Civic Intelligence

Volt Credit Union

990 • Fiscal year 2019 • EIN 44-0444090

Jan 01, 2019 to Dec 31, 2019 • Filed on Nov 09, 2020

Organization ProfileWWW.VOLTCU.ORG

View Organization Page

PO Box 1217Springfield, MO 65801-1217

(417) 862-0471

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.90x

Higher debt load relative to assets than 78% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Liabilities / Revenue

55th percentile

17.33x

Higher debt load relative to revenue than 55% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Net Margin

21st percentile

4.9%

Higher net margin than 21% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Top Officer Pay

68th percentile

$171,472

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 4.7% of source-year revenue.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2019

Asset Growth

83rd percentile

7.6%

Faster asset growth than 83% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Revenue Growth

62nd percentile

8.6%

Faster revenue growth than 62% of similar nonprofits.

2019 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$69,936,267

Up $4,921,091 (+7.6%) from 2018

Net Assets

Up

$6,861,198

Up $213,552 (+3.2%) from 2018

Liabilities

Up

$63,075,069

Up $4,707,539 (+8.1%) from 2018

Revenue And Expenses
Liabilities / Revenue55th percentileNet Margin21st percentile

Revenue

Up

$3,639,257

Up $288,567 (+8.6%) from 2018

Expenses

Up

$3,459,488

Up $367,087 (+12%) from 2018

Net Income

Down

$179,769

Down $78,520 (-30%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth83rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $51,346,758Liabilities 2010: $46,153,667Net Assets 2010: $5,193,0912010Assets 2011: $54,855,212Liabilities 2011: $49,388,300Net Assets 2011: $5,466,9122011Assets 2012: $57,211,199Liabilities 2012: $51,626,787Net Assets 2012: $5,584,4122012Assets 2013: $57,404,797Liabilities 2013: $51,789,414Net Assets 2013: $5,615,3832013Assets 2014: $59,636,330Liabilities 2014: $53,997,429Net Assets 2014: $5,638,9012014Assets 2015: $62,190,558Liabilities 2015: $56,470,417Net Assets 2015: $5,720,1412015Assets 2016: $64,330,629Liabilities 2016: $58,528,257Net Assets 2016: $5,802,3722016Assets 2017: $64,068,273Liabilities 2017: $57,670,705Net Assets 2017: $6,397,5682017Assets 2018: $65,015,176Liabilities 2018: $58,367,530Net Assets 2018: $6,647,6462018Assets 2019: $69,936,267Liabilities 2019: $63,075,069Net Assets 2019: $6,861,1982019Assets 2020: $82,438,586Liabilities 2020: $75,509,760Net Assets 2020: $6,928,8262020Assets 2021: $89,720,423Liabilities 2021: $82,604,174Net Assets 2021: $7,116,2492021Assets 2022: $90,479,481Liabilities 2022: $83,143,139Net Assets 2022: $7,336,3422022Assets 2023: $88,669,976Liabilities 2023: $81,089,552Net Assets 2023: $7,580,4242023Assets 2024: $86,217,150Liabilities 2024: $78,402,671Net Assets 2024: $7,814,4792024

Highlighted filing

2019

Assets$69,936,267
Liabilities$63,075,069
Net Assets$6,861,198
Open 2019 Filing

Operations Trend

Revenue Growth62nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,584,1782010Expenses 2011: $2,428,8612011Expenses 2012: $2,414,5802012Revenue 2013: $2,306,829Expenses 2013: $2,275,858Net Income 2013: $30,9712013Revenue 2014: $2,388,813Expenses 2014: $2,365,295Net Income 2014: $23,5182014Revenue 2015: $2,760,016Expenses 2015: $2,678,776Net Income 2015: $81,2402015Revenue 2016: $3,040,470Expenses 2016: $2,926,422Net Income 2016: $114,0482016Revenue 2017: $3,500,557Expenses 2017: $2,899,778Net Income 2017: $600,7792017Revenue 2018: $3,350,690Expenses 2018: $3,092,401Net Income 2018: $258,2892018Revenue 2019: $3,639,257Expenses 2019: $3,459,488Net Income 2019: $179,7692019Revenue 2020: $3,930,624Expenses 2020: $3,886,843Net Income 2020: $43,7812020Revenue 2021: $3,925,967Expenses 2021: $3,728,016Net Income 2021: $197,9512021Revenue 2022: $4,130,929Expenses 2022: $3,886,485Net Income 2022: $244,4442022Revenue 2023: $4,733,729Expenses 2023: $4,462,251Net Income 2023: $271,4782023Revenue 2024: $5,300,505Expenses 2024: $5,070,898Net Income 2024: $229,6072024

Highlighted filing

2019

Revenue$3,639,257
Expenses$3,459,488
Net Income$179,769
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Nov 9, 2020
Return Version
2019v5.1
Gross Receipts
$3,639,257
Mission and Program Overview

Mission

Our mission is to help members build long-term financial security.

The credit union exists to help members build long-term financial security.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$41,928,434$44,752,660▲ $2,824,226
Savings and Temporary Cash Investments$14,739,573$15,518,675▲ $779,102
Rtn Earn Endowment Incm Other Fnds$6,647,646$6,861,198▲ $213,552
Land, Buildings, and Equipment, Net$2,408,998$4,581,714▲ $2,172,716
Investments Other Securities$2,421,344$1,506,229▼ $915,115
Cash and Non-Interest-Bearing Accounts$985,600$951,572▼ $34,028
Prepaid Expenses and Deferred Charges$126,551$264,749▲ $138,198
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$65,015,176$69,936,267▲ $4,921,091
Other Assets Total$2,404,676$2,360,668▼ $44,008
Liabilities
Other Liabilities$58,098,982$62,722,886▲ $4,623,904
Accounts Payable and Accrued Expenses$255,289$343,706▲ $88,417
Escrow Account Liability$13,259$8,477▼ $4,782
Total Liabilities$58,367,530$63,075,069▲ $4,707,539
Net Assets / Fund Balance
Total Net Assets Fund Balance$6,647,646$6,861,198▲ $213,552
Total Liabilities and Net Assets / Fund Balance$65,015,176$69,936,267▲ $4,921,091

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,138,768$899,448$4,038,216
Equipment$582,764$899,293$1,482,057
Land$860,182-$860,182
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Loretta RoneyPresident/CEOFT$131,519$39,953$171,472

Board Members and Trustees

NameTitle
Bill JamesonChairman
Randy TuckerVice Chairman
Charles JohnsonDirector
Lisa AlexanderDirector
Mark RosenauerDirector
Laurie PeetersSecretary
Darrell DeckerTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Federal Protection ConstructionConstruction2500 N AIRPORT COMMERCE DR, Springfield, MO 65802$1,909,509
Revenue and Support

Revenue Composition

Contributions and Grants
$4,117
Program Service Revenue
$3,248,216
Investment Income
$365,063
Other Revenue
$21,861
All Other Contributions
$4,117
Change in Net Assets
$179,769
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,981,344
Salaries, Compensation, and Employee Benefits$1,475,144
Grants and Similar Amounts Paid$3,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,045,867
Fees for Services Other---$373,009
Information Technology---$251,800
Advertising---$240,501
Office Expenses---$210,068
Current Officers, Directors, Trustees, and Key Employees---$171,472
Depreciation Depletion---$141,351
Other Employee Benefits---$134,046
Occupancy---$107,934
Payroll Taxes---$92,884
Pension Plan Contributions---$30,875
Conferences and Meetings---$30,739
Insurance---$30,301
Other Expenses---$25,938
Fees for Services Accounting---$25,663
Travel---$11,188
All Other Expenses---$10,936
Fees for Services Legal---$5,106
Grants to Domestic Individuals---$3,000
Total Functional Expenses$0$0$0$3,459,488
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$62,722,886
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, line 11B

“The president/ceo reviews the form 990 before filing.”

Form 990, Part VI, Section B, line 12C

“On an annual basis, all volunteers, including board members, are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, line 15A

“The board of directors reviews the president's performance and determines compensation using various information, including the compease salary administration program. Compensation for all other management is determined by the president and presented as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, line 19

“Financial statements are presented at the annual meeting and available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Volt Credit Union
EIN
44-0444090
Phone
4178620471
Address
PO BOX 1217, SPRINGFIELD, MO 65801-1217

Signing Officer

Name
Loretta Roney
Title
President/CEO
Phone
4178620471
Signed
2020-11-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Loretta Roney
Formed
1935
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
37
Volunteers
9

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Preparer
Gerald Tenbrink
Phone
9138946214
Supplemental Narrative

Additional Explanations

Form 990, Part III, line 2

“In 2019, the credit union opened the republic road office and implemented an indirect lending program.”

Form 990, Part IX, line 11G

“Debit, visa & atm expenses 256,415. Consulting fees 18,880. Other professional & outside services 97,714.”

Financial Statement Notes

Part IV, Line 2B:

“The credit union maintains escrow funds for expenses related to member mortgages serviced by truhome.”

Raw XML AppendixShowing 400 of 412 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/Desc3NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02209923
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11004731
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02209923
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11004731
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt223183
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt310379
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt023183
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt110379
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2019, THERE WERE 4,179 LOANS OUTSTANDING TOTALING $44,913,389.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $215,659 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt04963
IRS990/PYGrantsAndSimilarPaidAmt03000
IRS990/PYInvestmentIncomeAmt0395103
IRS990/PYOtherExpensesAmt01738564
IRS990/PYOtherRevenueAmt022410
IRS990/PYProgramServiceRevenueAmt02928214
IRS990/PYRevenuesLessExpensesAmt0258289
IRS990/PYSalariesCompEmpBnftPaidAmt01350837
IRS990/PYTotalExpensesAmt03092401
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03350690
IRS990/ReconcilationRevenueExpnssAmt0179769
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt021861
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt021861
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt06647646
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt06861198
IRS990/SavingsAndTempCashInvstGrp/BOYAmt014739573
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015518675
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt03138768
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0899448
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt04038216
IRS990ScheduleD/EquipmentGrp/BookValueAmt0582764
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0899293
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01482057
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd01
IRS990ScheduleD/LandGrp/BookValueAmt0860182
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0860182
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt062722886
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION MAINTAINS ESCROW FUNDS FOR EXPENSES RELATED TO MEMBER MORTGAGES SERVICED BY TRUHOME.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part IV, Line 2b:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04581714
IRS990ScheduleD/TotalLiabilityAmt062722886
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0131519
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount019500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt018461
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt0792
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt01200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0LORETTA RONEY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0171472
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING THE COMPEASE SALARY ADMINISTRATION PROGRAM. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt1LORETTA RONEY, PRESIDENT/CEO IS A PARTICIPANT IN A 457(F) DEFERRED COMPENSATION PLAN. IN 2019, THE CREDIT UNION RECORDED $12,887 EXPENSE RELATED TO HER PLAN AND NO DISTRIBUTIONS WERE MADE.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, Line 3
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I, Line 4b
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0IN 2019, THE CREDIT UNION OPENED THE REPUBLIC ROAD OFFICE AND IMPLEMENTED AN INDIRECT LENDING PROGRAM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE PRESIDENT/CEO REVIEWS THE FORM 990 BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ON AN ANNUAL BASIS, ALL VOLUNTEERS, INCLUDING BOARD MEMBERS, ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING THE COMPEASE SALARY ADMINISTRATION PROGRAM. COMPENSATION FOR ALL OTHER MANAGEMENT IS DETERMINED BY THE PRESIDENT AND PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL STATEMENTS ARE PRESENTED AT THE ANNUAL MEETING AND AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DEBIT, VISA & ATM EXPENSES 256,415. CONSULTING FEES 18,880. OTHER PROFESSIONAL & OUTSIDE SERVICES 97,714.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part III, line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990, Part IX, line 11g
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd01
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt065015176
IRS990/TotalAssetsEOYAmt069936267
IRS990/TotalAssetsGrp/BOYAmt065015176
IRS990/TotalAssetsGrp/EOYAmt069936267
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalContributionsAmt04117
IRS990/TotalEmployeeCnt037
IRS990/TotalFunctionalExpensesGrp/TotalAmt03459488
IRS990/TotalGrossUBIAmt033562
IRS990/TotalLiabilitiesBOYAmt058367530
IRS990/TotalLiabilitiesEOYAmt063075069
IRS990/TotalLiabilitiesGrp/BOYAmt058367530
IRS990/TotalLiabilitiesGrp/EOYAmt063075069
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt06647646
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt06861198
IRS990/TotalOtherCompensationAmt019253
IRS990/TotalProgramServiceRevenueAmt03248216
IRS990/TotalReportableCompFromOrgAmt0152219
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt03601578
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt03639257
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt033562
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt065015176
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt069936267
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt011188
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 1217
IRS990/USAddress/CityNm0SPRINGFIELD
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0658011217
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.VOLTCU.ORG
IRS990/WhistleblowerPolicyInd01
IRS990/WrittenPolicyOrProcedureInd01
ReturnHeader/BuildTS02022-01-07 14:23:13Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0LORETTA RONEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum04178620471
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-11-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0VOLT CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0VOLT
ReturnHeader/Filer/EIN0440444090
ReturnHeader/Filer/PhoneNum04178620471
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1217
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0658011217
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId090B5988E53CBDDD12AFD5F67CACC6EB659604036
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId090B5988E53CBDDD12AFD5F67CACC6EB659604036
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt097.87.82.114
ReturnHeader/FilingSecurityInformation/IPDt02020-11-09
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm011:08:40
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES

Document Assets

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Filings

Displayed year

2019 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$69,936,267
Liabilities
$63,075,069
Net assets
$6,861,198
Revenue
$3,639,257
Expenses
$3,459,488
Net income
$179,769
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.2$78.4$7.81$5.30$5.07$0.23
2023Detailed filing. Detailed filing data is available for this year.$88.7$81.1$7.58$4.73$4.46$0.27
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$90.5$83.1$7.34$4.13$3.89$0.24
2021Detailed filing. Detailed filing data is available for this year.$89.7$82.6$7.12$3.93$3.73$0.20
2020Detailed filing. Detailed filing data is available for this year.$82.4$75.5$6.93$3.93$3.89$0.04
2019Detailed filing. Detailed filing data is available for this year.$69.9$63.1$6.86$3.64$3.46$0.18
2018Detailed filing. Detailed filing data is available for this year.$65.0$58.4$6.65$3.35$3.09$0.26
2017Detailed filing. Detailed filing data is available for this year.$64.1$57.7$6.40$3.50$2.90$0.60
2016Detailed filing. Detailed filing data is available for this year.$64.3$58.5$5.80$3.04$2.93$0.11
2015Detailed filing. Detailed filing data is available for this year.$62.2$56.5$5.72$2.76$2.68$0.08
2014Detailed filing. Detailed filing data is available for this year.$59.6$54.0$5.64$2.39$2.37$0.02
2013Detailed filing. Detailed filing data is available for this year.$57.4$51.8$5.62$2.31$2.28$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.2$51.6$5.58$2.41
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.9$49.4$5.47$2.43
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.3$46.2$5.19$2.58