Liabilities / Assets
96th percentile
Higher debt load relative to assets than 96% of similar nonprofits.
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
1.62x
Liabilities / Revenue
89th percentile
Higher debt load relative to revenue than 89% of similar nonprofits.
Net Margin
65th percentile
Higher net margin than 65% of similar nonprofits.
Top Officer Pay
73rd percentile
Higher top officer pay than 73% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
93rd percentile
Faster asset growth than 93% of similar nonprofits.
Revenue Growth
70th percentile
Faster revenue growth than 70% of similar nonprofits.
Balance Sheet
Assets
Flat$9,477
Flat from 2013
Net Assets
-$5,858
No earlier filing loaded for comparison.
Liabilities
Flat$15,335
Flat from 2013
Revenue And Expenses
Revenue
Flat$50,890
Flat from 2013
Expenses
Flat$45,460
Flat from 2013
Net Income
Flat$5,430
Flat from 2013
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2013 to Dec 31, 2013
- Signed
- May 12, 2014
- Return Version
- 2013v3.1
- Gross Receipts
- $50,890
Mission and Program Overview
Mission
Debt Counseling Services
SEE ATTACHED
Program Services
| Description | Grants | Expenses |
|---|---|---|
| WE EDUCATE OUR CLIENTS ABOUT UNDERSTANDING DEBT AND HOW TO MANAGE THEIR DEBT UNDERSTAND HOW TO MAINTAIN A GOOD CREDIT RANKING UPON RECEIVING THE COUNSELING SERVICE AND HOW TO MAN | $50,783 | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JACQUELINE HUGGINS JONES | Executive Director | FT | $0 | - | - |
| JAMES JONES | President | PT | $0 | - | - |
| DEBORAH CAMPBELL | Treasurer | PT | $0 | - | - |
| CHARLES BRITTON | Secretary | PT | $0 | - | - |
| CHELTON FLANGAN | Board Member | - | $0 | - | - |
Filing and Contact Details
Filer
- EIN
- 45-0558933
Signing Officer
- Name
- Jacqueline Huggins Jones
- Title
- Executive Direc
- Phone
- 2164640699
- Signed
- 2014-05-12
- Discuss with paid preparer
- No
Preparer
- Preparer
- Professional Organized Solutions
- Phone
- 4407868473
Supplemental Narrative
Additional Explanations
Description of other expenses Part I line 16
“Description AmountPROGRAM COST 11,574CONTRIBUTIONS 314OFFICE EXPENSE 1,582INSURANCE 1,995BANK CHARGES 80OFFICE SUPPLIES 306AUTO EXPENSE 5,729FOOD & REFRESHMENT 566TELEPHONE 3,891EQUIPMENT LEASE 1,837TAXES OTHER 133PUBLICATIONS 175”
Description of total liabilities Part II line 26
“Category Beginning of Year End of YearLOAN FROM OFFICERS 15,335 15,335”
Other program services Part III line 31
“We educate our clients about understanding debt and how to manage their debt, understand how to maintain a good credit ranking upon receiving the counseling service, and how to manage their financial position once they have begun to rebuild their credit and reduce their debt.”
Raw XML Appendix148 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | JACQUELINE HUGGINS JONES |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2164640699 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 4492 HILLCROFT DR |
| IRS990EZ/BooksInCareOfDetail/USAddress/City | 0 | Cleveland |
| IRS990EZ/BooksInCareOfDetail/USAddress/State | 0 | OH |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 44128 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 547 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 4978 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 50890 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 5430 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1886 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 4047 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 9477 |
| IRS990EZ/GrossReceiptsAmt | 0 | 50890 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 3500 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 4499 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | -11288 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | -5858 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | -11288 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | -5858 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 15226 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 20.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JACQUELINE HUGGINS JONES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JAMES JONES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | DEBORAH CAMPBELL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | CHARLES BRITTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | CHELTON FLANGAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | EXECUTIVE DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 0 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 28182 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | SEE ATTACHED |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 166 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | WE EDUCATE OUR CLIENTS ABOUT UNDERSTANDING DEBT AND HOW TO MANAGE THEIR DEBT UNDERSTAND HOW TO MAINTAIN A GOOD CREDIT RANKING UPON RECEIVING THE COUNSELING SERVICE AND HOW TO MAN |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 50783 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 15335 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 15335 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 45460 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/TotalRevenueAmt | 0 | 50890 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleA/CommunityTrustInd | 0 | X |
| IRS990ScheduleA/First5Years170Ind | 0 | X |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 50783 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 43216 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 66852 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 76318 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 68123 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 305292 |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.00000 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 157758 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 147534 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 50783 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 43216 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 66852 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 76318 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 68123 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 305292 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 305292 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt | 0 | RESTRICTED |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description AmountPROGRAM COST 11,574CONTRIBUTIONS 314OFFICE EXPENSE 1,582INSURANCE 1,995BANK CHARGES 80OFFICE SUPPLIES 306AUTO EXPENSE 5,729FOOD & REFRESHMENT 566TELEPHONE 3,891EQUIPMENT LEASE 1,837TAXES OTHER 133PUBLICATIONS 175 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Category Beginning of Year End of YearLOAN FROM OFFICERS 15,335 15,335 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | WE EDUCATE OUR CLIENTS ABOUT UNDERSTANDING DEBT AND HOW TO MANAGE THEIR DEBT, UNDERSTAND HOW TO MAINTAIN A GOOD CREDIT RANKING UPON RECEIVING THE COUNSELING SERVICE, AND HOW TO MANAGE THEIR FINANCIAL POSITION ONCE THEY HAVE BEGUN TO REBUILD THEIR CREDIT AND REDUCE THEIR DEBT. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of total liabilities Part II line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other program services Part III line 31 |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | JACQUELINE HUGGINS JONES |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | EXECUTIVE DIREC |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2164640699 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-05-12 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | BREAKING CHAINS INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BREA |
| ReturnHeader/Filer/EIN | 0 | 450558933 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 23300 CHAGRIN BLVD |
| ReturnHeader/Filer/USAddress/City | 0 | Beachwood |
| ReturnHeader/Filer/USAddress/State | 0 | OH |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 44122 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 204161645 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | Professional Organized Solutions |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 5653 Lori Drive |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | Bedford Heights |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 44146 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4407868473 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-10-24 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Professional Organized Solutions |
| ReturnHeader/ReturnTs | 0 | 2014-10-24T21:40:41-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2013-12-31 |
| ReturnHeader/TaxYr | 0 | 2013 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $9,477
- Liabilities
- $15,335
- Net assets
- -$5,858
- Revenue
- $50,890
- Expenses
- $45,460
- Net income
- $5,430