Civic Intelligence

Chamber of Commerce

EIN 44-0640165 • 501(c)6 • Camdenton, MO

Profile

Improve the business outlook and quality of life by being a motivational force in coordinating, leading and promoting business development for the Camdenton area.

PO Box 1375Camdenton, MO 65020

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.01x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

65th percentile

0.02x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

73rd percentile

13%

Higher net margin than 73% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

69th percentile

9.4%

Faster asset growth than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

91st percentile

55%

Faster revenue growth than 91% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$478,791

Up $41,303 (+9.4%) from 2023

Liabilities

Down

$6,880

Down $288 (-4.0%) from 2023

Net Assets

Up

$471,911

Up $41,591 (+9.7%) from 2023

Revenue

Up

$308,767

Up $109,426 (+55%) from 2023

Expenses

Up

$267,176

Up $60,039 (+29%) from 2023

Net Income

Up

$41,591

Up $49,387 (+633%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2011: $656,073Liabilities 2011: $44,010Net Assets 2011: $612,0632011Assets 2012: $612,923Liabilities 2012: $26,234Net Assets 2012: $586,6892012Assets 2013: $603,620Liabilities 2013: $25,996Net Assets 2013: $577,6242013Assets 2014: $581,967Liabilities 2014: $30,216Net Assets 2014: $551,7512014Assets 2016: $534,545Liabilities 2016: $19,004Net Assets 2016: $515,5412016Assets 2017: $494,013Liabilities 2017: $20,448Net Assets 2017: $473,5652017Assets 2018: $471,839Liabilities 2018: $22,544Net Assets 2018: $449,2952018Assets 2019: $465,345Liabilities 2019: $34,992Net Assets 2019: $430,3532019Assets 2020: $454,098Liabilities 2020: $24,438Net Assets 2020: $429,6602020Assets 2021: $437,038Liabilities 2021: $28,352Net Assets 2021: $408,6862021Assets 2022: $444,853Liabilities 2022: $6,735Net Assets 2022: $438,1182022Assets 2023: $437,488Liabilities 2023: $7,168Net Assets 2023: $430,3202023Assets 2024: $478,791Liabilities 2024: $6,880Net Assets 2024: $471,9112024

Highlighted filing

2024

Assets$478,791
Liabilities$6,880
Net Assets$471,911

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2011: $205,025Expenses 2011: $221,611Net Income 2011: -$16,5862011Expenses 2012: $266,6762012Expenses 2013: $278,8572013Revenue 2014: $242,353Expenses 2014: $268,226Net Income 2014: -$25,8732014Revenue 2016: $223,000Expenses 2016: $237,222Net Income 2016: -$14,2222016Revenue 2017: $20,790Expenses 2017: $35,721Net Income 2017: -$14,9312017Revenue 2018: $214,561Expenses 2018: $238,122Net Income 2018: -$23,5612018Revenue 2019: $185,053Expenses 2019: $203,241Net Income 2019: -$18,1882019Revenue 2020: $221,638Expenses 2020: $222,331Net Income 2020: -$6932020Revenue 2021: $194,563Expenses 2021: $211,438Net Income 2021: -$16,8752021Revenue 2022: $268,031Expenses 2022: $238,599Net Income 2022: $29,4322022Revenue 2023: $199,341Expenses 2023: $207,137Net Income 2023: -$7,7962023Revenue 2024: $308,767Expenses 2024: $267,176Net Income 2024: $41,5912024

Highlighted filing

2024

Revenue$308,767
Expenses$267,176
Net Income$41,591

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.79$0.07$4.72$3.09$2.67$0.42
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.37$0.07$4.30$1.99$2.07$0.08
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.45$0.07$4.38$2.68$2.39$0.29
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.37$0.28$4.09$1.95$2.11$0.17
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.54$0.24$4.30$2.22$2.22$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.65$0.35$4.30$1.85$2.03$0.18
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.72$0.23$4.49$2.15$2.38$0.24
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.94$0.20$4.74$0.21$0.36$0.15
2016Summary only. Only limited summary data is available for this year.$5.35$0.19$5.16$2.23$2.37$0.14
2014Detailed filing. Detailed filing data is available for this year.$5.82$0.30$5.52$2.42$2.68$0.26
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.04$0.26$5.78$2.79
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.13$0.26$5.87$2.67
2011Summary only. Only limited summary data is available for this year.$6.56$0.44$6.12$2.05$2.22$0.17
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 13, 2025
Return Version
2024v5.0
Gross Receipts
$308,767
Mission and Program Overview

Mission

Improve the business outlook and quality of life by being a motivational force in coordinating,leading and promoting business development for the camdenton area.

Improve the business outlook and quality of life by being a motivational force in coordinating, leading and promoting business development for the camdenton area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$244,650$240,346▼ $4,304
Savings and Temporary Cash Investments$157,893$169,906▲ $12,013
Cash and Non-Interest-Bearing Accounts$30,815$68,539▲ $37,724
Prepaid Expenses and Deferred Charges$4,130--
Total Assets$437,488$478,791▲ $41,303
Liabilities
Accounts Payable and Accrued Expenses$4,310$4,457▲ $147
Deferred Revenue$2,858$2,423▼ $435
Total Liabilities$7,168$6,880▼ $288
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$430,320$466,920▲ $36,600
Net Assets With Donor Restrictions-$4,991-
Total Net Assets Fund Balance$430,320$471,911▲ $41,591
Total Liabilities and Net Assets / Fund Balance$437,488$478,791▲ $41,303

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$172,595$304,746$477,341
Land$67,751-$67,751
Compensation and Service Providers

Board Members and Trustees

NameTitle
Dylan CarverPresident
Alex WilhelmBoard Member
Andy GibsonBoard Member
Ashley SwegleBoard Member
Bre LinchBoard Member
Chris AyresBoard Member
Dave KempkerBoard Member
David ShippBoard Member
Gary SmithBoard Member
Jeff KarrBoard Member
Jodie WintherBoard Member
Lindsey Webster DillonBoard Member
Shawna PhillipsBoard Member
Natalie CouchTreasurer
Shayla VieleVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$84,275
Program Service Revenue
$211,699
Investment Income
$4,431
Other Revenue
$8,362
Change in Net Assets
$41,591
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$152,382
Salaries, Compensation, and Employee Benefits$114,794
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$17,466$52,396-$69,862
Other Salaries and Wages$33,207--$33,207
Depreciation Depletion$10,298--$10,298
Other Expenses$9,601--$9,601
Payroll Taxes$4,331$4,332-$8,663
Office Expenses$8,506--$8,506
All Other Expenses$7,564--$7,564
Insurance$3,683$3,684-$7,367
Occupancy$3,373$3,374-$6,747
Pension Plan Contributions-$3,062-$3,062
Travel$2,782--$2,782
Fees for Services Accounting$360$1,080-$1,440
Fees for Services Other$270$810-$1,080
Advertising$619--$619
Total Functional Expenses$198,438$68,738$0$267,176
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The tax return is reviewed by the executive director.

Form 990, Page 6, Part VI, Line 15A

The board reviews all salaries on an annual basis.

Form 990, Page 6, Part VI, Line 15B

Salaries are reviewed by the board on an annual basis.

Form 990, Page 6, Part VI, Line 19

Governing documenbts are available at the office upon request.

Filing and Contact Details

Filer

Filer Name
Chamber of Commerce
EIN
44-0640165
Phone
5733462227
Address
PO BOX 1375, CAMDENTON, MO 65020

Signing Officer

Name
Cloke Kristin C
Title
Administrator
Phone
5733462227
Signed
2025-06-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cloke Kristin C
Formed
1978
Legal Domicile
Mo
Voting Board Members
15
Independent Board Members
15
Employees
2
Volunteers
57

Preparer

Firm
Anchor Point Advisory Group
Address
2729 BAGNELL DAM BLVD, LAKE OZARK, MO 65049
Preparer
Lisa Angell CPA
Phone
5739645739
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

COMMUNITY PROMOTION

Raw XML Appendix398 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherExpensesGrp/Desc0AIR SHOW
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt08362
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IRS990/ProgSrvcAccomActy2Grp/Desc0THE LAKE OF THE OZARKS AIR SHOW IS AN EVENT THAT HELPS PROMOTE THE LAKE OF THE OZARKS REGION BY PROVIDING FREE ACTIVITIES AND ENTERTAINMENT WHILE ALSO PAYING SPECIAL TRIBUTE TO VETERANS.
IRS990/ProgSrvcAccomActy3Grp/Desc0THE DOGWOOD FESTIVAL IS AN ANNUAL EVENT HELD IN CAMDENTON THAT PROMOTES THE AREA AS WELL AS LOCAL BUSINESSES.
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IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0304746
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IRS990ScheduleD/TotalBookValueLandBuildingsAmt0240346
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0COMMUNITY PROMOTION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE TAX RETURN IS REVIEWED BY THE EXECUTIVE DIRECTOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD REVIEWS ALL SALARIES ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SALARIES ARE REVIEWED BY THE BOARD ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4GOVERNING DOCUMENBTS ARE AVAILABLE AT THE OFFICE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TotalProgramServiceRevenueAmt0211699
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0308767
IRS990/TotalVolunteersCnt057
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IRS990/TravelGrp/ProgramServicesAmt02782
IRS990/TravelGrp/TotalAmt02782
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/USAddress/AddressLine1Txt0PO BOX 1375
IRS990/USAddress/CityNm0CAMDENTON
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd065020
IRS990/VotingMembersGoverningBodyCnt015
IRS990/VotingMembersIndependentCnt015
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CLOKE KRISTIN C
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ADMINISTRATOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05733462227
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0CHAM
ReturnHeader/Filer/EIN0440640165
ReturnHeader/Filer/PhoneNum05733462227
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1375
ReturnHeader/Filer/USAddress/CityNm0CAMDENTON
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ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431909489
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ANCHOR POINT ADVISORY GROUP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02729 BAGNELL DAM BLVD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LAKE OZARK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd065049
ReturnHeader/PreparerPersonGrp/PhoneNum05739645739
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LISA ANGELL CPA
ReturnHeader/ReturnTs02025-06-13T17:38:04-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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