Civic Intelligence

Volt Credit Union

990 • Fiscal year 2015 • EIN 44-0444090

Jan 01, 2015 to Dec 31, 2015 • Filed on Jul 14, 2016

Organization ProfileWWW.COMMUNITYFINANCIAL.ORG

View Organization Page

PO Box 1217Springfield, MO 65801-1217

(417) 862-0471

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

79th percentile

0.91x

Higher debt load relative to assets than 79% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Liabilities / Revenue

60th percentile

20.46x

Higher debt load relative to revenue than 60% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Net Margin

22nd percentile

2.9%

Higher net margin than 22% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Top Officer Pay

23rd percentile

$108,074

Higher top officer pay than 23% of similar nonprofits.

Top officer pay equals 3.9% of source-year revenue.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2015

Asset Growth

52nd percentile

4.3%

Faster asset growth than 52% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Revenue Growth

95th percentile

16%

Faster revenue growth than 95% of similar nonprofits.

2015 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets79th percentile

Assets

Up

$62,190,558

Up $2,554,228 (+4.3%) from 2014

Net Assets

Up

$5,720,141

Up $81,240 (+1.4%) from 2014

Liabilities

Up

$56,470,417

Up $2,472,988 (+4.6%) from 2014

Revenue And Expenses
Liabilities / Revenue60th percentileNet Margin22nd percentile

Revenue

Up

$2,760,016

Up $371,203 (+16%) from 2014

Expenses

Up

$2,678,776

Up $313,481 (+13%) from 2014

Net Income

Up

$81,240

Up $57,722 (+245%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth52nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100M$50M$0Assets 2010: $51,346,758Liabilities 2010: $46,153,667Net Assets 2010: $5,193,0912010Assets 2011: $54,855,212Liabilities 2011: $49,388,300Net Assets 2011: $5,466,9122011Assets 2012: $57,211,199Liabilities 2012: $51,626,787Net Assets 2012: $5,584,4122012Assets 2013: $57,404,797Liabilities 2013: $51,789,414Net Assets 2013: $5,615,3832013Assets 2014: $59,636,330Liabilities 2014: $53,997,429Net Assets 2014: $5,638,9012014Assets 2015: $62,190,558Liabilities 2015: $56,470,417Net Assets 2015: $5,720,1412015Assets 2016: $64,330,629Liabilities 2016: $58,528,257Net Assets 2016: $5,802,3722016Assets 2017: $64,068,273Liabilities 2017: $57,670,705Net Assets 2017: $6,397,5682017Assets 2018: $65,015,176Liabilities 2018: $58,367,530Net Assets 2018: $6,647,6462018Assets 2019: $69,936,267Liabilities 2019: $63,075,069Net Assets 2019: $6,861,1982019Assets 2020: $82,438,586Liabilities 2020: $75,509,760Net Assets 2020: $6,928,8262020Assets 2021: $89,720,423Liabilities 2021: $82,604,174Net Assets 2021: $7,116,2492021Assets 2022: $90,479,481Liabilities 2022: $83,143,139Net Assets 2022: $7,336,3422022Assets 2023: $88,669,976Liabilities 2023: $81,089,552Net Assets 2023: $7,580,4242023Assets 2024: $86,217,150Liabilities 2024: $78,402,671Net Assets 2024: $7,814,4792024

Highlighted filing

2015

Assets$62,190,558
Liabilities$56,470,417
Net Assets$5,720,141
Open 2015 Filing

Operations Trend

Revenue Growth95th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0Expenses 2010: $2,584,1782010Expenses 2011: $2,428,8612011Expenses 2012: $2,414,5802012Revenue 2013: $2,306,829Expenses 2013: $2,275,858Net Income 2013: $30,9712013Revenue 2014: $2,388,813Expenses 2014: $2,365,295Net Income 2014: $23,5182014Revenue 2015: $2,760,016Expenses 2015: $2,678,776Net Income 2015: $81,2402015Revenue 2016: $3,040,470Expenses 2016: $2,926,422Net Income 2016: $114,0482016Revenue 2017: $3,500,557Expenses 2017: $2,899,778Net Income 2017: $600,7792017Revenue 2018: $3,350,690Expenses 2018: $3,092,401Net Income 2018: $258,2892018Revenue 2019: $3,639,257Expenses 2019: $3,459,488Net Income 2019: $179,7692019Revenue 2020: $3,930,624Expenses 2020: $3,886,843Net Income 2020: $43,7812020Revenue 2021: $3,925,967Expenses 2021: $3,728,016Net Income 2021: $197,9512021Revenue 2022: $4,130,929Expenses 2022: $3,886,485Net Income 2022: $244,4442022Revenue 2023: $4,733,729Expenses 2023: $4,462,251Net Income 2023: $271,4782023Revenue 2024: $5,300,505Expenses 2024: $5,070,898Net Income 2024: $229,6072024

Highlighted filing

2015

Revenue$2,760,016
Expenses$2,678,776
Net Income$81,240
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Jul 14, 2016
Return Version
2015v2.1
Gross Receipts
$2,760,016
Mission and Program Overview

Mission

Our mission is to help members build long-term financial security.

The credit union exists to help members build long-term financial security.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$26,637,822$35,484,750▲ $8,846,928
Savings and Temporary Cash Investments$16,266,724$13,795,222▼ $2,471,502
Investments Other Securities$13,397,345$9,283,782▼ $4,113,563
Rtn Earn Endowment Incm Other Fnds$5,638,901$5,720,141▲ $81,240
Land, Buildings, and Equipment, Net$1,304,677$1,295,276▼ $9,401
Cash and Non-Interest-Bearing Accounts$933,240$1,266,952▲ $333,712
Prepaid Expenses and Deferred Charges$434,838$167,785▼ $267,053
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$59,636,330$62,190,558▲ $2,554,228
Other Assets Total$661,684$896,791▲ $235,107
Liabilities
Other Liabilities$53,799,001$56,262,982▲ $2,463,981
Accounts Payable and Accrued Expenses$198,428$207,435▲ $9,007
Total Liabilities$53,997,429$56,470,417▲ $2,472,988
Net Assets / Fund Balance
Total Net Assets Fund Balance$5,638,901$5,720,141▲ $81,240
Total Liabilities and Net Assets / Fund Balance$59,636,330$62,190,558▲ $2,554,228

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$831,197$1,016,907$1,848,104
Equipment$136,605$846,038$982,643
Land$327,474-$327,474
Other Securities$100--
Compensation and Service Providers
Top Officer Pay23rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Loretta RoneyPresident / CEOFT$105,760$2,314$108,074

Board Members and Trustees

NameTitle
Bill JamesonChairman
Randy TuckerVice Chairman
Charles JohnsonDirector
Darrell DeckerDirector
Mark RosenauerDirector
Lisa AlexanderSecretary
Bill AndersonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,453,852
Investment Income
$263,693
Other Revenue
$42,471
Change in Net Assets
$81,240
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,489,641
Salaries, Compensation, and Employee Benefits$1,187,135
Grants and Similar Amounts Paid$2,000
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$871,403
Fees for Services Other---$323,600
Office Expenses---$195,780
Information Technology---$125,129
Current Officers, Directors, Trustees, and Key Employees---$108,074
Other Employee Benefits---$107,851
Occupancy---$102,474
Advertising---$92,885
Depreciation Depletion---$89,438
Payroll Taxes---$77,670
Fees for Services Accounting---$30,333
Other Expenses---$28,377
Insurance---$26,779
Conferences and Meetings---$26,066
Pension Plan Contributions---$22,137
Fees for Services Legal---$4,810
All Other Expenses---$4,527
Travel---$3,743
Grants to Domestic Individuals---$2,000
Interest---$2
Total Functional Expenses$0$0$0$2,678,776
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Deposits$56,262,982
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, line 11

“Senior management reviews details of the form 990 before filing.”

Form 990, Part VI, Section B, line 12C

“All volunteers, including board members, are required to review the conflict of interest policy, disclose any interests that could give rise to conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, line 15A

“The board of directors reviews the president's performance and determines compensation using various information, including the compease salary administration program. Compensation for all other management is determined by the president and presented as part of the budget package to the board of directors for approval. The board's deliberations and decisions are documented in the minutes.”

Form 990, Part VI, Section C, line 19

“Financial statements are posted in the credit union lobby, presented at the annual meeting and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. Other documents, policies and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Community Financial Credit Union
EIN
44-0444090
Phone
4178620471
Address
PO BOX 1217, SPRINGFIELD, MO 65801-1217

Signing Officer

Name
Loretta Roney
Title
President
Phone
4178620471
Signed
2016-07-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Loretta Roney
Formed
1935
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
29
Volunteers
9

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061
Phone
9138946214
Supplemental Narrative

Additional Explanations

Form 990, Part IX, line 11G

“Debit card, visa & atm expenses 236,861. Other fees 86,739.”

Raw XML Appendix370 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/ActivityOrMissionDesc0THE CREDIT UNION EXISTS TO HELP MEMBERS BUILD LONG-TERM FINANCIAL SECURITY.
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IRS990/AllOtherExpensesGrp/TotalAmt04527
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt72314
IRS990/Form990PartVIISectionAGrp/PersonNm0BILL JAMESON
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IRS990/Form990PartVIISectionAGrp/PersonNm2LISA ALEXANDER
IRS990/Form990PartVIISectionAGrp/PersonNm3BILL ANDERSON
IRS990/Form990PartVIISectionAGrp/PersonNm4DARRELL DECKER
IRS990/Form990PartVIISectionAGrp/PersonNm5CHARLES JOHNSON
IRS990/Form990PartVIISectionAGrp/PersonNm6MARK ROSENAUER
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7PRESIDENT / CEO
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IRS990/FSAuditedInd00
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GroupReturnForAffiliatesInd00
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IRS990/InfoInScheduleOPartVIInd0X
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IRS990/MethodOfAccountingAccrualInd0X
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IRS990/MoreThan5000KToOrgInd00
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IRS990/NetAssetsOrFundBalancesEOYAmt05720141
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IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
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IRS990/OtherChangesInNetAssetsAmt00
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IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc3DUES & SUBSCRIPTIONS
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IRS990/PartialLiquidationInd00
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IRS990/PoliticalCampaignActyInd00
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IRS990/PrincipalOfficerNm0LORETTA RONEY
IRS990/ProfessionalFundraisingInd00
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IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
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IRS990/ProgramServiceRevenueGrp/Desc3NON-MEMBER ATM FEES
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IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2015, THERE WERE 4,257 LOANS OUTSTANDING TOTALING $35,588,063.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $119,690 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
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IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt02038542
IRS990/PYRevenuesLessExpensesAmt023518
IRS990/PYSalariesCompEmpBnftPaidAmt01022700
IRS990/PYTotalExpensesAmt02365295
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02388813
IRS990/ReconcilationRevenueExpnssAmt081240
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt042471
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt042471
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt05638901
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt05720141
IRS990/SavingsAndTempCashInvstGrp/BOYAmt016266724
IRS990/SavingsAndTempCashInvstGrp/EOYAmt013795222
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0831197
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01016907
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01848104
IRS990ScheduleD/EquipmentGrp/BookValueAmt0136605
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0846038
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0982643
IRS990ScheduleD/LandGrp/BookValueAmt0327474
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0327474
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt056262982
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE DEPOSITS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt09168352
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt115330
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt2100000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt3100
IRS990ScheduleD/OtherSecuritiesGrp/Desc0HTM-FEDERAL AGENCY SECURITIES
IRS990ScheduleD/OtherSecuritiesGrp/Desc1MEMBERS MORTGAGE SERVICES, LLC
IRS990ScheduleD/OtherSecuritiesGrp/Desc2MIDWEST FINANCIAL NETWORKS, LLC
IRS990ScheduleD/OtherSecuritiesGrp/Desc3CU COOPERATIVE SYSTEMS, INC
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd3C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01295276
IRS990ScheduleD/TotalBookValueSecuritiesAmt09283782
IRS990ScheduleD/TotalLiabilityAmt056262982
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SENIOR MANAGEMENT REVIEWS DETAILS OF THE FORM 990 BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ALL VOLUNTEERS, INCLUDING BOARD MEMBERS, ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD OF DIRECTORS REVIEWS THE PRESIDENT'S PERFORMANCE AND DETERMINES COMPENSATION USING VARIOUS INFORMATION, INCLUDING THE COMPEASE SALARY ADMINISTRATION PROGRAM. COMPENSATION FOR ALL OTHER MANAGEMENT IS DETERMINED BY THE PRESIDENT AND PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DEBIT CARD, VISA & ATM EXPENSES 236,861. OTHER FEES 86,739.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990, Part IX, line 11g
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt059636330
IRS990/TotalAssetsEOYAmt062190558
IRS990/TotalAssetsGrp/BOYAmt059636330
IRS990/TotalAssetsGrp/EOYAmt062190558
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt029
IRS990/TotalFunctionalExpensesGrp/TotalAmt02678776
IRS990/TotalGrossUBIAmt048091
IRS990/TotalLiabilitiesBOYAmt053997429
IRS990/TotalLiabilitiesEOYAmt056470417
IRS990/TotalLiabilitiesGrp/BOYAmt053997429
IRS990/TotalLiabilitiesGrp/EOYAmt056470417
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt05638901
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt05720141
IRS990/TotalOtherCompensationAmt02314
IRS990/TotalProgramServiceRevenueAmt02453852
IRS990/TotalReportableCompFromOrgAmt0105760
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02711925
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02760016
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt048091
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt059636330
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt062190558
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt03743
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 1217
IRS990/USAddress/CityNm0SPRINGFIELD
IRS990/USAddress/StateAbbreviationCd0MO
IRS990/USAddress/ZIPCd0658011217
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.COMMUNITYFINANCIAL.ORG
IRS990/WhistleblowerPolicyInd01
IRS990/WrittenPolicyOrProcedureInd01
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0LORETTA RONEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04178620471
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-07-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COMMUNITY FINANCIAL CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0COMM
ReturnHeader/Filer/EIN0440444090
ReturnHeader/Filer/PhoneNum04178620471
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 1217
ReturnHeader/Filer/USAddress/CityNm0SPRINGFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MO
ReturnHeader/Filer/USAddress/ZIPCd0658011217
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431592217
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd066061
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/ReturnTs02016-07-14T14:07:25-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$62,190,558
Liabilities
$56,470,417
Net assets
$5,720,141
Revenue
$2,760,016
Expenses
$2,678,776
Net income
$81,240
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$86.2$78.4$7.81$5.30$5.07$0.23
2023Detailed filing. Detailed filing data is available for this year.$88.7$81.1$7.58$4.73$4.46$0.27
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$90.5$83.1$7.34$4.13$3.89$0.24
2021Detailed filing. Detailed filing data is available for this year.$89.7$82.6$7.12$3.93$3.73$0.20
2020Detailed filing. Detailed filing data is available for this year.$82.4$75.5$6.93$3.93$3.89$0.04
2019Detailed filing. Detailed filing data is available for this year.$69.9$63.1$6.86$3.64$3.46$0.18
2018Detailed filing. Detailed filing data is available for this year.$65.0$58.4$6.65$3.35$3.09$0.26
2017Detailed filing. Detailed filing data is available for this year.$64.1$57.7$6.40$3.50$2.90$0.60
2016Detailed filing. Detailed filing data is available for this year.$64.3$58.5$5.80$3.04$2.93$0.11
2015Detailed filing. Detailed filing data is available for this year.$62.2$56.5$5.72$2.76$2.68$0.08
2014Detailed filing. Detailed filing data is available for this year.$59.6$54.0$5.64$2.39$2.37$0.02
2013Detailed filing. Detailed filing data is available for this year.$57.4$51.8$5.62$2.31$2.28$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$57.2$51.6$5.58$2.41
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$54.9$49.4$5.47$2.43
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.3$46.2$5.19$2.58