Civic Intelligence

Chamber of Commerce

990 • Fiscal year 2017 • EIN 44-0640165

Nov 01, 2017 to Dec 31, 2017 • Filed on Sep 14, 2018

Organization ProfileN/A
PO Box 1375Camdenton, MO 65020

(573) 346-2227

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.04x

Higher debt load relative to assets than 65% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

98th percentile

0.98x

Higher debt load relative to revenue than 98% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Net Margin

3rd percentile

-72%

Higher net margin than 3% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Top Officer Pay

74th percentile

$12,803

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 61.6% of source-year revenue.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Asset Growth

30th percentile

-7.6%

Faster asset growth than 30% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

1st percentile

-91%

Faster revenue growth than 1% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets65th percentile

Assets

Down

$494,013

Down $40,532 (-7.6%) from 2016

Net Assets

Down

$473,565

Down $41,976 (-8.1%) from 2016

Liabilities

Up

$20,448

Up $1,444 (+7.6%) from 2016

Revenue And Expenses
Liabilities / Revenue98th percentileNet Margin3rd percentile

Revenue

Down

$20,790

Down $202,210 (-91%) from 2016

Expenses

Down

$35,721

Down $201,501 (-85%) from 2016

Net Income

Down

-$14,931

Down $709 (-5.0%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth30th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2011: $656,073Liabilities 2011: $44,010Net Assets 2011: $612,0632011Assets 2012: $612,923Liabilities 2012: $26,234Net Assets 2012: $586,6892012Assets 2013: $603,620Liabilities 2013: $25,996Net Assets 2013: $577,6242013Assets 2014: $581,967Liabilities 2014: $30,216Net Assets 2014: $551,7512014Assets 2016: $534,545Liabilities 2016: $19,004Net Assets 2016: $515,5412016Assets 2017: $494,013Liabilities 2017: $20,448Net Assets 2017: $473,5652017Assets 2018: $471,839Liabilities 2018: $22,544Net Assets 2018: $449,2952018Assets 2019: $465,345Liabilities 2019: $34,992Net Assets 2019: $430,3532019Assets 2020: $454,098Liabilities 2020: $24,438Net Assets 2020: $429,6602020Assets 2021: $437,038Liabilities 2021: $28,352Net Assets 2021: $408,6862021Assets 2022: $444,853Liabilities 2022: $6,735Net Assets 2022: $438,1182022Assets 2023: $437,488Liabilities 2023: $7,168Net Assets 2023: $430,3202023Assets 2024: $478,791Liabilities 2024: $6,880Net Assets 2024: $471,9112024

Highlighted filing

2017

Assets$494,013
Liabilities$20,448
Net Assets$473,565
Open 2017 Filing

Operations Trend

Revenue Growth1st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2011: $205,025Expenses 2011: $221,611Net Income 2011: -$16,5862011Expenses 2012: $266,6762012Expenses 2013: $278,8572013Revenue 2014: $242,353Expenses 2014: $268,226Net Income 2014: -$25,8732014Revenue 2016: $223,000Expenses 2016: $237,222Net Income 2016: -$14,2222016Revenue 2017: $20,790Expenses 2017: $35,721Net Income 2017: -$14,9312017Revenue 2018: $214,561Expenses 2018: $238,122Net Income 2018: -$23,5612018Revenue 2019: $185,053Expenses 2019: $203,241Net Income 2019: -$18,1882019Revenue 2020: $221,638Expenses 2020: $222,331Net Income 2020: -$6932020Revenue 2021: $194,563Expenses 2021: $211,438Net Income 2021: -$16,8752021Revenue 2022: $268,031Expenses 2022: $238,599Net Income 2022: $29,4322022Revenue 2023: $199,341Expenses 2023: $207,137Net Income 2023: -$7,7962023Revenue 2024: $308,767Expenses 2024: $267,176Net Income 2024: $41,5912024

Highlighted filing

2017

Revenue$20,790
Expenses$35,721
Net Income-$14,931
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Nov 1, 2017 to Dec 31, 2017
Signed
Sep 14, 2018
Return Version
2017v2.2
Gross Receipts
$20,790
Mission and Program Overview

Mission

Improve the business outlook and quality of life by being a motivational force in coordinating,leading and promoting business development for the camdenton area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$324,406$322,179▼ $2,227
Savings and Temporary Cash Investments$164,456$164,788▲ $332
Cash and Non-Interest-Bearing Accounts$17,366$7,046▼ $10,320
Total Assets$506,228$494,013▼ $12,215
Liabilities
Deferred Revenue$15,472$16,873▲ $1,401
Accounts Payable and Accrued Expenses$2,260$3,575▲ $1,315
Total Liabilities$17,732$20,448▲ $2,716
Net Assets / Fund Balance
Unrestricted Net Assets$483,912$468,981▼ $14,931
Temporarily Rstr Net Assets$4,584$4,584→ $0
Total Net Assets Fund Balance$488,496$473,565▼ $14,931
Total Liabilities and Net Assets / Fund Balance$506,228$494,013▼ $12,215

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$242,535$164,683$407,218
Equipment$11,893$57,083$68,976
Land$67,751-$67,751
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Trish CreachSecretaryFT$12,803$12,803

Board Members and Trustees

NameTitle
Georganne BowmanPresident
Jason LutzVice President
Amy HadfieldOfficer
Cara GerdimanOfficer
Dave KempkerOfficer
Jason JonesOfficer
John McmahonOfficer
Johna StanfieldOfficer
Joy ScottOfficer
Keith LucasOfficer
Mary Kay Von BrendelOfficer
Mike PetersOfficer
Ryan NealOfficer
Spree HilliardOfficer
Rhonda WilkeningTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,764
Investment Income
$26
Other Revenue
$0
Change in Net Assets
$-14,931
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$19,534
Other Expenses$16,187
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$9,356--$9,356
Other Salaries and Wages$7,720--$7,720
Office Expenses$3,562--$3,562
Depreciation Depletion$2,227--$2,227
Payroll Taxes$1,949--$1,949
Other Expenses$1,500--$1,500
All Other Expenses$1,480--$1,480
Occupancy$1,076--$1,076
Other Employee Benefits$509--$509
Fees for Services Other$200--$200
Insurance$126--$126
Total Functional Expenses$35,721$0$0$35,721
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

“Reviewed by the executive director.”

CEO executive director top management comp Part VI line 15A

“Board reviews all salaries on an annual basis.”

Other officer or key employee compensation Part VI line 15B

“Salaries are reviewed by the board on an annual basis.”

Governing documents etc available to public Part VI line 19

“Governing documents are available at the office upon request.”

Filing and Contact Details

Filer

Filer Name
Chamber of Commerce
EIN
44-0640165
Address
PO BOX 1375, CAMDENTON, MO 65020

Signing Officer

Name
Trish Creach
Title
Exec Director
Phone
5733462227
Signed
2018-09-14
Discuss with paid preparer
No

Organization Details

Formed
1978
Legal Domicile
Mo
Voting Board Members
15
Independent Board Members
15
Employees
2

Preparer

Firm
Walters Staedtler & Allen LLC
Address
PO BOX 1433, CAMDENTON, MO 65020
Preparer
Dale L Staedtler CPA
Phone
5733464510
Supplemental Narrative

Additional Explanations

List of other expenses Part IX line 24E

“See overflow schedules for additional expenses from part ix line 24e.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/TotalAmt11500
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt07720
IRS990/OtherSalariesAndWagesGrp/TotalAmt07720
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt01949
IRS990/PayrollTaxesGrp/TotalAmt01949
IRS990/PoliticalCampaignActyInd0false
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0561499
IRS990/ProgramServiceRevenueGrp/BusinessCd1561499
IRS990/ProgramServiceRevenueGrp/BusinessCd2561499
IRS990/ProgramServiceRevenueGrp/BusinessCd3561499
IRS990/ProgramServiceRevenueGrp/BusinessCd4561499
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/Desc1PRODUCT SHOW
IRS990/ProgramServiceRevenueGrp/Desc2AIR SHOW
IRS990/ProgramServiceRevenueGrp/Desc3DOGWOOD FESTIVAL
IRS990/ProgramServiceRevenueGrp/Desc4TOUTOURISM DEVSEMINARS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt017582
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt150
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2500
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt32632
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt017582
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt150
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2500
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt32632
IRS990/ProgSrvcAccomActy2Grp/Desc0LEADERSHIP CAMDEN COUNTY - THIS PROGRAM PROMOTES AND ENCOURAGES COMMUNITY LEADERSHIP IN THE CAMDEN COUNTY AREA.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt02315
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt02632
IRS990/ProgSrvcAccomActy3Grp/Desc0PRODUCT TRADE SHOW - TRADE SHOW THAT ENABLES MERCHANTS TO EXHIBIT PRODUCTS AND SERVICES TO PROMOTE INTEREST IN THECAMDENTON AND SURRONDING AREAS.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt01923
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt050
IRS990/ProgSrvcAccomActyOtherGrp/Desc0DOGWOOD FESTIVAL - ANNUAL FESTIVAL HELD IN CAMDENTON MO THAT PROMOTES THE AREA AND AREA MERCHANTS.
IRS990/ProgSrvcAccomActyOtherGrp/Desc1AIR SHOW - ANNUAL AIR SHOW HELD IN CAMDENTON MO TO HELP PROMOTE THE LAKE.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt0509
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0500
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0282
IRS990/PYOtherExpensesAmt0131270
IRS990/PYProgramServiceRevenueAmt0216068
IRS990/PYRevenuesLessExpensesAmt0-28121
IRS990/PYSalariesCompEmpBnftPaidAmt0113201
IRS990/PYTotalExpensesAmt0244471
IRS990/PYTotalRevenueAmt0216350
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-14931
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt017608
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0164456
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0164788
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0242535
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0164683
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0407218
IRS990ScheduleD/EquipmentGrp/BookValueAmt011893
IRS990ScheduleD/EquipmentGrp/DepreciationAmt057083
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt068976
IRS990ScheduleD/LandGrp/BookValueAmt067751
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt067751
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0322179
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0REVIEWED BY THE EXECUTIVE DIRECTOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD REVIEWS ALL SALARIES ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SALARIES ARE REVIEWED BY THE BOARD ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING DOCUMENTS ARE AVAILABLE AT THE OFFICE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SEE OVERFLOW SCHEDULES FOR ADDITIONAL EXPENSES FROM PART IX LINE 24E.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4List of other expenses Part IX line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt04584
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt04584
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0506228
IRS990/TotalAssetsEOYAmt0494013
IRS990/TotalAssetsGrp/BOYAmt0506228
IRS990/TotalAssetsGrp/EOYAmt0494013
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt035721
IRS990/TotalFunctionalExpensesGrp/TotalAmt035721
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt017732
IRS990/TotalLiabilitiesEOYAmt020448
IRS990/TotalLiabilitiesGrp/BOYAmt017732
IRS990/TotalLiabilitiesGrp/EOYAmt020448
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0488496
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0473565
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt0509
IRS990/TotalOtherProgSrvcRevenueAmt0500
IRS990/TotalProgramServiceExpensesAmt035721
IRS990/TotalProgramServiceRevenueAmt020764
IRS990/TotalReportableCompFromOrgAmt012803
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt020790
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt020790
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0506228
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0494013
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0483912
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0468981
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt015
IRS990/VotingMembersIndependentCnt015
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0TRISH CREACH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXEC DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05733462227
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-09-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0CHAM
ReturnHeader/Filer/EIN0440640165
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1375

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$494,013
Liabilities
$20,448
Net assets
$473,565
Revenue
$20,790
Expenses
$35,721
Net income
-$14,931
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.79$0.07$4.72$3.09$2.67$0.42
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.37$0.07$4.30$1.99$2.07$0.08
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.45$0.07$4.38$2.68$2.39$0.29
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.37$0.28$4.09$1.95$2.11$0.17
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.54$0.24$4.30$2.22$2.22$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.65$0.35$4.30$1.85$2.03$0.18
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.72$0.23$4.49$2.15$2.38$0.24
2017Detailed filing. Detailed filing data is available for this year.$4.94$0.20$4.74$0.21$0.36$0.15
2016Summary only. Only limited summary data is available for this year.$5.35$0.19$5.16$2.23$2.37$0.14
2014Detailed filing. Detailed filing data is available for this year.$5.82$0.30$5.52$2.42$2.68$0.26
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.04$0.26$5.78$2.79
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.13$0.26$5.87$2.67
2011Summary only. Only limited summary data is available for this year.$6.56$0.44$6.12$2.05$2.22$0.17