Civic Intelligence

Illinois State Credit Union

EIN 37-0805312 • 501(c)14 • Normal, IL

View Organization Page

Profile

The credit union is committed to providing quality services and programs to meet the individual needs of members while preserving the financial stability and security of the organization.

1309 S Center StNormal, IL 61761

www.itsmycreditunion.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

48th percentile

0.89x

Higher debt load relative to assets than 48% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

27th percentile

13.30x

Higher debt load relative to revenue than 27% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Net Margin

29th percentile

6.8%

Higher net margin than 29% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

67th percentile

4.7%

Faster asset growth than 67% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Revenue Growth

45th percentile

14%

Faster revenue growth than 45% of similar nonprofits.

501(c)14 • $100M-$250M nonprofits • Annualized from 2022 to 2024

Balance Sheet
Liabilities / Assets48th percentile

Assets

Up

$219,185,262

Up $13,786,367 (+6.7%) from 2023

Liabilities

Up

$195,354,403

Up $12,391,765 (+6.8%) from 2023

Net Assets

Up

$23,830,859

Up $1,394,602 (+6.2%) from 2023

Operations
Liabilities / Revenue27th percentileNet Margin29th percentile

Revenue

Up

$14,684,802

Up $1,323,873 (+9.9%) from 2023

Expenses

Up

$13,685,567

Up $1,773,177 (+15%) from 2023

Net Income

Down

$999,235

Down $449,304 (-31%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth67th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300M$200M$100M$0Assets 2010: $80,075,353Liabilities 2010: $73,926,090Net Assets 2010: $6,149,2632010Assets 2011: $83,372,976Liabilities 2011: $76,578,094Net Assets 2011: $6,794,8822011Assets 2012: $88,257,711Liabilities 2012: $80,850,708Net Assets 2012: $7,407,0032012Assets 2013: $89,973,242Liabilities 2013: $82,258,037Net Assets 2013: $7,715,2052013Assets 2014: $105,191,549Liabilities 2014: $96,078,480Net Assets 2014: $9,113,0692014Assets 2015: $109,965,513Liabilities 2015: $100,238,632Net Assets 2015: $9,726,8812015Assets 2016: $114,527,015Liabilities 2016: $103,990,578Net Assets 2016: $10,536,4372016Assets 2017: $119,884,360Liabilities 2017: $108,723,187Net Assets 2017: $11,161,1732017Assets 2018: $129,758,449Liabilities 2018: $117,401,969Net Assets 2018: $12,356,4802018Assets 2019: $138,941,185Liabilities 2019: $124,751,493Net Assets 2019: $14,189,6922019Assets 2020: $164,344,739Liabilities 2020: $148,251,359Net Assets 2020: $16,093,3802020Assets 2021: $197,404,498Liabilities 2021: $178,035,804Net Assets 2021: $19,368,6942021Assets 2022: $200,084,115Liabilities 2022: $179,418,862Net Assets 2022: $20,665,2532022Assets 2023: $205,398,895Liabilities 2023: $182,962,638Net Assets 2023: $22,436,2572023Assets 2024: $219,185,262Liabilities 2024: $195,354,403Net Assets 2024: $23,830,8592024

Highlighted filing

2024

Assets$219,185,262
Liabilities$195,354,403
Net Assets$23,830,859
Open 2024 Filing

Operations Trend

Revenue Growth45th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $5,172,9532010Expenses 2011: $4,804,8012011Expenses 2012: $4,732,5222012Revenue 2013: $5,159,543Expenses 2013: $4,632,705Net Income 2013: $526,8382013Revenue 2014: $5,352,289Expenses 2014: $4,778,768Net Income 2014: $573,5212014Revenue 2015: $6,051,782Expenses 2015: $5,413,948Net Income 2015: $637,8342015Revenue 2016: $6,599,265Expenses 2016: $5,771,447Net Income 2016: $827,8182016Revenue 2017: $6,959,394Expenses 2017: $6,340,151Net Income 2017: $619,2432017Revenue 2018: $8,118,231Expenses 2018: $6,886,751Net Income 2018: $1,231,4802018Revenue 2019: $9,163,004Expenses 2019: $7,395,727Net Income 2019: $1,767,2772019Revenue 2020: $10,491,608Expenses 2020: $8,622,500Net Income 2020: $1,869,1082020Revenue 2021: $11,378,567Expenses 2021: $9,230,054Net Income 2021: $2,148,5132021Revenue 2022: $11,324,968Expenses 2022: $9,938,008Net Income 2022: $1,386,9602022Revenue 2023: $13,360,929Expenses 2023: $11,912,390Net Income 2023: $1,448,5392023Revenue 2024: $14,684,802Expenses 2024: $13,685,567Net Income 2024: $999,2352024

Highlighted filing

2024

Revenue$14,684,802
Expenses$13,685,567
Net Income$999,235
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$219,185,262
Liabilities
$195,354,403
Net assets
$23,830,859
Revenue
$14,684,802
Expenses
$13,685,567
Net income
$999,235
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$219$195$23.8$14.7$13.7$1.00
2023Detailed filing. Detailed filing data is available for this year.$205$183$22.4$13.4$11.9$1.45
2022Detailed filing. Detailed filing data is available for this year.$200$179$20.7$11.3$9.94$1.39
2021Detailed filing. Detailed filing data is available for this year.$197$178$19.4$11.4$9.23$2.15
2020Detailed filing. Detailed filing data is available for this year.$164$148$16.1$10.5$8.62$1.87
2019Detailed filing. Detailed filing data is available for this year.$139$125$14.2$9.16$7.40$1.77
2018Detailed filing. Detailed filing data is available for this year.$130$117$12.4$8.12$6.89$1.23
2017Detailed filing. Detailed filing data is available for this year.$120$109$11.2$6.96$6.34$0.62
2016Detailed filing. Detailed filing data is available for this year.$115$104$10.5$6.60$5.77$0.83
2015Detailed filing. Detailed filing data is available for this year.$110$100$9.73$6.05$5.41$0.64
2014Detailed filing. Detailed filing data is available for this year.$105$96.1$9.11$5.35$4.78$0.57
2013Detailed filing. Detailed filing data is available for this year.$90.0$82.3$7.72$5.16$4.63$0.53
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$88.3$80.9$7.41$4.73
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.4$76.6$6.79$4.80
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$80.1$73.9$6.15$5.17
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 14, 2025
Return Version
2024v5.2
Gross Receipts
$14,684,802
Mission and Program Overview

Mission

The credit union is committed to providing

The credit union is committed to providing quality services and programs to meet the individual needs of members while preserving the financial stability and security of the organization.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$144,637,304$162,662,369▲ $18,025,065
Savings and Temporary Cash Investments$40,598,386$35,191,588▼ $5,406,798
Rtn Earn Endowment Incm Other Fnds$22,436,257$23,830,859▲ $1,394,602
Investments in Publicly Traded Securities$10,110,347$10,797,002▲ $686,655
Land, Buildings, and Equipment, Net$4,124,593$4,010,844▼ $113,749
Cash and Non-Interest-Bearing Accounts$2,836,649$2,885,199▲ $48,550
Prepaid Expenses and Deferred Charges$1,022,610$1,221,974▲ $199,364
Total Assets$205,398,895$219,185,262▲ $13,786,367
Other Assets Total$2,069,006$2,416,286▲ $347,280
Liabilities
Other Liabilities$181,205,670$193,570,091▲ $12,364,421
Accounts Payable and Accrued Expenses$1,756,968$1,784,312▲ $27,344
Total Liabilities$182,962,638$195,354,403▲ $12,391,765
Net Assets / Fund Balance
Total Net Assets Fund Balance$22,436,257$23,830,859▲ $1,394,602
Total Liabilities and Net Assets / Fund Balance$205,398,895$219,185,262▲ $13,786,367

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,135,109--
Land$1,233,331--
Equipment$642,404--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Thomas EwenPresidentFT$326,938$30,906$357,844
Thomas Ewen--$326,938$30,906$357,844

Board Members and Trustees

NameTitle
Larry QuaneDirector/chairperson
Kevin TalbottDirector/vice Chair
Bart LytelDirector
Bob NavarroDirector
Jp SchroederDirector
Megan DevlinDirector
Michael FishDirector
Larry AlferinkDirector/secretary
Diane JohnsonDirector/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$13,155,144
Investment Income
$1,516,267
Other Revenue
$13,391
Change in Net Assets
$999,235
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$8,234,963
Salaries, Compensation, and Employee Benefits$5,450,604
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$0$0$3,728,098
Office Expenses$0$0$0$2,237,839
Other Employee Benefits$0$0$0$792,707
Occupancy$0$0$0$443,629
Current Officers, Directors, Trustees, and Key Employees$0$0$0$357,845
Payroll Taxes$0$0$0$301,964
Pension Plan Contributions$0$0$0$269,990
Advertising$0$0$0$240,998
Fees for Services Management$0$0$0$216,452
Travel$0$0$0$177,184
Fees for Services Accounting$0$0$0$114,501
Other Expenses$0$0$0$17,958
Interest$0$0$0$20
Total Functional Expenses$0$0$0$13,685,567
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Members Share Accounts$193,570,091
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Illinois State Credit Union
EIN
37-0805312
Phone
3094518400
Address
1309 S CENTER ST, NORMAL, IL 61761

Signing Officer

Name
Thom Ewen
Title
President
Phone
3094518400
Signed
2025-05-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Thom Ewen
Formed
1960
Legal Domicile
Il
Voting Board Members
9
Independent Board Members
9
Employees
80
Volunteers
10

Preparer

Firm
Lmhn Ltd
Address
900 N Webster St PO Box 87, Taylorville, IL 62568
Preparer
Richard K Hooper CPA
Phone
2178249661
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

“The credit union is a member owned financial institution.”

Pt VI, Line 7A

“The governing body is elected from and by the membership”

Pt VI, Line 7A

“ANNUALLY.”

Pt VI, Line 7B

“From time to time, certain decisions will be presented”

Pt VI, Line 7B

“To the membership for a vote, which are then determined”

Pt VI, Line 7B

“ON A CASE BY CASE BASIS.”

Pt VI, Line 11B

“Copies of the final form 990 and schedules were made”

Pt VI, Line 11B

“Available to each board member prior to being filed with”

Pt VI, Line 11B

“The irs. Board members were asked to review the return”

Pt VI, Line 11B

“Individually and to contact the return preparer, other”

Pt VI, Line 11B

“Board members, or executive officers with any questions”

Pt VI, Line 11B

“OR CONCERNS.”

Pt VI, Line 19

“The credit unions governing documents and finacial”

Pt VI, Line 19

“Statements are available to the public upon request.”

Pt XI

“Due to merger and prior period adjustments”

Raw XML AppendixShowing 400 of 443 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt0443629
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt02237839
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt02069006
IRS990/OtherAssetsTotalGrp/EOYAmt02416286
IRS990/OtherChangesInNetAssetsAmt0439738
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0792707
IRS990/OtherExpensesGrp/Desc0CREDIT LOSS EXP
IRS990/OtherExpensesGrp/Desc1DIVIDENDS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3MISCELLANEOUS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt01475470
IRS990/OtherExpensesGrp/TotalAmt12886871
IRS990/OtherExpensesGrp/TotalAmt2424041
IRS990/OtherExpensesGrp/TotalAmt317958
IRS990/OtherLiabilitiesGrp/BOYAmt0181205670
IRS990/OtherLiabilitiesGrp/EOYAmt0193570091
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1999999
IRS990/OtherRevenueMiscGrp/Desc0MISCELLANEOUS
IRS990/OtherRevenueMiscGrp/Desc1SERP INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt01300
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt112091
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt01300
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt112091
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt10
IRS990/OtherRevenueTotalAmt013391
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt03728098
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0144637304
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0162662369
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt0301964
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0269990
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01022610
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01221974
IRS990/PrincipalOfficerNm0THOM EWEN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1FEES AND CHARGES
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010083039
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13072105
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt01215951
IRS990/PYOtherExpensesAmt06873593
IRS990/PYOtherRevenueAmt044609
IRS990/PYProgramServiceRevenueAmt012100369
IRS990/PYRevenuesLessExpensesAmt01448539
IRS990/PYSalariesCompEmpBnftPaidAmt05038797
IRS990/PYTotalExpensesAmt011912390
IRS990/PYTotalRevenueAmt013360929
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0999235
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt022436257
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt023830859
IRS990/SavingsAndTempCashInvstGrp/BOYAmt040598386
IRS990/SavingsAndTempCashInvstGrp/EOYAmt035191588
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt02135109
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt02135109
IRS990ScheduleD/EquipmentGrp/BookValueAmt0642404
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0642404
IRS990ScheduleD/LandGrp/BookValueAmt01233331
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt01233331
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0193570091
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS SHARE ACCOUNTS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt04010844
IRS990ScheduleD/TotalLiabilityAmt0193570091
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0326938
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt030906
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0THOMAS EWEN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0357844
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS A MEMBER OWNED FINANCIAL INSTITUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE GOVERNING BODY IS ELECTED FROM AND BY THE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3FROM TIME TO TIME, CERTAIN DECISIONS WILL BE PRESENTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TO THE MEMBERSHIP FOR A VOTE, WHICH ARE THEN DETERMINED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ON A CASE BY CASE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6COPIES OF THE FINAL FORM 990 AND SCHEDULES WERE MADE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7AVAILABLE TO EACH BOARD MEMBER PRIOR TO BEING FILED WITH
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE IRS. BOARD MEMBERS WERE ASKED TO REVIEW THE RETURN
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9INDIVIDUALLY AND TO CONTACT THE RETURN PREPARER, OTHER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10BOARD MEMBERS, OR EXECUTIVE OFFICERS WITH ANY QUESTIONS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11OR CONCERNS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12THE CREDIT UNIONS GOVERNING DOCUMENTS AND FINACIAL
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14DUE TO MERGER AND PRIOR PERIOD ADJUSTMENTS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Pt XI
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0205398895
IRS990/TotalAssetsEOYAmt0219185262
IRS990/TotalAssetsGrp/BOYAmt0205398895
IRS990/TotalAssetsGrp/EOYAmt0219185262
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt080
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt013685567
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0182962638
IRS990/TotalLiabilitiesEOYAmt0195354403
IRS990/TotalLiabilitiesGrp/BOYAmt0182962638
IRS990/TotalLiabilitiesGrp/EOYAmt0195354403
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt022436257
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt023830859
IRS990/TotalOtherCompensationAmt030906
IRS990/TotalProgramServiceRevenueAmt013155144
IRS990/TotalReportableCompFromOrgAmt0326938
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt014684802
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt014684802
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0205398895
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0219185262
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/FundraisingAmt00

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