Civic Intelligence

Elm River Credit Union

990 • Fiscal year 2011 • EIN 45-6012549

Jan 01, 2011 to Dec 31, 2011 • Filed on Apr 28, 2012

PO Box 307120 Spruce St58051
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

6th percentile

0.00x

Higher debt load relative to assets than 6% of similar nonprofits.

2011 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2011

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2011

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

98th percentile

21%

Faster asset growth than 98% of similar nonprofits.

2011 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$19,236,667

Up $3,344,459 (+21%) from 2010

Net Assets

Up

$19,153,516

Up $3,385,044 (+21%) from 2010

Liabilities

Down

$83,151

Down $40,585 (-33%) from 2010

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$711,197

Down $7,157 (-1.0%) from 2010

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $15,892,208Liabilities 2010: $123,736Net Assets 2010: $15,768,4722010Assets 2011: $19,236,667Liabilities 2011: $83,151Net Assets 2011: $19,153,5162011Assets 2012: $21,809,230Liabilities 2012: $88,016Net Assets 2012: $21,721,2142012Assets 2013: $23,078,187Liabilities 2013: $696,633Net Assets 2013: $22,381,5542013Assets 2014: $23,451,464Liabilities 2014: $107,381Net Assets 2014: $23,344,0832014Assets 2015: $23,074,326Liabilities 2015: $89,362Net Assets 2015: $22,984,9642015Assets 2016: $22,907,010Liabilities 2016: $106,737Net Assets 2016: $22,800,2732016Assets 2017: $25,022,092Liabilities 2017: $120,017Net Assets 2017: $24,902,0752017Assets 2018: $26,013,110Liabilities 2018: $163,178Net Assets 2018: $25,849,9322018Assets 2019: $25,383,210Liabilities 2019: $167,364Net Assets 2019: $25,215,8462019Assets 2020: $28,458,173Liabilities 2020: $169,363Net Assets 2020: $28,288,8102020Assets 2021: $33,835,086Liabilities 2021: $88,209Net Assets 2021: $33,746,8772021Assets 2022: $0Liabilities 2022: $0Net Assets 2022: $02022

Highlighted filing

2011

Assets$19,236,667
Liabilities$83,151
Net Assets$19,153,516

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $718,3542010Expenses 2011: $711,1972011Expenses 2012: $707,8562012Revenue 2013: $1,009,400Expenses 2013: $708,081Net Income 2013: $301,3192013Revenue 2014: $1,047,409Expenses 2014: $736,623Net Income 2014: $310,7862014Revenue 2015: $1,048,641Expenses 2015: $747,010Net Income 2015: $301,6312015Revenue 2016: $998,153Expenses 2016: $794,523Net Income 2016: $203,6302016Revenue 2017: $993,350Expenses 2017: $748,830Net Income 2017: $244,5202017Revenue 2018: $1,040,107Expenses 2018: $805,306Net Income 2018: $234,8012018Revenue 2019: $1,124,069Expenses 2019: $857,482Net Income 2019: $266,5872019Revenue 2020: $1,041,491Expenses 2020: $860,419Net Income 2020: $181,0722020Revenue 2021: $1,166,734Expenses 2021: $855,014Net Income 2021: $311,7202021Revenue 2022: $0Expenses 2022: $0Net Income 2022: $02022

Highlighted filing

2011

Revenue-
Expenses$711,197
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Apr 28, 2012
Return Version
2011v1.2
Gross Receipts
$905,021
Mission and Program Overview

Mission

Provide services to members including savings, IRA's, CD's, share draft accounts, various types of loans and insurances. Also, debit cards, Visa credit cards, and online financial services.

Major Activities

Activity 2
Fees and Charges
Activity 3
Visa Debit and Credit Cards
Filing and Contact Details

Filer

EIN
45-6012549
Raw XML AppendixShowing 400 of 857 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$0.00$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$33.8$0.09$33.7$1.17$0.86$0.31
2020Summary only. Only limited summary data is available for this year.$28.5$0.17$28.3$1.04$0.86$0.18
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.4$0.17$25.2$1.12$0.86$0.27
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.0$0.16$25.8$1.04$0.81$0.23
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$25.0$0.12$24.9$0.99$0.75$0.24
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.9$0.11$22.8$1.00$0.79$0.20
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$23.1$0.09$23.0$1.05$0.75$0.30
2014Detailed filing. Detailed filing data is available for this year.$23.5$0.11$23.3$1.05$0.74$0.31
2013Detailed filing. Detailed filing data is available for this year.$23.1$0.70$22.4$1.01$0.71$0.30
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.8$0.09$21.7$0.71
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.2$0.08$19.2$0.71
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.9$0.12$15.8$0.72