Civic Intelligence

Ascentra Credit Union

EIN 42-0747751 • 501(c)14 • Bettendorf, IA

Profile

State chartered credit union

2019 Grant StBettendorf, IA 52722

www.ascentra.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.91x

Higher debt load relative to assets than 59% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2022

Liabilities / Revenue

65th percentile

16.33x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2022

Net Margin

33rd percentile

6.2%

Higher net margin than 33% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

20th percentile

-1.2%

Faster asset growth than 20% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2021 to 2022

Revenue Growth

21st percentile

8.0%

Faster revenue growth than 21% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2021 to 2022

Assets

Up

$543,907,511

Up $9,792,709 (+1.8%) from 2023

Liabilities

Up

$489,563,969

Up $6,903,504 (+1.4%) from 2023

Net Assets

Up

$54,343,542

Up $2,889,205 (+5.6%) from 2023

Revenue

Up

$38,462,503

Up $3,097,037 (+8.8%) from 2023

Expenses

Up

$36,127,199

Up $3,467,158 (+11%) from 2023

Net Income

Down

$2,335,304

Down $370,121 (-14%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600M$400M$200M$0Assets 2010: $236,169,714Liabilities 2010: $214,870,961Net Assets 2010: $21,298,7532010Assets 2011: $257,136,454Liabilities 2011: $233,443,704Net Assets 2011: $23,692,7502011Assets 2013: $328,170,234Liabilities 2013: $295,291,142Net Assets 2013: $32,879,0922013Assets 2014: $341,944,455Liabilities 2014: $306,118,978Net Assets 2014: $35,825,4772014Assets 2015: $369,221,599Liabilities 2015: $331,555,593Net Assets 2015: $37,666,0062015Assets 2016: $394,426,524Liabilities 2016: $354,811,070Net Assets 2016: $39,615,4542016Assets 2017: $409,300,803Liabilities 2017: $367,373,328Net Assets 2017: $41,927,4752017Assets 2018: $405,453,243Liabilities 2018: $361,829,178Net Assets 2018: $43,624,0652018Assets 2019: $424,287,515Liabilities 2019: $378,064,597Net Assets 2019: $46,222,9182019Assets 2020: $495,382,724Liabilities 2020: $447,912,083Net Assets 2020: $47,470,6412020Assets 2021: $534,049,811Liabilities 2021: $484,860,767Net Assets 2021: $49,189,0442021Assets 2022: $527,520,974Liabilities 2022: $479,176,129Net Assets 2022: $48,344,8452022Assets 2023: $534,114,802Liabilities 2023: $482,660,465Net Assets 2023: $51,454,3372023Assets 2024: $543,907,511Liabilities 2024: $489,563,969Net Assets 2024: $54,343,5422024

Highlighted filing

2024

Assets$543,907,511
Liabilities$489,563,969
Net Assets$54,343,542

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0Expenses 2010: $16,560,7132010Expenses 2011: $16,757,1892011Revenue 2013: $23,097,172Expenses 2013: $17,997,308Net Income 2013: $5,099,8642013Revenue 2014: $20,968,309Expenses 2014: $18,224,943Net Income 2014: $2,743,3662014Revenue 2015: $21,380,030Expenses 2015: $19,514,191Net Income 2015: $1,865,8392015Revenue 2016: $23,680,902Expenses 2016: $21,722,746Net Income 2016: $1,958,1562016Revenue 2017: $24,552,402Expenses 2017: $22,185,257Net Income 2017: $2,367,1452017Revenue 2018: $25,507,215Expenses 2018: $23,484,785Net Income 2018: $2,022,4302018Revenue 2019: $27,263,133Expenses 2019: $25,463,129Net Income 2019: $1,800,0042019Revenue 2020: $26,041,653Expenses 2020: $25,159,163Net Income 2020: $882,4902020Revenue 2021: $27,182,453Expenses 2021: $25,040,457Net Income 2021: $2,141,9962021Revenue 2022: $29,345,594Expenses 2022: $27,536,971Net Income 2022: $1,808,6232022Revenue 2023: $35,365,466Expenses 2023: $32,660,041Net Income 2023: $2,705,4252023Revenue 2024: $38,462,503Expenses 2024: $36,127,199Net Income 2024: $2,335,3042024

Highlighted filing

2024

Revenue$38,462,503
Expenses$36,127,199
Net Income$2,335,304

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$544$490$54.3$38.5$36.1$2.34
2023Detailed filing. Detailed filing data is available for this year.$534$483$51.5$35.4$32.7$2.71
2022Detailed filing. Detailed filing data is available for this year.$528$479$48.3$29.3$27.5$1.81
2021Detailed filing. Detailed filing data is available for this year.$534$485$49.2$27.2$25.0$2.14
2020Detailed filing. Detailed filing data is available for this year.$495$448$47.5$26.0$25.2$0.88
2019Detailed filing. Detailed filing data is available for this year.$424$378$46.2$27.3$25.5$1.80
2018Detailed filing. Detailed filing data is available for this year.$405$362$43.6$25.5$23.5$2.02
2017Detailed filing. Detailed filing data is available for this year.$409$367$41.9$24.6$22.2$2.37
2016Detailed filing. Detailed filing data is available for this year.$394$355$39.6$23.7$21.7$1.96
2015Detailed filing. Detailed filing data is available for this year.$369$332$37.7$21.4$19.5$1.87
2014Detailed filing. Detailed filing data is available for this year.$342$306$35.8$21.0$18.2$2.74
2013Detailed filing. Detailed filing data is available for this year.$328$295$32.9$23.1$18.0$5.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$257$233$23.7$16.8
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$236$215$21.3$16.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 28, 2025
Return Version
2024v5.0
Gross Receipts
$38,462,503
Mission and Program Overview

Mission

State chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$394,200,882$391,905,739▼ $2,295,143
Savings and Temporary Cash Investments$48,559,795$55,883,344▲ $7,323,549
Investments in Publicly Traded Securities$37,491,316$39,977,411▲ $2,486,095
Rtn Earn Endowment Incm Other Fnds$35,149,325$38,038,530▲ $2,889,205
Land, Buildings, and Equipment, Net$22,605,018$21,525,436▼ $1,079,582
Pd in Cap Srpls Land Bldg Eqp Fund$16,305,012$16,305,012→ $0
Cash and Non-Interest-Bearing Accounts$6,070,075$6,289,231▲ $219,156
Receivables From Officers Etc$2,273,630$4,223,408▲ $1,949,778
Prepaid Expenses and Deferred Charges$1,564,267$1,705,304▲ $141,037
Accounts Receivable$-147,099$22,429▲ $169,528
Total Assets$534,114,802$543,907,511▲ $9,792,709
Other Assets Total$21,496,918$22,375,209▲ $878,291
Liabilities
Other Liabilities$449,978,615$466,705,110▲ $16,726,495
Accounts Payable and Accrued Expenses$16,681,850$13,858,859▼ $2,822,991
Mortgage Notes Payable Secured by Investment Property$16,000,000$9,000,000▼ $7,000,000
Total Liabilities$482,660,465$489,563,969▲ $6,903,504
Net Assets / Fund Balance
Total Net Assets Fund Balance$51,454,337$54,343,542▲ $2,889,205
Total Liabilities and Net Assets / Fund Balance$534,114,802$543,907,511▲ $9,792,709

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$16,015,015$6,388,667$22,403,682
Equipment$1,677,185$7,851,319$9,528,504
Land$3,833,236-$3,833,236
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Linda AndryPresident/ceFT$362,445$133,831$496,276
Linda AndryPresident/CEO-$284,173$212,103$496,276
Shelly RidgewayChief OperatFT$404,303$87,783$492,086
Shelly RidgewayChief Operations Off-$231,708$260,378$492,086
Beth GrabinChief FinancFT$241,378$79,277$320,655
Beth GrabinChief Financial Offi-$199,312$121,343$320,655
Christian MarcussenChief Tech OFT$230,889$75,010$305,899
Christian MarcussenChief Tech Officer-$199,583$106,316$305,899
Jennifer NaeveChief MarketFT$213,806$59,657$273,463
Jennifer NaeveChief Marketing Off.-$163,022$110,441$273,463
Brad KnutsonChief Tech O-$168,295$4,683$172,978
Brad KnutsonChief Tech Officer-$106,500$66,478$172,978

Board Members and Trustees

NameTitle
Bob LeeBoard Member
Brett CarterBoard Member
Gary SchockerBoard Member
Larry RidenourBoard Member
Mary SoederBoard Member
Mike ReyesBoard Member
Tameka ToneyBoard Member
Tom GibbsBoard Member
Troy SmithBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$34,007,707
Investment Income
$4,454,796
Other Revenue
$0
Change in Net Assets
$2,335,304

Audited Revenue Reconciliation

Revenue per Audited Statements
$38,462,503
Total Revenue per Audited Statements
$38,462,503
Total Revenue per Form 990
$38,462,503
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$21,237,003
Salaries, Compensation, and Employee Benefits$14,890,196
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$9,039,995
All Other Expenses---$3,083,831
Other Employee Benefits---$2,612,108
Other Expenses---$2,081,622
Current Officers, Directors, Trustees, and Key Employees---$1,614,915
Depreciation Depletion---$1,497,067
Advertising---$1,169,542
Occupancy---$1,072,183
Office Expenses---$1,054,584
Pension Plan Contributions---$813,423
Payroll Taxes---$809,755
Interest---$617,008
Conferences and Meetings---$221,559
Insurance---$173,576
Fees for Services Accounting---$104,044
Fees for Services Legal---$16,887
Total Functional Expenses$0$0$0$36,127,199

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$36,127,199
Total Expenses per Audited Statements$36,127,199
Total Expenses per Form 990$36,127,199
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$2,273,630$4,223,408▲ $1,949,778
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$466,705,110
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

All depositors are considered members.

Form 990, Page 6, Part VI, Line 7A

The credit union members elect on an annual basis the members of the board of directors.

Form 990, Page 6, Part VI, Line 7B

Any proposed mergers must be approved by a majority of the membership.

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 12C

The security matrix on the data processing system prohibits employees and directors from initiating transactions on all accounts listed on their conflict of interest disclosure statement, which is updated annually.

Form 990, Page 6, Part VI, Line 15A

The board of directors hires an independent consultant to perform a salary review on the ceo on a bi-annual basis. The ceo evaluation is discussed at the board meeting, a motion is made as to the level of compensation and then voted on by the board.

Form 990, Page 6, Part VI, Line 19

The monthly financial statements are posted in the lobby and are updated on a monthly basis. The governing documents and conflict of interest policy are made available upon request.

Filing and Contact Details

Filer

Filer Name
Ascentra Credit Union
EIN
42-0747751
Phone
8004265241
Address
2019 GRANT ST, BETTENDORF, IA 52722

Signing Officer

Name
Linda Andry
Title
President/CEO
Phone
8004265241
Signed
2025-04-28

Organization Details

Principal Officer
Linda Andry
Formed
1950
Legal Domicile
Ia
Voting Board Members
9
Independent Board Members
9
Employees
216
Volunteers
9

Preparer

Firm
Petersen & Associates
Address
506 E GOLD COAST RD STE 100, PAPILLION, NE 68046-4790
Preparer
Steven O Petersen
Phone
4023332800
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

N/A

Form 990, Part XI, Line 9

Net change in investment valuation reserve 553,901

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IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt038462503
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
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IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/TotalAmt0173576
IRS990/InterestGrp/TotalAmt0617008
IRS990/InvestmentIncomeGrp/ExclusionAmt04454796
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt04454796
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IRS990/InvestmentsPubTradedSecGrp/BOYAmt037491316
IRS990/InvestmentsPubTradedSecGrp/EOYAmt039977411
IRS990/IRPDocumentCnt013159
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt014239986
IRS990/LandBldgEquipBasisNetGrp/BOYAmt022605018
IRS990/LandBldgEquipBasisNetGrp/EOYAmt021525436
IRS990/LandBldgEquipCostOrOtherBssAmt035765422
IRS990/LegalDomicileStateCd0IA
IRS990/LoanOutstandingInd0true
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0STATE CHARTERED CREDIT UNION
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt016000000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt09000000
IRS990/NetAssetsOrFundBalancesBOYAmt051454337
IRS990/NetAssetsOrFundBalancesEOYAmt054343542
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt01072183
IRS990/OfficeExpensesGrp/TotalAmt01054584
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt021496918
IRS990/OtherAssetsTotalGrp/EOYAmt022375209
IRS990/OtherChangesInNetAssetsAmt0553901
IRS990/OtherEmployeeBenefitsGrp/TotalAmt02612108
IRS990/OtherExpensesGrp/Desc0DIVIDEND EXPENSE
IRS990/OtherExpensesGrp/Desc1DATA PROCESSING
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3ATM/DEBIT CARD PROCESSING
IRS990/OtherExpensesGrp/TotalAmt04463088
IRS990/OtherExpensesGrp/TotalAmt12889496
IRS990/OtherExpensesGrp/TotalAmt22792516
IRS990/OtherExpensesGrp/TotalAmt32081622
IRS990/OtherLiabilitiesGrp/BOYAmt0449978615
IRS990/OtherLiabilitiesGrp/EOYAmt0466705110
IRS990/OtherSalariesAndWagesGrp/TotalAmt09039995
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0394200882
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0391905739
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0809755
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt016305012
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt016305012
IRS990/PensionPlanContributionsGrp/TotalAmt0813423
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01564267
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01705304
IRS990/PrincipalOfficerNm0LINDA ANDRY
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEE INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt022832381
IRS990/ProgramServiceRevenueGrp/ExclusionAmt17226097
IRS990/ProgramServiceRevenueGrp/ExclusionAmt23949229
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt022832381
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt17226097
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt23949229
IRS990/ProgSrvcAccomActyOtherGrp/Desc0N/A
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt03394535
IRS990/PYOtherExpensesAmt019285656
IRS990/PYProgramServiceRevenueAmt031970931
IRS990/PYRevenuesLessExpensesAmt02705425
IRS990/PYSalariesCompEmpBnftPaidAmt013374385
IRS990/PYTotalExpensesAmt032660041
IRS990/PYTotalRevenueAmt035365466
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt02273630
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt04223408
IRS990/ReconcilationRevenueExpnssAmt02335304
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt035149325
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt038038530
IRS990/SavingsAndTempCashInvstGrp/BOYAmt048559795
IRS990/SavingsAndTempCashInvstGrp/EOYAmt055883344
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt016015015
IRS990ScheduleD/BuildingsGrp/DepreciationAmt06388667
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt022403682
IRS990ScheduleD/EquipmentGrp/BookValueAmt01677185
IRS990ScheduleD/EquipmentGrp/DepreciationAmt07851319
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt09528504
IRS990ScheduleD/ExpensesSubtotalAmt036127199
IRS990ScheduleD/LandGrp/BookValueAmt03833236
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt03833236
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0466705110
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/RevenueSubtotalAmt038462503
IRS990ScheduleD/TotalBookValueLandBuildingsAmt021525436
IRS990ScheduleD/TotalExpensesPerForm990Amt036127199
IRS990ScheduleD/TotalLiabilityAmt0466705110
IRS990ScheduleD/TotalRevenuePerForm990Amt038462503
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt038462503
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt036127199
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0284173
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1231708
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt2199312
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt3199583
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt4163022
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt5106500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount058544
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount1147718
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount241826
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount330754
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount437296
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount539173
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt0125793
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt185681
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt274276
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt367679
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt458135
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt54379
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt08038
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt12102
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt25001
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt37331
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt41522
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt5304
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt019728
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt124877
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt2240
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt3552
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt413488
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt522622
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0LINDA ANDRY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1SHELLY RIDGEWAY
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm2BETH GRABIN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm3CHRISTIAN MARCUSSEN
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm4JENNIFER NAEVE
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm5BRAD KNUTSON
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CHIEF OPERATIONS OFF
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt2CHIEF FINANCIAL OFFI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt3CHIEF TECH OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt4CHIEF MARKETING OFF.
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt5CHIEF TECH OFFICER
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0496276
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1492086
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt2320655
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt3305899
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt4273463
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt5172978
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0LINDA ANDRY 0 432,461 0 SHELLY RIDGEWAY 0 250,000 0 BETH GRABIN 0 318,011 0 CHRISTIAN MARCUSSEN 0 326,404 0 JENNIFER NAEVE 0 182,881 0
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION DEPOSITED FUNDS INTO A LIFE INSURANCE POLICY ON THE PARTICIPANT'S LIFE. AT DEATH, THE CREDIT UNION RECOVERS ITS PREMIUMS PLUS INTEREST PLUS ADDITIONAL KEY-PERSON INSURANCE PROCEEDS.
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE J, PAGE 1, PART I, LINE 4
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc1SCHEDULE J, PART III
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt01907210
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt11352168
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt2964030
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0SPLIT VALUE LIFE INSURANCE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1SPLIT DOLLAR LIFE INSURNACE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SPLIT DOLLAR LIFE INSURANCE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt01100000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt11100000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt2780000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0SHELLY RIDGEWAY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1BRAD KNUTSON
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2LINDA ANDRY
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0COO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt1FORMER CHIEF TEC OFF
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt2PRESIDENT/ CEO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/TotalBalanceDueAmt04223408
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL DEPOSITORS ARE CONSIDERED MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION MEMBERS ELECT ON AN ANNUAL BASIS THE MEMBERS OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ANY PROPOSED MERGERS MUST BE APPROVED BY A MAJORITY OF THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE SECURITY MATRIX ON THE DATA PROCESSING SYSTEM PROHIBITS EMPLOYEES AND DIRECTORS FROM INITIATING TRANSACTIONS ON ALL ACCOUNTS LISTED ON THEIR CONFLICT OF INTEREST DISCLOSURE STATEMENT, WHICH IS UPDATED ANNUALLY.

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