Liabilities / Assets
73rd percentile
Higher debt load relative to assets than 73% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
73rd percentile
Higher debt load relative to assets than 73% of similar nonprofits.
Liabilities / Revenue
55th percentile
Higher debt load relative to revenue than 55% of similar nonprofits.
Net Margin
8th percentile
Higher net margin than 8% of similar nonprofits.
Top Officer Pay
95th percentile
Higher top officer pay than 95% of similar nonprofits.
Top officer pay equals 13.3% of source-year revenue.
Asset Growth
40th percentile
Faster asset growth than 40% of similar nonprofits.
Revenue Growth
75th percentile
Faster revenue growth than 75% of similar nonprofits.
Assets
Up$28,935,337
Up $548,023 (+1.9%) from 2015
Net Assets
Down$2,853,451
Down $64,908 (-2.2%) from 2015
Liabilities
Up$26,081,886
Up $612,931 (+2.4%) from 2015
Revenue
Up$1,236,014
Up $80,439 (+7.0%) from 2015
Expenses
Up$1,300,922
Up $12,233 (+0.9%) from 2015
Net Income
Up-$64,908
Up $68,206 (+51%) from 2015
To provide high quality financial services for our members/owners, enhancing their financial well-being while maintaining the financial strength of the credit union.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $12,302,377 | $12,234,858 | ▼ $67,519 |
| Savings and Temporary Cash Investments | $11,106,946 | $12,154,434 | ▲ $1,047,488 |
| Rtn Earn Endowment Incm Other Fnds | $2,918,359 | $2,853,451 | ▼ $64,908 |
| Investments Other Securities | $1,700,535 | $1,250,046 | ▼ $450,489 |
| Land, Buildings, and Equipment, Net | $565,340 | $519,312 | ▼ $46,028 |
| Cash and Non-Interest-Bearing Accounts | $333,446 | $334,654 | ▲ $1,208 |
| Prepaid Expenses and Deferred Charges | $104,285 | $100,641 | ▼ $3,644 |
| Accounts Receivable | $7,559 | $10,485 | ▲ $2,926 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $28,387,314 | $28,935,337 | ▲ $548,023 |
| Other Assets Total | $2,266,826 | $2,330,907 | ▲ $64,081 |
| Liabilities | |||
| Other Liabilities | $25,006,222 | $25,541,398 | ▲ $535,176 |
| Accounts Payable and Accrued Expenses | $434,424 | $506,274 | ▲ $71,850 |
| Escrow Account Liability | $28,309 | $34,214 | ▲ $5,905 |
| Total Liabilities | $25,468,955 | $26,081,886 | ▲ $612,931 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $2,918,359 | $2,853,451 | ▼ $64,908 |
| Total Liabilities and Net Assets / Fund Balance | $28,387,314 | $28,935,337 | ▲ $548,023 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $373,522 | $712,261 | $1,085,783 |
| Equipment | $39,360 | $565,923 | $605,283 |
| Land | $106,430 | - | $106,430 |
| Other Assets Org | $100,900 | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Ronald L Miller | President | FT | $83,130 | $81,047 | $164,177 |
| Name | Title |
|---|---|
| Michael Quarles | Chairman |
| Toni King | Vice Chairman |
| Kevin Jones | Director |
| Lloyd Watts | Director |
| Luci Welch | Director |
| Michael Long | Director |
| Suzanne Layton | Director |
| Larry Neidhart | Secretary/treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $662,538 |
| Salaries, Compensation, and Employee Benefits | $638,384 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Office Expenses | - | - | - | $337,847 |
| Other Salaries and Wages | - | - | - | $331,188 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $164,177 |
| Occupancy | - | - | - | $82,213 |
| Depreciation Depletion | - | - | - | $61,714 |
| Other Employee Benefits | - | - | - | $60,407 |
| Pension Plan Contributions | - | - | - | $48,152 |
| Payroll Taxes | - | - | - | $34,460 |
| Insurance | - | - | - | $25,075 |
| Fees for Services Accounting | - | - | - | $18,369 |
| Advertising | - | - | - | $12,824 |
| Other Expenses | - | - | - | $11,025 |
| Fees for Services Other | - | - | - | $8,305 |
| Fees for Services Legal | - | - | - | $4,581 |
| Conferences and Meetings | - | - | - | $4,289 |
| Information Technology | - | - | - | $550 |
| Travel | - | - | - | $475 |
| Interest | - | - | - | $8 |
| All Other Expenses | - | - | - | $1 |
| Total Functional Expenses | $0 | $0 | $0 | $1,300,922 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Share Deposits | $25,541,398 |
“The credit union is mutually owned by members.”
“The board of directors are elected by the credit union members.”
“Significant changes such as mergers and changes to bylaws are subject to approval by the credit union members; however, no such changes were made during the year.”
“The 990 is developed by the vice president, prepared by the credit union's accounting firm, and approved by the president.”
“On an annual basis, officers, directors, and key employees are required to review the conflict of interest policy, disclose any interests that could give rise to conflict, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”
“The president's compensation is determined by the management/staff committee of the board of directors. All other management compensation is determined by the president and is presented as part of the budget package to the board of directors for approval. Deliberations and decisions are documented in the board minutes.”
“Financial statements are included in the packet presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies, and procedures are available upon request.”
“The credit union maintains escrow accounts for insurance and property taxes related to member real estate loans.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 434424 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 506274 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 7559 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 10485 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 12824 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | SALVATORE R NUCCIO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8162313380 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4200 E FRONT ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | KANSAS CITY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 641201062 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 333446 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 334654 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 164177 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 0 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 4289 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 1 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 225097 |
| IRS990/CYOtherExpensesAmt | 0 | 662538 |
| IRS990/CYOtherRevenueAmt | 0 | 11361 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 999556 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -64908 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 638384 |
| IRS990/CYTotalExpensesAmt | 0 | 1300922 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1236014 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 61714 |
| IRS990/Desc | 0 | PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 4,056 MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 9 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/EscrowAccountLiabilityGrp/BOYAmt | 0 | 28309 |
| IRS990/EscrowAccountLiabilityGrp/EOYAmt | 0 | 34214 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 18369 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 4581 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 8305 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 79296 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MICHAEL QUARLES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | TONI KING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LARRY NEIDHART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LLOYD WATTS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MICHAEL LONG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | SUZANNE LAYTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | LUCI WELCH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | KEVIN JONES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | RONALD L MILLER |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 84881 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | SECRETARY/TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | DIRECTOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | PRESIDENT |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/Form990TFiledInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1928 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -559 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossAmountSalesAssetsGrp/OtherAmt | 0 | 13001 |
| IRS990/GrossReceiptsAmt | 0 | 1249574 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 550 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 25075 |
| IRS990/InterestGrp/TotalAmt | 0 | 8 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 225656 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 225656 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 1700535 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 1250046 |
| IRS990/IRPDocumentCnt | 0 | 727 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 1278184 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 565340 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 519312 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 1797496 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 13560 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 2918359 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 2853451 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -559 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -559 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | -6517 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 82213 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 337847 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 2266826 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 2330907 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 60407 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | MEMBER DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 2 | ASSOCIATION DUES |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 50183 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 30587 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 14492 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 11025 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 25006222 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 25541398 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 331188 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 12302377 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 12234858 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 34460 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 48152 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 104285 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 100641 |
| IRS990/PrincipalOfficerNm | 0 | RONALD L MILLER |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 522100 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEES & OTHER INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | NON-MEMBER FEES |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | WARRANTY SALES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 670722 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 312700 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 670722 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 313684 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 14850 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 300 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 984 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 14850 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 2 | 300 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2016, THERE WERE 932 LOANS OUTSTANDING TOTALING $12,289,635. |
| IRS990/ProgSrvcAccomActy3Grp/Desc | 0 | PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $30,587. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 132675 |
| IRS990/PYOtherExpensesAmt | 0 | 639171 |
| IRS990/PYOtherRevenueAmt | 0 | 12168 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1010732 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -133114 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 649518 |
| IRS990/PYTotalExpensesAmt | 0 | 1288689 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1155575 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -64908 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 1 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 11361 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 11361 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2918359 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 2853451 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 11106946 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 12154434 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 373522 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 712261 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1085783 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 39360 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 565923 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 605283 |
| IRS990ScheduleD/ExplanationProvidedInd | 0 | X |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | 1 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 106430 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 106430 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 50495 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 1 | 1052421 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 2 | 877674 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 3 | 249417 |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 4 | 100900 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | ACCRUED INCOME |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 1 | 457 DEFERRED COMP INVESTMENT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 2 | BENEFIT LIABILITY INVESTMENT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 3 | NCUSIF DEPOSIT |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 4 | OTHER ASSETS AND DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 25541398 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER SHARE DEPOSITS |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART IV, LINE 2B: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 519312 |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 2330907 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 25541398 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationCommitteeInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 83130 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 54155 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 25141 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 1751 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | RONALD L MILLER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 164177 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | THE PRESIDENT'S COMPENSATION IS DETERMINED BY THE MANAGEMENT/STAFF COMMITTEE OF THE BOARD OF DIRECTORS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 1 | RONALD L. MILLER, PRESIDENT, IS A PARTICIPANT IN A 457(F) DEFERRED COMPENSATION PLAN. IN 2016, $45,842 WAS ACCRUED AND NO AMOUNTS WERE PAID OUT. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART I, LINE 3 |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | PART I, LINE 4B |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 1 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | SIGNIFICANT CHANGES SUCH AS MERGERS AND CHANGES TO BYLAWS ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE 990 IS DEVELOPED BY THE VICE PRESIDENT, PREPARED BY THE CREDIT UNION'S ACCOUNTING FIRM, AND APPROVED BY THE PRESIDENT. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ON AN ANNUAL BASIS, OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICT, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE PRESIDENT'S COMPENSATION IS DETERMINED BY THE MANAGEMENT/STAFF COMMITTEE OF THE BOARD OF DIRECTORS. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE BOARD MINUTES. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL STATEMENTS ARE INCLUDED IN THE PACKET PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 28387314 |
| IRS990/TotalAssetsEOYAmt | 0 | 28935337 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 28387314 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 28935337 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 9 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1300922 |
| IRS990/TotalGrossUBIAmt | 0 | 16134 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 25468955 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 26081886 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 25468955 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 26081886 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 2918359 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 2853451 |
| IRS990/TotalOtherCompensationAmt | 0 | 79296 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 999556 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 84881 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1219880 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1236014 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 16134 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 28387314 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 28935337 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 475 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 1 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 4200 E FRONT ST |
| IRS990/USAddress/CityNm | 0 | KANSAS CITY |
| IRS990/USAddress/StateAbbreviationCd | 0 | MO |
| IRS990/USAddress/ZIPCd | 0 | 64120 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 7 |
| IRS990/VotingMembersIndependentCnt | 0 | 7 |
| IRS990/WebsiteAddressTxt | 0 | WWW.EDISONCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | 0 |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | RONALD L MILLER |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8162313380 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-06-28 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | EDISON CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | EDIS |
| ReturnHeader/Filer/EIN | 0 | 440663838 |
| ReturnHeader/Filer/PhoneNum | 0 | 8162313380 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 4200 E FRONT ST |
| ReturnHeader/Filer/USAddress/CityNm | 0 | KANSAS CITY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 641201062 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | F833D4313777CB96842A8180D2DBFCFD1CED2197 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | F833D4313777CB96842A8180D2DBFCFD1CED2197 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.