Liabilities / Assets
59th percentile
Higher debt load relative to assets than 59% of similar nonprofits.
EIN 42-0747751 • 501(c)14 • Bettendorf, IA
Profile
State chartered credit union
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
59th percentile
Higher debt load relative to assets than 59% of similar nonprofits.
Liabilities / Revenue
65th percentile
Higher debt load relative to revenue than 65% of similar nonprofits.
Net Margin
33rd percentile
Higher net margin than 33% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
20th percentile
Faster asset growth than 20% of similar nonprofits.
Revenue Growth
21st percentile
Faster revenue growth than 21% of similar nonprofits.
Assets
Up$543,907,511
Up $9,792,709 (+1.8%) from 2023
Liabilities
Up$489,563,969
Up $6,903,504 (+1.4%) from 2023
Net Assets
Up$54,343,542
Up $2,889,205 (+5.6%) from 2023
Revenue
Up$38,462,503
Up $3,097,037 (+8.8%) from 2023
Expenses
Up$36,127,199
Up $3,467,158 (+11%) from 2023
Net Income
Down$2,335,304
Down $370,121 (-14%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
State chartered credit union
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $394,200,882 | $391,905,739 | ▼ $2,295,143 |
| Savings and Temporary Cash Investments | $48,559,795 | $55,883,344 | ▲ $7,323,549 |
| Investments in Publicly Traded Securities | $37,491,316 | $39,977,411 | ▲ $2,486,095 |
| Rtn Earn Endowment Incm Other Fnds | $35,149,325 | $38,038,530 | ▲ $2,889,205 |
| Land, Buildings, and Equipment, Net | $22,605,018 | $21,525,436 | ▼ $1,079,582 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $16,305,012 | $16,305,012 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $6,070,075 | $6,289,231 | ▲ $219,156 |
| Receivables From Officers Etc | $2,273,630 | $4,223,408 | ▲ $1,949,778 |
| Prepaid Expenses and Deferred Charges | $1,564,267 | $1,705,304 | ▲ $141,037 |
| Accounts Receivable | $-147,099 | $22,429 | ▲ $169,528 |
| Total Assets | $534,114,802 | $543,907,511 | ▲ $9,792,709 |
| Other Assets Total | $21,496,918 | $22,375,209 | ▲ $878,291 |
| Liabilities | |||
| Other Liabilities | $449,978,615 | $466,705,110 | ▲ $16,726,495 |
| Accounts Payable and Accrued Expenses | $16,681,850 | $13,858,859 | ▼ $2,822,991 |
| Mortgage Notes Payable Secured by Investment Property | $16,000,000 | $9,000,000 | ▼ $7,000,000 |
| Total Liabilities | $482,660,465 | $489,563,969 | ▲ $6,903,504 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $51,454,337 | $54,343,542 | ▲ $2,889,205 |
| Total Liabilities and Net Assets / Fund Balance | $534,114,802 | $543,907,511 | ▲ $9,792,709 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $16,015,015 | $6,388,667 | $22,403,682 |
| Equipment | $1,677,185 | $7,851,319 | $9,528,504 |
| Land | $3,833,236 | - | $3,833,236 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Linda Andry | President/ce | FT | $362,445 | $133,831 | $496,276 |
| Linda Andry | President/CEO | - | $284,173 | $212,103 | $496,276 |
| Shelly Ridgeway | Chief Operat | FT | $404,303 | $87,783 | $492,086 |
| Shelly Ridgeway | Chief Operations Off | - | $231,708 | $260,378 | $492,086 |
| Beth Grabin | Chief Financ | FT | $241,378 | $79,277 | $320,655 |
| Beth Grabin | Chief Financial Offi | - | $199,312 | $121,343 | $320,655 |
| Christian Marcussen | Chief Tech O | FT | $230,889 | $75,010 | $305,899 |
| Christian Marcussen | Chief Tech Officer | - | $199,583 | $106,316 | $305,899 |
| Jennifer Naeve | Chief Market | FT | $213,806 | $59,657 | $273,463 |
| Jennifer Naeve | Chief Marketing Off. | - | $163,022 | $110,441 | $273,463 |
| Brad Knutson | Chief Tech O | - | $168,295 | $4,683 | $172,978 |
| Brad Knutson | Chief Tech Officer | - | $106,500 | $66,478 | $172,978 |
| Name | Title |
|---|---|
| Bob Lee | Board Member |
| Brett Carter | Board Member |
| Gary Schocker | Board Member |
| Larry Ridenour | Board Member |
| Mary Soeder | Board Member |
| Mike Reyes | Board Member |
| Tameka Toney | Board Member |
| Tom Gibbs | Board Member |
| Troy Smith | Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $21,237,003 |
| Salaries, Compensation, and Employee Benefits | $14,890,196 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $9,039,995 |
| All Other Expenses | - | - | - | $3,083,831 |
| Other Employee Benefits | - | - | - | $2,612,108 |
| Other Expenses | - | - | - | $2,081,622 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $1,614,915 |
| Depreciation Depletion | - | - | - | $1,497,067 |
| Advertising | - | - | - | $1,169,542 |
| Occupancy | - | - | - | $1,072,183 |
| Office Expenses | - | - | - | $1,054,584 |
| Pension Plan Contributions | - | - | - | $813,423 |
| Payroll Taxes | - | - | - | $809,755 |
| Interest | - | - | - | $617,008 |
| Conferences and Meetings | - | - | - | $221,559 |
| Insurance | - | - | - | $173,576 |
| Fees for Services Accounting | - | - | - | $104,044 |
| Fees for Services Legal | - | - | - | $16,887 |
| Total Functional Expenses | $0 | $0 | $0 | $36,127,199 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $36,127,199 |
| Total Expenses per Audited Statements | $36,127,199 |
| Total Expenses per Form 990 | $36,127,199 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Officers, Directors, Trustees, and Key Employees | $2,273,630 | $4,223,408 | ▲ $1,949,778 |
| Liability | Amount |
|---|---|
| Member Deposits | $466,705,110 |
“All depositors are considered members.”
“The credit union members elect on an annual basis the members of the board of directors.”
“Any proposed mergers must be approved by a majority of the membership.”
“No review was or will be conducted.”
“The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.”
“The board of directors hires an independent consultant to perform a salary review on the ceo on a bi-annual basis. The ceo evaluation is discussed at the board meeting, a motion is made as to the level of compensation and then voted on by the board.”
“The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.”
“N/A”
“Net change in investment valuation reserve 553,901”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 16681850 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 13858859 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | -147099 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 22429 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 1169542 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 3083831 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LINDA ANDRY |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8004265241 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2019 GRANT STREET |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | BETTENDORF |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | IA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 52722 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 6070075 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 6289231 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 1614915 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 221559 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 4454796 |
| IRS990/CYOtherExpensesAmt | 0 | 21237003 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 34007707 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 2335304 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 14890196 |
| IRS990/CYTotalExpensesAmt | 0 | 36127199 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 38462503 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | true |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 1497067 |
| IRS990/Desc | 0 | N/A |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 216 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditPerformedInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | true |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 104044 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 16887 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 60.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 45.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 8.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 133831 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 87783 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 79277 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 75010 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 59657 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 4683 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LINDA ANDRY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | SHELLY RIDGEWAY |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BETH GRABIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | CHRISTIAN MARCUSSEN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JENNIFER NAEVE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | BRAD KNUTSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | BRETT CARTER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | TOM GIBBS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | BOB LEE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MIKE REYES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | LARRY RIDENOUR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | GARY SCHOCKER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | TROY SMITH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | MARY SOEDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | TAMEKA TONEY |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 362445 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 404303 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 241378 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 230889 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 213806 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 168295 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT/CE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CHIEF OPERAT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | CHIEF FINANC |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHIEF TECH O |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | CHIEF MARKET |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | CHIEF TECH O |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | BOARD MEMBER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1950 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | true |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 38462503 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 6 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 173576 |
| IRS990/InterestGrp/TotalAmt | 0 | 617008 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 4454796 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 4454796 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 37491316 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 39977411 |
| IRS990/IRPDocumentCnt | 0 | 13159 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 14239986 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 22605018 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 21525436 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 35765422 |
| IRS990/LegalDomicileStateCd | 0 | IA |
| IRS990/LoanOutstandingInd | 0 | true |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | STATE CHARTERED CREDIT UNION |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 16000000 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 9000000 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 51454337 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 54343542 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1072183 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1054584 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 21496918 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 22375209 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 553901 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 2612108 |
| IRS990/OtherExpensesGrp/Desc | 0 | DIVIDEND EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | DATA PROCESSING |
| IRS990/OtherExpensesGrp/Desc | 2 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 3 | ATM/DEBIT CARD PROCESSING |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 4463088 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2889496 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2792516 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 2081622 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 449978615 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 466705110 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 9039995 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 394200882 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 391905739 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 809755 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 16305012 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 16305012 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 813423 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 1564267 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 1705304 |
| IRS990/PrincipalOfficerNm | 0 | LINDA ANDRY |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | MISCELLANEOUS INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 22832381 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 1 | 7226097 |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 2 | 3949229 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 22832381 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 7226097 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 3949229 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | N/A |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 3394535 |
| IRS990/PYOtherExpensesAmt | 0 | 19285656 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 31970931 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 2705425 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 13374385 |
| IRS990/PYTotalExpensesAmt | 0 | 32660041 |
| IRS990/PYTotalRevenueAmt | 0 | 35365466 |
| IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt | 0 | 2273630 |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 4223408 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 2335304 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 35149325 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 38038530 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 48559795 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 55883344 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 16015015 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 6388667 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 22403682 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 1677185 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 7851319 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 9528504 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 36127199 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 3833236 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 3833236 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 466705110 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | MEMBER DEPOSITS |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 38462503 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 21525436 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 36127199 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 466705110 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 38462503 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 38462503 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 36127199 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990ScheduleJ/IndependentConsultantInd | 0 | X |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 284173 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 231708 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 2 | 199312 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 3 | 199583 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 4 | 163022 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 5 | 106500 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 58544 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 1 | 147718 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 2 | 41826 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 3 | 30754 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 4 | 37296 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 5 | 39173 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 125793 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 1 | 85681 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 2 | 74276 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 3 | 67679 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 4 | 58135 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 5 | 4379 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 8038 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 1 | 2102 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 2 | 5001 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 3 | 7331 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 4 | 1522 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 5 | 304 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 19728 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 1 | 24877 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 2 | 240 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 3 | 552 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 4 | 13488 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 5 | 22622 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | LINDA ANDRY |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | SHELLY RIDGEWAY |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 2 | BETH GRABIN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 3 | CHRISTIAN MARCUSSEN |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 4 | JENNIFER NAEVE |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 5 | BRAD KNUTSON |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRESIDENT/CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | CHIEF OPERATIONS OFF |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 2 | CHIEF FINANCIAL OFFI |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 3 | CHIEF TECH OFFICER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 4 | CHIEF MARKETING OFF. |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 5 | CHIEF TECH OFFICER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 496276 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 492086 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 2 | 320655 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 3 | 305899 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 4 | 273463 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 5 | 172978 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 0 | LINDA ANDRY 0 432,461 0 SHELLY RIDGEWAY 0 250,000 0 BETH GRABIN 0 318,011 0 CHRISTIAN MARCUSSEN 0 326,404 0 JENNIFER NAEVE 0 182,881 0 |
| IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION DEPOSITED FUNDS INTO A LIFE INSURANCE POLICY ON THE PARTICIPANT'S LIFE. AT DEATH, THE CREDIT UNION RECOVERS ITS PREMIUMS PLUS INTEREST PLUS ADDITIONAL KEY-PERSON INSURANCE PROCEEDS. |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | SCHEDULE J, PAGE 1, PART I, LINE 4 |
| IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | SCHEDULE J, PART III |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 0 | 1907210 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 1 | 1352168 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt | 2 | 964030 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd | 2 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 0 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 1 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd | 2 | false |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 0 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 1 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd | 2 | X |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 0 | SPLIT VALUE LIFE INSURANCE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 1 | SPLIT DOLLAR LIFE INSURNACE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt | 2 | SPLIT DOLLAR LIFE INSURANCE |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 0 | 1100000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 1 | 1100000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt | 2 | 780000 |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 0 | SHELLY RIDGEWAY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 1 | BRAD KNUTSON |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm | 2 | LINDA ANDRY |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 0 | COO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 1 | FORMER CHIEF TEC OFF |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt | 2 | PRESIDENT/ CEO |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 0 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 1 | true |
| IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd | 2 | true |
| IRS990ScheduleL/TotalBalanceDueAmt | 0 | 4223408 |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | N/A |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ALL DEPOSITORS ARE CONSIDERED MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY. |
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