Civic Intelligence

Elm River Credit Union

990 • Fiscal year 2013 • EIN 45-6012549

Jan 01, 2013 to Dec 31, 2013 • Filed on May 10, 2014

PO Box 307120 Spruce St58051

(701) 428-9111

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

10th percentile

0.03x

Higher debt load relative to assets than 10% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Liabilities / Revenue

10th percentile

0.69x

Higher debt load relative to revenue than 10% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Net Margin

97th percentile

30%

Higher net margin than 97% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Top Officer Pay

92nd percentile

$113,419

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 11.2% of source-year revenue.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Asset Growth

82nd percentile

5.8%

Faster asset growth than 82% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$23,078,187

Up $1,268,957 (+5.8%) from 2012

Net Assets

Up

$22,381,554

Up $660,340 (+3.0%) from 2012

Liabilities

Up

$696,633

Up $608,617 (+691%) from 2012

Revenue

$1,009,400

No earlier filing loaded for comparison.

Expenses

Up

$708,081

Up $225 (+0.0%) from 2012

Net Income

$301,319

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $15,892,208Liabilities 2010: $123,736Net Assets 2010: $15,768,4722010Assets 2011: $19,236,667Liabilities 2011: $83,151Net Assets 2011: $19,153,5162011Assets 2012: $21,809,230Liabilities 2012: $88,016Net Assets 2012: $21,721,2142012Assets 2013: $23,078,187Liabilities 2013: $696,633Net Assets 2013: $22,381,5542013Assets 2014: $23,451,464Liabilities 2014: $107,381Net Assets 2014: $23,344,0832014Assets 2015: $23,074,326Liabilities 2015: $89,362Net Assets 2015: $22,984,9642015Assets 2016: $22,907,010Liabilities 2016: $106,737Net Assets 2016: $22,800,2732016Assets 2017: $25,022,092Liabilities 2017: $120,017Net Assets 2017: $24,902,0752017Assets 2018: $26,013,110Liabilities 2018: $163,178Net Assets 2018: $25,849,9322018Assets 2019: $25,383,210Liabilities 2019: $167,364Net Assets 2019: $25,215,8462019Assets 2020: $28,458,173Liabilities 2020: $169,363Net Assets 2020: $28,288,8102020Assets 2021: $33,835,086Liabilities 2021: $88,209Net Assets 2021: $33,746,8772021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2013

Assets$23,078,187
Liabilities$696,633
Net Assets$22,381,554

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $718,3542010Expenses 2011: $711,1972011Expenses 2012: $707,8562012Revenue 2013: $1,009,400Expenses 2013: $708,081Net Income 2013: $301,3192013Revenue 2014: $1,047,409Expenses 2014: $736,623Net Income 2014: $310,7862014Revenue 2015: $1,048,641Expenses 2015: $747,010Net Income 2015: $301,6312015Revenue 2016: $998,153Expenses 2016: $794,523Net Income 2016: $203,6302016Revenue 2017: $993,350Expenses 2017: $748,830Net Income 2017: $244,5202017Revenue 2018: $1,040,107Expenses 2018: $805,306Net Income 2018: $234,8012018Revenue 2019: $1,124,069Expenses 2019: $857,482Net Income 2019: $266,5872019Revenue 2020: $1,041,491Expenses 2020: $860,419Net Income 2020: $181,0722020Revenue 2021: $1,166,734Expenses 2021: $855,014Net Income 2021: $311,7202021Revenue 2022: $0Expenses 2022: $0Net Income 2022: $02022

Highlighted filing

2013

Revenue$1,009,400
Expenses$708,081
Net Income$301,319
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 10, 2014
Return Version
2013v3.0
Gross Receipts
$1,009,400
Mission and Program Overview

Mission

Provide services to members including savings, IRA's, CD's, share draft accounts, various types of loans and insurances. Also, debit cards, Visa credit cards, and online financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$19,342,478$19,701,499▲ $359,021
Other Notes and Loans Receivable, Net$14,731,327$18,016,318▲ $3,284,991
Savings and Temporary Cash Investments$4,929,607$2,596,611▼ $2,332,996
Rtn Earn Endowment Incm Other Fnds$2,121,762$2,423,081▲ $301,319
Investments Other Securities$1,259,138$1,580,508▲ $321,370
Pd in Cap Srpls Land Bldg Eqp Fund$256,974$256,974→ $0
Land, Buildings, and Equipment, Net$246,659$240,249▼ $6,410
Cash and Non-Interest-Bearing Accounts$221,010$211,494▼ $9,516
Prepaid Expenses and Deferred Charges$10,416$7,688▼ $2,728
Accounts Receivable$-388$942▲ $1,330
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$21,809,230$23,078,187▲ $1,268,957
Other Assets Total$411,461$424,377▲ $12,916
Liabilities
Unsecured Notes Loans Payable$0$600,000▲ $600,000
Accounts Payable and Accrued Expenses$88,016$96,633▲ $8,617
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$88,016$696,633▲ $608,617
Net Assets / Fund Balance
Total Net Assets Fund Balance$21,721,214$22,381,554▲ $660,340
Total Liabilities and Net Assets / Fund Balance$21,809,230$23,078,187▲ $1,268,957

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$153,246$178,637$0
Other Land Buildings$0$0$0
Land$83,000-$0
Equipment$4,003$139,171$0
Leasehold Improvements$0$0$0
Other Securities$1,580,508--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Erin OlstadCEOFT$113,419$113,419

Board Members and Trustees

NameTitle
Dale BjerkeCredit Committee Chairman
Randy CramerPresident
Harvey AbrahamVice-President
Dale BjerkeBoard member
Gary BommersbachBoard Member
Gary BommersbachCredit Committee member
Harvey AbrahamCredit Committee member
James LindsethCredit Committee member
Randy CramerCredit Committee member
Robert ClarkeSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$26,994
Other Revenue
$982,406
Change in Net Assets
$301,319

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,009,400
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$1,009,400
Total Revenue per Form 990
$1,009,400
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$348,443
Other Expenses$301,702
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$188,603$0$188,603
Current Officers, Directors, Trustees, and Key Employees$0$113,419$0$113,419
Fees for Services Accounting$62,630$0$0$62,630
Benefits to Members$57,936--$57,936
Office Expenses$0$53,868$0$53,868
Occupancy$0$32,662$0$32,662
Payroll Taxes$0$23,105$0$23,105
Pension Plan Contributions$0$18,091$0$18,091
Insurance$16,850$0$0$16,850
Advertising$13,907$0$0$13,907
Other Expenses$11,579$0$0$11,579
Depreciation Depletion$0$10,916$0$10,916
Fees for Services Other$0$10,200$0$10,200
Travel$0$5,274$0$5,274
Other Employee Benefits$0$5,225$0$5,225
Conferences and Meetings$0$3,348$0$3,348
All Other Expenses$0$1,858$0$1,858
Information Technology$339$0$0$339
Total Functional Expenses$241,512$466,569$0$708,081

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$708,081
Total Expenses per Audited Statements$708,081
Total Expenses per Form 990$708,081
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Harvey AbrahamBoard memberFarmland loanNo$334,673
Robert ClarkeBoard memberReal estate loanNo$238,322
-CEOReal estate loanNo$186,898
James LindsethRandy Cramer Board memberReal Estate loanNo$85,172
Robert ClarkeBoard memberReal estate loanNo$59,179
-CEOCo-borrower on real estate loanNo$53,114
-Assistant ManagerReal Estate loanNo$49,951
Gary BommersbachBoard memberCosign son's real estate loanNo$35,545
-CEOVehicle loanNo$32,457
James LindsethBoard memberReal estate lotNo$27,472
Dale BjerkeBoard memberVehicle loanNo$25,457
James LindsethBoard memberVehicle loanNo$20,000
Robert ClarkeBoard memberVehicle loanNo$14,781
-Assistant ManagerReal Estate loanNo$11,898
Harvey AbrahamBoard memberVehicle loanNo$11,276
Gary BommersbachBoard memberVehicle loanNo$8,732
Randy CramerBoard memberCo-sign Wife's Vehicle loanNo$8,400
Erin OlstadCredit Committee memberVehicle loanNo$7,618
Harvey AbrahamBoard memberSeed Equipment loanNo$7,222
Erin OlstadCredit Committee memberVehicle loanNo$6,870
Harvey AbrahamBoard memberTractor loanNo$6,747
Pamela ReisCredit Committee memberCo-signed Vehicle loanNo$6,386
Harvey AbrahamBoard memberMachinery, vehicle loanNo$6,000
Harvey AbrahamBoard memberLawn Tractor loanNo$3,299
Harvey AbrahamBoard memberShare secured loanNo$3,000
Randy CramerBoard memberService truck loanNo$2,900
Randy CramerBoard memberTractor loanNo$2,731
Dale BjerkeBoard memberVehicle loanNo$2,665
Robert ClarkeBoard memberATV loanNo$2,391
James LindsethBoard memberVehicle loanNo$2,195
Erin OlstadCredit CommitteeCo-signed Ready Reserve Line of CreditNo$760
Erin OlstadCredit Committee memberReady Reserve Line of CreditNo$616
Robert ClarkeBoard memberSon's co-signed Visa cardNo$288
Harvey AbrahamBoard memberVisa line of creditNo$211
James LindsethErin Olstad/CEOBusiness Credit CardNo$192
Gary BommersbachBoard memberDaughter's Visa cardNo$146
Pamela ReisCEOShare Secured Visa CardNo$32

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

We are a cooperative and the members are the owners.

Form 990, Part VI, Section A, Line 7A

The members elect the Board of Directors and Credit Committee for 3 year terms at every annual meeting of the members. The Board of Directors then govern the credit union on behalf of the members.

Form 990, Part VI, Section B, Line 11B

It is completed by the CEO of the credit union and reviewed by the Board of Directors.

Form 990, Part VI, Section B, Line 12C

Board members and employees are required to disclose any conflict of interests at the monthly Board meetings or to the CEO of the credit union. We operate in 2 small communities and have knowledge of possible conflicts of interest. If anyone has a conflict of interest, they are excluded from any decision making or discussion.

Form 990, Part VI, Section C, Line 19

We disclose this information at the annual meeting of the members.

Filing and Contact Details

Filer

EIN
45-6012549
Phone
7014289111

Signing Officer

Name
Erin Olstad
Title
CEO
Phone
7014289111
Signed
2014-05-10

Organization Details

Principal Officer
Erin Olstad
Formed
1954
Legal Domicile
Nd
Voting Board Members
5
Independent Board Members
0
Employees
7
Volunteers
6
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Increase in member deposits since year end 2012.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0President
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice-President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt3Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt4Board member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Credit Committee Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt6Credit Committee member
IRS990/Form990PartVIISectionAGrp/TitleTxt7Credit Committee member
IRS990/Form990PartVIISectionAGrp/TitleTxt8Credit Committee member
IRS990/Form990PartVIISectionAGrp/TitleTxt9Credit Committee member
IRS990/Form990PartVIISectionAGrp/TitleTxt10CEO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01954
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolAndSepBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantAmt00
IRS990/GrantsPayableGrp/BOYAmt00
IRS990/GrantsPayableGrp/EOYAmt00
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt01009400
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt0339
IRS990/InformationTechnologyGrp/TotalAmt0339
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt016850
IRS990/InsuranceGrp/TotalAmt016850
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/BOYAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt026994
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt026994
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt01259138
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt01580508
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt016697
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0317808
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0246659
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0240249
IRS990/LandBldgEquipCostOrOtherBssAmt0558057
IRS990/LegalDomicileStateCd0ND
IRS990/LoanOutstandingInd00
IRS990/LoansFromOfficersDirectorsGrp/BOYAmt00
IRS990/LoansFromOfficersDirectorsGrp/EOYAmt00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Provide services to members including savings, IRA's, CD's, share draft accounts, various types of loans and insurances. Also, debit cards, Visa credit cards, and online financial services.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt021721214
IRS990/NetAssetsOrFundBalancesEOYAmt022381554
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt032662
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt032662
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt053868
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt053868
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0411461
IRS990/OtherAssetsTotalGrp/EOYAmt0424377
IRS990/OtherChangesInNetAssetsAmt0359021
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt05225
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt05225
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Annual Meeting Expense
IRS990/OtherExpensesGrp/Desc2Over/Short
IRS990/OtherExpensesGrp/Desc3Provision for Loan Loss
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt076797
IRS990/OtherExpensesGrp/ProgramServicesAmt11175
IRS990/OtherExpensesGrp/ProgramServicesAmt2299
IRS990/OtherExpensesGrp/ProgramServicesAmt311579
IRS990/OtherExpensesGrp/TotalAmt076797
IRS990/OtherExpensesGrp/TotalAmt11175
IRS990/OtherExpensesGrp/TotalAmt2299
IRS990/OtherExpensesGrp/TotalAmt311579
IRS990/OtherOrganizationDsc0Cooperative
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/BusinessCd2522130
IRS990/OtherRevenueMiscGrp/Desc0Interest on Loans
IRS990/OtherRevenueMiscGrp/Desc1Fees and Charges
IRS990/OtherRevenueMiscGrp/Desc2Insurance & Misc
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/ExclusionAmt20
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0828735
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1153470
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2201
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0828735
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1153470
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2201
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt20
IRS990/OtherRevenueTotalAmt0982406
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0188603
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0188603
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt014731327
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt018016318
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt023105
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt023105
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0256974
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt0256974
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt018091
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt018091
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt010416
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt07688
IRS990/PrincipalOfficerNm0Erin Olstad
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActy2Grp/Desc0Fees and Charges
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt047576
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0153470
IRS990/ProgSrvcAccomActy3Grp/Desc0Visa Debit and Credit Cards
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt065219
IRS990/ProgSrvcAccomActy3Grp/GrantAmt00
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt078907
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt067235
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt023415

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$0.00$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.8$0.09$33.7$1.17$0.86$0.31
2020Summary only. Only limited summary data is available for this year.$28.5$0.17$28.3$1.04$0.86$0.18
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.4$0.17$25.2$1.12$0.86$0.27
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.0$0.16$25.8$1.04$0.81$0.23
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.0$0.12$24.9$0.99$0.75$0.24
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.9$0.11$22.8$1.00$0.79$0.20
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.1$0.09$23.0$1.05$0.75$0.30
2014Detailed filing. Detailed filing data is available for this year.$23.5$0.11$23.3$1.05$0.74$0.31
2013Detailed filing. Detailed filing data is available for this year.$23.1$0.70$22.4$1.01$0.71$0.30
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.8$0.09$21.7$0.71
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.2$0.08$19.2$0.71
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.9$0.12$15.8$0.72