Liabilities / Assets
40th percentile
Higher debt load relative to assets than 40% of similar nonprofits.
990 • Fiscal year 2018 • EIN 42-0802188
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
40th percentile
Higher debt load relative to assets than 40% of similar nonprofits.
Liabilities / Revenue
93rd percentile
Higher debt load relative to revenue than 93% of similar nonprofits.
Net Margin
64th percentile
Higher net margin than 64% of similar nonprofits.
Top Officer Pay
2nd percentile
Higher top officer pay than 2% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
14th percentile
Faster asset growth than 14% of similar nonprofits.
Revenue Growth
9th percentile
Faster revenue growth than 9% of similar nonprofits.
Assets
Down$171,128,956
Down $1,339,412 (-0.8%) from 2017
Net Assets
Up$20,124,087
Up $934,821 (+4.9%) from 2017
Liabilities
Down$151,004,869
Down $2,274,233 (-1.5%) from 2017
Revenue
Up$6,280,940
Up $83,091 (+1.3%) from 2017
Expenses
Up$5,262,620
Up $258,985 (+5.2%) from 2017
Net Income
Down$1,018,320
Down $175,894 (-15%) from 2017
State chartered credit union
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $76,183,157 | $71,331,063 | ▼ $4,852,094 |
| Investments in Publicly Traded Securities | $58,318,289 | $57,374,765 | ▼ $943,524 |
| Savings and Temporary Cash Investments | $27,847,473 | $30,149,456 | ▲ $2,301,983 |
| Rtn Earn Endowment Incm Other Fnds | $14,089,179 | $15,024,000 | ▲ $934,821 |
| Land, Buildings, and Equipment, Net | $3,755,489 | $5,949,330 | ▲ $2,193,841 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $5,100,087 | $5,100,087 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $1,411,273 | $1,527,146 | ▲ $115,873 |
| Prepaid Expenses and Deferred Charges | $309,334 | $271,419 | ▼ $37,915 |
| Accounts Receivable | $5,447 | $2,718 | ▼ $2,729 |
| Total Assets | $172,468,368 | $171,128,956 | ▼ $1,339,412 |
| Other Assets Total | $4,637,906 | $4,523,059 | ▼ $114,847 |
| Liabilities | |||
| Other Liabilities | $151,348,710 | $149,776,396 | ▼ $1,572,314 |
| Accounts Payable and Accrued Expenses | $1,930,392 | $1,228,473 | ▼ $701,919 |
| Total Liabilities | $153,279,102 | $151,004,869 | ▼ $2,274,233 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $19,189,266 | $20,124,087 | ▲ $934,821 |
| Total Liabilities and Net Assets / Fund Balance | $172,468,368 | $171,128,956 | ▼ $1,339,412 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $4,685,553 | $1,406,527 | $6,092,080 |
| Equipment | $212,369 | $1,414,510 | $1,626,879 |
| Land | $1,051,408 | - | $1,051,408 |
| Name | Title |
|---|---|
| Andy Scott | Board Member |
| Bev Bierma | Board Member |
| George Dunlap | Board Member |
| Kyle Black | Board Member |
| Marc Harding | Board Member |
| Nancy Devinay-mcneley | Board Member |
| Phillip Williams | Board Member |
| Rebecca Jo Harvey | Board Member |
| Udell Cason Jr | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $5,262,620 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Salaries, Compensation, and Employee Benefits | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| All Other Expenses | - | - | - | $1,121,447 |
| Occupancy | - | - | - | $448,388 |
| Other Expenses | - | - | - | $391,514 |
| Office Expenses | - | - | - | $202,501 |
| Depreciation Depletion | - | - | - | $185,095 |
| Advertising | - | - | - | $90,250 |
| Insurance | - | - | - | $50,250 |
| Fees for Services Other | - | - | - | $12,419 |
| Fees for Services Accounting | - | - | - | $12,000 |
| Conferences and Meetings | - | - | - | $10,998 |
| Fees for Services Legal | - | - | - | $136 |
| Total Functional Expenses | $0 | $0 | $0 | $5,262,620 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $5,262,620 |
| Total Expenses per Audited Statements | $5,262,620 |
| Total Expenses per Form 990 | $5,262,620 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Member Deposits | $149,776,396 |
“All depositors are considered members.”
“The credit union members elect on an annual basis the members of the board of directors.”
“Any proposed mergers must be approved by a majority of the membership.”
“No review was or will be conducted.”
“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”
“The process for determining compensation for the ceo includes a comparison of compensation for similarly qualified persons in comparable positions, review and approval by the board of directors and is documented in the board minutes. The last review was conducted in december 2018.”
“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”
“N/A”
“Loan servicing expense 322,822 0 0 benefits 208,014 0 0 provision for loan loss 141,500 0 0 payroll taxes 140,222 0 0 statement processing 81,939 0 0 outside services 57,877 0 0 share draft processing 42,449 0 0 miscellaneous expense 39,768 0 0 check ordering expense 34,138 0 0 loss and fraud expense 23,880 0 0 examination fees 16,708 0 0 dues 12,130 0 0 total 1,121,447 0 0”
“Net change in investment valuation reserve -83,499”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1930392 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 1228473 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 5447 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 2718 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 90250 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1121447 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DAVE J CALE |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5152241222 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1831 25TH ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | WEST DES MOINES |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 50266 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 1411273 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 1527146 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 10998 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1696810 |
| IRS990/CYOtherExpensesAmt | 0 | 5262620 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 4584130 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1018320 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 0 |
| IRS990/CYTotalExpensesAmt | 0 | 5262620 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 6280940 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 185095 |
| IRS990/Desc | 0 | N/A |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 12000 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 136 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 12419 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | PHILLIP WILLIAMS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BEV BIERMA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ANDY SCOTT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | REBECCA JO HARVEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KYLE BLACK |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | UDELL CASON JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | NANCY DEVINAY-MCNELEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | GEORGE DUNLAP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | MARC HARDING |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/Form990TFiledInd | 0 | true |
| IRS990/FormationYr | 0 | 1929 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 6280940 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 50250 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1696810 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1696810 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 58318289 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 57374765 |
| IRS990/IRPDocumentCnt | 0 | 3432 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 2821037 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 3755489 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 5949330 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 8770367 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 19189266 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 20124087 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 448388 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 202501 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 4637906 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 4523059 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -83499 |
| IRS990/OtherExpensesGrp/Desc | 0 | PAYROLL |
| IRS990/OtherExpensesGrp/Desc | 1 | ATM/DEBIT CARD EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 3 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 1707292 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 616551 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 413779 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 391514 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 151348710 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 149776396 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 76183157 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 71331063 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 5100087 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 5100087 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 309334 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 271419 |
| IRS990/PrincipalOfficerNm | 0 | DAVE J CALE |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 525990 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | MISCELLANEOUS INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | MRC INSURANCE SALES |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | NON-MEMBER ATM FEES |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 3032988 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 1291874 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 248892 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3032988 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 1291874 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 248892 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 7500 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 2876 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 7500 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 1 | 2876 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | N/A |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 1292806 |
| IRS990/PYOtherExpensesAmt | 0 | 5003635 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 4905043 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1194214 |
| IRS990/PYTotalExpensesAmt | 0 | 5003635 |
| IRS990/PYTotalRevenueAmt | 0 | 6197849 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1018320 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 14089179 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 15024000 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 27847473 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 30149456 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 4685553 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 1406527 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 6092080 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 212369 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 1414510 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 1626879 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 5262620 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1051408 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1051408 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 149776396 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 6280940 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 5949330 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 5262620 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 149776396 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 6280940 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 6280940 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 5262620 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ALL DEPOSITORS ARE CONSIDERED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | THE PROCESS FOR DETERMINING COMPENSATION FOR THE CEO INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2018. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | LOAN SERVICING EXPENSE 322,822 0 0 BENEFITS 208,014 0 0 PROVISION FOR LOAN LOSS 141,500 0 0 PAYROLL TAXES 140,222 0 0 STATEMENT PROCESSING 81,939 0 0 OUTSIDE SERVICES 57,877 0 0 SHARE DRAFT PROCESSING 42,449 0 0 MISCELLANEOUS EXPENSE 39,768 0 0 CHECK ORDERING EXPENSE 34,138 0 0 LOSS AND FRAUD EXPENSE 23,880 0 0 EXAMINATION FEES 16,708 0 0 DUES 12,130 0 0 TOTAL 1,121,447 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | NET CHANGE IN INVESTMENT VALUATION RESERVE -83,499 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 6, PART VI, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | FORM 990, PART IX, LINE 24E |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | FORM 990, PART XI, LINE 9 |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | IA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 172468368 |
| IRS990/TotalAssetsEOYAmt | 0 | 171128956 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 172468368 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 171128956 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 5262620 |
| IRS990/TotalGrossUBIAmt | 0 | 10376 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 153279102 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 151004869 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 153279102 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 151004869 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 19189266 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 20124087 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 4584130 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 6270564 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 6280940 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 10376 |
| IRS990/TotalVolunteersCnt | 0 | 9 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 172468368 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 171128956 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | true |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 1831 25TH STREET |
| IRS990/USAddress/CityNm | 0 | WEST DES MOINES |
| IRS990/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/USAddress/ZIPCd | 0 | 50266 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 9 |
| IRS990/VotingMembersIndependentCnt | 0 | 9 |
| IRS990/WebsiteAddressTxt | 0 | WWW.FINANCIALPLUSCU.COM |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DAVE J CALE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRSIDENT/CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 5152241222 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2019-04-25 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | FINANCIAL PLUS CREDIT UNION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | FINA |
| ReturnHeader/Filer/EIN | 0 | 420802188 |
| ReturnHeader/Filer/PhoneNum | 0 | 5152241222 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 1831 25TH STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | WEST DES MOINES |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | IA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 50266 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | AA5E5617F0C7F7CF9897F415F01B95D9C4C9C7A2 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | AA5E5617F0C7F7CF9897F415F01B95D9C4C9C7A2 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 70.167.146.228 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2019-04-26 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | CD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 08:49:40 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 470749138 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | PETERSEN & ASSOCIATES |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 506 E GOLD COAST RD STE 100 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | PAPILLION |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 680464790 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4023332800 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2019-04-26 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | STEVEN O PETERSEN |
| ReturnHeader/ReturnTs | 0 | 2019-04-26T08:49:40-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2018-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2018-12-31 |
| ReturnHeader/TaxYr | 0 | 2018 |
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Displayed year
2018 • Form 990Detailed filing. Detailed filing data is available for this year.