Civic Intelligence

Williamsville Teachers' Association Benefits Trust

EIN 16-1607347 • 501(c)9 • Williamsville, NY

Profile

To provide medical benefits to eligible participants of the trust

5500 Main Street Suite 303Williamsville, NY 14221

williamsvilleta.ny.aft.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.04x

Higher debt load relative to assets than 59% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

48th percentile

0.02x

Higher debt load relative to revenue than 48% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Net Margin

43rd percentile

1.9%

Higher net margin than 43% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

48th percentile

$0

Higher top officer pay than 48% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • $10M-$25M nonprofits • Source year 2024

Asset Growth

45th percentile

4.5%

Faster asset growth than 45% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

57th percentile

9.1%

Faster revenue growth than 57% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Up

$9,030,559

Up $390,851 (+4.5%) from 2023

Liabilities

Down

$346,720

Down $36,968 (-9.6%) from 2023

Net Assets

Up

$8,683,839

Up $427,819 (+5.2%) from 2023

Revenue

Up

$21,976,088

Up $1,839,721 (+9.1%) from 2023

Expenses

Up

$21,551,107

Up $1,273,100 (+6.3%) from 2023

Net Income

Up

$424,981

Up $566,621 (+400%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $8,718,179Liabilities 2010: $1,125,656Net Assets 2010: $7,592,5232010Assets 2011: $9,012,104Liabilities 2011: $367,842Net Assets 2011: $8,644,2622011Assets 2012: $8,868,973Liabilities 2012: $368,040Net Assets 2012: $8,500,9332012Assets 2013: $9,675,341Liabilities 2013: $1,400,227Net Assets 2013: $8,275,1142013Assets 2014: $9,329,594Liabilities 2014: $340,299Net Assets 2014: $8,989,2952014Assets 2015: $9,504,489Liabilities 2015: $355,731Net Assets 2015: $9,148,7582015Assets 2016: $9,714,749Liabilities 2016: $323,962Net Assets 2016: $9,390,7872016Assets 2017: $10,026,124Liabilities 2017: $594,094Net Assets 2017: $9,432,0302017Assets 2018: $9,335,132Liabilities 2018: $306,756Net Assets 2018: $9,028,3762018Assets 2019: $10,365,120Liabilities 2019: $1,033,797Net Assets 2019: $9,331,3232019Assets 2020: $9,496,253Liabilities 2020: $206,444Net Assets 2020: $9,289,8092020Assets 2021: $9,541,357Liabilities 2021: $164,242Net Assets 2021: $9,377,1152021Assets 2022: $8,794,735Liabilities 2022: $193,511Net Assets 2022: $8,601,2242022Assets 2023: $8,639,708Liabilities 2023: $383,688Net Assets 2023: $8,256,0202023Assets 2024: $9,030,559Liabilities 2024: $346,720Net Assets 2024: $8,683,8392024

Highlighted filing

2024

Assets$9,030,559
Liabilities$346,720
Net Assets$8,683,839

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $10,471,9382010Expenses 2011: $11,427,1992011Expenses 2012: $12,100,8712012Revenue 2013: $12,442,715Expenses 2013: $12,627,361Net Income 2013: -$184,6462013Revenue 2014: $12,023,088Expenses 2014: $11,461,826Net Income 2014: $561,2622014Revenue 2015: $11,382,149Expenses 2015: $11,001,281Net Income 2015: $380,8682015Revenue 2016: $12,022,548Expenses 2016: $12,167,935Net Income 2016: -$145,3872016Revenue 2017: $12,684,133Expenses 2017: $12,713,340Net Income 2017: -$29,2072017Revenue 2018: $13,694,039Expenses 2018: $13,960,499Net Income 2018: -$266,4602018Revenue 2019: $16,873,829Expenses 2019: $16,502,668Net Income 2019: $371,1612019Revenue 2020: $15,699,638Expenses 2020: $16,013,399Net Income 2020: -$313,7612020Revenue 2021: $16,346,317Expenses 2021: $16,658,090Net Income 2021: -$311,7732021Revenue 2022: $17,783,425Expenses 2022: $17,749,504Net Income 2022: $33,9212022Revenue 2023: $20,136,367Expenses 2023: $20,278,007Net Income 2023: -$141,6402023Revenue 2024: $21,976,088Expenses 2024: $21,551,107Net Income 2024: $424,9812024

Highlighted filing

2024

Revenue$21,976,088
Expenses$21,551,107
Net Income$424,981

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.03$0.35$8.68$22.0$21.6$0.42
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.64$0.38$8.26$20.1$20.3$0.14
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.79$0.19$8.60$17.8$17.7$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.54$0.16$9.38$16.3$16.7$0.31
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.50$0.21$9.29$15.7$16.0$0.31
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$1.03$9.33$16.9$16.5$0.37
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.34$0.31$9.03$13.7$14.0$0.27
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.0$0.59$9.43$12.7$12.7$0.03
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.71$0.32$9.39$12.0$12.2$0.15
2015Detailed filing. Detailed filing data is available for this year.$9.50$0.36$9.15$11.4$11.0$0.38
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$9.33$0.34$8.99$12.0$11.5$0.56
2013Summary only. Only limited summary data is available for this year.$9.68$1.40$8.28$12.4$12.6$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.87$0.37$8.50$12.1
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.01$0.37$8.64$11.4
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.72$1.13$7.59$10.5
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Sep 1, 2023 to Aug 31, 2024
Signed
May 5, 2025
Return Version
2023v6.0
Gross Receipts
$24,962,405
Mission and Program Overview

Mission

To provide medical benefits to eligible participants of the trust

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$8,256,020$8,683,839▲ $427,819
Investments in Publicly Traded Securities$3,844,727$4,121,070▲ $276,343
Savings and Temporary Cash Investments$964,726$2,008,098▲ $1,043,372
Cash and Non-Interest-Bearing Accounts$916,563$1,403,633▲ $487,070
Investments Other Securities$2,440,587$1,332,385▼ $1,108,202
Accounts Receivable$382,836$84,706▼ $298,130
Prepaid Expenses and Deferred Charges$31,260$33,093▲ $1,833
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$8,639,708$9,030,559▲ $390,851
Other Assets Total$59,009$47,574▼ $11,435
Liabilities
Deferred Revenue$251,430$297,182▲ $45,752
Accounts Payable and Accrued Expenses$73,249$0▼ $73,249
Other Liabilities$59,009$49,538▼ $9,471
Total Liabilities$383,688$346,720▼ $36,968
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,256,020$8,683,839▲ $427,819
Total Liabilities and Net Assets / Fund Balance$8,639,708$9,030,559▲ $390,851

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$1,332,385--
Compensation and Service Providers

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$21,261,002
Investment Income
$377,238
Other Revenue
$337,848
Change in Net Assets
$424,981

Audited Revenue Reconciliation

Revenue per Audited Statements
$21,958,707
Revenue Not Reported on Financial Statements
$17,381
Revenue Not Reported on Form 990
$2,838
Total Revenue per Audited Statements
$21,961,545
Total Revenue per Form 990
$21,976,088
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$712,054
Salaries, Compensation, and Employee Benefits$29,214
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$20,809,839
Fees for Services Other---$650,050
Other Salaries and Wages---$26,787
Fees for Service Investment Mgmnt Fees---$17,381
Fees for Services Accounting---$16,767
Occupancy---$13,490
Office Expenses---$4,795
Payroll Taxes---$2,427
Other Expenses---$472
Insurance---$414
Fees for Services Legal---$158
Total Functional Expenses$0$0$0$21,551,107

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$21,551,107
Expenses per Audited Statements$21,533,726
Total Expenses per Audited Statements$21,533,726
Expenses Not Reported on Financial Statements$17,381
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Obligation$49,538
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Line 11b: form 990 was provided to members of the governing board for review prior to filing.

Form 990, Part VI, Section B, Line 12C

The trust board members review the policy on an annual basis and monitor it throughout the year

Form 990, Part VI, Section C, Line 19

The trust makes their governing documents available to the public through a newsletter and a copy of the annual audit to the district

Filing and Contact Details

Filer

Filer Name
WILLIAMSVILLE TEACHERS' ASSOCIATION
EIN
16-1607347
Phone
7166336183
Address
5500 MAIN STREET SUITE 303, WILLIAMSVILLE, NY 14221

Signing Officer

Name
Jessica English
Title
Trustee
Phone
7166336183
Signed
2025-05-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jessica English
Formed
2001
Legal Domicile
Ny
Voting Board Members
5
Independent Board Members
5
Employees
1
Volunteers
0

Preparer

Firm
Tronconi Segarra & Associates Llp
Address
8321 MAIN STREET, WILLIAMSVILLE, NY 14221
Preparer
Diane M Straka CPA
Phone
7166331373
Raw XML Appendix371 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt073249
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt00
IRS990/AccountsReceivableGrp/BOYAmt0382836
IRS990/AccountsReceivableGrp/EOYAmt084706
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO PROVIDE MEDICAL BENEFITS TO ELIGIBLE PARTICIPANTS OF THE TRUST
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt020809839
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JESSICA ENGLISH
IRS990/BooksInCareOfDetail/PhoneNum07166336183
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05500 MAIN STREET SUITE 303
IRS990/BooksInCareOfDetail/USAddress/CityNm0WILLIAMSVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990/BooksInCareOfDetail/USAddress/ZIPCd014221
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
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IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0916563
IRS990/CashNonInterestBearingGrp/EOYAmt01403633
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
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IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0377238
IRS990/CYOtherExpensesAmt0712054
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IRS990/CYProgramServiceRevenueAmt021261002
IRS990/CYRevenuesLessExpensesAmt0424981
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt021976088
IRS990/DecisionsSubjectToApprovaInd00
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IRS990/DelegationOfMgmtDutiesInd00
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
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IRS990/Form990PartVIISectionAGrp/PersonNm1DANIEL ZAMBITO
IRS990/Form990PartVIISectionAGrp/PersonNm2WILLIAM GARLAPO
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
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IRS990/Form990PartVIISectionAGrp/TitleTxt2TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
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IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
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IRS990/GamingActivitiesInd00
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd01
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IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt0414
IRS990/InvestmentIncomeGrp/ExclusionAmt0260872
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IRS990/InvestmentInJointVentureInd00
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IRS990/LoanOutstandingInd00
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IRS990/ProhibitedTaxShelterTransInd00
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IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt020136367
IRS990/ReconcilationRevenueExpnssAmt0424981
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0LINE 11B: FORM 990 WAS PROVIDED TO MEMBERS OF THE GOVERNING BOARD FOR REVIEW PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE TRUST BOARD MEMBERS REVIEW THE POLICY ON AN ANNUAL BASIS AND MONITOR IT THROUGHOUT THE YEAR
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE TRUST MAKES THEIR GOVERNING DOCUMENTS AVAILABLE TO THE PUBLIC THROUGH A NEWSLETTER AND A COPY OF THE ANNUAL AUDIT TO THE DISTRICT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION C, LINE 19
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JESSICA ENGLISH
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ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-05
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ReturnHeader/PreparerPersonGrp/PhoneNum07166331373
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DIANE M STRAKA CPA
ReturnHeader/ReturnTs02025-05-05T13:43:35-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-09-01
ReturnHeader/TaxPeriodEndDt02024-08-31
ReturnHeader/TaxYr02023

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