Civic Intelligence

Northwest Hills Credit Union Inc

EIN 06-6041088 • 501(c)14 • Torrington, CT

Profile

Holding deposits for and providing loans to its members

339 North Elm StreetTorrington, CT 06790

www.nwhcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

81st percentile

0.91x

Higher debt load relative to assets than 81% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Liabilities / Revenue

58th percentile

17.01x

Higher debt load relative to revenue than 58% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Net Margin

82nd percentile

23%

Higher net margin than 82% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Top Officer Pay

73rd percentile

$149,404

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 6.3% of source-year revenue.

501(c)14 • $25M-$50M nonprofits • Source year 2024

Asset Growth

96th percentile

12%

Faster asset growth than 96% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Revenue Growth

61st percentile

12%

Faster revenue growth than 61% of similar nonprofits.

501(c)14 • $25M-$50M nonprofits • Annualized from 2023 to 2024

Assets

Up

$44,320,469

Up $4,899,384 (+12%) from 2023

Liabilities

Up

$40,153,507

Up $4,360,228 (+12%) from 2023

Net Assets

Up

$4,166,962

Up $539,156 (+15%) from 2023

Revenue

Up

$2,361,013

Up $249,141 (+12%) from 2023

Expenses

Up

$1,821,857

Up $200,520 (+12%) from 2023

Net Income

Up

$539,156

Up $48,621 (+9.9%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $29,896,325Liabilities 2010: $27,747,074Net Assets 2010: $2,149,2512010Assets 2011: $30,358,318Liabilities 2011: $28,026,986Net Assets 2011: $2,331,3322011Assets 2012: $32,281,244Liabilities 2012: $29,874,315Net Assets 2012: $2,406,9292012Assets 2013: $32,295,364Liabilities 2013: $29,946,381Net Assets 2013: $2,348,9832013Assets 2014: $32,336,076Liabilities 2014: $30,057,149Net Assets 2014: $2,278,9272014Assets 2015: $31,131,801Liabilities 2015: $29,008,796Net Assets 2015: $2,123,0052015Assets 2016: $30,005,683Liabilities 2016: $27,690,433Net Assets 2016: $2,315,2502016Assets 2017: $30,988,759Liabilities 2017: $28,603,283Net Assets 2017: $2,385,4762017Assets 2018: $31,174,769Liabilities 2018: $28,623,867Net Assets 2018: $2,550,9022018Assets 2019: $31,147,571Liabilities 2019: $28,418,019Net Assets 2019: $2,729,5522019Assets 2020: $37,182,312Liabilities 2020: $34,352,485Net Assets 2020: $2,829,8272020Assets 2021: $41,391,402Liabilities 2021: $38,545,658Net Assets 2021: $2,845,7442021Assets 2022: $41,035,388Liabilities 2022: $37,898,117Net Assets 2022: $3,137,2712022Assets 2023: $39,421,085Liabilities 2023: $35,793,279Net Assets 2023: $3,627,8062023Assets 2024: $44,320,469Liabilities 2024: $40,153,507Net Assets 2024: $4,166,9622024

Highlighted filing

2024

Assets$44,320,469
Liabilities$40,153,507
Net Assets$4,166,962

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,676,1762010Revenue 2011: $1,534,810Expenses 2011: $1,561,289Net Income 2011: -$26,4792011Expenses 2012: $1,482,9502012Revenue 2013: $1,553,950Expenses 2013: $1,611,894Net Income 2013: -$57,9442013Revenue 2014: $1,432,895Expenses 2014: $1,502,951Net Income 2014: -$70,0562014Revenue 2015: $1,487,935Expenses 2015: $1,643,859Net Income 2015: -$155,9242015Revenue 2016: $1,430,024Expenses 2016: $1,237,779Net Income 2016: $192,2452016Revenue 2017: $1,413,164Expenses 2017: $1,342,938Net Income 2017: $70,2262017Revenue 2018: $1,506,874Expenses 2018: $1,341,449Net Income 2018: $165,4252018Revenue 2019: $1,549,867Expenses 2019: $1,371,217Net Income 2019: $178,6502019Revenue 2020: $1,351,919Expenses 2020: $1,300,389Net Income 2020: $51,5302020Revenue 2021: $1,320,386Expenses 2021: $1,304,470Net Income 2021: $15,9162021Revenue 2022: $1,670,222Expenses 2022: $1,378,695Net Income 2022: $291,5272022Revenue 2023: $2,111,872Expenses 2023: $1,621,337Net Income 2023: $490,5352023Revenue 2024: $2,361,013Expenses 2024: $1,821,857Net Income 2024: $539,1562024

Highlighted filing

2024

Revenue$2,361,013
Expenses$1,821,857
Net Income$539,156

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$44.3$40.2$4.17$2.36$1.82$0.54
2023Detailed filing. Detailed filing data is available for this year.$39.4$35.8$3.63$2.11$1.62$0.49
2022Detailed filing. Detailed filing data is available for this year.$41.0$37.9$3.14$1.67$1.38$0.29
2021Detailed filing. Detailed filing data is available for this year.$41.4$38.5$2.85$1.32$1.30$0.02
2020Detailed filing. Detailed filing data is available for this year.$37.2$34.4$2.83$1.35$1.30$0.05
2019Detailed filing. Detailed filing data is available for this year.$31.1$28.4$2.73$1.55$1.37$0.18
2018Detailed filing. Detailed filing data is available for this year.$31.2$28.6$2.55$1.51$1.34$0.17
2017Detailed filing. Detailed filing data is available for this year.$31.0$28.6$2.39$1.41$1.34$0.07
2016Detailed filing. Detailed filing data is available for this year.$30.0$27.7$2.32$1.43$1.24$0.19
2015Detailed filing. Detailed filing data is available for this year.$31.1$29.0$2.12$1.49$1.64$0.16
2014Detailed filing. Detailed filing data is available for this year.$32.3$30.1$2.28$1.43$1.50$0.07
2013Detailed filing. Detailed filing data is available for this year.$32.3$29.9$2.35$1.55$1.61$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.3$29.9$2.41$1.48
2011Summary only. Only limited summary data is available for this year.$30.4$28.0$2.33$1.53$1.56$0.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.9$27.7$2.15$1.68
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 7, 2025
Return Version
2024v5.1
Gross Receipts
$2,361,013
Mission and Program Overview

Mission

Holding deposits for and providing loans to its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$19,660,505$21,900,734▲ $2,240,229
Other Notes and Loans Receivable, Net$17,984,033$20,513,269▲ $2,529,236
Rtn Earn Endowment Incm Other Fnds$3,627,806$4,166,962▲ $539,156
Land, Buildings, and Equipment, Net$724,130$794,308▲ $70,178
Cash and Non-Interest-Bearing Accounts$428,996$458,916▲ $29,920
Accounts Receivable$77,971$95,553▲ $17,582
Prepaid Expenses and Deferred Charges$79,623$88,563▲ $8,940
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$39,421,085$44,320,469▲ $4,899,384
Other Assets Total$465,827$469,126▲ $3,299
Liabilities
Other Liabilities$35,759,196$40,101,566▲ $4,342,370
Accounts Payable and Accrued Expenses$34,083$51,941▲ $17,858
Total Liabilities$35,793,279$40,153,507▲ $4,360,228
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,627,806$4,166,962▲ $539,156
Total Liabilities and Net Assets / Fund Balance$39,421,085$44,320,469▲ $4,899,384

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$331,220$639,743$970,963
Equipment$180,765$411,409$592,174
Land$249,097-$249,097
Other Land Buildings$33,226$35,075$68,301
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Christopher MastroniPresident & CEOFT$134,167$15,237$149,404
Amy DipippoFinancial OfficerFT$55,622$14,329$69,951

Board Members and Trustees

NameTitle
Steven ChenailChairman
Steve DarrVice Chairman
Catherine RoscelloDirector
Cynthia FassDirector
Lee CarterDirector
Michael McguffieDirector
Paul RougeotDirector
Lisa FerrisSecretary
Cheryl PearsonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,582,389
Investment Income
$778,624
Other Revenue
$0
Change in Net Assets
$539,156
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,172,047
Salaries, Compensation, and Employee Benefits$649,810
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$319,096
Fees for Services Other---$310,144
Current Officers, Directors, Trustees, and Key Employees---$189,789
Office Expenses---$189,462
Interest---$186,462
Depreciation Depletion---$67,323
Occupancy---$59,464
Advertising---$58,896
Other Employee Benefits---$52,565
Pension Plan Contributions---$47,132
Payroll Taxes---$41,228
Insurance---$33,407
Other Expenses---$15,633
Travel---$3,948
Total Functional Expenses$0$0$0$1,821,857
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBER'S SHARES AND SAVINGS ACCOUNTS$40,101,566
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization is a credit union for which all persons having an account are members.

Form 990, Part VI, Section A, Line 7A

The members (see notation for part vi line 6) elect the board of directors.

Form 990, Part VI, Section B, Line 11B

A copy of the form 990 is provided to he board of directors after review and approval by the ceo for the board's review and approval before it is filed.

Form 990, Part VI, Section B, Line 12C

Policy is reviewed for adherence whenever extension of credit or other transactions are given or entered into with an insider.

Form 990, Part VI, Section C, Line 19

The organization makes it governing document, conflict of interest policy and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Northwest Hills Credit Union Inc
EIN
06-6041088
Phone
8604967326
Address
339 NORTH ELM STREET, TORRINGTON, CT 06790

Signing Officer

Name
Christopher Mastroni
Title
Chief Executive Officer
Phone
8604967326
Signed
2025-05-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christopher Mastroni
Formed
1953
Legal Domicile
Ct
Voting Board Members
9
Independent Board Members
9
Employees
12
Volunteers
0

Preparer

Firm
Whittlesey Pc
Address
280 TRUMBULL ST 24TH FL, HARTFORD, CT 06103
Preparer
Kimberly Napp
Phone
8605223111
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Other profesional fees 310,144.

Raw XML Appendix364 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt041228
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt047132
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt079623
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt088563
IRS990/PrincipalOfficerNm0CHRISTOPHER MASTRONI
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INT. ON MEMBERS LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER OPERATING
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01229165
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1347876
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01229165
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1353224
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt05348
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0753802
IRS990/PYOtherExpensesAmt0907450
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt01358070
IRS990/PYRevenuesLessExpensesAmt0490535
IRS990/PYSalariesCompEmpBnftPaidAmt0713887
IRS990/PYTotalExpensesAmt01621337
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02111872
IRS990/ReconcilationRevenueExpnssAmt0539156
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03627806
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04166962
IRS990/SavingsAndTempCashInvstGrp/BOYAmt019660505
IRS990/SavingsAndTempCashInvstGrp/EOYAmt021900734
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0331220
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0639743
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0970963
IRS990ScheduleD/EquipmentGrp/BookValueAmt0180765
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0411409
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0592174
IRS990ScheduleD/LandGrp/BookValueAmt0249097
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0249097
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt033226
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt035075
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt068301
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt040101566
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER'S SHARES AND SAVINGS ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0794308
IRS990ScheduleD/TotalLiabilityAmt040101566
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS A CREDIT UNION FOR WHICH ALL PERSONS HAVING AN ACCOUNT ARE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE MEMBERS (SEE NOTATION FOR PART VI LINE 6) ELECT THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A COPY OF THE FORM 990 IS PROVIDED TO HE BOARD OF DIRECTORS AFTER REVIEW AND APPROVAL BY THE CEO FOR THE BOARD'S REVIEW AND APPROVAL BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3POLICY IS REVIEWED FOR ADHERENCE WHENEVER EXTENSION OF CREDIT OR OTHER TRANSACTIONS ARE GIVEN OR ENTERED INTO WITH AN INSIDER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION MAKES IT GOVERNING DOCUMENT, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OTHER PROFESIONAL FEES 310,144.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART IX, LINE 11G
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt039421085
IRS990/TotalAssetsEOYAmt044320469
IRS990/TotalAssetsGrp/BOYAmt039421085
IRS990/TotalAssetsGrp/EOYAmt044320469
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt012
IRS990/TotalFunctionalExpensesGrp/TotalAmt01821857
IRS990/TotalGrossUBIAmt05348
IRS990/TotalLiabilitiesBOYAmt035793279
IRS990/TotalLiabilitiesEOYAmt040153507
IRS990/TotalLiabilitiesGrp/BOYAmt035793279
IRS990/TotalLiabilitiesGrp/EOYAmt040153507
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03627806
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04166962
IRS990/TotalOtherCompensationAmt029566
IRS990/TotalProgramServiceRevenueAmt01582389
IRS990/TotalReportableCompFromOrgAmt0189789
IRS990/TotalRevenueGrp/ExclusionAmt0778624
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt01577041
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02361013
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt05348
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt039421085
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt044320469
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt03948
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0339 NORTH ELM STREET
IRS990/USAddress/CityNm0TORRINGTON
IRS990/USAddress/StateAbbreviationCd0CT
IRS990/USAddress/ZIPCd006790
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.NWHCU.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CHRISTOPHER MASTRONI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CHIEF EXECUTIVE OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum08604967326
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTHWEST HILLS CREDIT UNION INC
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0066041088
ReturnHeader/Filer/PhoneNum08604967326
ReturnHeader/Filer/USAddress/AddressLine1Txt0339 NORTH ELM STREET
ReturnHeader/Filer/USAddress/CityNm0TORRINGTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd006790
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0060903326
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WHITTLESEY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0280 TRUMBULL ST 24TH FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HARTFORD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd006103
ReturnHeader/PreparerPersonGrp/PhoneNum08605223111
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KIMBERLY NAPP
ReturnHeader/ReturnTs02025-05-07T11:16:19-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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