Liabilities / Assets
73rd percentile
Higher debt load relative to assets than 73% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
73rd percentile
Higher debt load relative to assets than 73% of similar nonprofits.
Liabilities / Revenue
51st percentile
Higher debt load relative to revenue than 51% of similar nonprofits.
Net Margin
35th percentile
Higher net margin than 35% of similar nonprofits.
Top Officer Pay
100th percentile
Higher top officer pay than 100% of similar nonprofits.
Top officer pay equals 33.2% of source-year revenue.
Asset Growth
31st percentile
Faster asset growth than 31% of similar nonprofits.
Revenue Growth
60th percentile
Faster revenue growth than 60% of similar nonprofits.
Assets
Up$29,057,023
Up $121,686 (+0.4%) from 2016
Net Assets
Up$2,928,616
Up $75,165 (+2.6%) from 2016
Liabilities
Up$26,128,407
Up $46,521 (+0.2%) from 2016
Revenue
Up$1,321,777
Up $85,763 (+6.9%) from 2016
Expenses
Down$1,246,612
Down $54,310 (-4.2%) from 2016
Net Income
Up$75,165
Up $140,073 (+216%) from 2016
To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $12,154,434 | $12,490,830 | ▲ $336,396 |
| Other Notes and Loans Receivable, Net | $12,234,858 | $12,215,133 | ▼ $19,725 |
| Rtn Earn Endowment Incm Other Fnds | $2,853,451 | $2,928,616 | ▲ $75,165 |
| Investments Other Securities | $1,250,046 | $900,277 | ▼ $349,769 |
| Land, Buildings, and Equipment, Net | $519,312 | $480,054 | ▼ $39,258 |
| Cash and Non-Interest-Bearing Accounts | $334,654 | $371,567 | ▲ $36,913 |
| Prepaid Expenses and Deferred Charges | $100,641 | $95,026 | ▼ $5,615 |
| Accounts Receivable | $10,485 | $7,243 | ▼ $3,242 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $28,935,337 | $29,057,023 | ▲ $121,686 |
| Other Assets Total | $2,330,907 | $2,496,893 | ▲ $165,986 |
| Liabilities | |||
| Other Liabilities | $25,541,398 | $25,756,375 | ▲ $214,977 |
| Accounts Payable and Accrued Expenses | $506,274 | $330,697 | ▼ $175,577 |
| Escrow Account Liability | $34,214 | $41,335 | ▲ $7,121 |
| Total Liabilities | $26,081,886 | $26,128,407 | ▲ $46,521 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,853,451 | $2,928,616 | ▲ $75,165 |
| Total Liabilities and Net Assets / Fund Balance | $28,935,337 | $29,057,023 | ▲ $121,686 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $343,681 | $747,805 | $1,091,486 |
| Equipment | $29,943 | $579,894 | $609,837 |
| Land | $106,430 | - | $106,430 |
| Other Assets Org | $2,150 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Ronald L Miller | President | FT | $84,516 | $354,601 | $439,117 |
| Name | Title |
|---|---|
| Michael Quarles | Chairman |
| Blain Hartkopp | Vice Chairman |
| Lloyd Watts | Director |
| Lucinda Welch | Director |
| Michael Long | Director |
| Suzanne Layton | Director |
| Larry Neidhart | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $651,459 |
| Other Expenses | $595,153 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $337,022 |
| Office Expenses | - | - | - | $303,870 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $161,117 |
| Occupancy | - | - | - | $80,954 |
| Other Employee Benefits | - | - | - | $63,183 |
| Depreciation Depletion | - | - | - | $50,037 |
| Pension Plan Contributions | - | - | - | $49,132 |
| Payroll Taxes | - | - | - | $41,005 |
| Insurance | - | - | - | $25,261 |
| Fees for Services Accounting | - | - | - | $20,029 |
| Advertising | - | - | - | $14,860 |
| Other Expenses | - | - | - | $11,729 |
| Fees for Services Other | - | - | - | $8,854 |
| Fees for Services Legal | - | - | - | $6,639 |
| Conferences and Meetings | - | - | - | $6,136 |
| Information Technology | - | - | - | $2,150 |
| Travel | - | - | - | $450 |
| Interest | - | - | - | $14 |
| All Other Expenses | - | - | - | $-43 |
| Total Functional Expenses | $0 | $0 | $0 | $1,246,612 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $25,756,375 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”
“The 990 is developed by the vice president, prepared by the credit union's accounting firm, and approved by the president.”
“On an annual basis, officers, directors, and key employees are required to review the conflict of interest policy, disclose any interests that could give rise to conflict, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”
“The president's compensation is determined by the management/staff committee of the board of directors and is based on a compensation survey and review of the form 990 of other credit unions. All other management compensation is determined by the president and is presented as part of the budget package to the board of directors for approval.”
“Financial statements are posted in the credit union, included in the packet presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
“The credit union maintains escrow accounts for insurance and property taxes related to member real estate loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 506274 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 330697 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 10485 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 7243 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 14860 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | -43 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | SALVATORE R NUCCIO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8162313380 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4200 E FRONT ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | KANSAS CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 641201062 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 334654 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 371567 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 161117 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 6136 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 343691 |
| IRS990/CYOtherExpensesAmt | 0 | 595153 |
| IRS990/CYOtherRevenueAmt | 0 | 11365 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 966721 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 75165 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 651459 |
| IRS990/CYTotalExpensesAmt | 0 | 1246612 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1321777 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 50037 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 3,934 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 34214 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 41335 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 20029 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 6639 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 8854 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 76601 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MICHAEL QUARLES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BLAIN HARTKOPP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LARRY NEIDHART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LLOYD WATTS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MICHAEL LONG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | SUZANNE LAYTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LUCINDA WELCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | RONALD L MILLER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 362516 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1928 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -842 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 6107 |
| IRS990/GrossReceiptsAmt | 0 | 1328726 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 2150 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 25261 |
| IRS990/InterestGrp/TotalAmt | 0 | 14 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 344533 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 344533 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 1250046 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 900277 |
| IRS990/IRPDocumentCnt | 0 | 712 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1327699 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 519312 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 480054 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1807753 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 6949 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2853451 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2928616 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -842 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -842 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -8046 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 80954 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 303870 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2330907 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2496893 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 63183 |
| IRS990/OtherExpensesGrp/Desc | 0 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 32315 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 17682 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 14216 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 11729 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 25541398 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 25756375 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 337022 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 12234858 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 12215133 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 41005 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 49132 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 100641 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 95026 |
| IRS990/PrincipalOfficerNm | 0 | RONALD L MILLER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | NON-MEMBER FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 681764 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 270933 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 681764 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 271829 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 12628 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 500 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 896 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 12628 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 500 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2017, THERE WERE 853 LOANS OUTSTANDING TOTALING $12,256,511. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $32,315. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 225097 |
| IRS990/PYOtherExpensesAmt | 0 | 662538 |
| IRS990/PYOtherRevenueAmt | 0 | 11361 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 999556 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -64908 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 638384 |
| IRS990/PYTotalExpensesAmt | 0 | 1300922 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1236014 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 75165 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 11365 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 11365 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2853451 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2928616 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 12154434 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 12490830 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 343681 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 747805 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1091486 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 29943 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 579894 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 609837 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | 1 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 106430 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 106430 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 64188 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 1176221 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 899115 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 254819 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 100400 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 5 | 2150 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | ACCRUED INCOME |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | 457 DEFERRED COMP INVESTMENT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | BENEFIT LIABILITY INVESTMENT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | NCUSIF DEPOSIT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 4 | OTHER ASSETS AND DEPOSITS |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 5 | REPOSSESSED ASSETS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 25756375 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART IV, LINE 2B: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 480054 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 2496893 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 25756375 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990ScheduleJ/Form990OfOtherOrganizationsInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 84516 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 278000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 44603 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 31998 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 278000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | RONALD L MILLER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 439117 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | THE PRESIDENT'S COMPENSATION IS DETERMINED BY THE MANAGEMENT/STAFF COMMITTEE OF THE BOARD OF DIRECTORS AND IS BASED ON A COMPENSATION SURVEY AND REVIEW OF THE FORM 990 OF OTHER CREDIT UNIONS. |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 1 | RONALD L. MILLER, PRESIDENT, IS A PARTICIPANT IN A 457(F) DEFERRED COMPENSATION PLAN. IN 2017, $36,151 WAS ACCRUED RELATED TO THIS PLAN. IN ADDITION, $278,000 WAS PAID OUT AND WAS INCLUDED IN HIS W-2 WAGES AS REQUIRED. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 3 |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART I, LINE 4B |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 1 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE 990 IS DEVELOPED BY THE VICE PRESIDENT, PREPARED BY THE CREDIT UNION'S ACCOUNTING FIRM, AND APPROVED BY THE PRESIDENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ON AN ANNUAL BASIS, OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICT, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE PRESIDENT'S COMPENSATION IS DETERMINED BY THE MANAGEMENT/STAFF COMMITTEE OF THE BOARD OF DIRECTORS AND IS BASED ON A COMPENSATION SURVEY AND REVIEW OF THE FORM 990 OF OTHER CREDIT UNIONS. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, INCLUDED IN THE PACKET PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 28935337 |
| IRS990/TotalAssetsEOYAmt | 0 | 29057023 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 28935337 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 29057023 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 9 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1246612 |
| IRS990/TotalGrossUBIAmt | 0 | 14024 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 26081886 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 26128407 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 26081886 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 26128407 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2853451 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2928616 |
| IRS990/TotalOtherCompensationAmt | 0 | 76601 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 966721 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 362516 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1307753 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1321777 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 14024 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 28935337 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 29057023 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 450 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 4200 E FRONT ST |
| IRS990/USAddress/CityNm | 0 | KANSAS CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 64120 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.EDISONCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | RONALD L MILLER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8162313380 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-06-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | EDISON CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | EDIS |
| ReturnHeader/Filer/EIN | 0 | 440663838 |
| ReturnHeader/Filer/PhoneNum | 0 | 8162313380 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 4200 E FRONT ST |
| ReturnHeader/Filer/USAddress/CityNm | 0 | KANSAS CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 641201062 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 8C7C43951168CF45788263B15885B9037C681A73 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 8C7C43951168CF45788263B15885B9037C681A73 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 97.87.82.114 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-06-14 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 10:48:24 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.