Liabilities / Assets
1st percentile
Higher debt load relative to assets than 1% of similar nonprofits.
990 • Fiscal year 2013 • EIN 43-0722166
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
1st percentile
Higher debt load relative to assets than 1% of similar nonprofits.
Liabilities / Revenue
2nd percentile
Higher debt load relative to revenue than 2% of similar nonprofits.
Net Margin
89th percentile
Higher net margin than 89% of similar nonprofits.
Top Officer Pay
22nd percentile
Higher top officer pay than 22% of similar nonprofits.
Top officer pay equals 10.2% of source-year revenue.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Assets
$10,514,514
No earlier filing loaded for comparison.
Net Assets
$10,506,032
No earlier filing loaded for comparison.
Liabilities
$8,482
No earlier filing loaded for comparison.
Revenue
$465,835
No earlier filing loaded for comparison.
Expenses
$380,777
No earlier filing loaded for comparison.
Net Income
$85,058
No earlier filing loaded for comparison.
Non-profit credit union formed to encourage thrift among its members. We create a source of credit at a fair and reasonable rate of interest and provide our members with earnings, savings, benefits and services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Rtn Earn Endowment Incm Other Fnds | $9,281,549 | $10,506,032 | ▲ $1,224,483 |
| Other Notes and Loans Receivable, Net | $6,083,706 | $6,937,841 | ▲ $854,135 |
| Investments Other Securities | $1,885,702 | $2,362,012 | ▲ $476,310 |
| Savings and Temporary Cash Investments | $1,069,206 | $969,788 | ▼ $99,418 |
| Cash and Non-Interest-Bearing Accounts | $104,365 | $97,407 | ▼ $6,958 |
| Receivables From Officers Etc | $30,063 | $22,846 | ▼ $7,217 |
| Land, Buildings, and Equipment, Net | $11,828 | $10,326 | ▼ $1,502 |
| Total Assets | $9,290,398 | $10,514,514 | ▲ $1,224,116 |
| Other Assets Total | $105,528 | $114,294 | ▲ $8,766 |
| Liabilities | |||
| Other Liabilities | $8,849 | $8,482 | ▼ $367 |
| Total Liabilities | $8,849 | $8,482 | ▼ $367 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $9,281,549 | $10,506,032 | ▲ $1,224,483 |
| Total Liabilities and Net Assets / Fund Balance | $9,290,398 | $10,514,514 | ▲ $1,224,116 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $10,326 | $58,946 | $69,272 |
| Leasehold Improvements | - | $726 | $726 |
| Other Securities | $2,777 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Melissa Thebeau | Treas./mgr | FT | $47,585 | $47,585 |
| Name | Title |
|---|---|
| John Kite | Chairperson |
| John Rogers | Vice-chair |
| Donald Warren | Member |
| G Wayne Nees | Member |
| Kenneth Sisson | Member |
| Lambert Thebeau | Member |
| MICHAEL O'SHEA | Member |
| Marvin Jinkerson | Member |
| Roger Marler | Member |
| William Battreal | Member |
| William Portell | Member |
| Richard Pica | Secretary |
| Line Item | Amount |
|---|---|
| Other Expenses | $264,389 |
| Salaries, Compensation, and Employee Benefits | $116,388 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $106,985 |
| All Other Expenses | - | - | - | $101,133 |
| Other Expenses | - | - | - | $21,158 |
| Payroll Taxes | - | - | - | $9,318 |
| Occupancy | - | - | - | $8,089 |
| Fees for Services Legal | - | - | - | $5,121 |
| Depreciation Depletion | - | - | - | $4,497 |
| Fees for Services Accounting | - | - | - | $2,905 |
| Conferences and Meetings | - | - | - | $740 |
| Pension Plan Contributions | - | - | - | $85 |
| Total Functional Expenses | $0 | $0 | $0 | $380,777 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $30,063 | $22,846 | ▼ $7,217 |
| Liability | Amount |
|---|---|
| State Credit Union Tax Payable | $4,000 |
| Ncusif Liability | $1,555 |
| Taxes Payable | $1,169 |
| Audit Expense Payable | $745 |
| Federal Tax | $580 |
| Mo Tax | $314 |
| Credit Disability Insurance | $119 |
“John kite melissa thebeau chairman treasurer father/daughter john rogers michael o'shea vice-chair member father-in-law/son-in-law”
“The stockholders elect the board members.”
“The treasurer of the board reviews and files form 990.”
“Form 990 is made available to the public at www.guidestar.org.”
“Casualty insurance 10,487 0 0 taxes 9,657 0 0 life savings expense 8,747 0 0 mo cu fees 8,136 0 0 loan expense 7,160 0 0 atm monthly fee 6,900 0 0 ncusif member share ins. 6,707 0 0 statement printing 6,307 0 0 ach & mccu expense 5,561 0 0 utilities 5,197 0 0 home equity loan expense 4,258 0 0 data processing fees 3,763 0 0 credit reports 3,634 0 0 supervision fee 3,468 0 0 culs loan program expense 2,945 0 0 internet service 2,800 0 0 billpay expense 2,396 0 0 postage 1,787 0 0 recording lien expense 1,223 0 0”
“Increase in share drafts 35,970 increase in regular shares 862,228 increase in certificates 241,227”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | NON-PROFIT CREDIT UNION FORMED TO ENCOURAGE THRIFT AMONG ITS MEMBERS. WE CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND PROVIDE OUR MEMBERS WITH EARNINGS, SAVINGS, BENEFITS AND SERVICES. |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 101133 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | MELISSA THEBEAU |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 6365869922 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | 418 N MAIN ST |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine2 | 0 | 418 N MAIN ST |
| IRS990/BooksInCareOfDetail/USAddress/City | 0 | DE SOTO |
| IRS990/BooksInCareOfDetail/USAddress/State | 0 | MO |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 63020 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 104365 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 97407 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | false |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 740 |
| IRS990/ConflictOfInterestPolicyInd | 0 | false |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 264389 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 465835 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 85058 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 116388 |
| IRS990/CYTotalExpensesAmt | 0 | 380777 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 465835 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 4497 |
| IRS990/Desc | 0 | VOLUNTARY, NON-PROFIT CREDIT UNION, INCORPORATED UNDER MISSOURI STATUTES FOR THE PURPOSES OF ENCOURAGING THRIFT AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT AT AT FAIR AND REASONABLE RATE OF INTEREST, PROVIDING FOR MUTUAL BENEFIT OF ITS MEMBERS WITH EARNINGS, SAVINGS, BENEFITS AND SERVICES. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 3 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/ExpenseAmt | 0 | 380777 |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 2905 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 5121 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 0.50 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | MELISSA THEBEAU |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | JOHN KITE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JOHN ROGERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LAMBERT THEBEAU |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KENNETH SISSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ROGER MARLER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | DONALD WARREN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | WILLIAM PORTELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MARVIN JINKERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | WILLIAM BATTREAL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | G WAYNE NEES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | RICHARD PICA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | MICHAEL O'SHEA |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 47585 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | TREAS./MGR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | VICE-CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1939 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 6 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 465835 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 1885702 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 2362012 |
| IRS990/IRPDocumentCnt | 0 | 385 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 59672 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 11828 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 10326 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 69998 |
| IRS990/LegalDomicileStateCd | 0 | MO |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | NON-PROFIT CREDIT UNION FORMED TO ENCOURAGE THRIFT AMONG ITS MEMBERS. WE CREATE A SOURCE OF CREDIT AT A FAIR AND REASONABLE RATE OF INTEREST AND PROVIDE OUR MEMBERS WITH EARNINGS, SAVINGS, BENEFITS AND SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 9281549 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 10506032 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 8089 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 105528 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 114294 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 1139425 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDENDS |
| IRS990/OtherExpensesGrp/Desc | 1 | DEBIT & ATM EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | OFFICE OPERATIONS EXPENSE |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 72988 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 24793 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 22965 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 21158 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 8849 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 8482 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 106985 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 6083706 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 6937841 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 9318 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 85 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfficerNm | 0 | MELISSA THEBEAU |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | INTEREST ON HOME EQUITY LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | CD INSURANCE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | INVESTMENT INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | ATM/DC INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 291434 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 89850 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 35093 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 27985 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 15534 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 291434 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 89850 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 35093 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 27985 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 15534 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYOtherExpensesAmt | 0 | 255508 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 445757 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 79327 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 110922 |
| IRS990/PYTotalExpensesAmt | 0 | 366430 |
| IRS990/PYTotalRevenueAmt | 0 | 445757 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 30063 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 22846 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 85058 |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | true |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 9281549 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 10506032 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 1069206 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 969788 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 10326 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 58946 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 69272 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt | 0 | 726 |
| IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt | 0 | 726 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 4000 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 1555 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 1169 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 745 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 580 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 314 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 119 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | STATE CREDIT UNION TAX PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | NCUSIF LIABILITY |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | TAXES PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | AUDIT EXPENSE PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | FEDERAL TAX |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | MO TAX |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | CREDIT DISABILITY INSURANCE |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 2049000 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 1 | 310235 |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 2 | 2777 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | CERTIFICATES HELD |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 1 | MO CORP CREDIT UNION |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 2 | ACCRUED INTEREST ON INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 1 | C |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 2 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 10326 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 2362012 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 8482 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 16796 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 4986 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 1064 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | AUTOMOBILE PURCHASE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | PAY BILLS |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | AUTOMOBILE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 22316 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 5000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 7945 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | ROGER MARLER |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | KENNETH SISSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | MARVIN JINKERSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 22846 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | JOHN KITE MELISSA THEBEAU CHAIRMAN TREASURER FATHER/DAUGHTER JOHN ROGERS MICHAEL O'SHEA VICE-CHAIR MEMBER FATHER-IN-LAW/SON-IN-LAW |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE STOCKHOLDERS ELECT THE BOARD MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE TREASURER OF THE BOARD REVIEWS AND FILES FORM 990. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | FORM 990 IS MADE AVAILABLE TO THE PUBLIC AT WWW.GUIDESTAR.ORG. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | CASUALTY INSURANCE 10,487 0 0 TAXES 9,657 0 0 LIFE SAVINGS EXPENSE 8,747 0 0 MO CU FEES 8,136 0 0 LOAN EXPENSE 7,160 0 0 ATM MONTHLY FEE 6,900 0 0 NCUSIF MEMBER SHARE INS. 6,707 0 0 STATEMENT PRINTING 6,307 0 0 ACH & MCCU EXPENSE 5,561 0 0 UTILITIES 5,197 0 0 HOME EQUITY LOAN EXPENSE 4,258 0 0 DATA PROCESSING FEES 3,763 0 0 CREDIT REPORTS 3,634 0 0 SUPERVISION FEE 3,468 0 0 CULS LOAN PROGRAM EXPENSE 2,945 0 0 INTERNET SERVICE 2,800 0 0 BILLPAY EXPENSE 2,396 0 0 POSTAGE 1,787 0 0 RECORDING LIEN EXPENSE 1,223 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | INCREASE IN SHARE DRAFTS 35,970 INCREASE IN REGULAR SHARES 862,228 INCREASE IN CERTIFICATES 241,227 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 6, PART VI, LINE 2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART IX, LINE 24E |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART XI, LINE 9 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 9290398 |
| IRS990/TotalAssetsEOYAmt | 0 | 10514514 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 9290398 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 10514514 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 3 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 380777 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 8849 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 8482 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 8849 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 8482 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 9281549 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 10506032 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5939 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 5939 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 380777 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 465835 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 47585 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 465835 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 465835 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 9290398 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 10514514 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/USAddress/AddressLine1 | 0 | 105 NORTH 4TH STREET |
| IRS990/USAddress/City | 0 | DE SOTO |
| IRS990/USAddress/State | 0 | MO |
| IRS990/USAddress/ZIPCode | 0 | 63020 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 6 |
| IRS990/VotingMembersIndependentCnt | 0 | 6 |
| IRS990/WebsiteAddressTxt | 0 | WWW.DESOTOMOPACCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | false |
| ReturnHeader/BuildTS | 0 | 2015-11-30 17:44:51Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MELISSA THEBEAU |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 6365869922 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2014-07-01 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | DE SOTO MO PAC CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | DESO |
| ReturnHeader/Filer/EIN | 0 | 430722166 |
| ReturnHeader/Filer/PhoneNum | 0 | 6365869922 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 418 N MAIN ST |
| ReturnHeader/Filer/USAddress/City | 0 | DE SOTO |
| ReturnHeader/Filer/USAddress/State | 0 | MO |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 63020 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | CROUCH FARLEY & HEURING PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | PO BOX 776 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | FESTUS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | MO |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 630280776 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6369378351 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2014-07-01 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | MICHAEL P O'SHEA CPA |
| ReturnHeader/ReturnTs | 0 | 2014-07-01T11:30:26-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-01-01 |
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Displayed year
2013 • Form 990Detailed filing. Detailed filing data is available for this year.