Civic Intelligence

De Soto Mo Pac Credit Union

EIN 43-0722166 • 501(c)14 • DE Soto, MO

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Profile

Non-profit credit union formed to encourage thrift among its members. We create a source of credit at a fair and reasonable rate of interest and provide our members with earnings, savings, benefits and services.

2082 Rock RoadDE Soto, MO 63020

www.desotomopaccu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

6th percentile

0.00x

Higher debt load relative to assets than 6% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

9th percentile

0.07x

Higher debt load relative to revenue than 9% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

68th percentile

13%

Higher net margin than 68% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

81st percentile

4.2%

Faster asset growth than 81% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2024

Revenue Growth

69th percentile

15%

Faster revenue growth than 69% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets6th percentile

Assets

Up

$23,428,551

Up $2,722,507 (+13%) from 2023

Liabilities

Down

$87,143

Down $53,032 (-38%) from 2023

Net Assets

Up

$23,341,408

Up $2,775,539 (+13%) from 2023

Operations
Liabilities / Revenue9th percentileNet Margin68th percentile

Revenue

Up

$1,218,315

Up $115,365 (+10%) from 2023

Expenses

Up

$1,056,508

Up $88,385 (+9.1%) from 2023

Net Income

Up

$161,807

Up $26,980 (+20%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth81st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2013: $10,514,514Liabilities 2013: $8,482Net Assets 2013: $10,506,0322013Assets 2014: $11,438,213Liabilities 2014: $15,451Net Assets 2014: $11,422,7622014Assets 2015: $12,618,834Liabilities 2015: $22,018Net Assets 2015: $12,596,8162015Assets 2016: $14,964,326Liabilities 2016: $28,679Net Assets 2016: $14,935,6472016Assets 2017: $16,221,539Liabilities 2017: $34,657Net Assets 2017: $16,186,8822017Assets 2018: $16,384,235Liabilities 2018: $29,448Net Assets 2018: $16,354,7872018Assets 2019: $17,224,894Liabilities 2019: $32,770Net Assets 2019: $17,192,1242019Assets 2020: $19,954,911Liabilities 2020: $124,026Net Assets 2020: $19,830,8852020Assets 2021: $21,956,500Liabilities 2021: $82,679Net Assets 2021: $21,873,8212021Assets 2022: $21,578,212Liabilities 2022: $117,019Net Assets 2022: $21,461,1932022Assets 2023: $20,706,044Liabilities 2023: $140,175Net Assets 2023: $20,565,8692023Assets 2024: $23,428,551Liabilities 2024: $87,143Net Assets 2024: $23,341,4082024

Highlighted filing

2024

Assets$23,428,551
Liabilities$87,143
Net Assets$23,341,408
Open 2024 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0Revenue 2013: $465,835Expenses 2013: $380,777Net Income 2013: $85,0582013Revenue 2014: $521,095Expenses 2014: $411,967Net Income 2014: $109,1282014Revenue 2015: $611,790Expenses 2015: $474,939Net Income 2015: $136,8512015Revenue 2016: $703,408Expenses 2016: $532,259Net Income 2016: $171,1492016Revenue 2017: $771,377Expenses 2017: $630,359Net Income 2017: $141,0182017Revenue 2018: $797,798Expenses 2018: $660,533Net Income 2018: $137,2652018Revenue 2019: $878,885Expenses 2019: $700,596Net Income 2019: $178,2892019Revenue 2020: $837,008Expenses 2020: $727,742Net Income 2020: $109,2662020Revenue 2021: $804,617Expenses 2021: $666,637Net Income 2021: $137,9802021Revenue 2022: $919,541Expenses 2022: $698,750Net Income 2022: $220,7912022Revenue 2023: $1,102,950Expenses 2023: $968,123Net Income 2023: $134,8272023Revenue 2024: $1,218,315Expenses 2024: $1,056,508Net Income 2024: $161,8072024

Highlighted filing

2024

Revenue$1,218,315
Expenses$1,056,508
Net Income$161,807
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$23,428,551
Liabilities
$87,143
Net assets
$23,341,408
Revenue
$1,218,315
Expenses
$1,056,508
Net income
$161,807
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$23.4$0.09$23.3$1.22$1.06$0.16
2023Detailed filing. Detailed filing data is available for this year.$20.7$0.14$20.6$1.10$0.97$0.13
2022Detailed filing. Detailed filing data is available for this year.$21.6$0.12$21.5$0.92$0.70$0.22
2021Detailed filing. Detailed filing data is available for this year.$22.0$0.08$21.9$0.80$0.67$0.14
2020Detailed filing. Detailed filing data is available for this year.$20.0$0.12$19.8$0.84$0.73$0.11
2019Detailed filing. Detailed filing data is available for this year.$17.2$0.03$17.2$0.88$0.70$0.18
2018Detailed filing. Detailed filing data is available for this year.$16.4$0.03$16.4$0.80$0.66$0.14
2017Detailed filing. Detailed filing data is available for this year.$16.2$0.03$16.2$0.77$0.63$0.14
2016Detailed filing. Detailed filing data is available for this year.$15.0$0.03$14.9$0.70$0.53$0.17
2015Detailed filing. Detailed filing data is available for this year.$12.6$0.02$12.6$0.61$0.47$0.14
2014Detailed filing. Detailed filing data is available for this year.$11.4$0.02$11.4$0.52$0.41$0.11
2013Detailed filing. Detailed filing data is available for this year.$10.5$0.01$10.5$0.47$0.38$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 3, 2025
Return Version
2024v5.0
Gross Receipts
$1,218,315
Mission and Program Overview

Mission

Non-profit credit union formed to encourage thrift among its members. We create a source of credit at a fair and reasonable rate of interest and provide our members with earnings, savings, benefits and services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$20,565,869$23,341,408▲ $2,775,539
Other Notes and Loans Receivable, Net$17,207,624$18,413,228▲ $1,205,604
Investments Other Securities$1,994,296$2,158,727▲ $164,431
Savings and Temporary Cash Investments$659,462$1,888,376▲ $1,228,914
Receivables From Officers Etc$188,218$334,860▲ $146,642
Cash and Non-Interest-Bearing Accounts$235,717$252,849▲ $17,132
Land, Buildings, and Equipment, Net$160,001$129,865▼ $30,136
Prepaid Expenses and Deferred Charges-$6,723-
Total Assets$20,706,044$23,428,551▲ $2,722,507
Other Assets Total$260,726$243,923▼ $16,803
Liabilities
Other Liabilities$140,175$87,143▼ $53,032
Total Liabilities$140,175$87,143▼ $53,032
Net Assets / Fund Balance
Total Net Assets Fund Balance$20,565,869$23,341,408▲ $2,775,539
Total Liabilities and Net Assets / Fund Balance$20,706,044$23,428,551▲ $2,722,507

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$45,498$166,560$212,058
Leasehold Improvements$84,367$73,719$158,086
Other Securities$675,000--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Melissa ThebeauSec./treas./FT$78,070$78,070

Board Members and Trustees

NameTitle
Richard PicaChair
John RogersVice-chair
Alan PolitteMember
Andrew DaughertyMember
John BensonMember
Lambert ThebeauMember
MICHAEL O'SHEAMember
Nicholaus ProvinceMember
Roger MarlerMember
Steven RandallMember
William PortellMember
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,218,315
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$161,807
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$757,298
Salaries, Compensation, and Employee Benefits$299,210
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$271,685
All Other Expenses---$106,711
Office Expenses---$41,720
Occupancy---$31,285
Depreciation Depletion---$30,135
Payroll Taxes---$21,571
Other Expenses---$19,237
Insurance---$8,548
Pension Plan Contributions---$5,954
Fees for Services Accounting---$5,430
Fees for Services Legal---$1,502
Conferences and Meetings---$1,225
Total Functional Expenses$0$0$0$1,056,508
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$188,218$334,860▲ $146,642
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shazam 10 Yr Incentive$33,405
Office Build Out Credit$27,917
Debit Card Liability / Repay Setlmnt$9,195
Credit Disability Insurance$7,429
State Credit Union Tax Payable$6,357
Audit Expense Payable$1,770
Mo Tax$1,070
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

“The stockholders elect the board members.”

Form 990, Page 6, Part VI, Line 11B

“The treasurer of the board reviews and files form 990.”

Form 990, Page 6, Part VI, Line 19

“Form 990 is made available to the public at www.guidestar.org.”

Filing and Contact Details

Filer

Filer Name
De Soto Mo Pac Credit Union
EIN
43-0722166
Phone
6365869922
Address
2082 ROCK ROAD, DE SOTO, MO 63020

Signing Officer

Name
Melissa Thebeau
Title
Sec./treas./mgr
Phone
6365869922
Signed
2025-07-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Melissa Thebeau
Formed
1939
Legal Domicile
Mo
Voting Board Members
7
Independent Board Members
7
Employees
7

Preparer

Firm
Crouch Farley & Heuring Pc
Address
PO BOX 776, FESTUS, MO 63028-0776
Preparer
MICHAEL P O'SHEA CPA
Phone
6369378351
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Debit & atm expense 17,352 0 0 loan expense 13,833 0 0 data processing fees 12,723 0 0 collateral protection ins 12,068 0 0 ach, ivia & kccu expense 10,419 0 0 credit reports 7,783 0 0 cornerstone league dues 7,558 0 0 taxes 6,020 0 0 supervision fee 4,625 0 0 home equity loan expense 3,985 0 0 repay 3,761 0 0 billpay expense 2,980 0 0 recording lien expense 2,846 0 0 miscellaneous 541 0 0 data backup expense 217 0 0 total 106,711 0 0”

Form 990, Part XI, Line 9

“Increase in certificates 2,696,453 increase in share drafts 52,763 decrease in regular shares -135,484 total 2,613,732”

Raw XML AppendixShowing 400 of 485 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherLiabilitiesGrp/BOYAmt0140175
IRS990/OtherLiabilitiesGrp/EOYAmt087143
IRS990/OtherSalariesAndWagesGrp/TotalAmt0271685
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt017207624
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt018413228
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt021571
IRS990/PensionPlanContributionsGrp/TotalAmt05954
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt06723
IRS990/PrincipalOfficerNm0MELISSA THEBEAU
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/Desc1INTEREST ON HOME EQUITY LOANS
IRS990/ProgramServiceRevenueGrp/Desc2CREDIT LIFE & DISABILITY INC.
IRS990/ProgramServiceRevenueGrp/Desc3GAP INSURANCE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4INVESTMENT INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0941334
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt195629
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt267352
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt354817
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt450567
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0941334
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt195629
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt267352
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt354817
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt450567
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYOtherExpensesAmt0684964
IRS990/PYProgramServiceRevenueAmt01102950
IRS990/PYRevenuesLessExpensesAmt0134827
IRS990/PYSalariesCompEmpBnftPaidAmt0283159
IRS990/PYTotalExpensesAmt0968123
IRS990/PYTotalRevenueAmt01102950
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0188218
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0334860
IRS990/ReconcilationRevenueExpnssAmt0161807
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt01218315
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt020565869
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt023341408
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0659462
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01888376
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt045498
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0166560
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0212058
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt084367
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt073719
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0158086
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt033405
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt127917
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt29195
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt37429
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt46357
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt51770
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt61070
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHAZAM 10 YR INCENTIVE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OFFICE BUILD OUT CREDIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2DEBIT CARD LIABILITY / REPAY SETLMNT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CREDIT DISABILITY INSURANCE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4STATE CREDIT UNION TAX PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5AUDIT EXPENSE PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6MO TAX
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01483727
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1675000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0MILLENNIUM CORP CREDIT UNION
IRS990ScheduleD/OtherSecuritiesGrp/Desc1CERTIFICATES HELD
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0129865
IRS990ScheduleD/TotalBookValueSecuritiesAmt02158727
IRS990ScheduleD/TotalLiabilityAmt087143
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt060669
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt158984
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt253558
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt346000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt421417
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt520847
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt620450
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt716557
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt816509
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt911433
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt105325
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt113111
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0BOAT
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1AUTOMOBILE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2HOME EQUITY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3AUTOMOBILE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4AUTOMOBILE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5AUTOMOBILE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6AUTOMOBILE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7PERSONAL PROPERTY TRAILER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8TRACTOR
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9AUTOMOBILE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10MOTORCYCLE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11PERSONAL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt063600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt178338
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt253797
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt346000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt425600
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt540500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt620450
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt726732
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt820824
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt927353
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt105500
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt114996
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0NICHOLAUS PROVINCE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1NICHOLAUS PROVINCE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2ALAN POLITTE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3ANDREW DAUGHERTY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4MELISSA THEBEAU
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5STEVEN RANDALL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6MELISSA THEBEAU
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7JOHN BENSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm8LAMBERT THEBEAU
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm9JOHN BENSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm10STEVEN RANDALL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm11STEVEN RANDALL
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt3BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt4BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt5BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt6BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt7BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt8BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt9BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt10BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt11BOARD MEMBER
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd11true
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0STEVEN RANDALL FROM 5,500 5,325 MOTORCYCLE ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT STEVEN RANDALL FROM 4,996 3,111 PERSONAL ( ) IN DEFAULT (X) APPROVED BY BOARD/COMMITTEE (X) WRITTEN AGREEMENT
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE L, PART II
IRS990ScheduleL/TotalBalanceDueAmt0334860

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