Civic Intelligence

Cucare Welfare Benefit Plan Trust

990 • Fiscal year 2018 • EIN 46-6746110

Jan 01, 2018 to Dec 31, 2018 • Filed on May 14, 2019

Organization ProfileN/A

View Organization Page

5975 Castle Creek Pkwy North No 200Indianapolis, IN 46250

(317) 594-5300

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

26th percentile

0.00x

Higher debt load relative to assets than 26% of similar nonprofits.

2018 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2018

Liabilities / Revenue

18th percentile

0.00x

Higher debt load relative to revenue than 18% of similar nonprofits.

2018 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2018

Net Margin

56th percentile

7.2%

Higher net margin than 56% of similar nonprofits.

2018 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2018

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2018 filings • 501(c)9 • $25M-$50M nonprofits • Source year 2018

Asset Growth

80th percentile

16%

Faster asset growth than 80% of similar nonprofits.

2018 filings • 501(c)9 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Revenue Growth

59th percentile

6.0%

Faster revenue growth than 59% of similar nonprofits.

2018 filings • 501(c)9 • $25M-$50M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets26th percentile

Assets

Up

$16,128,572

Up $2,234,347 (+16%) from 2017

Net Assets

Up

$16,086,834

Up $2,208,377 (+16%) from 2017

Liabilities

Up

$41,738

Up $25,970 (+165%) from 2017

Revenue And Expenses
Liabilities / Revenue18th percentileNet Margin56th percentile

Revenue

Up

$30,495,871

Up $1,721,232 (+6.0%) from 2017

Expenses

Up

$28,287,494

Up $3,425,524 (+14%) from 2017

Net Income

Down

$2,208,377

Down $1,704,292 (-44%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth80th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2013: $3,300,117Liabilities 2013: $0Net Assets 2013: $3,300,1172013Assets 2014: $8,494,288Liabilities 2014: $201,752Net Assets 2014: $8,292,5362014Assets 2015: $9,402,911Liabilities 2015: $165,354Net Assets 2015: $9,237,5572015Assets 2016: $10,070,121Liabilities 2016: $104,333Net Assets 2016: $9,965,7882016Assets 2017: $13,894,225Liabilities 2017: $15,768Net Assets 2017: $13,878,4572017Assets 2018: $16,128,572Liabilities 2018: $41,738Net Assets 2018: $16,086,8342018Assets 2019: $20,042,426Liabilities 2019: $40,486Net Assets 2019: $20,001,9402019Assets 2020: $23,026,589Liabilities 2020: $7,019,782Net Assets 2020: $16,006,8072020Assets 2021: $27,252,479Liabilities 2021: $6,164,329Net Assets 2021: $21,088,1502021Assets 2022: $30,658,690Liabilities 2022: $5,143,301Net Assets 2022: $25,515,3892022Assets 2023: $31,035,031Liabilities 2023: $6,447,016Net Assets 2023: $24,588,0152023Assets 2024: $32,277,466Liabilities 2024: $6,680,417Net Assets 2024: $25,597,0492024

Highlighted filing

2018

Assets$16,128,572
Liabilities$41,738
Net Assets$16,086,834
Open 2018 Filing

Operations Trend

Revenue Growth59th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60M$40M$20M$0-$20MRevenue 2013: $3,300,117Expenses 2013: $0Net Income 2013: $3,300,1172013Revenue 2014: $22,825,701Expenses 2014: $17,833,282Net Income 2014: $4,992,4192014Revenue 2015: $23,263,061Expenses 2015: $22,318,040Net Income 2015: $945,0212015Revenue 2016: $25,139,519Expenses 2016: $24,411,288Net Income 2016: $728,2312016Revenue 2017: $28,774,639Expenses 2017: $24,861,970Net Income 2017: $3,912,6692017Revenue 2018: $30,495,871Expenses 2018: $28,287,494Net Income 2018: $2,208,3772018Revenue 2019: $38,124,400Expenses 2019: $34,209,294Net Income 2019: $3,915,1062019Revenue 2020: $41,227,994Expenses 2020: $45,223,127Net Income 2020: -$3,995,1332020Revenue 2021: $46,464,882Expenses 2021: $41,383,539Net Income 2021: $5,081,3432021Revenue 2022: $49,190,963Expenses 2022: $44,763,724Net Income 2022: $4,427,2392022Revenue 2023: $50,936,800Expenses 2023: $52,042,543Net Income 2023: -$1,105,7432023Revenue 2024: $53,385,640Expenses 2024: $52,652,186Net Income 2024: $733,4542024

Highlighted filing

2018

Revenue$30,495,871
Expenses$28,287,494
Net Income$2,208,377
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 14, 2019
Return Version
2018v3.1
Gross Receipts
$30,495,871
Mission and Program Overview

Mission

The trust is a "multiple employer welfare arrangement" as defined in section 3(40) of erisa. Its mission is to enable eligible employers to provide or make available welfare benefit coverages to their eligible employees and such employees' eligible dependents.

Self-funded multiple employer welfare arrangement (mewa) for indiana credit unions

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$13,882,087$16,105,505▲ $2,223,418
Rtn Earn Endowment Incm Other Fnds$13,878,457$16,086,834▲ $2,208,377
Accounts Receivable$11,937$23,017▲ $11,080
Prepaid Expenses and Deferred Charges$201$50▼ $151
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$13,894,225$16,128,572▲ $2,234,347
Liabilities
Accounts Payable and Accrued Expenses$15,768$41,738▲ $25,970
Total Liabilities$15,768$41,738▲ $25,970
Net Assets / Fund Balance
Total Net Assets Fund Balance$13,878,457$16,086,834▲ $2,208,377
Total Liabilities and Net Assets / Fund Balance$13,894,225$16,128,572▲ $2,234,347
Compensation and Service Providers
Top Officer Pay40th percentile

Board Members and Trustees

NameTitle
C Randall GlassburnPresident
Gregory TroutnerVice President
Anthony MeltonTrustee
Brett RinkerTrustee
Lori GonzalezTrustee
Monique KriderTrustee
Paul ObermeyerTrustee
Stephanie BaggettTrustee
Lori EltzrothSecretary/treasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Icul Services CorporationManagement FeesPO BOX 50425, Indianapolis, IN 46250$450,069
Lhd Benefit AdvisorsConsulting Services250 W 96TH STREET SUITE 350, Indianapolis, IN 46260$171,343
Bose Mckinney & Evans LLPLegal Services111 MONUMENT CIRCLE SUITE 2700, Indianapolis, IN 46204$110,424
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$30,229,523
Investment Income
$266,348
Other Revenue
$0
Change in Net Assets
$2,208,377
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,875,706
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$24,411,788
Fees for Services Legal---$170,553
Other Expenses---$65,962
Insurance---$48,157
Fees for Services Accounting---$20,350
All Other Expenses---$4,030
Total Functional Expenses$0$0$0$28,287,494
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
Yes

Governance Explanations

Form 990, Part VI, Section A, Line 3

“The trust has an administrative services agreement with icul services corporation to provide the trust and its members client support services, marketing support, and administrative support.”

Form 990, Part VI, Section A, Line 6

“The cucare welfare benefit plan trust and the cucare welfare benefit plan were established in 2013 by the indiana credit union league, inc. And the board of trustees to provide health and other benefits covering all eligible employees of participating credit unions located in the state of indiana. Effective january 1, 2018, the indiana credit union league, inc. Transferred its settlor powers in the cucare welfare benefit plan trust to the newly created credit union consortium. The cucare welfare benefit plan was terminated effective december 31, 2017. In accordance with the cucare welfare benefit plan termination documentation, the trust was obligated to pay claims with respect to the cucare welfare benefit plan for eligible expense incurred prior to january 1, 2018. A new plan, the credit union consortium health plan, was formed effected january 1, 2018 by the credit union consortium.”

Form 990, Part VI, Section B, Line 11B

“The organization engages an outside accounting firm to prepare the form 990. The form 990 is reviewed by the organization's president.”

Form 990, Part VI, Section C, Line 19

“Upon request, public documents may be viewed at the organization's office.”

Filing and Contact Details

Filer

Filer Name
Cucare Welfare Benefit Plan Trust
EIN
46-6746110
Phone
3175945300
Address
5975 CASTLE CREEK PKWY NORTH NO 200, INDIANAPOLIS, IN 46250

Signing Officer

Name
C Randall Glassburn
Title
President
Phone
3175945300
Signed
2019-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
C Randall Glassburn
Formed
2013
Legal Domicile
In
Voting Board Members
9
Independent Board Members
9
Employees
0
Volunteers
9

Preparer

Firm
Brady Ware & Schoenfeld Inc
Address
ONE WOODSIDE DRIVE, RICHMOND, IN 47374
Preparer
Suzanne K Miller CPA
Phone
7659660531
Supplemental Narrative

Additional Explanations

Form 990. Part XII, Line 2

“There were no audited financial statements for the trust, however, there were two separate plan audits during 2018. The total activity of these two audited plan statements agrees to the 990.”

Financial Statement Notes

PART X, LINE 2:

“The trust established under the plan to hold the plan's assets is intended to qualify pursuant to section 501(c)(9) of the internal revenue code. The plan's investment income is subject to income taxes, and the plan files the applicable tax returns in order to pay the tax assessed on its investment income. The plan has obtained a favorable tax determination letter from the internal revenue service, and the plan sponsor believes that the plan continues to qualify and to operate in accordance with applicable provisions of the internal revenue code. Accounting principles generally accepted in the united states of america require the plan administrator to evaluate tax positions taken by the plan and recognize a tax liability for any uncertain position that more likely than not would not be sustained upon examination by the irs. Based on the results of the plan administrator's evaluation, no liability has been recognized in the accompanying statements of net assets available for benefits for uncertain income tax positions. The plan is subject to routine audits by tax authorities; however, there are currently no audits for any tax periods in progress.”

Raw XML Appendix381 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt015768
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt041738
IRS990/AccountsReceivableGrp/BOYAmt011937
IRS990/AccountsReceivableGrp/EOYAmt023017
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0SELF-FUNDED MULTIPLE EMPLOYER WELFARE ARRANGEMENT (MEWA) FOR INDIANA CREDIT UNIONS
IRS990/AllOtherExpensesGrp/TotalAmt04030
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt024411788
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0DANIEL DAVIS
IRS990/BooksInCareOfDetail/PhoneNum03175945300
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05975 CASTLE CREEK PARKWAY N DRIVE
IRS990/BooksInCareOfDetail/USAddress/CityNm0INDIANAPOLIS
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IN
IRS990/BooksInCareOfDetail/USAddress/ZIPCd046250
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt03
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContractorCompensationGrp/CompensationAmt0450069
IRS990/ContractorCompensationGrp/CompensationAmt1171343
IRS990/ContractorCompensationGrp/CompensationAmt2110424
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0PO BOX 50425
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt1250 W 96TH STREET SUITE 350
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt2111 MONUMENT CIRCLE SUITE 2700
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0INDIANAPOLIS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1INDIANAPOLIS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm2INDIANAPOLIS
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0IN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1IN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd2IN
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd046250
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd146260
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd246204
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0ICUL SERVICES CORPORATION
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1LHD BENEFIT ADVISORS
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt2BOSE MCKINNEY & EVANS LLP
IRS990/ContractorCompensationGrp/ServicesDesc0MANAGEMENT FEES
IRS990/ContractorCompensationGrp/ServicesDesc1CONSULTING SERVICES
IRS990/ContractorCompensationGrp/ServicesDesc2LEGAL SERVICES
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt024411788
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0266348
IRS990/CYOtherExpensesAmt03875706
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt030229523
IRS990/CYRevenuesLessExpensesAmt02208377
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt028287494
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt030495871
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd01
IRS990/Desc0THE SOLE PURPOSE AND ACTIVITY OF THE TRUST IS TO PROVIDE HEALTH AND WELFARE RELATED BENEFITS TO ELIGIBLE PARTICIPANTS OF CUCARE WELFARE BENEFIT PLAN AND THE CREDIT UNION CONSORTIUM HEALTH PLAN.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt020350
IRS990/FeesForServicesLegalGrp/TotalAmt0170553
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form1098CFiledInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form8899Filedind00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0C RANDALL GLASSBURN
IRS990/Form990PartVIISectionAGrp/PersonNm1GREGORY TROUTNER
IRS990/Form990PartVIISectionAGrp/PersonNm2LORI ELTZROTH
IRS990/Form990PartVIISectionAGrp/PersonNm3LORI GONZALEZ
IRS990/Form990PartVIISectionAGrp/PersonNm4ANTHONY MELTON
IRS990/Form990PartVIISectionAGrp/PersonNm5PAUL OBERMEYER
IRS990/Form990PartVIISectionAGrp/PersonNm6BRETT RINKER
IRS990/Form990PartVIISectionAGrp/PersonNm7STEPHANIE BAGGETT
IRS990/Form990PartVIISectionAGrp/PersonNm8MONIQUE KRIDER
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt4TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt5TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt6TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7TRUSTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8TRUSTEE
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/Form990TFiledInd01
IRS990/FormationYr02013
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt030495871
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/TotalAmt048157
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0266348
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt0266348
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0IN
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE TRUST IS A "MULTIPLE EMPLOYER WELFARE ARRANGEMENT" AS DEFINED IN SECTION 3(40) OF ERISA. ITS MISSION IS TO ENABLE ELIGIBLE EMPLOYERS TO PROVIDE OR MAKE AVAILABLE WELFARE BENEFIT COVERAGES TO THEIR ELIGIBLE EMPLOYEES AND SUCH EMPLOYEES' ELIGIBLE DEPENDENTS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt013878457
IRS990/NetAssetsOrFundBalancesEOYAmt016086834
IRS990/NetUnrelatedBusTxblIncmAmt0249948
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0ADMINISTRATIVE EXPENSE
IRS990/OtherExpensesGrp/Desc1PREMIUMS
IRS990/OtherExpensesGrp/Desc2FEDERAL & STATE INCOME
IRS990/OtherExpensesGrp/Desc3OTHER PROFESSIONAL FEES
IRS990/OtherExpensesGrp/TotalAmt02102661
IRS990/OtherExpensesGrp/TotalAmt11357569
IRS990/OtherExpensesGrp/TotalAmt2106424
IRS990/OtherExpensesGrp/TotalAmt365962
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0201
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt050
IRS990/PrincipalOfficerNm0C RANDALL GLASSBURN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/Desc0EMPLOYER CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/Desc1COBRA CONTRIBUTIONS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt030065255
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1164268
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt030065255
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1164268
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt021599234
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0113400
IRS990/PYOtherExpensesAmt03262736
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt028661239
IRS990/PYRevenuesLessExpensesAmt03912669
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt024861970
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt028774639
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt02208377
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt013878457
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt016086834
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013882087
IRS990/SavingsAndTempCashInvstGrp/EOYAmt016105505
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE TRUST ESTABLISHED UNDER THE PLAN TO HOLD THE PLAN'S ASSETS IS INTENDED TO QUALIFY PURSUANT TO SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE. THE PLAN'S INVESTMENT INCOME IS SUBJECT TO INCOME TAXES, AND THE PLAN FILES THE APPLICABLE TAX RETURNS IN ORDER TO PAY THE TAX ASSESSED ON ITS INVESTMENT INCOME. THE PLAN HAS OBTAINED A FAVORABLE TAX DETERMINATION LETTER FROM THE INTERNAL REVENUE SERVICE, AND THE PLAN SPONSOR BELIEVES THAT THE PLAN CONTINUES TO QUALIFY AND TO OPERATE IN ACCORDANCE WITH APPLICABLE PROVISIONS OF THE INTERNAL REVENUE CODE. ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE THE PLAN ADMINISTRATOR TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY FOR ANY UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD NOT BE SUSTAINED UPON EXAMINATION BY THE IRS. BASED ON THE RESULTS OF THE PLAN ADMINISTRATOR'S EVALUATION, NO LIABILITY HAS BEEN RECOGNIZED IN THE ACCOMPANYING STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS FOR UNCERTAIN INCOME TAX POSITIONS. THE PLAN IS SUBJECT TO ROUTINE AUDITS BY TAX AUTHORITIES; HOWEVER, THERE ARE CURRENTLY NO AUDITS FOR ANY TAX PERIODS IN PROGRESS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE TRUST HAS AN ADMINISTRATIVE SERVICES AGREEMENT WITH ICUL SERVICES CORPORATION TO PROVIDE THE TRUST AND ITS MEMBERS CLIENT SUPPORT SERVICES, MARKETING SUPPORT, AND ADMINISTRATIVE SUPPORT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CUCARE WELFARE BENEFIT PLAN TRUST AND THE CUCARE WELFARE BENEFIT PLAN WERE ESTABLISHED IN 2013 BY THE INDIANA CREDIT UNION LEAGUE, INC. AND THE BOARD OF TRUSTEES TO PROVIDE HEALTH AND OTHER BENEFITS COVERING ALL ELIGIBLE EMPLOYEES OF PARTICIPATING CREDIT UNIONS LOCATED IN THE STATE OF INDIANA. EFFECTIVE JANUARY 1, 2018, THE INDIANA CREDIT UNION LEAGUE, INC. TRANSFERRED ITS SETTLOR POWERS IN THE CUCARE WELFARE BENEFIT PLAN TRUST TO THE NEWLY CREATED CREDIT UNION CONSORTIUM. THE CUCARE WELFARE BENEFIT PLAN WAS TERMINATED EFFECTIVE DECEMBER 31, 2017. IN ACCORDANCE WITH THE CUCARE WELFARE BENEFIT PLAN TERMINATION DOCUMENTATION, THE TRUST WAS OBLIGATED TO PAY CLAIMS WITH RESPECT TO THE CUCARE WELFARE BENEFIT PLAN FOR ELIGIBLE EXPENSE INCURRED PRIOR TO JANUARY 1, 2018. A NEW PLAN, THE CREDIT UNION CONSORTIUM HEALTH PLAN, WAS FORMED EFFECTED JANUARY 1, 2018 BY THE CREDIT UNION CONSORTIUM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION ENGAGES AN OUTSIDE ACCOUNTING FIRM TO PREPARE THE FORM 990. THE FORM 990 IS REVIEWED BY THE ORGANIZATION'S PRESIDENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3UPON REQUEST, PUBLIC DOCUMENTS MAY BE VIEWED AT THE ORGANIZATION'S OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THERE WERE NO AUDITED FINANCIAL STATEMENTS FOR THE TRUST, HOWEVER, THERE WERE TWO SEPARATE PLAN AUDITS DURING 2018. THE TOTAL ACTIVITY OF THESE TWO AUDITED PLAN STATEMENTS AGREES TO THE 990.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990. PART XII, LINE 2
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EIN0824121530
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/EntityTypeTxt0C
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0IN
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0ESTABLISH ONE OR MORE EMPLOYEE BENEFIT PLANS SUBJECT TO ERISA
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/RelatedOrganizationName/BusinessNameLine1Txt0CREDIT UNION CONSORTIUM
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/AddressLine1Txt02900 N OAKWOOD AVENUE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/CityNm0MUNCIE
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/StateAbbreviationCd0IN
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/USAddress/ZIPCd047304
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0CREDIT UNION CONSORTIUM
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0IN
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt013894225
IRS990/TotalAssetsEOYAmt016128572
IRS990/TotalAssetsGrp/BOYAmt013894225
IRS990/TotalAssetsGrp/EOYAmt016128572
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt028287494
IRS990/TotalGrossUBIAmt0266348
IRS990/TotalLiabilitiesBOYAmt015768
IRS990/TotalLiabilitiesEOYAmt041738
IRS990/TotalLiabilitiesGrp/BOYAmt015768
IRS990/TotalLiabilitiesGrp/EOYAmt041738
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt013878457
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt016086834
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceRevenueAmt030229523
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt030229523
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt030495871
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0266348
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt013894225
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt016128572
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationTrustInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt05975 CASTLE CREEK PARKWAY NORTH 200
IRS990/USAddress/CityNm0INDIANAPOLIS
IRS990/USAddress/StateAbbreviationCd0IN
IRS990/USAddress/ZIPCd046250
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReasonableCauseExplanation/ExplanationTxt0REASONABLE CAUSE WAIVER REQUEST - IRC 6651, FAILURE TO FILE PENALTYLATE FILED DUE TO CCH OUTAGE.
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0C RANDALL GLASSBURN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum03175945300
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-05-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CUCARE WELFARE BENEFIT PLAN TRUST
ReturnHeader/Filer/BusinessNameControlTxt0CUCA
ReturnHeader/Filer/EIN0466746110
ReturnHeader/Filer/PhoneNum03175945300
ReturnHeader/Filer/USAddress/AddressLine1Txt05975 CASTLE CREEK PKWY NORTH NO 200
ReturnHeader/Filer/USAddress/CityNm0INDIANAPOLIS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IN
ReturnHeader/Filer/USAddress/ZIPCd046250
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId06F8BE92DB992DB1D6BDFACF60E61AD7C67FD6E78
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0A95F201073A913094E0AA8FA4776E805ED526550
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt064.141.187.4
ReturnHeader/FilingSecurityInformation/IPDt02019-05-14
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm008:50:49
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0351476702
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BRADY WARE & SCHOENFELD INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0ONE WOODSIDE DRIVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0RICHMOND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd047374
ReturnHeader/PreparerPersonGrp/PhoneNum07659660531
ReturnHeader/PreparerPersonGrp/PreparationDt02019-05-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SUZANNE K MILLER CPA
ReturnHeader/ReturnTs02019-05-15T12:25:53-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$16,128,572
Liabilities
$41,738
Net assets
$16,086,834
Revenue
$30,495,871
Expenses
$28,287,494
Net income
$2,208,377
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$32.3$6.68$25.6$53.4$52.7$0.73
2023Detailed filing. Detailed filing data is available for this year.$31.0$6.45$24.6$50.9$52.0$1.11
2022Detailed filing. Detailed filing data is available for this year.$30.7$5.14$25.5$49.2$44.8$4.43
2021Detailed filing. Detailed filing data is available for this year.$27.3$6.16$21.1$46.5$41.4$5.08
2020Detailed filing. Detailed filing data is available for this year.$23.0$7.02$16.0$41.2$45.2$4.00
2019Summary only. Only limited summary data is available for this year.$20.0$0.04$20.0$38.1$34.2$3.92
2018Detailed filing. Detailed filing data is available for this year.$16.1$0.04$16.1$30.5$28.3$2.21
2017Detailed filing. Detailed filing data is available for this year.$13.9$0.02$13.9$28.8$24.9$3.91
2016Detailed filing. Detailed filing data is available for this year.$10.1$0.10$9.97$25.1$24.4$0.73
2015Detailed filing. Detailed filing data is available for this year.$9.40$0.17$9.24$23.3$22.3$0.95
2014Detailed filing. Detailed filing data is available for this year.$8.49$0.20$8.29$22.8$17.8$4.99
2013Summary only. Only limited summary data is available for this year.$3.30$0.00$3.30$3.30$0.00$3.30