide information, seminars, and education for member banks
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0PO Box 1438
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt1PO Box 6128
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0Bismarck
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm1Bismarck
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0ND
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd1ND
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd0585021438
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd1585066128
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransferFromOtherOrgInd01
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd01
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt02721765
IRS990/TotalAssetsEOYAmt05119295
IRS990/TotalAssetsGrp/BOYAmt02721765
IRS990/TotalAssetsGrp/EOYAmt05119295
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt017984983
IRS990/TotalGrossUBIAmt012174
IRS990/TotalLiabilitiesBOYAmt0254250
IRS990/TotalLiabilitiesEOYAmt0502931
IRS990/TotalLiabilitiesGrp/BOYAmt0254250
IRS990/TotalLiabilitiesGrp/EOYAmt0502931
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02467515
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04616364
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt020121658
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt020121658
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt020133832
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt012174

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