Civic Intelligence

Breaking Chains Inc.

990EZ • Fiscal year 2024 • EIN 45-0558933

Jan 01, 2024 to Dec 31, 2024 • Filed on Apr 25, 2025

Organization ProfileBreakingChainsInc.Org
23300 Chagrin Blvd STE 201Beachwood, OH 44122

(216) 464-0699

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

57th percentile

0.00x

Higher debt load relative to assets than 57% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

59th percentile

0.00x

Higher debt load relative to revenue than 59% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

36th percentile

-3.3%

Higher net margin than 36% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

92nd percentile

$20,500

Higher top officer pay than 92% of similar nonprofits.

Top officer pay equals 20.4% of source-year revenue.

2024 filings • 501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

44th percentile

-1.6%

Faster asset growth than 44% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

12th percentile

-42%

Faster revenue growth than 12% of similar nonprofits.

2024 filings • 501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets57th percentile

Assets

Down

$265,335

Down $4,342 (-1.6%) from 2023

Net Assets

$265,140

No earlier filing loaded for comparison.

Liabilities

Down

$195

Down $1,076 (-85%) from 2023

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin36th percentile

Revenue

Down

$100,455

Down $72,133 (-42%) from 2023

Expenses

Up

$103,721

Up $8,822 (+9.3%) from 2023

Net Income

Down

-$3,266

Down $80,955 (-104%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth44th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0-$100KAssets 2010: $6,190Liabilities 2010: $15,335Net Assets 2010: -$9,1452010Assets 2011: $6,711Liabilities 2011: $15,3352011Assets 2012: $4,047Liabilities 2012: $15,335Net Assets 2012: -$11,2882012Assets 2013: $9,477Liabilities 2013: $15,3352013Assets 2014: $26,175Liabilities 2014: $15,3352014Assets 2015: $35,411Liabilities 2015: $15,3352015Assets 2016: $71,419Liabilities 2016: $3,2002016Assets 2017: $85,084Liabilities 2017: $2,547Net Assets 2017: $82,5372017Assets 2018: $83,655Liabilities 2018: $4,9372018Assets 2019: $98,477Liabilities 2019: $589Net Assets 2019: $97,8882019Assets 2020: $96,043Liabilities 2020: $0Net Assets 2020: $96,0432020Assets 2021: $153,113Liabilities 2021: $0Net Assets 2021: $153,1132021Assets 2022: $197,527Liabilities 2022: $6,810Net Assets 2022: $190,7172022Assets 2023: $269,677Liabilities 2023: $1,2712023Assets 2024: $265,335Liabilities 2024: $195Net Assets 2024: $265,1402024

Highlighted filing

2024

Assets$265,335
Liabilities$195
Net Assets$265,140
Open 2024 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2010: $80,432Expenses 2010: $80,010Net Income 2010: $4222010Revenue 2011: $72,399Expenses 2011: $71,878Net Income 2011: $5212011Revenue 2012: $43,216Expenses 2012: $45,880Net Income 2012: -$2,6642012Revenue 2013: $50,890Expenses 2013: $45,460Net Income 2013: $5,4302013Revenue 2014: $65,897Expenses 2014: $49,199Net Income 2014: $16,6982014Revenue 2015: $74,563Expenses 2015: $65,297Net Income 2015: $9,2662015Revenue 2016: $117,635Expenses 2016: $78,321Net Income 2016: $39,3142016Revenue 2017: $128,024Expenses 2017: $113,706Net Income 2017: $14,3182017Revenue 2018: $115,427Expenses 2018: $119,246Net Income 2018: -$3,8192018Revenue 2019: $105,963Expenses 2019: $86,793Net Income 2019: $19,1702019Revenue 2020: $76,971Expenses 2020: $78,816Net Income 2020: -$1,8452020Revenue 2021: $139,491Expenses 2021: $82,421Net Income 2021: $57,0702021Revenue 2022: $82,715Expenses 2022: $99,887Net Income 2022: -$17,1722022Revenue 2023: $172,588Expenses 2023: $94,899Net Income 2023: $77,6892023Revenue 2024: $100,455Expenses 2024: $103,721Net Income 2024: -$3,2662024

Highlighted filing

2024

Revenue$100,455
Expenses$103,721
Net Income-$3,266
Open 2024 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 25, 2025
Return Version
2024v5.1
Gross Receipts
$100,455
Mission and Program Overview

Mission

DEBT COUNSELING SERVICES

Program Services

DescriptionGrantsExpenses
We educated our clients about understanding debt and how to manage their debt, understand how to maintain a good credit rating.-$74,853
Compensation and Service Providers
Top Officer Pay92nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jacqueline F Huggins JonesExecutive DirectorFT$20,500-$20,500
James W JonesDirector Of Community EngagementFT$17,000-$17,000
Deborah CampbellSecretaryPT$0--
Rev Chelton FlaganBoard MemberPT$0--
Charles BrittonBoard PresidentPT$0--
Filing and Contact Details

Filer

Filer Name
Breaking Chains Inc
EIN
45-0558933
In Care Of
% Jacqueline F Huggins Jones
Phone
2164640699
Address
23300 Chagrin Blvd STE 201, Beachwood, OH 44122

Signing Officer

Name
Jacqueline F Huggins Jones
Title
Executive Director
Phone
2164640699
Signed
2025-04-25
Discuss with paid preparer
No

Preparer

Firm
HWA Alliance of CPA Firms Inc
Address
6100 OAK TREE BOULEVARD, Independence, OH 44131
Preparer
John Wright
Phone
2165410090
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description AmountOther Miscellaneous Income 32”

Description of other expenses Part I line 16

“Description AmountContributions 1,044Office Expense 99Bank Service Charges 2,506Office Supplies and Software 6,081Food and Refreshments 641Seminars and Conferences 1,600Payroll Taxes 10,703Insurance 4,537Auto Expense 30Equipment Lease 14Amortization 1,121Other Business Expenses 1,117Dues and Subscription 90Business Travel 1,630Meals and Entertainment 2,156Medicare - ER 632Taxes and Licences 158Travel 9,676”

Description of other assets Part II line 24

“Category Beginning of Year End of YearFinance Lease ROU Assets 1,587 466Accounts Receivable 4,493 0Prepayments 107 0”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearAccounts Payable 0 195Finance Lease Liability 1,271 0”

Raw XML Appendix154 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum02194640699
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt023300 Chargin Blvd 201
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Beachwood
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0441220000
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0263490
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0257578
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt05000
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-3266
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt06679
IRS990EZ/FiledScheduleAInd0true
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IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt07291
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0268406
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0265140
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0268406
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0265140
IRS990EZ/OccupancyRentUtltsAndMaintAmt021686
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt040.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt240.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt45.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt020500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt217000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Jacqueline F Huggins Jones
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Deborah Campbell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2James W Jones
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Rev Chelton Flagan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Charles Britton
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Executive Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director of Community Engagement
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Board President
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt06187
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0466
IRS990EZ/OtherExpensesTotalAmt043835
IRS990EZ/OtherRevenueTotalAmt032
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Debt Counseling Services
IRS990EZ/PrintingPublicationsPostageAmt01838
IRS990EZ/ProgramServiceRevenueAmt095423
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0We educated our clients about understanding debt and how to manage their debt, understand how to maintain a good credit rating.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt074853
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt029683
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0OH
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01271
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0195
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0103721
IRS990EZ/TotalProgramServiceExpensesAmt074853
IRS990EZ/TotalRevenueAmt0100455
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0BreakingChainsInc.Org
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt05000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0172588
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt082715
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0139491
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt080601
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0480395
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt032
IRS990ScheduleA/OtherIncome170Grp/TotalAmt032
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99990
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt0480395
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt05000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0172588
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt082715
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0139491
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt080601
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0480395
IRS990ScheduleA/TotalSupportAmt0480427
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountOther Miscellaneous Income 32
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountContributions 1,044Office Expense 99Bank Service Charges 2,506Office Supplies and Software 6,081Food and Refreshments 641Seminars and Conferences 1,600Payroll Taxes 10,703Insurance 4,537Auto Expense 30Equipment Lease 14Amortization 1,121Other Business Expenses 1,117Dues and Subscription 90Business Travel 1,630Meals and Entertainment 2,156Medicare - ER 632Taxes and Licences 158Travel 9,676
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearFinance Lease ROU Assets 1,587 466Accounts Receivable 4,493 0Prepayments 107 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Category Beginning of Year End of YearAccounts Payable 0 195Finance Lease Liability 1,271 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0JACQUELINE F HUGGINS JONES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum02164640699
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-25
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Breaking Chains Inc
ReturnHeader/Filer/BusinessNameControlTxt0BREA
ReturnHeader/Filer/EIN0450558933
ReturnHeader/Filer/InCareOfNm0% Jacqueline F Huggins Jones
ReturnHeader/Filer/PhoneNum02164640699
ReturnHeader/Filer/USAddress/AddressLine1Txt023300 Chagrin Blvd STE 201
ReturnHeader/Filer/USAddress/CityNm0Beachwood
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OH
ReturnHeader/Filer/USAddress/ZIPCd044122
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0HWA Alliance of CPA Firms Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06100 OAK TREE BOULEVARD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Independence
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd044131
ReturnHeader/PreparerPersonGrp/PhoneNum02165410090
ReturnHeader/PreparerPersonGrp/PreparationDt02025-04-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JOHN WRIGHT
ReturnHeader/ReturnTs02025-04-25T22:48:41-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$265,335
Liabilities
$195
Net assets
$265,140
Revenue
$100,455
Expenses
$103,721
Net income
-$3,266
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.65$0.00$2.65$1.00$1.04$0.03
2023Summary only. Only limited summary data is available for this year.$2.70$0.01$1.73$0.95$0.78
2022Detailed filing. Detailed filing data is available for this year.$1.98$0.07$1.91$0.83$1.00$0.17
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.53$0.00$1.53$1.39$0.82$0.57
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.96$0.00$0.96$0.77$0.79$0.02
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.98$0.01$0.98$1.06$0.87$0.19
2018Summary only. Only limited summary data is available for this year.$0.84$0.05$1.15$1.19$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.85$0.03$0.83$1.28$1.14$0.14
2016Summary only. Only limited summary data is available for this year.$0.71$0.03$1.18$0.78$0.39
2015Summary only. Only limited summary data is available for this year.$0.35$0.15$0.75$0.65$0.09
2014Summary only. Only limited summary data is available for this year.$0.26$0.15$0.66$0.49$0.17
2013Summary only. Only limited summary data is available for this year.$0.09$0.15$0.51$0.45$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.04$0.15$0.11$0.43$0.46$0.03
2011Summary only. Only limited summary data is available for this year.$0.07$0.15$0.72$0.72$0.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.06$0.15$0.09$0.80$0.80$0.00
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2024 filings • 501(c)3 • <$500k nonprofits