Liabilities / Assets
56th percentile
Higher debt load relative to assets than 56% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
56th percentile
Higher debt load relative to assets than 56% of similar nonprofits.
Liabilities / Revenue
21st percentile
Higher debt load relative to revenue than 21% of similar nonprofits.
Net Margin
24th percentile
Higher net margin than 24% of similar nonprofits.
Top Officer Pay
87th percentile
Higher top officer pay than 87% of similar nonprofits.
Top officer pay equals 2.8% of source-year revenue.
Asset Growth
58th percentile
Faster asset growth than 58% of similar nonprofits.
Revenue Growth
72nd percentile
Faster revenue growth than 72% of similar nonprofits.
Assets
Up$394,426,524
Up $25,204,925 (+6.8%) from 2015
Net Assets
Up$39,615,454
Up $1,949,448 (+5.2%) from 2015
Liabilities
Up$354,811,070
Up $23,255,477 (+7.0%) from 2015
Revenue
Up$23,680,902
Up $2,300,872 (+11%) from 2015
Expenses
Up$21,722,746
Up $2,208,555 (+11%) from 2015
Net Income
Up$1,958,156
Up $92,317 (+4.9%) from 2015
State chartered credit union
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $284,587,500 | $299,216,311 | ▲ $14,628,811 |
| Savings and Temporary Cash Investments | $35,390,326 | $37,647,728 | ▲ $2,257,402 |
| Rtn Earn Endowment Incm Other Fnds | $24,401,086 | $26,350,534 | ▲ $1,949,448 |
| Investments in Publicly Traded Securities | $9,343,698 | $14,734,411 | ▲ $5,390,713 |
| Land, Buildings, and Equipment, Net | $15,407,076 | $14,533,866 | ▼ $873,210 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $13,264,920 | $13,264,920 | → $0 |
| Receivables From Officers Etc | $5,775,526 | $6,708,490 | ▲ $932,964 |
| Cash and Non-Interest-Bearing Accounts | $5,421,801 | $4,886,343 | ▼ $535,458 |
| Prepaid Expenses and Deferred Charges | $577,347 | $603,069 | ▲ $25,722 |
| Accounts Receivable | $27,935 | $44,024 | ▲ $16,089 |
| Total Assets | $369,221,599 | $394,426,524 | ▲ $25,204,925 |
| Other Assets Total | $12,690,390 | $16,052,282 | ▲ $3,361,892 |
| Liabilities | |||
| Other Liabilities | $292,576,240 | $314,124,619 | ▲ $21,548,379 |
| Mortgage Notes Payable Secured by Investment Property | $33,180,000 | $32,180,000 | ▼ $1,000,000 |
| Accounts Payable and Accrued Expenses | $5,799,353 | $8,506,451 | ▲ $2,707,098 |
| Total Liabilities | $331,555,593 | $354,811,070 | ▲ $23,255,477 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $37,666,006 | $39,615,454 | ▲ $1,949,448 |
| Total Liabilities and Net Assets / Fund Balance | $369,221,599 | $394,426,524 | ▲ $25,204,925 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $9,230,003 | $3,876,668 | $13,106,671 |
| Equipment | $1,714,528 | $5,244,155 | $6,958,683 |
| Land | $3,589,335 | - | $3,589,335 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Dale Owen | President/ce | FT | $476,392 | $181,526 | $657,918 |
| Dale Owen | President/CEO | - | $420,082 | $237,836 | $657,918 |
| Becky Hansen | Evp Complian | FT | $201,889 | $64,333 | $266,222 |
| Becky Hansen | Evp Compliance | - | $151,820 | $114,402 | $266,222 |
| Linda Andry | CFO | FT | $146,807 | $108,531 | $255,338 |
| Brad Knutson | Chief Tech O | FT | $189,407 | $58,427 | $247,834 |
| Brad Knutson | Chief Tech Officer | - | $143,414 | $104,420 | $247,834 |
| Timothy Perkins | Chief Lendin | FT | $162,832 | $52,007 | $214,839 |
| Timothy Perkins | Chief Lending Oficer | - | $133,507 | $81,332 | $214,839 |
| Shelly Ridgeway | VP of Lendin | FT | $157,796 | $48,881 | $206,677 |
| Shelly Ridgeway | VP of Lending | - | $124,885 | $81,792 | $206,677 |
| Jennifer Naeve | VP of Market | FT | $118,969 | $35,305 | $154,274 |
| Jennifer Naeve | VP of Marketing | - | $97,735 | $56,539 | $154,274 |
| Name | Title |
|---|---|
| Daniel Birdsley | Board Member |
| Dirk Mooy | Board Member |
| Elaine Reid | Board Member |
| Gary Schocker | Board Member |
| Larry Ketelsen | Board Member |
| Larry Ridenour | Board Member |
| Laura Curtis | Board Member |
| Mary Soeder | Board Member |
| Troy Smith | Board Member |
| Woody Perkins | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $13,390,456 |
| Salaries, Compensation, and Employee Benefits | $8,332,290 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $5,729,780 |
| All Other Expenses | - | - | - | $2,370,974 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $1,375,929 |
| Depreciation Depletion | - | - | - | $1,224,321 |
| Other Expenses | - | - | - | $1,122,152 |
| Office Expenses | - | - | - | $873,120 |
| Occupancy | - | - | - | $714,292 |
| Interest | - | - | - | $650,312 |
| Advertising | - | - | - | $584,644 |
| Other Employee Benefits | - | - | - | $467,463 |
| Payroll Taxes | - | - | - | $439,799 |
| Pension Plan Contributions | - | - | - | $319,319 |
| Conferences and Meetings | - | - | - | $186,146 |
| Insurance | - | - | - | $120,871 |
| Fees for Services Accounting | - | - | - | $80,064 |
| Fees for Services Legal | - | - | - | $16,969 |
| Total Functional Expenses | $0 | $0 | $0 | $21,722,746 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $21,722,746 |
| Total Expenses per Audited Statements | $21,722,746 |
| Total Expenses per Form 990 | $21,722,746 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $5,775,526 | $6,708,490 | ▲ $932,964 |
| Liability | Amount |
|---|---|
| Member Deposits | $314,124,619 |
“All depositors are considered members.”
“The credit union members elect on an annual basis the members of the board of directors.”
“Any proposed mergers must be approved by a majority of the membership.”
“No review was or will be conducted.”
“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”
“The board of directors hires an independent consultant to perform a salary review on the ceo on a bi-annual basis. The ceo evaluation is discussed at the board meeting, a motion is made as to the level of compensation and then voted on by the board.”
“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”
“N/A”
“Other professional servic 1,034,227 0 0 miscellaneous expense 612,823 0 0 atm/debit card processing 431,288 0 0 personnel services 83,851 0 0 oreo expense 63,240 0 0 dues 59,307 0 0 exam fees 58,673 0 0 intangible amortization 27,565 0 0 total 2,370,974 0 0”
“Net change in investment valuation reserve -8,708”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 5799353 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 8506451 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 27935 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 44024 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 584644 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 2370974 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LINDA ANDRY |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8004265241 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1710 GRANT ST |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BETTENDORF |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 52722 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 5421801 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 4886343 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1375929 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 186146 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1419297 |
| IRS990/CYOtherExpensesAmt | 0 | 13390456 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 22261605 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 1958156 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 8332290 |
| IRS990/CYTotalExpensesAmt | 0 | 21722746 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 23680902 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1224321 |
| IRS990/Desc | 0 | N/A |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 158 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 80064 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 16969 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 16 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 181526 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 65068 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 58427 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 52007 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 64333 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 48881 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 16 | 35305 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LARRY RIDENOUR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | TROY SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ELAINE REID |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LAURA CURTIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | GARY SCHOCKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | DIRK MOOY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | WOODY PERKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | MARY SOEDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | DANIEL BIRDSLEY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | LARRY KETELSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | DALE OWEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | LINDA ANDRY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | BRAD KNUTSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | TIMOTHY PERKINS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | BECKY HANSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | SHELLY RIDGEWAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 16 | JENNIFER NAEVE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 476392 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 190270 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 189407 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 162832 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 201889 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 157796 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 16 | 118969 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 16 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | CHIEF TECH O |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | CHIEF LENDIN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | EVP COMPLIAN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | VP OF LENDIN |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 16 | VP OF MARKET |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1950 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 23680902 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 7 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 120871 |
| IRS990/InterestGrp/TotalAmt | 0 | 650312 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 1419297 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1419297 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 9343698 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 14734411 |
| IRS990/IRPDocumentCnt | 0 | 11226 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 9120823 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 15407076 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 14533866 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 23654689 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 33180000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 32180000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 37666006 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 39615454 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 714292 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 873120 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 12690390 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 16052282 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -8708 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 467463 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 2 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 3 | LOAN SERVICING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 2159200 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 1715006 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 1572385 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1122152 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 292576240 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 314124619 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 5729780 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 284587500 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 299216311 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 439799 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 13264920 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 13264920 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 319319 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 577347 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 603069 |
| IRS990/PrincipalOfficerNm | 0 | DALE OWEN |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MISCELLANEOUS INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 13629902 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 5900552 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 2731151 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 13629902 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 5900552 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 2731151 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | N/A |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 1352734 |
| IRS990/PYOtherExpensesAmt | 0 | 11840546 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 20027296 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 1865839 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 7673645 |
| IRS990/PYTotalExpensesAmt | 0 | 19514191 |
| IRS990/PYTotalRevenueAmt | 0 | 21380030 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 5775526 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 6708490 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 1958156 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 24401086 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 26350534 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 35390326 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 37647728 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 9230003 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 3876668 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 13106671 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 1714528 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 5244155 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 6958683 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 21722746 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 3589335 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 3589335 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 314124619 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 23680902 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 14533866 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 21722746 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 314124619 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 23680902 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 23680902 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 21722746 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 420082 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 146807 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 143414 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 3 | 133507 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 4 | 151820 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 5 | 124885 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 6 | 97735 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 39039 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 32781 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 31550 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 3 | 29075 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 4 | 31568 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 5 | 26155 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 6 | 21056 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 165412 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 53689 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 2 | 51206 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 3 | 46914 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 4 | 58442 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 5 | 46979 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 6 | 33815 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 16114 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 11379 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 2 | 7221 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 3 | 5093 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 4 | 5891 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 5 | 1902 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 6 | 1490 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 17271 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 10682 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 2 | 14443 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 3 | 250 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 4 | 18501 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 5 | 6756 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 6 | 178 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | DALE OWEN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | LINDA ANDRY |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 2 | BRAD KNUTSON |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 3 | TIMOTHY PERKINS |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 4 | BECKY HANSEN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 5 | SHELLY RIDGEWAY |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 6 | JENNIFER NAEVE |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | CFO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 2 | CHIEF TECH OFFICER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 3 | CHIEF LENDING OFICER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 4 | EVP COMPLIANCE |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 5 | VP OF LENDING |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 6 | VP OF MARKETING |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 657918 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 255338 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 2 | 247834 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 3 | 214839 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 4 | 266222 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 5 | 206677 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 6 | 154274 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | DALE OWEN 0 157,224 0 LINDA ANDRY 0 38,798 0 BRAD KNUTSON 0 23,475 0 TIMOTHY PERKINS 0 21,833 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION DEPOSITED FUNDS INTO A LIFE INSURANCE POLICY ON THE PARTICIPANT'S LIFE. AT DEATH, THE CREDIT UNION RECOVERS ITS PREMIUMS PLUS INTEREST PLUS ADDITIONAL KEY-PERSON INSURANCE PROCEEDS. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE J, PAGE 1, PART I, LINE 4 |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE J, PART III |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 3948762 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 1143063 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 810536 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 3 | 806129 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 3 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 3 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.