Civic Intelligence

Volt Credit Union

990 • Fiscal year 2016 • EIN 44-0444090

Jan 01, 2016 to Dec 31, 2016 • Filed on Oct 28, 2017

Organization ProfileWWW.COMMUNITYFINANCIAL.ORG

View Organization Page

PO Box 1217Springfield, MO 65801-1217

(417) 862-0471

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.91x

Higher debt load relative to assets than 80% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Liabilities / Revenue

53rd percentile

19.25x

Higher debt load relative to revenue than 53% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Net Margin

30th percentile

3.8%

Higher net margin than 30% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Top Officer Pay

29th percentile

$116,235

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 3.8% of source-year revenue.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Asset Growth

45th percentile

3.4%

Faster asset growth than 45% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Revenue Growth

83rd percentile

10%

Faster revenue growth than 83% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$64,330,629

Up $2,140,071 (+3.4%) from 2015

Net Assets

Up

$5,802,372

Up $82,231 (+1.4%) from 2015

Liabilities

Up

$58,528,257

Up $2,057,840 (+3.6%) from 2015

Revenue And Expenses
Liabilities / Revenue53rd percentileNet Margin30th percentile

Revenue

Up

$3,040,470

Up $280,454 (+10%) from 2015

Expenses

Up

$2,926,422

Up $247,646 (+9.2%) from 2015

Net Income

Up

$114,048

Up $32,808 (+40%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth45th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $51,346,758Liabilities 2010: $46,153,667Net Assets 2010: $5,193,0912010Assets 2011: $54,855,212Liabilities 2011: $49,388,300Net Assets 2011: $5,466,9122011Assets 2012: $57,211,199Liabilities 2012: $51,626,787Net Assets 2012: $5,584,4122012Assets 2013: $57,404,797Liabilities 2013: $51,789,414Net Assets 2013: $5,615,3832013Assets 2014: $59,636,330Liabilities 2014: $53,997,429Net Assets 2014: $5,638,9012014Assets 2015: $62,190,558Liabilities 2015: $56,470,417Net Assets 2015: $5,720,1412015Assets 2016: $64,330,629Liabilities 2016: $58,528,257Net Assets 2016: $5,802,3722016Assets 2017: $64,068,273Liabilities 2017: $57,670,705Net Assets 2017: $6,397,5682017Assets 2018: $65,015,176Liabilities 2018: $58,367,530Net Assets 2018: $6,647,6462018Assets 2019: $69,936,267Liabilities 2019: $63,075,069Net Assets 2019: $6,861,1982019Assets 2020: $82,438,586Liabilities 2020: $75,509,760Net Assets 2020: $6,928,8262020Assets 2021: $89,720,423Liabilities 2021: $82,604,174Net Assets 2021: $7,116,2492021Assets 2022: $90,479,481Liabilities 2022: $83,143,139Net Assets 2022: $7,336,3422022Assets 2023: $88,669,976Liabilities 2023: $81,089,552Net Assets 2023: $7,580,4242023Assets 2024: $86,217,150Liabilities 2024: $78,402,671Net Assets 2024: $7,814,4792024

Highlighted filing

2016

Assets$64,330,629
Liabilities$58,528,257
Net Assets$5,802,372
Open 2016 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,584,1782010Expenses 2011: $2,428,8612011Expenses 2012: $2,414,5802012Revenue 2013: $2,306,829Expenses 2013: $2,275,858Net Income 2013: $30,9712013Revenue 2014: $2,388,813Expenses 2014: $2,365,295Net Income 2014: $23,5182014Revenue 2015: $2,760,016Expenses 2015: $2,678,776Net Income 2015: $81,2402015Revenue 2016: $3,040,470Expenses 2016: $2,926,422Net Income 2016: $114,0482016Revenue 2017: $3,500,557Expenses 2017: $2,899,778Net Income 2017: $600,7792017Revenue 2018: $3,350,690Expenses 2018: $3,092,401Net Income 2018: $258,2892018Revenue 2019: $3,639,257Expenses 2019: $3,459,488Net Income 2019: $179,7692019Revenue 2020: $3,930,624Expenses 2020: $3,886,843Net Income 2020: $43,7812020Revenue 2021: $3,925,967Expenses 2021: $3,728,016Net Income 2021: $197,9512021Revenue 2022: $4,130,929Expenses 2022: $3,886,485Net Income 2022: $244,4442022Revenue 2023: $4,733,729Expenses 2023: $4,462,251Net Income 2023: $271,4782023Revenue 2024: $5,300,505Expenses 2024: $5,070,898Net Income 2024: $229,6072024

Highlighted filing

2016

Revenue$3,040,470
Expenses$2,926,422
Net Income$114,048
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Oct 28, 2017
Return Version
2016v3.0
Gross Receipts
$3,077,559
Mission and Program Overview

Mission

Our mission is to help members build long-term financial security.

The credit union exists to help members build long-term financial security.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$35,484,750$35,049,705▼ $435,045
Savings and Temporary Cash Investments$13,795,222$19,446,671▲ $5,651,449
Investments Other Securities$9,283,782$6,446,127▼ $2,837,655
Rtn Earn Endowment Incm Other Fnds$5,720,141$5,802,372▲ $82,231
Land, Buildings, and Equipment, Net$1,295,276$1,280,539▼ $14,737
Cash and Non-Interest-Bearing Accounts$1,266,952$1,006,747▼ $260,205
Prepaid Expenses and Deferred Charges$167,785$187,550▲ $19,765
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$62,190,558$64,330,629▲ $2,140,071
Other Assets Total$896,791$913,290▲ $16,499
Liabilities
Other Liabilities$56,262,982$58,290,382▲ $2,027,400
Accounts Payable and Accrued Expenses$207,435$237,875▲ $30,440
Total Liabilities$56,470,417$58,528,257▲ $2,057,840
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,720,141$5,802,372▲ $82,231
Total Liabilities and Net Assets / Fund Balance$62,190,558$64,330,629▲ $2,140,071

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$782,994$1,065,110$1,848,104
Equipment$170,071$889,298$1,059,369
Land$327,474-$327,474
Other Securities$1,872,101--
Compensation and Service Providers
Top Officer Pay29th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Loretta RoneyPresident / CEOFT$110,293$5,942$116,235

Board Members and Trustees

NameTitle
Bill JamesonChairman
Randy TuckerVice Chairman
Charlie JohnsonDirector
Lisa AlexanderDirector
Mark RosenauerDirector
Laurie PeetersSecretary
Darrell DeckerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,738,780
Investment Income
$267,938
Other Revenue
$33,752
Change in Net Assets
$114,048
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,580,998
Salaries, Compensation, and Employee Benefits$1,343,424
Grants and Similar Amounts Paid$2,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$999,348
Fees for Services Other---$368,752
Office Expenses---$167,717
Information Technology---$156,661
Current Officers, Directors, Trustees, and Key Employees---$116,235
Other Employee Benefits---$115,481
Occupancy---$98,848
Depreciation Depletion---$94,469
Payroll Taxes---$89,124
Advertising---$51,317
Insurance---$27,330
Conferences and Meetings---$26,774
Other Expenses---$24,282
Pension Plan Contributions---$23,236
Fees for Services Accounting---$20,109
Fees for Services Legal---$19,060
Travel---$6,175
All Other Expenses---$3,430
Grants to Domestic Individuals---$2,000
Total Functional Expenses$0$0$0$2,926,422
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$58,290,382
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, line 11B

“Senior management reviews details of the form 990 before filing.”

Form 990, Part VI, Section B, line 12C

“All volunteers, including board members, are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, line 15A

“The board of directors reviews the president's performance and determines compensation using various information, including the compease salary administration program. Compensation for all other management is determined by the president and presented as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, line 19

“Financial statements are presented at the annual meeting and available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Community Financial Credit Union
EIN
44-0444090
Phone
4178620471
Address
PO BOX 1217, SPRINGFIELD, MO 65801-1217

Signing Officer

Name
Loretta Roney
Title
President
Phone
4178620471
Signed
2017-10-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Loretta Roney
Formed
1935
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
35
Volunteers
9

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Phone
9138946214
Supplemental Narrative

Additional Explanations

Form 990, Part III, line 2

“During the year, the credit union expanded member services to include mobile banking and remote deposit capture.”

Form 990, Part IX, line 11G

“Debit card, visa & atm expenses 219,481. Marketing consulting fees 69,993. Other fees 79,278.”

Raw XML Appendix389 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt131427
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt212933
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2016, THERE WERE 4,144 LOANS OUTSTANDING TOTALING $35,211,501.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $111,792 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt02000
IRS990/PYInvestmentIncomeAmt0263693
IRS990/PYOtherExpensesAmt01489641
IRS990/PYOtherRevenueAmt042471
IRS990/PYProgramServiceRevenueAmt02453852
IRS990/PYRevenuesLessExpensesAmt081240
IRS990/PYSalariesCompEmpBnftPaidAmt01187135
IRS990/PYTotalExpensesAmt02678776
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02760016
IRS990/ReconcilationRevenueExpnssAmt0114048
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt033752
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt033752
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05720141
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05802372
IRS990/SavingsAndTempCashInvstGrp/BOYAmt013795222
IRS990/SavingsAndTempCashInvstGrp/EOYAmt019446671
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0782994
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01065110
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01848104
IRS990ScheduleD/EquipmentGrp/BookValueAmt0170071
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0889298
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01059369
IRS990ScheduleD/LandGrp/BookValueAmt0327474
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0327474
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt058290382
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt04458596
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt115330
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2100000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3100
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt41872101
IRS990ScheduleD/OtherSecuritiesGrp/Desc0HTM-FEDERAL AGENCY SEC.
IRS990ScheduleD/OtherSecuritiesGrp/Desc1MEMBERS MORT. SVCS., LLC
IRS990ScheduleD/OtherSecuritiesGrp/Desc2MIDWEST FIN. NETWORKS, LLC
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CU COOPERATIVE SYS., INC
IRS990ScheduleD/OtherSecuritiesGrp/Desc4AFS-FEDERAL AGENCY SEC.
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd4F
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01280539
IRS990ScheduleD/TotalBookValueSecuritiesAmt06446127
IRS990ScheduleD/TotalLiabilityAmt058290382
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DURING THE YEAR, THE CREDIT UNION EXPANDED MEMBER SERVICES TO INCLUDE MOBILE BANKING AND REMOTE DEPOSIT CAPTURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SENIOR MANAGEMENT REVIEWS DETAILS OF THE FORM 990 BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ALL VOLUNTEERS, INCLUDING BOARD MEMBERS, ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING THE COMPEASE SALARY ADMINISTRATION PROGRAM. COMPENSATION FOR ALL OTHER MANAGEMENT IS DETERMINED BY THE PRESIDENT AND PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DEBIT CARD, VISA & ATM EXPENSES 219,481. MARKETING CONSULTING FEES 69,993. OTHER FEES 79,278.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part III, line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, line 11g
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd01
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt062190558
IRS990/TotalAssetsEOYAmt064330629
IRS990/TotalAssetsGrp/BOYAmt062190558
IRS990/TotalAssetsGrp/EOYAmt064330629
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt035
IRS990/TotalFunctionalExpensesGrp/TotalAmt02926422
IRS990/TotalGrossUBIAmt044954
IRS990/TotalLiabilitiesBOYAmt056470417
IRS990/TotalLiabilitiesEOYAmt058528257
IRS990/TotalLiabilitiesGrp/BOYAmt056470417
IRS990/TotalLiabilitiesGrp/EOYAmt058528257
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05720141
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05802372
IRS990/TotalOtherCompensationAmt05942
IRS990/TotalProgramServiceRevenueAmt02738780
IRS990/TotalReportableCompFromOrgAmt0110293
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02995516
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03040470
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt044954
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt062190558
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt064330629
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt06175
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 1217
IRS990/USAddress/CityNm0SPRINGFIELD
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0658011217
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.COMMUNITYFINANCIAL.ORG
IRS990/WhistleblowerPolicyInd01
IRS990/WrittenPolicyOrProcedureInd01
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0LORETTA RONEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04178620471
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-10-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COMMUNITY FINANCIAL CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0COMM
ReturnHeader/Filer/EIN0440444090
ReturnHeader/Filer/PhoneNum04178620471
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1217
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0658011217
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0F833D4313777CB96842A8180D2DBFCFD1CED2197
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0F833D4313777CB96842A8180D2DBFCFD1CED2197
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.87.82.114
ReturnHeader/FilingSecurityInformation/IPDt02017-10-28
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm012:21:50
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431592217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd066061
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/ReturnTs02017-10-28T12:22:14-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$64,330,629
Liabilities
$58,528,257
Net assets
$5,802,372
Revenue
$3,040,470
Expenses
$2,926,422
Net income
$114,048
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.2$78.4$7.81$5.30$5.07$0.23
2023Detailed filing. Detailed filing data is available for this year.$88.7$81.1$7.58$4.73$4.46$0.27
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$90.5$83.1$7.34$4.13$3.89$0.24
2021Detailed filing. Detailed filing data is available for this year.$89.7$82.6$7.12$3.93$3.73$0.20
2020Detailed filing. Detailed filing data is available for this year.$82.4$75.5$6.93$3.93$3.89$0.04
2019Detailed filing. Detailed filing data is available for this year.$69.9$63.1$6.86$3.64$3.46$0.18
2018Detailed filing. Detailed filing data is available for this year.$65.0$58.4$6.65$3.35$3.09$0.26
2017Detailed filing. Detailed filing data is available for this year.$64.1$57.7$6.40$3.50$2.90$0.60
2016Detailed filing. Detailed filing data is available for this year.$64.3$58.5$5.80$3.04$2.93$0.11
2015Detailed filing. Detailed filing data is available for this year.$62.2$56.5$5.72$2.76$2.68$0.08
2014Detailed filing. Detailed filing data is available for this year.$59.6$54.0$5.64$2.39$2.37$0.02
2013Detailed filing. Detailed filing data is available for this year.$57.4$51.8$5.62$2.31$2.28$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.2$51.6$5.58$2.41
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.9$49.4$5.47$2.43
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.3$46.2$5.19$2.58