Civic Intelligence

Financial Plus Credit Union

EIN 42-0802188 • 501(c)14 • West Des Moines, IA

View Organization Page

Profile

State chartered credit union

1831 25th StreetWest Des Moines, IA 50266

www.financialpluscu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

55th percentile

0.90x

Higher debt load relative to assets than 55% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Liabilities / Revenue

94th percentile

25.04x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Net Margin

87th percentile

25%

Higher net margin than 87% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

24th percentile

-1.4%

Faster asset growth than 24% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2022

Revenue Growth

76th percentile

22%

Faster revenue growth than 76% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2021 to 2022

Balance Sheet
Liabilities / Assets55th percentile

Assets

Up

$218,308,609

Up $16,267,457 (+8.1%) from 2023

Liabilities

Up

$189,463,659

Up $13,312,880 (+7.6%) from 2023

Net Assets

Up

$28,844,950

Up $2,954,577 (+11%) from 2023

Operations
Liabilities / Revenue94th percentileNet Margin87th percentile

Revenue

Up

$11,619,211

Up $1,743,307 (+18%) from 2023

Expenses

Up

$8,657,173

Up $2,107,857 (+32%) from 2023

Net Income

Down

$2,962,038

Down $364,550 (-11%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth24th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2010: $83,966,702Liabilities 2010: $75,910,170Net Assets 2010: $8,056,5322010Assets 2011: $95,267,820Liabilities 2011: $86,469,056Net Assets 2011: $8,798,7642011Assets 2012: $108,262,353Liabilities 2012: $98,701,490Net Assets 2012: $9,560,8632012Assets 2013: $115,820,775Liabilities 2013: $105,417,049Net Assets 2013: $10,403,7262013Assets 2014: $161,567,380Liabilities 2014: $144,850,619Net Assets 2014: $16,716,7612014Assets 2015: $167,570,926Liabilities 2015: $149,959,102Net Assets 2015: $17,611,8242015Assets 2016: $167,338,536Liabilities 2016: $149,381,499Net Assets 2016: $17,957,0372016Assets 2017: $172,468,368Liabilities 2017: $153,279,102Net Assets 2017: $19,189,2662017Assets 2018: $171,128,956Liabilities 2018: $151,004,869Net Assets 2018: $20,124,0872018Assets 2019: $171,961,090Liabilities 2019: $150,735,266Net Assets 2019: $21,225,8242019Assets 2020: $196,535,004Liabilities 2020: $174,698,552Net Assets 2020: $21,836,4522020Assets 2021: $218,391,221Liabilities 2021: $196,109,497Net Assets 2021: $22,281,7242021Assets 2022: $215,268,890Liabilities 2022: $193,397,544Net Assets 2022: $21,871,3462022Assets 2023: $202,041,152Liabilities 2023: $176,150,779Net Assets 2023: $25,890,3732023Assets 2024: $218,308,609Liabilities 2024: $189,463,659Net Assets 2024: $28,844,9502024

Highlighted filing

2024

Assets$218,308,609
Liabilities$189,463,659
Net Assets$28,844,950
Open 2024 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $3,868,4502010Expenses 2011: $3,591,7282011Expenses 2012: $3,752,5902012Revenue 2013: $4,516,137Expenses 2013: $3,673,274Net Income 2013: $842,8632013Revenue 2014: $4,780,286Expenses 2014: $4,012,071Net Income 2014: $768,2152014Revenue 2015: $5,874,893Expenses 2015: $4,862,431Net Income 2015: $1,012,4622015Revenue 2016: $5,874,083Expenses 2016: $5,562,284Net Income 2016: $311,7992016Revenue 2017: $6,197,849Expenses 2017: $5,003,635Net Income 2017: $1,194,2142017Revenue 2018: $6,280,940Expenses 2018: $5,262,620Net Income 2018: $1,018,3202018Revenue 2019: $6,702,125Expenses 2019: $5,778,365Net Income 2019: $923,7602019Revenue 2020: $5,996,544Expenses 2020: $5,564,008Net Income 2020: $432,5362020Revenue 2021: $6,306,056Expenses 2021: $5,736,742Net Income 2021: $569,3142021Revenue 2022: $7,722,529Expenses 2022: $5,827,823Net Income 2022: $1,894,7062022Revenue 2023: $9,875,904Expenses 2023: $6,549,316Net Income 2023: $3,326,5882023Revenue 2024: $11,619,211Expenses 2024: $8,657,173Net Income 2024: $2,962,0382024

Highlighted filing

2024

Revenue$11,619,211
Expenses$8,657,173
Net Income$2,962,038
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$218,308,609
Liabilities
$189,463,659
Net assets
$28,844,950
Revenue
$11,619,211
Expenses
$8,657,173
Net income
$2,962,038
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$218$189$28.8$11.6$8.66$2.96
2023Detailed filing. Detailed filing data is available for this year.$202$176$25.9$9.88$6.55$3.33
2022Detailed filing. Detailed filing data is available for this year.$215$193$21.9$7.72$5.83$1.89
2021Detailed filing. Detailed filing data is available for this year.$218$196$22.3$6.31$5.74$0.57
2020Detailed filing. Detailed filing data is available for this year.$197$175$21.8$6.00$5.56$0.43
2019Detailed filing. Detailed filing data is available for this year.$172$151$21.2$6.70$5.78$0.92
2018Detailed filing. Detailed filing data is available for this year.$171$151$20.1$6.28$5.26$1.02
2017Detailed filing. Detailed filing data is available for this year.$172$153$19.2$6.20$5.00$1.19
2016Detailed filing. Detailed filing data is available for this year.$167$149$18.0$5.87$5.56$0.31
2015Detailed filing. Detailed filing data is available for this year.$168$150$17.6$5.87$4.86$1.01
2014Detailed filing. Detailed filing data is available for this year.$162$145$16.7$4.78$4.01$0.77
2013Detailed filing. Detailed filing data is available for this year.$116$105$10.4$4.52$3.67$0.84
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$108$98.7$9.56$3.75
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$95.3$86.5$8.80$3.59
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$84.0$75.9$8.06$3.87
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 22, 2025
Return Version
2024v5.0
Gross Receipts
$11,619,211
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$151,040,535$157,001,619▲ $5,961,084
Savings and Temporary Cash Investments$15,901,501$27,759,994▲ $11,858,493
Rtn Earn Endowment Incm Other Fnds$20,009,119$22,018,802▲ $2,009,683
Investments in Publicly Traded Securities$20,545,025$16,724,082▼ $3,820,943
Land, Buildings, and Equipment, Net$5,428,393$7,208,721▲ $1,780,328
Pd in Cap Srpls Land Bldg Eqp Fund$5,881,254$6,826,148▲ $944,894
Cash and Non-Interest-Bearing Accounts$1,416,283$1,477,397▲ $61,114
Prepaid Expenses and Deferred Charges$236,612$440,037▲ $203,425
Accounts Receivable$9,986$5,952▼ $4,034
Total Assets$202,041,152$218,308,609▲ $16,267,457
Other Assets Total$7,462,817$7,690,807▲ $227,990
Liabilities
Other Liabilities$174,754,337$188,375,047▲ $13,620,710
Accounts Payable and Accrued Expenses$1,396,442$1,088,612▼ $307,830
Total Liabilities$176,150,779$189,463,659▲ $13,312,880
Net Assets / Fund Balance
Total Net Assets Fund Balance$25,890,373$28,844,950▲ $2,954,577
Total Liabilities and Net Assets / Fund Balance$202,041,152$218,308,609▲ $16,267,457

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,860,236$2,233,874$8,094,110
Equipment$297,077$1,229,942$1,527,019
Land$1,051,408-$1,051,408
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Bev BiermaBoard Member
Daniel MielneczekBoard Member
David TharpBoard Member
George DunlapBoard Member
Kyle BlackBoard Member
Marc HardingBoard Member
Nancy DevinayBoard Member
Phillip WilliamsBoard Member
Udell Cason JrBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$9,809,025
Investment Income
$1,810,186
Other Revenue
$0
Change in Net Assets
$2,962,038

Audited Revenue Reconciliation

Revenue per Audited Statements
$11,619,211
Total Revenue per Audited Statements
$11,619,211
Total Revenue per Form 990
$11,619,211
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,657,173
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses---$1,812,449
Other Expenses---$607,698
Occupancy---$498,863
Advertising---$379,651
Office Expenses---$245,781
Depreciation Depletion---$215,301
Insurance---$77,724
Fees for Services Other---$22,897
Fees for Services Legal---$20,210
Fees for Services Accounting---$13,900
Conferences and Meetings---$9,951
Interest---$10
Total Functional Expenses$0$0$0$8,657,173

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$8,657,173
Total Expenses per Audited Statements$8,657,173
Total Expenses per Form 990$8,657,173
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$188,375,047
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“All depositors are considered members.”

Form 990, Page 6, Part VI, Line 7A

“The credit union members elect on an annual basis the members of the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“Any proposed mergers must be approved by a majority of the membership.”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 12C

“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”

Form 990, Page 6, Part VI, Line 15A

“The process for determining compensation for the ceo includes a comparison of compensation for similarly qualified persons in comparable positions, review and approval by the board of directors and is documented in the board minutes. The last review was conducted in december 2024.”

Form 990, Page 6, Part VI, Line 19

“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”

Filing and Contact Details

Filer

Filer Name
Financial Plus Credit Union
EIN
42-0802188
Phone
5152241222
Address
1831 25TH STREET, WEST DES MOINES, IA 50266

Signing Officer

Name
Dave J Cale
Title
President/CEO
Phone
5152241222
Signed
2025-04-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dave J Cale
Formed
1929
Legal Domicile
Ia
Voting Board Members
8
Independent Board Members
8
Employees
0
Volunteers
8

Preparer

Firm
Petersen & Associates
Address
506 E GOLD COAST RD STE 100, PAPILLION, NE 68046-4790
Preparer
Steven O Petersen
Phone
4023332800
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“N/A”

Form 990, Part IX, Line 24E

“Data processing 580,734 0 0 benefits 510,507 0 0 provision for loan loss 215,517 0 0 payroll taxes 192,997 0 0 statement processing 97,227 0 0 outside services 47,404 0 0 dues 42,474 0 0 share draft processing 40,106 0 0 loss and fraud expense 39,163 0 0 examination fees 33,492 0 0 check ordering expense 9,180 0 0 miscellaneous expense 3,648 0 0 total 1,812,449 0 0”

Form 990, Part XI, Line 9

“Net change in investment valuation reserve -7,461”

Raw XML Appendix361 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherLiabilitiesGrp/EOYAmt0188375047
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0151040535
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0157001619
IRS990/PartialLiquidationInd0false
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt05881254
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt06826148
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0236612
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0440037
IRS990/PrincipalOfficerNm0DAVE J CALE
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0525990
IRS990/ProgramServiceRevenueGrp/BusinessCd1525990
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc2MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/Desc3MRC INSURANCE SALES
IRS990/ProgramServiceRevenueGrp/Desc4NON-MEMBER ATM FEES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt07691452
IRS990/ProgramServiceRevenueGrp/ExclusionAmt11792347
IRS990/ProgramServiceRevenueGrp/ExclusionAmt2307562
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt07691452
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11792347
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2307562
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt39825
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt47839
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt09825
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt17839
IRS990/ProgSrvcAccomActyOtherGrp/Desc0N/A
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt01869408
IRS990/PYOtherExpensesAmt06549316
IRS990/PYProgramServiceRevenueAmt08006496
IRS990/PYRevenuesLessExpensesAmt03326588
IRS990/PYTotalExpensesAmt06549316
IRS990/PYTotalRevenueAmt09875904
IRS990/ReconcilationRevenueExpnssAmt02962038
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt020009119
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt022018802
IRS990/SavingsAndTempCashInvstGrp/BOYAmt015901501
IRS990/SavingsAndTempCashInvstGrp/EOYAmt027759994
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt05860236
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02233874
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt08094110
IRS990ScheduleD/EquipmentGrp/BookValueAmt0297077
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01229942
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt01527019
IRS990ScheduleD/ExpensesSubtotalAmt08657173
IRS990ScheduleD/LandGrp/BookValueAmt01051408
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01051408
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0188375047
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/RevenueSubtotalAmt011619211
IRS990ScheduleD/TotalBookValueLandBuildingsAmt07208721
IRS990ScheduleD/TotalExpensesPerForm990Amt08657173
IRS990ScheduleD/TotalLiabilityAmt0188375047
IRS990ScheduleD/TotalRevenuePerForm990Amt011619211
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt011619211
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt08657173
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL DEPOSITORS ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE PROCESS FOR DETERMINING COMPENSATION FOR THE CEO INCLUDES A COMPARISON OF COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN COMPARABLE POSITIONS, REVIEW AND APPROVAL BY THE BOARD OF DIRECTORS AND IS DOCUMENTED IN THE BOARD MINUTES. THE LAST REVIEW WAS CONDUCTED IN DECEMBER 2024.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE MONTHLY FINANCIAL STATEMENTS ARE POSTED IN THE LOBBY AND ARE UPDATED ON A MONTHLY BASIS. THE GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DATA PROCESSING 580,734 0 0 BENEFITS 510,507 0 0 PROVISION FOR LOAN LOSS 215,517 0 0 PAYROLL TAXES 192,997 0 0 STATEMENT PROCESSING 97,227 0 0 OUTSIDE SERVICES 47,404 0 0 DUES 42,474 0 0 SHARE DRAFT PROCESSING 40,106 0 0 LOSS AND FRAUD EXPENSE 39,163 0 0 EXAMINATION FEES 33,492 0 0 CHECK ORDERING EXPENSE 9,180 0 0 MISCELLANEOUS EXPENSE 3,648 0 0 TOTAL 1,812,449 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9NET CHANGE IN INVESTMENT VALUATION RESERVE -7,461
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PART IX, LINE 24E
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0IA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0202041152
IRS990/TotalAssetsEOYAmt0218308609
IRS990/TotalAssetsGrp/BOYAmt0202041152
IRS990/TotalAssetsGrp/EOYAmt0218308609
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt08657173
IRS990/TotalGrossUBIAmt017664
IRS990/TotalLiabilitiesBOYAmt0176150779
IRS990/TotalLiabilitiesEOYAmt0189463659
IRS990/TotalLiabilitiesGrp/BOYAmt0176150779
IRS990/TotalLiabilitiesGrp/EOYAmt0189463659
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt025890373
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt028844950
IRS990/TotalProgramServiceRevenueAmt09809025
IRS990/TotalRevenueGrp/ExclusionAmt011601547
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt011619211
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt017664
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0202041152
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0218308609
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01831 25TH STREET
IRS990/USAddress/CityNm0WEST DES MOINES
IRS990/USAddress/StateAbbreviationCd0IA
IRS990/USAddress/ZIPCd050266
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.FINANCIALPLUSCU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0DAVE J CALE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum05152241222
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0FINANCIAL PLUS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0FINA
ReturnHeader/Filer/EIN0420802188
ReturnHeader/Filer/PhoneNum05152241222
ReturnHeader/Filer/USAddress/AddressLine1Txt01831 25TH STREET
ReturnHeader/Filer/USAddress/CityNm0WEST DES MOINES
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd050266
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0470749138
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PETERSEN & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0506 E GOLD COAST RD STE 100
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0PAPILLION
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0680464790
ReturnHeader/PreparerPersonGrp/PhoneNum04023332800
ReturnHeader/PreparerPersonGrp/PreparationDt02025-04-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STEVEN O PETERSEN
ReturnHeader/ReturnTs02025-04-25T12:07:48-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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