Civic Intelligence

Ascentra Credit Union

990 • Fiscal year 2018 • EIN 42-0747751

Jan 01, 2018 to Dec 31, 2018 • Filed on May 01, 2019

Organization ProfileWWW.ASCENTRA.ORG

View Organization Page

1710 Grant StBettendorf, IA 52722

(800) 426-5241

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

52nd percentile

0.89x

Higher debt load relative to assets than 52% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Liabilities / Revenue

23rd percentile

14.19x

Higher debt load relative to revenue than 23% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Net Margin

15th percentile

7.9%

Higher net margin than 15% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Top Officer Pay

59th percentile

$436,683

Higher top officer pay than 59% of similar nonprofits.

Top officer pay equals 1.7% of source-year revenue.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2018

Asset Growth

8th percentile

-0.9%

Faster asset growth than 8% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Revenue Growth

13th percentile

3.9%

Faster revenue growth than 13% of similar nonprofits.

2018 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets52nd percentile

Assets

Down

$405,453,243

Down $3,847,560 (-0.9%) from 2017

Net Assets

Up

$43,624,065

Up $1,696,590 (+4.0%) from 2017

Liabilities

Down

$361,829,178

Down $5,544,150 (-1.5%) from 2017

Revenue And Expenses
Liabilities / Revenue23rd percentileNet Margin15th percentile

Revenue

Up

$25,507,215

Up $954,813 (+3.9%) from 2017

Expenses

Up

$23,484,785

Up $1,299,528 (+5.9%) from 2017

Net Income

Down

$2,022,430

Down $344,715 (-15%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth8th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $236,169,714Liabilities 2010: $214,870,961Net Assets 2010: $21,298,7532010Assets 2011: $257,136,454Liabilities 2011: $233,443,704Net Assets 2011: $23,692,7502011Assets 2013: $328,170,234Liabilities 2013: $295,291,142Net Assets 2013: $32,879,0922013Assets 2014: $341,944,455Liabilities 2014: $306,118,978Net Assets 2014: $35,825,4772014Assets 2015: $369,221,599Liabilities 2015: $331,555,593Net Assets 2015: $37,666,0062015Assets 2016: $394,426,524Liabilities 2016: $354,811,070Net Assets 2016: $39,615,4542016Assets 2017: $409,300,803Liabilities 2017: $367,373,328Net Assets 2017: $41,927,4752017Assets 2018: $405,453,243Liabilities 2018: $361,829,178Net Assets 2018: $43,624,0652018Assets 2019: $424,287,515Liabilities 2019: $378,064,597Net Assets 2019: $46,222,9182019Assets 2020: $495,382,724Liabilities 2020: $447,912,083Net Assets 2020: $47,470,6412020Assets 2021: $534,049,811Liabilities 2021: $484,860,767Net Assets 2021: $49,189,0442021Assets 2022: $527,520,974Liabilities 2022: $479,176,129Net Assets 2022: $48,344,8452022Assets 2023: $534,114,802Liabilities 2023: $482,660,465Net Assets 2023: $51,454,3372023Assets 2024: $543,907,511Liabilities 2024: $489,563,969Net Assets 2024: $54,343,5422024

Highlighted filing

2018

Assets$405,453,243
Liabilities$361,829,178
Net Assets$43,624,065
Open 2018 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $16,560,7132010Expenses 2011: $16,757,1892011Revenue 2013: $23,097,172Expenses 2013: $17,997,308Net Income 2013: $5,099,8642013Revenue 2014: $20,968,309Expenses 2014: $18,224,943Net Income 2014: $2,743,3662014Revenue 2015: $21,380,030Expenses 2015: $19,514,191Net Income 2015: $1,865,8392015Revenue 2016: $23,680,902Expenses 2016: $21,722,746Net Income 2016: $1,958,1562016Revenue 2017: $24,552,402Expenses 2017: $22,185,257Net Income 2017: $2,367,1452017Revenue 2018: $25,507,215Expenses 2018: $23,484,785Net Income 2018: $2,022,4302018Revenue 2019: $27,263,133Expenses 2019: $25,463,129Net Income 2019: $1,800,0042019Revenue 2020: $26,041,653Expenses 2020: $25,159,163Net Income 2020: $882,4902020Revenue 2021: $27,182,453Expenses 2021: $25,040,457Net Income 2021: $2,141,9962021Revenue 2022: $29,345,594Expenses 2022: $27,536,971Net Income 2022: $1,808,6232022Revenue 2023: $35,365,466Expenses 2023: $32,660,041Net Income 2023: $2,705,4252023Revenue 2024: $38,462,503Expenses 2024: $36,127,199Net Income 2024: $2,335,3042024

Highlighted filing

2018

Revenue$25,507,215
Expenses$23,484,785
Net Income$2,022,430
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
May 1, 2019
Return Version
2018v3.1
Gross Receipts
$25,507,215
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$311,414,762$303,712,804▼ $7,701,958
Savings and Temporary Cash Investments$37,763,788$33,997,423▼ $3,766,365
Rtn Earn Endowment Incm Other Fnds$28,662,555$30,359,145▲ $1,696,590
Investments in Publicly Traded Securities$19,177,340$23,117,665▲ $3,940,325
Land, Buildings, and Equipment, Net$14,023,955$17,274,889▲ $3,250,934
Pd in Cap Srpls Land Bldg Eqp Fund$13,264,920$13,264,920→ $0
Receivables From Officers Etc$6,031,622$6,163,715▲ $132,093
Cash and Non-Interest-Bearing Accounts$3,947,589$5,857,980▲ $1,910,391
Prepaid Expenses and Deferred Charges$662,686$583,214▼ $79,472
Accounts Receivable$30,367$95,510▲ $65,143
Total Assets$409,300,803$405,453,243▼ $3,847,560
Other Assets Total$16,248,694$14,650,043▼ $1,598,651
Liabilities
Other Liabilities$334,499,882$332,874,118▼ $1,625,764
Mortgage Notes Payable Secured by Investment Property$23,435,000$19,190,000▼ $4,245,000
Accounts Payable and Accrued Expenses$9,438,446$9,765,060▲ $326,614
Total Liabilities$367,373,328$361,829,178▼ $5,544,150
Net Assets / Fund Balance
Total Net Assets Fund Balance$41,927,475$43,624,065▲ $1,696,590
Total Liabilities and Net Assets / Fund Balance$409,300,803$405,453,243▼ $3,847,560

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$9,183,136$4,777,511$13,960,647
Equipment$3,752,417$4,394,671$8,147,088
Land$4,339,336-$4,339,336
Compensation and Service Providers
Top Officer Pay59th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dale OwenPresident/ceFT$342,475$94,208$436,683
Dale OwenPresident/CEO-$263,369$173,314$436,683
Linda AndryChief Fin ofFT$217,791$43,883$261,674
Linda AndryChief Fin Officer-$170,532$91,142$261,674
Brad KnutsonChief Tech OFT$212,859$48,435$261,294
Brad KnutsonChief Tech Officer-$163,361$97,933$261,294
Becky HansenChief Risk OFT$214,682$45,684$260,366
Becky HansenChief Risk Officer-$166,027$94,339$260,366
Shelly RidgewayChief OperatFT$180,578$40,065$220,643
Shelly RidgewayChief Operations Off-$145,622$75,021$220,643
Jennifer NaeveChief MarketFT$135,302$26,785$162,087
Jennifer NaeveChief Marketing Off.-$107,504$54,583$162,087

Board Members and Trustees

NameTitle
Daniel BirdsleyBoard Member
Gary SchockerBoard Member
Greg AguilarBoard Member
Jay EnglandBoard Member
Ken SchrockBoard Member
Larry KetelsenBoard Member
Larry RidenourBoard Member
Laura CurtisBoard Member
Mary SoederBoard Member
Troy SmithBoard Member
Woody PerkinsBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$23,496,324
Investment Income
$2,010,891
Other Revenue
$0
Change in Net Assets
$2,022,430

Audited Revenue Reconciliation

Revenue per Audited Statements
$25,507,215
Total Revenue per Audited Statements
$25,507,215
Total Revenue per Form 990
$25,507,215
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$14,519,596
Salaries, Compensation, and Employee Benefits$8,965,189
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$6,193,974
All Other Expenses---$1,921,351
Current Officers, Directors, Trustees, and Key Employees---$1,407,805
Other Expenses---$1,314,994
Depreciation Depletion---$1,235,194
Office Expenses---$843,848
Occupancy---$833,348
Advertising---$576,647
Other Employee Benefits---$523,373
Payroll Taxes---$506,151
Interest---$426,332
Pension Plan Contributions---$333,886
Conferences and Meetings---$165,428
Insurance---$133,504
Fees for Services Accounting---$63,420
Fees for Services Legal---$12,127
Total Functional Expenses$0$0$0$23,484,785

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$23,484,785
Total Expenses per Audited Statements$23,484,785
Total Expenses per Form 990$23,484,785
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$6,031,622$6,163,715▲ $132,093
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$332,874,118
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“All depositors are considered members.”

Form 990, Page 6, Part VI, Line 7A

“The credit union members elect on an annual basis the members of the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“Any proposed mergers must be approved by a majority of the membership.”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 12C

“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors hires an independent consultant to perform a salary review on the ceo on a bi-annual basis. The ceo evaluation is discussed at the board meeting, a motion is made as to the level of compensation and then voted on by the board.”

Form 990, Page 6, Part VI, Line 19

“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”

Filing and Contact Details

Filer

Filer Name
Ascentra Credit Union
EIN
42-0747751
Phone
8004265241
Address
1710 GRANT ST, BETTENDORF, IA 52722

Signing Officer

Name
Linda Andry
Title
Chief Fin Officer
Phone
8004265241
Signed
2019-05-01

Organization Details

Principal Officer
Dale Owen
Formed
1950
Legal Domicile
Ia
Voting Board Members
11
Independent Board Members
11
Employees
193
Volunteers
11

Preparer

Firm
Petersen & Associates
Address
506 E GOLD COAST RD STE 100, PAPILLION, NE 68046-4790
Preparer
Steven O Petersen
Phone
4023332800
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“N/A”

Form 990, Part XI, Line 9

“Net change in investment valuation reserve -325,840”

Raw XML AppendixShowing 400 of 505 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GoverningBodyVotingMembersCnt011
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt025507215
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt06
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt0133504
IRS990/InterestGrp/TotalAmt0426332
IRS990/InvestmentIncomeGrp/ExclusionAmt02010891
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02010891
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsPubTradedSecGrp/BOYAmt019177340
IRS990/InvestmentsPubTradedSecGrp/EOYAmt023117665
IRS990/IRPDocumentCnt014834
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt09172182
IRS990/LandBldgEquipBasisNetGrp/BOYAmt014023955
IRS990/LandBldgEquipBasisNetGrp/EOYAmt017274889
IRS990/LandBldgEquipCostOrOtherBssAmt026447071
IRS990/LegalDomicileStateCd0IA
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0STATE CHARTERED CREDIT UNION
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt023435000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt019190000
IRS990/NetAssetsOrFundBalancesBOYAmt041927475
IRS990/NetAssetsOrFundBalancesEOYAmt043624065
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt0833348
IRS990/OfficeExpensesGrp/TotalAmt0843848
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt016248694
IRS990/OtherAssetsTotalGrp/EOYAmt014650043
IRS990/OtherChangesInNetAssetsAmt0-325840
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0523373
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1DIVIDEND EXPENSE
IRS990/OtherExpensesGrp/Desc2DATA PROCESSING
IRS990/OtherExpensesGrp/Desc3OTHER PROFESSIONAL SERVIC
IRS990/OtherExpensesGrp/TotalAmt03006700
IRS990/OtherExpensesGrp/TotalAmt12161373
IRS990/OtherExpensesGrp/TotalAmt21825330
IRS990/OtherExpensesGrp/TotalAmt31314994
IRS990/OtherLiabilitiesGrp/BOYAmt0334499882
IRS990/OtherLiabilitiesGrp/EOYAmt0332874118
IRS990/OtherSalariesAndWagesGrp/TotalAmt06193974
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0311414762
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0303712804
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0506151
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt013264920
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt013264920
IRS990/PensionPlanContributionsGrp/TotalAmt0333886
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0662686
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0583214
IRS990/PrincipalOfficerNm0DALE OWEN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt014843537
IRS990/ProgramServiceRevenueGrp/ExclusionAmt15701350
IRS990/ProgramServiceRevenueGrp/ExclusionAmt22951437
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt014843537
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15701350
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt22951437
IRS990/ProgSrvcAccomActyOtherGrp/Desc0N/A
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt01749962
IRS990/PYOtherExpensesAmt013695231
IRS990/PYProgramServiceRevenueAmt022802440
IRS990/PYRevenuesLessExpensesAmt02367145
IRS990/PYSalariesCompEmpBnftPaidAmt08490026
IRS990/PYTotalExpensesAmt022185257
IRS990/PYTotalRevenueAmt024552402
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt06031622
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt06163715
IRS990/ReconcilationRevenueExpnssAmt02022430
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt028662555
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt030359145
IRS990/SavingsAndTempCashInvstGrp/BOYAmt037763788
IRS990/SavingsAndTempCashInvstGrp/EOYAmt033997423
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt09183136
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04777511
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt013960647
IRS990ScheduleD/EquipmentGrp/BookValueAmt03752417
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04394671
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt08147088
IRS990ScheduleD/ExpensesSubtotalAmt023484785
IRS990ScheduleD/LandGrp/BookValueAmt04339336
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt04339336
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0332874118
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/RevenueSubtotalAmt025507215
IRS990ScheduleD/TotalBookValueLandBuildingsAmt017274889
IRS990ScheduleD/TotalExpensesPerForm990Amt023484785
IRS990ScheduleD/TotalLiabilityAmt0332874118
IRS990ScheduleD/TotalRevenuePerForm990Amt025507215
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt025507215
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt023484785
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0263369
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1170532
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2166027
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3163361
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4145622
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt5107504
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount050840
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount134341
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount231314
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount333060
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount426513
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount519836
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt084088
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt140015
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt243582
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt339333
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt437790
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt524924
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt010120
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt13868
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt22102
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt39102
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt42275
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt51861
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt028266
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt112918
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt217341
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt316438
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt48443
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt57962
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DALE OWEN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1LINDA ANDRY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2BECKY HANSEN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3BRAD KNUTSON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm4SHELLY RIDGEWAY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm5JENNIFER NAEVE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CHIEF FIN OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2CHIEF RISK OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3CHIEF TECH OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt4CHIEF OPERATIONS OFF
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt5CHIEF MARKETING OFF.
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0436683
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1261674
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2260366
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt3261294
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt4220643
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt5162087
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0DALE OWEN 0 155,985 0 LINDA ANDRY 0 46,836 0 BECKY HANSEN 0 1,547 0 BRAD KNUTSON 0 28,359 0
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION DEPOSITED FUNDS INTO A LIFE INSURANCE POLICY ON THE PARTICIPANT'S LIFE. AT DEATH, THE CREDIT UNION RECOVERS ITS PREMIUMS PLUS INTEREST PLUS ADDITIONAL KEY-PERSON INSURANCE PROCEEDS.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE J, PAGE 1, PART I, LINE 4
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE J, PART III
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt04123612
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11193677
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2846426
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SPLIT DOLLAR LIFE INSURANCE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SPLIT DOLLAR LIFE INSURNACE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SPLIT DOLLAR LIFE INSURANCE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt03800000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt11100000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2780000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0DALE OWEN
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1BRAD KNUTSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2LINDA ANDRY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1CHIEF TECH OFFICER

Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$405,453,243
Liabilities
$361,829,178
Net assets
$43,624,065
Revenue
$25,507,215
Expenses
$23,484,785
Net income
$2,022,430
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$544$490$54.3$38.5$36.1$2.34
2023Detailed filing. Detailed filing data is available for this year.$534$483$51.5$35.4$32.7$2.71
2022Detailed filing. Detailed filing data is available for this year.$528$479$48.3$29.3$27.5$1.81
2021Detailed filing. Detailed filing data is available for this year.$534$485$49.2$27.2$25.0$2.14
2020Detailed filing. Detailed filing data is available for this year.$495$448$47.5$26.0$25.2$0.88
2019Detailed filing. Detailed filing data is available for this year.$424$378$46.2$27.3$25.5$1.80
2018Detailed filing. Detailed filing data is available for this year.$405$362$43.6$25.5$23.5$2.02
2017Detailed filing. Detailed filing data is available for this year.$409$367$41.9$24.6$22.2$2.37
2016Detailed filing. Detailed filing data is available for this year.$394$355$39.6$23.7$21.7$1.96
2015Detailed filing. Detailed filing data is available for this year.$369$332$37.7$21.4$19.5$1.87
2014Detailed filing. Detailed filing data is available for this year.$342$306$35.8$21.0$18.2$2.74
2013Detailed filing. Detailed filing data is available for this year.$328$295$32.9$23.1$18.0$5.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$257$233$23.7$16.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$236$215$21.3$16.6