Casebine Community Credit Union

“At each annual meeting, members have one vote. At each annual meeting, one member shall be elected to fill each board of director position vacated by reason of an expiring term or other cause.”

“The majority of members present at any meeting may vote to modify, amend or reverse any act of the board of directors or instruct the board to take action not inconsistent with the articles, bylaws, or the iowa code. In order to be binding upon the board of directors, any action requires an affirmative vote of a majority of eligible members.”

“The branch location is governed by the same policies and procedures as the main location and is under common management and control.”

“Management reviewed form 990 prior to it being filed.”

“The organization requires officers and directors to disclose annually interests that could give rise to conflicts. The conflict of interest policy is annually reviewed by the board and is enforced by the board.”

“The board has overall responsibility for approving and evaluating the all managment and employee compensation, benefit and prerequisite plans, policies and programs of the credit union.”

“The board has overall responsibility for approving and evaluating the all managment and employee compensation, benefit and prerequisite plans, policies and programs of the credit union.”

“The organization makes its governing documents, conflict of interest policy and financial statements available to the public upon request.”

“Credit unions create a source of credit at a fair and reasonable rate of interest,encourage habits of thrift among their members, and provide an opportunity for their members to use and control their own money on a democratic basis in order to improve their economic and social condition.”

“Data processing 106,064 0 0 web related 3,909 0 0 debit cards 99,920 0 0 other operating fees 39,746 0 0 mortgage/outside prof fees 5,042 0 0 mobile banking 28,577 0 0 bill payer fees 7,309 0 0 armored car service 7,223 0 0 privlige pay 6,987 0 0”